Buy Pennies Sell Dollars!
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_ Thank you for your visit to Buy Pennies Sell Dollars.com!_
Hello and my name is Roney Smith and I will share a few thoughts
with you today!
_ Send me to any public school in America. _
Take away my wallet. Give me any student with internet access that
knows the difference between up and down, two different colors, and
positive and negative, " class="style_1">
Today is going to be a day that you will remember forever and never
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You will definitely need a passport to
take your upcoming vacations that
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remember your anniversary of visiting this page for years to come.
My name is Roney Smith and my 22nd entrepreneurial anniversary was
reached on November 1, 2009. Twenty-two years ago on November 1, 1987
at the age of twenty-two (22) years old, I started a company named
Credit Guard that completely changed my life because operating the
business revealed to me who I really was through my hidden talents
that were rapidly exposed and confident, life-affirming opportunities
that came to light as a result of my actions. My actions years ago
clearly continue to change, shape, and mold me in my development
today.
_ Your empowerment is right here._
Today you will begin to excessively benefit from my past 20 years of
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other can match. I absolutely encourage you to try if you will every
other resource that you have access to and when you are fully
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return to this page and see what would have been possible with a much
shorter time frame, with less energy, and far more efficient use of
your money.
Today you will gain what many undeniably consider an unfair advantage
to the rest of the world. But it is an advantage that was kept from
you for reasons untold. My only guess that today is just your day
because you are finally in the right place at the right time with the
right outlook that this opportunity has finally found its way to you!
Providence has created and lined up planets, constellations, and
galaxies for us to come into contact with each other.
_I believe and know that you will fly!_
One talent that was revealed to me over 20 years ago is that I
personally am the best person I can be whenever I am in a teaching
mode. I come from a family of teachers and preachers on both sides of
my family tree:) Even though I later taught mathematics within the
public education system, I quickly discovered that I had higher
aspirations and then left teaching to pursue a master of business
administration (MBA) degree again largely due to starting Credit
Guard.
_ What will you do with this coming abundance?_
My own learning is reinforced and multiplied whenever I have the
opportunity to teach others. A personal observation gained and still
remembered through my teaching experiences is that I can teach anyone
anywhere regardless of their past educational experiences, successes
or failures, credit reports, wealth or poverty, lifestyle,
socioeconomic level, and genetic makeup. I am more than willing to
quickly give up any preconceived ideas and notions of being the expert
or appearing distinguished and elegant in order to get my students'
knowledge, wisdom, and understanding to their next level. I can teach
a stump if the stump is willing to make a change and give me an
opportunity to do my thing even if it means that I have to get dirty
and break into a cold sweat:)
Fast forward 22 years to today. As a result of who and what I am as
well as the blessed milestone that has been reached, I am making
available to future students such as yourself and the public worldwide
Buy Pennies Sell Dollars which is a breakthrough system and framework
that will change the world by fully equipping you to change yourself
to the person that you always knew you were created to be. You will
indeed accomplish more than anyone ever imagined and essentially step
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free yourself and others from the artificial limitations and barriers
that needlessly held you back before.
But let me first clarify what Buy Pennies Sell Dollars is not. This
is not any New Age mumbo jumbo, metaphysical secrets, shallow
promises, a get rich quickly scheme, or pathway to MLM or multi-level
marketing (multilevel marketing in some corners) or what others call
network marketing. Although income and revenue will be generated in
faster ways than you may have experienced before, I am giving you a
turnkey opportunity that you will forever remain fully in control of.
_ We are teaching you how to fish and where the fish are waiting for
you right now!_
I personally do not have any issues with network marketing and have
been involved with various companies before and reserve the right to
do so in the future. But no network marketing company worldwide
compares to the ability to Buy Pennies Sell Dollars on your own
without any other person or company requiring monthly quotas for
payments.
As a mathematics teacher, the unconditional math skills taught to my
students paid no royalties or residual income to me later other than
the pure joy and satisfaction that I had the fortune to turn on the
inner light within someone to solve a problem that they could not
solve in the same way before our time spent in working together. I am
offering you the same freedom in your future as once offered to my
students before.
You will completely remain fully in control of every step of the
process whether you and I remain in contact or not, although I do hope
to meet you and hear your testimonies of how Buy Pennies Sell Dollars
has transformed your life and your loved ones. There are many students
of mine that I have never heard from again although the internet is
making it easier for us to find one another through websites such as
Classmates.com and MySpace. I do find a special joy in knowing that
whenever a past student thinks of me or a problem that they are able
to solve years later, they will remember me fondly and thank God for
the time that we spent together. I used to tell my students of these
same thoughts and feelings years ago in my classroom.
_ There is more than enough for all of us!_
Essentially I am offering to you today the benefit of the same rich
experiences that were first offered to me since graduating college,
teaching my students, and being exposed to the dynamic and vibrant
ways of financial achievement without spending 20 years of your own
time to reinvent the wheel or accomplish them on your own through
trial and error.
Yes, by becoming a student of mine with me as your teacher you will
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red pill as Morpheus provided to Neo within "The Matrix" trilogy. Now
as I think about it, you will not need a printer at all to Buy Pennies
Sell Dollars although you may choose to print some items just to share
with others. Having 100% digital inputs is a new benefit never crossed
my mind until now.
_ Let us flip your switch and turn your light on!_
It is my personal promise to you to put the opportunity of earning
more money into your hands than you are able to give!
Each moment that you delay builds a negative balance against you
that will keep getting higher until either you die or make the change.
I am teaching my students to become teachers within their own right.
My own longevity is not a concern since my light will continue to
outshine and outlast my time on earth.
_ If you can tell the difference between two colors and up and down,
you can do this!_
Hopefully you will now see that Buy Pennies Sell Dollars is not a
get rich quick scheme because this is indeed my living legacy. It has
taken over 20 years to reach this point and there is no way in heaven,
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personal mistakes in the past just as any other person but Buy Pennies
Sell Dollars is not one of them without a doubt.
Taking action is the decision that
makes you a success!
Here are a few questions that I have just for you before we turn
your light on:
Is today your day?
Are you ready for a revolution within your own life?
Are you prepared to experience what you felt was yours but never had
the opportunity to see manifest within your life?
Do you love someone or something enough to let go and go for the
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Do you want the ball to be in your hands or someone else?
Would you like to see how I can condense, fold up, and squeeze the
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If you answered yes to any of the above questions, then feel free to
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Once you make the leap of faith, I want you to do one of five
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opportunities, and knowledge can be verified as a legitimate
opportunities; or
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entitled Buy Pennies Sell Dollars.com. I strongly encouraged my
students to work in teams during the learning phase and still do.
Beyond yourself, I sincerely hope that you will provide a scholarship
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If you are unable to make the first step in faith today, then leave
this page as quickly as possible. I do not ever want to be your or
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what coulda, woulda, or shoulda have been!
Our Promises:
1. You will gain permanent, special access to a students-only
mailing list and website as long as you do not reduce the quality of
life for our other students within the available forums. You will have
access to any updates to this BPSD 101 course forever.
The BPSD 101 may not be sold, leased, given, donated, or transferred
to any other party, individual, group, user name, e-mail address, or
entity. We reserve the right to amend, cancel, or change the BPSD 101
course itself at any time as well as its offering.
2. You will also have the capability of enrolling within a
refresher course or a single, new session of the BPSD 101 course for
up to 2 years after you initially enroll as a student.
This guarantee is designed to help you in a case family event or
other high priority event occurs and you do not have the time to
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3. BPSD 101 is designed to bring you a minimum of 10x return on the
cost of tuition.
You will however see the overall value to be 100x higher than the
cost of tuition. We will answer your questions and make resources
available to you within our online forums you until you absolutely
reach ten times the cost of tuition. All homework assignments must be
completed successfully and submitted to us as necessary.
Here is a true story which gave me the idea of how simple that Buy
Pennies Sell Dollars BPSD 101 had to be and it is!
Thursday, October 18, 2007
Earlier this morning, I was "drafted" by my wife to volunteer at our
oldest daughter Rachel's school.
Volunteering did not scare me since I was a former high school
teacher of grades 9-12, a youth pastor and minister since 1996, a
stockbroker with some the richest customers or
deadbeat-foul-mood-because-my-buddy-told-me-a-bum-stock-tip-that-took-all-
my-money-after-I-bought-it people that anyone will ever meet:)
Everything went as my wife indicated that it would but when I
arrived in the classroom, I knew that rubber was going to meet the
road in a 21st century way that I had never experienced before as a
student or teacher.
The classroom was divided into smaller groups of 4 students on
average. My daughter attends a new charter school within our county by
the way.
The smaller groups instantly had an advantage over other educational
philosophies in that each student could receive special attention at a
faster rate than having a single classroom mass of students.
But the smaller groups also have a dual-edge in that if the student
wants to drift off mentally or has problems with learning, the tasks
at which the group does not receive hands on instruction will find the
student driving off a cliff without any chance of hitting a guard rail
or safety net.
As a former teacher, I had a learning curve in that the groups were
rotating faster than I thought they should but I later realized that
it was for the better.
In today's culture, I now believe that the gaming world,
entertainment companies, and education institutions had better get
married shotgun-style if American youth will have a chance globally.
The attention span of American society today requires that the small
groups change tasks faster than they would when my deceased mother
taught school or when I was a teacher or student.
Only a three-way marriage is going to give the masses an opportunity
to not appear in printed documents posted within post offices or
facing three strikes nationwide.
It is now clear to me that even a charter school will not be able to
save some who have not been adequately prepared at home intentionally
or unconsciously.
I was assisting first graders with the task of locating vocabulary
words within a dictionary and categorizing the words as nouns of
either people, places, things or animals, or verb (not a noun).
Some words may have been both a noun and verb and a few words did
not actually appear within the dictionary being used.
The first group assisted were already working when I got there.
Almost immediately, I found one young girl to be as equally a drama
queen as my own girls whenever things were not flowing her way.
I almost thought it was a ploy to get more attention. But wait, it
was:)
The bell or beep to change tables and move to a new task came faster
than I realized. I kept wondering if they were going to have to leave
the classroom for some reason.
Then it hit me like lightning during the second group I was
assisting.
One young man came to the table without any tools as the other kids
had, appeared to not have been present the previous day, and sat down
in a position to watch the computer monitors of kids who were working
in another group even though he could not hear the sounds they heard
through headphones they were wearing.
The gentle way but slightly mocking tone another young boy spoke
about him let me know that the first kid was not going to get the star
for the day.
3 of the 4 students rapidly jumped in to locating words while the
unfocused kid found other worlds to dwell within.
So I moved beside him and squatted down to get on everyone's level
of eyesight and more doors started opening up.
Although I had heard it during the first group, I was surprised to
see the children more focused on what page a word could be found
versus knowing how to locate the words within the dictionary. Working
together in groups is one thing, but not knowing the process involved
is weakness that subverts the teamwork.
The fight to get them to not call out the page numbers was gentle and
nonviolent but highly irritating at the same time.
Since the young kid was more focused on the computer monitors I asked
everyone the question, "How many of you have played video games
before?" Everyone said yes or raised their hands.
I then explained to them that looking up words within a dictionary
was just like playing a video game and counting at the same time.
I confirmed that everyone knew how to count from one to ten. I then
asked them "How many letters are in the alphabet?" The fork in the
road was then reached at warp-nine light speed.
The kids who were bright and appeared in tune with everything kept
calling out numbers either too high or too low. Upon each recount,
they reached a higher number surprisingly.
It was the unfocused kid who changed positions away from looking at
the computer monitors and made the 180 degree turn that stunned me.
He simply and calmly counted the letters of the alphabet and gave me
the correct answer on his first reply.
"26!" was his answer and the rest of the kids even within the other
sections did not get it right on their first attempt.
I then explained that they had a code of 26 letters that they had to
use just like numbers in order to locate the words by using the
beginning letters of each word.
From this point on, those who used the system would find the words
quickly and easily while those who focused on the page numbers spent
more time starting over and wasting time.
But the correct answer did not sustain the kid and he went right
back to looking at the monitors as he had done before.
I stayed beside him and kept asking him about the letters within the
words. He understood the logic involved but would not get to second
base of actually looking for the words.
The sessions continued without any further difficulties and by the
time the last group reached me, I was back in rare teaching form.
One of the best things about today was that the comfort zone of only
dealing with my own daughters was broken and meeting and working with
kids other than your own will keep you more in tune with your own
children and you will see some of the nuances that your own kids pick
up while attending school.
The time went into fun zone and I really enjoyed it.
But the unfocused kid made me realize some things that I rather not
have witnessed but now realize that I can help others like him who
have grown up and attending college may not be a workable goal for
them.
The kid made me realize that only through a video game or logical
flowchart of a video game will American citizens regain the leadership
in the quality of life.
Other countries have the lower health standards, higher crime levels
and threats of violent wars, but America will slide into the same pits
if the inequalities between the haves and have nots continue to
multiply.
The creativity involved in creating a video game will capture and
motivate youth and young adults above and beyond the criminal
lifestyles that pop media is decaying into.
The criminal lifestyle appeared to be within this kid's future but
we can flip his script early enough to keep him off that path. I later
thought to myself that the kid clearly has a future of being either
Forrest Gump, Nino Brown, or the beautiful mind of a hedge fund quant
if he can be reached. Otherwise, somebody better get a football in his
hands and show him a three-point position:)
But back to the breakthrough and turnaround.
People who have taken the paths of dirty money can and will finally
see that they can lower their risks of being separated from their
families and friends or the threat of being incarcerated if they begin
to learn some simple, life-sustainable skills in how to earn clean
money that can be taught to their circles of influence and
descendants.
It still amazes me that rapper and music mogul Jay-Z and even
deceased Biggie have been credited with the ability of not having to
write down their lyrics before recording them. This feat is nothing
short of Shakespeare or Einstein in my opinion.
Clearly the skill has the seeds of mathematical finesse only
commonly found within financial centers around the world.
Today's youth can turn the country around by learning these skills.
The primary downside or threat that I see is that without the proper
guidance and selection of worthy values and moral compasses, earning
generational wealth of such magnitude will more rapidly destroy them
or be simply in vain.
My calling that was confirmed today is that I know how to share both
requirements with them as a minister, teacher, and entrepreneur.
My 20th entrepreneurial anniversary was on November 1, 2008 and with
each day I am becoming more energized for this new task and the next
level that it will usher in.
I realize that I have only a tip of the iceberg in skills to create
such a video game. I know that through the power of God as revealed
within the internet and web 2.0 world that the remaining tools can and
will be discovered. I can start to compile the rest of the components
that I have within my reach however.
It is indeed the dawning of brighter new world:)
So I am keeping hope alive when it comes to today's youth in spite
of all the traps and negative opportunities that await them. They can
and will survive!
_ _
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Here are a few of the usual disclaimers that are required by various
governmental entities.
1. This course is not endorsed by any federal, state or local
agency.
2. No person earns any income solely for enrolling others in this
course.
3. No incomes are represented or guaranteed of any amount for any
participant.
4. Some associates will earn no money at all in this course.
5. The only required purchase to participate in the course is a
single individual scholarship.
6. No purchase of product is required for participation in the
course at any level.
7. All examples are for illustration and explanation purposes only.
8. This site may be used only as informational purposes and should
not be used as advice to buy or sell any financial instruments.
Various entrepreneurial endeavors and trading have big risks and may
be suitable only for experienced people or traders. Before making any
important investment decisions, consult your financial advisor or seek
other authoritative resources.
9. Securities, Options, Futures, Forex, Bonds, and Mutual Fund
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