Do you Hate Budgeting, but want Money for your Dreams? Tired of Living Paycheck to Paycheck?
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Tired of Living Paycheck to Paycheck?
Rat Race Blues for Women: When You Hate Budgeting, But Want Money for Your Dreams! Includes BONUS,printable Lifebook Journal!
"... Unique, Fun Twist on Money!""... a Fresh and Innovative Perspective!"
ARE YOU...
Tired?
Stressed out?
Juggling too many balls?
Working just to pay the bills?
Fed up with living paycheck to paycheck, never having any *extra* money?
Spending money you don't mean to spend?
Tired of paying on credit cards -- only to find a higher balance the following month?
Feeling frustrated because budgets haven't worked for you?
Convinced you have to "make a certain amount of money per hour" to survive?
Suffering from Sunday night "blahs?"
Having a hard time getting up to go to work each morning?
No longer enjoying your job - or working for others?
Sick of the Rat Race, but think you can't do anything else?
WOULD YOU RATHER...
Have more time to spend with your children?
Pay off debt completely?
Save your money -- while paying off debt?
Feel secure in the knowledge you have money to meet all your needs?
Have money to follow your dreams?
Stop working so hard for others?
Work at a job you love, instead of staying in a job because it "pays the bills?"
Learn how to set aside money for your own, small business?
Break out of that 9-5 rut, once and for all?
Feel like you're finally getting ahead?
Have energy to do the things you love?
Feel secure knowing you have emergency money for unexpected events?
Have a life first, and a job second?
Know that you could switch careers -- even if the new career pays less?
Do what you LOVE, not what you *have* to do, for a living?
Have peace of mind, less stress and worry?
"My Coaching Clients often come to me wanting to quit their jobs so they can follow their dreams and do what they are meant to do. Until now, we have had to piece together a program for them to follow. Now, I have a simple solution all in one place thanks to Darlene Arechederra's new book: Rat Race Blues for Women.
Darlene offers real solutions to her readers: doable tactics and strategies to finally get clarity around finances, spending, realizing emotional triggers around finances and achieve success in simple and sometimes unconventional methods.
Extremely reader friendly and overflowing with examples, I know I will be recommending this book often!
Thank you, Darlene... for providing a valuable resource for so many!"
Julie Jordan Scott
5passions.comMillionairesOnebyOne.com
YOU AND YOUR MONEY
Let's face it. We exchange our time and energy for something called money. The need for money sends us off to work each day.
How many of us would work at our jobs if we didn't need the
money?
Money, or lack thereof, has the power to determine what we do
(or not), when we do it, and even if we do something.
Now, that's a lot of power for such a small word, don't you think?
Perhaps you've spent your whole life 'not having money'. You've even gotten used to it - you've accepted that you'll never have any.
Perhaps you believe that having money is out of your control. And
maybe in the past, it has been.
If you weren't born into a wealthy family, having no money may have been 'just the way things were' for you. As an adult, however, maybe you're still not where you want to be financially. But you just haven't been able to break out of not having money.
You may have had plenty of money at one time in your life. But your circumstances have changed, and you've not had 'enough' money in a long time.
Or, maybe you actually have plenty of money to live on, if you could just get your spending under control. Heaven knows you've tried. You really have. You've put yourself on budgets over the years, but even that didn't work.
You need to know -- it's not your fault. And you are not alone. There are lots of us who've been there, in one way or another.
"Blues is a clever and very useful book about getting out of the work prison; out of debtor's prison; and starting to live in a more sensible way. We loved it. The author, Darlene Arechederra, writes well and to the point. This book is especially well suited for the pre-retiree who wants to plan ahead."
Joanne Fritz, Ph.D.
American Dream Publishing
second50years.com
booksellingonline.com
IN THE TRENCHES...
I'm not a guru. I don't claim to be. So just what is it that qualifies me to help you?
Years and years of hands-on experience! I've been in the trenches - that's why I'm able to help others. You won't find any fancy philosophy stuff here. Just rubber-meets-the-road information and help. I don't like theories that don't work. I don't like pie-in-the-sky styles. I don't like false promises. So you won't find any of that here.
I'm a reader. Some might say I'm a lifetime student. I love to learn. Over the years, I've read thousands of books -- many of them having to do with money. Makes you think it should be easy then, right? Surely after reading gazillions of books, a person should be able to save money? And stay debt-free?
Not so! Consider that most money books are written from the 'budget' perspective. So what happens if you can't stick to a budget? What happens if you have an uncooperative spouse? You can't force your spouse to stick to a budget. (I'll talk more about this later). Are you doomed, then? No!
I will be honest with you now. I've discovered that most people who have a hard time with their money also have a *motivation* problem. We'll work on that, too. How will you learn new habits, get out of debt, or save your hard-earned money if you can't stay motivated? (I've been there, too!)
I know the dirty tricks that run through the mind -- all of them telling you there's no hope. You're always going to owe money. May as well get used to it... You just aren't meant to have any money. It's not gonna happen! Maybe you've believed the lies for so long that you've become depressed over your money situation. You've given up. You might even think you're trapped in a job you can no longer love, just to keep that paycheck coming in... but your debt load just keeps growing...
Friend, these are all lies. I used to believe some of that nonsense, too. You will learn the truth for yourself. And I'll guide you all the way while you're learning it. If you believe any of these lies, it's simply because what you've been doing isn't working.
I know what you're going through. I spent years doing what wasn't working... You can stop doing that now.
ABOUT RAT RACE BLUES FOR WOMEN
Rat Race Blues for Women is based on my own personal experience, and that of others. You'll find no hype, no filler. Just honest, straightforward help for you.
This book is NOT filled with gazillions of ideas and tips to save you money on purchases. This is not a get-rich-quick book.
The simple methods in Rat Race Blues are tried and true. I've used them all myself to dig out of debt. (And I didn't need a shovel, either!) You will learn to use the money you already have -- to meet all your needs -- without working harder.
Rat Race Blues will get you thinking about your hard-earned money, and the number of hours you have to work for it. You'll dust off those dreams you once had, and take another look.
You'll be able to do this - no matter your debt load - no matter your age - no matter your earnings per hour - once you learn to view your money and time in a whole new way.I'll TEACH you how to do this. Your thinking about money will take a whole new turn... As you view your money in a whole new manner, your actions will change naturally. Your actions will take on a whole new meaning, too!
Most of the methods and strategies in Rat Race Blues can be implemented the SAME DAY you read your new book. You will see immediate results.
If you are sincere in wanting to make changes in your life, all you have to do is take the first steps, then build upon them. You will move steadily into a place where a great
majority will never go.
You don't have to stumble around in the dark anymore, knowing that you should be doing better, yet struggling to find what REALLY works for you. Those days are over for you!
Darlene,
I really appreciate that you've written a book about the things that really
work for you. That encourages me to put some of your ideas into practice
for myself because I know you have tried them first. It's more than just a
book of things you've read but things that have worked.
I confess, I like books too. I have stacks of books that I am going to read
"some day." One day I could take an inventory of how much money I've spent
on the books I never read. That would be interesting.
Thanks again for writing your book and trying out all these ideas yourself.
Nannette
Ballwin, MO
CAN YOU REALLY SAVE MONEY WITHOUT A BUDGET?(Yes, you CAN -- Here's Why!)
A budget does absolutely no good if you have to 'reward' yourself with goodies just to get you through another week at work.
Sooner or later you're going to blow it, especially if you are on a tight budget. Most of us can be good for only so long. (Yes, I know -- there are a few very disciplined people out there!) The majority of us just need a tiny push.
A budget does no good if your spending is out of control, and you cannot tame it - you need constant rewards to prop you up until the next payday.
If your spouse sees no need for a budget and will not sit down with you to create one, you may be setting yourself up for an uphill battle.
Fighting your spouse over a budget will not get you any closer to realizing any of your dreams. As some of you may have already discovered, fighting over a budget can turn your marriage into a battlefield, if you let it. We're not going to take that route.You will simply determine what's do-able for you. What will work in your situation. There's no need to fight over the money. Together, we will break the Stranglehold.
"I read your book and during my holiday I thought a lot about it. I find it extremely helpful and not written in a patronizing way (lots of money books are).
I can see finally a light at the horizon.
Thank you very much."
Yvonne H., Germany
HOW WILL RAT RACE BLUES FOR WOMEN HELP YOU?
You'll discover --
Simple, no-budget strategies. (and you won't be asked to do another budget.)How to quickly save money -- (yes, even without a budget.)
How to find money to build your new accounts, whether you are ready to focus on building your new Dream Account -- or your Emergency Account. You decide!
A simple technique that proves you're not making anything near what you think you're making per hour at work!
The secrets to set yourself up for working fewer hours -- and still pay the bills.
How to easily pay off debt, while building your savings -- at the same time!
Simple strategies that will have you quickly paying off ALL credit card debt.
How to replace *spending* your money with *saving*. Yes, you CAN save your money!
The tricks for staying motivated for the long haul.
How to live on much less money than you ever thought possible -- and tuck away the rest!
How to view your time and money in a whole new way!
How to slow the speed of your life -- and set your priorities. Money will become a top priority in your life!
Aloha Darlene,
"... finished reading your book. You had me smiling and
shaking my head throughout. I loved it! How astute and
genuine you are. Great advice, great examples one can
visualize the two savings accounts growing. I do alot of
journaling so I know that technique is a winner. ... keep up the great writing."
Nani Linder, universityoflife.info
No more regrets. No more blame. It's that simple.
I've got more good news for you, too. You won't have to wait for your book to arrive in the mail... You'll be working your new plan in just minutes! Yes, that's right... You can download Rat Race Blues for Women instantly. And chances are, you'll probably SAVE more than the cost of the book, $16.95 -- the same day you begin reading your book.
Rat Race Blues for Women doesn't require a special program to open, either. It's as simple as using your Acrobat Adobe Reader to view it.
And don't forget - you have a 90-day money back guarantee. You have nothing to lose, but so much to gain (a bank account that actually has money in it, peace of mind you haven't seen in quite awhile, less stress and worry as you focus on your NEW life goals...)
Plus, you've got me beside you all the way -- step by tiny step.
PLUS...
Don't forget about your BONUS! You'll receive a printable "Lifebook Journal" to help you in your new
money journey! It works alongside Rat Race Blues for Women, and will help keep you on track. After
printing, it'll fit beautifully into a 3-ring binder!
TAKE YOUR LIFE BACK!!
To instantly receive your new book:
(Yes, you can also write a check here instead of charging it.)
Click Here
You will be directed to ClickBank, a secured payment site. This means that your payment information is safe and secure. ClickBank accepts many cards, including Visa, VisaDebit, MasterCard, MasterDebit, Amex, and Discover. Your transaction will show up as "ClickBank/Keynetics" on your statement.
You're ready to go! Rat Race Blues for Women
is available anytime, day or night.
P.S. I know that sometimes it's hard to make a commitment. It makes it seem too 'real'. So, again, let me ask you something:
Are you happy with where you've been for the last few years?
No?
Well, this is your chance to start over. Today. You can grab the keys and take your life back. At your pace. Your way. Using your do-ables. You don't have to do it someone else's way.
This is about YOU. No budgets, no complicated procedures. Just simple strategies, moving you forward. Out of debt, with money in the bank.
Now, smile...you have a secret..
You CAN Save Your Money! You CAN be Debt Free!You CAN Work Less!
And, I can't wait to hear how well you're doing!Happy Saving,
Darlene (Dar) ArechederraRatRaceRemedies.com
P.P.S. You don't think you arrived here by accident, do you? This is your chance. Take your life back NOW!
