Stop Debt Collectors | Stop Collection Calls |
StopDebtCollectors.org
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STOP DEBT COLLECTORS
Stop Collection Calls and Harassment
ARE YOU ANXIOUSON-EDGEAND JUST PLAIN SICK OF CONSTANTTHREATENING PHONE
CALLS FROM DEBT COLLECTORS?
YOU CAN STOP DEBT COLLECTORS IN THEIR TRACKS – EASILY, INSTANTLY,
AND THE BEST PART IS – 100% LEGALLY.
Dear Recipient of Debt Collector Harassment,
What you are about to discover on this site can silence the ringing
telephone, prevent lawsuits and judgments from garnishing your wages,
and knock thousands upon thousands of dollars off of the balances you
owe (or think you owe) to debt collection agencies.
On the other hand, choosing to ignore this information can cost you
many more sleepless nights worrying about the debts you owe, and who
the debt collectors will call next to track you down.
Add to that the thousands of dollars in legal judgments and fees, and
the inevitable march closer and closer towards bankruptcy
I suggest you take a few minutes of your time to pay attention to
this opportunity for change. The difference in sheer dollars, let
alone peace of mind, between the two scenarios I mentioned above, is
way to great to just blow off. Not to mention
MY PROGRAM WILL CHANGE THE WAY YOU THINK ABOUT CREDIT AND DEBT,
FOREVER.
But first, I want to let you know that not too long ago, I was in a
situation that I'm guessing is a lot like the one you're in right now
(or otherwise, you'd never have come to this site in the first place.)
I was within inches of the American Dream. I had a home near the
beach in San Diego. I had a new business, and it was just starting to
take off.
My wife and I thought the only thing left on our to-do list was
having kids and living happily ever afterBoy were we wrong - Dead
wrong.
What we did not see coming was the economic downturn that most of us
are feeling right now, as I write this in July of 2009.
First, the real estate market bottomed out. Then unemployment started
skyrocketing here in California. Everyone started tightening their
belts.
With less people spending even less money, my new business just
sputtered to a halt. Because of flat sales, I had to close the doors
– and that was just the beginning.
The landlord of my business lease sued me for breach of contract. I
was forced to write a huge check to settle out of court.
With our life savings completely obliterated, my wife and I scrambled
to find jobs in a now highly competitive job market. We quickly found
out that employers were paying a lot less and demanding a lot more,
for the same jobs we once had.
One by one, those lines of credit that we once took for granted,
became past due. We just couldn’t keep up with minimum payments that
were getting larger and larger each month.
With me barely earning a living wage, and my wife still desperately
looking for work, the debt was just too much for us. Every one of
those credit accounts were sold off to
COLLECTION AGENCIES
This was when things started to get really ugly. I was lucky enough
to have found a job finally, and I got a call at work, from a debt
collector. This one phone call made it clear just how ugly, seedy,
unethical and aggressive these collection agencies really are.
The account was a credit card that was originally in my wife’s
name. Although we never gave them my new work phone number, they had
somehow found it and called me there. Right away they started in,
trying to threaten, provoke, and otherwise scare me into paying back
an $5000 credit card debt – and they wanted the whole balance up
front!
Before the call was over, the smug, low-life debt collector had the
nerve to call my wife and I “lazyâ€, saying we shouldn't spend
money we “didn’t haveâ€, and even had the gall to tell me to
“take out a 2nd mortgage†on our (already depreciating) home to
pay him off!
As a former business owner that had put my life savings, heart and
soul into a small business that didn’t ultimately make the all
coveted, 5 year “make it or break it†point, you can imagine how
devastated I was over my situation already, without having my work
ethic and integrity insulted too!
Besides calling me at work, they hassled us at home. At that time, we
were naïve. We answered a few calls and tried to explain our
situation (bad idea, and you’ll learn why later.) We tried to
“reason†with the collection agency (another bad idea.) The more
we took an honest, straightforward approach, the more this collection
agency tried to threaten, scare, and insult us! And I finally got so
frustrated, I told them off and refused to deal with them (the first
smart thing I had done…!)
And it was not long before we started getting calls from another
agency about a different account. Then another, and another. Each
time, the treatment we got was much like the scenarios in this
eye-opening video, an NBC news feature story.
CLICK BELOW TO WATCH: DEBT COLLECTOR HARASSMENT AND THE LAW
With all the threats and disturbing calls I was getting, night and
day, I actually developed a serious case of insomnia, as my already
difficult financial situation was made even more nerve-racking with
what felt like constant debt collector harassment. I knew there had to
be something I could do. So, I started on a quest for answers...
I POURED THROUGH COUNTLESS “FREE†ARTICLES, LAWYER PITCH PAGES,
AND QUESTIONABLE PAID RESOURCES ONLINE - AND FOUND NOTHING OF REAL
VALUE.
I started looking around online for information and resources to help
us deal with this constant onslaught of debt collector harassment. I
found everything from poorly written free articles that offer
encouragement but no concrete system for stopping debt collectors, to
a ton of sites by lawyers making big claims, but with big fees to
match.
I found some paid resources that claim to help deal with debt
collectors, yet they focused much more on debt consolidation and debt
management – in other words, debt repayment programs.
However, I had already joined a debt repayment program, and made the
shocking discovery that most of the debt collection agencies would not
agree to the terms of my debt repayment program!
(In other words, these debt collectors wouldn’t even take money
from me when I offered to make payments – to them it just wasn't a
big enough pay day – because of greed in other words. FYI, there is
a secret weapon available, that once you know of, can be used to force
these debt collectors to comply with you, but I’ll get to that
later.)
One of these paid resources was an ebook apparently written by an
author overseas, that had “researched and compiled†their
information for the U.S. market. I don’t know about you, but I would
feel a lot more comfortable with a report written by someone in the
U.S., for people in the U.S., who have experienced the problem and how
to solve it – first hand - not just a report “researched and
compiled†for the U.S. market.
(No offence to writers outside of the U.S., it’s just that when
finances and federal law are concerned, first hand experience really
counts – at least for me anyway.)
After months of investigation, reading, researching, and personal
experience – I finally had my answers. Between reading everything I
could find online, and a few hardcover books about getting out of
debt, I discovered some very important information that places power
back into the hands of every day Americans - power that protects us
from predatory lending and abusive debt collection practices.
The ironic thing about this is - most "normal", every day Americans
don’t even know that they have any power at all to fight back
against these abusive, corrupt debt collectors - and actually win.
That’s because the credit card companies, their high-priced lawyers,
and the debt collection agencies, do everything they can to prevent
you from knowing the truth!
But knowledge is power. I have spent days, weeks, months enduring
insult after injury, in order to uncover the knowledge that places
power right back in our hands – in your hands.
I AM OFFERING YOU A POWERFUL WEAPON TO FINALLY TURN THE TABLES ON DEBT
COLLECTORS.
The bottom line is this: Yes - you can stop debt collector
harassment, and you can do so completely legally. In most cases, when
you are armed with the right tools, you can stop the calls immediately
– in fact, after you learn what I tell you about how to deal with
debt collectors, you will discover that if these debt collectors
don’t back off, you could actually benefit!
The resource on this site will empower you not only to stop the
annoying harassment; you’ll have the debt collectors running scared
if they fail to cooperate with you.
My report, “How to Stop Debt Collectors In Their Tracks†is a
complete system for stopping debt collector phone calls, harassment,
threats, and abuse. Within just a few short minutes, you will have not
only the knowledge, but also the tools to finally get debt collection
agencies off your back for good.
YOU WILL DISCOVER
* When to talk to debt collectors, what to say, but maybe most
importantly: WHAT NOT TO SAY!
* How to turn their threats of a lawsuit right back around to use
against the debt collectors...and why you can make them PAY YOU
instead!
* You will learn the shocking truth about why you will probably
never need to worry about being sued - even if they do serve you with
a summons! (Talk about "knowledge is power" - this is powerful stuff!)
* Why you may actually owe just a fraction of what the debt
collectors are trying to get from you.
* You'll understand the protections you have under federal law that
you can use to literally turn the tables on debt collectors when they
step out of line – and without paying expensive legal fees!
* The one bullet-proof action you must take to shut down a debt
collector’s repeated attempts to contact you once and for all. Our
report and bonuses provide you every tool you need for this (hint:
This action is backed up by federal law and will stand up in court, if
you want or need to go that far.)
* The things you absolutely must do each time you communicate with
debt collectors on the phone. Not doing these things is as good as
leaving money, and personal power, on the table.
* What debt collectors legally can and cannot do or say – and how
you can turn their own despicable behavior into a huge advantage for
yourself!
* How to use 2 very simple, easy-to-use accounting tools (that I
give you along with the report) to give you the ultimate upper hand
when dealing with debt collectors.
* Very simply put: I give you the knowledge, the very simple, easy
to use tools, and a step-by-step blueprint to stop collection calls
and harassment, for good - period.
* On top of stopping the abuse - If used wisely, this system could
even help you reduce your debt, win financial damages from collection
agencies, and improve your credit.
At this point, if you are asking yourself whether this information is
worth the price of the course, my only question to you is...Really?
How many hundreds - okay, lets get real - thousands of dollars are
they trying to suck out of you? If my course helps you legally reduce
the balance you have on ONE account, by just 10% (and realistically,
you can probably do waaayyy better than that, on each of your
balances...) then how much was this course worth to you then?
How long can you keep going, ignoring phone calls that won't stop,
wondering if debt collectors are going to call your Dad... sister...
ex-husband, and whoever else, trying to "hunt you down" over a debt?
Why not begin today, or the next business day from today at thevery
latest, to
STOP THE FREAKIN' MADNESS...!
YES, THIS REPORT IS SHORT... THAT’S BECAUSE IT GETS STRAIGHT TO THE
POINT.
My goal with this report was to provide an effective, affordable
strategy for people that are suffering the same nightmare-ish
experiences with debt collectors that my wife and I have dealt with
and successfully overcame.
The main report itself is a power-packed 15 pages of no hype, no
fluff, no nonsense, actionable information that you can put to work
immediately – even if it’s after 2:00 a.m. in the morning.
(If you’re like me, during those sleepless nights when debt
collectors had me awake at all hours because of anxiety over my
finances, it wouldn’t surprise me at all if you are reading this at
2:00 a.m.)
In other words, I wanted to give you a resource that you can quickly
put into practice to solve this problem – not a 200+ page legal and
financial encyclopedia. If I did compile a massive, all inclusive
volume like that, the price tag would be a lot larger too.
And please do not misunderstand - the purpose of this report and the
bonuses that go with it is as follows:
TO STOP DEBT COLLECTOR HARASSMENT IMMEDIATELY
That is what this report will show you how to do, step-by-step. Along
with it, I provide several bonus tools, templates, and resources that
when used together, form a complete, powerful system for Stopping Debt
Collectors In Their Tracks.
This is not a debt consolidation, debt management, or debt repayment
program (although we offer some helpful advice in these areas.)
This is not a credit repair program per se, but the sooner you begin
to implement the information we provide to you, the sooner you can
begin on the road towards stronger credit. And In fact,
I GIVE YOU A 54 PAGE EBOOK ON CREDIT REPAIR AS A COMPLIMENTARY BONUS
GIFT
Yes, you read that right. You get another complete, free, 54 page
ebook on how to repair your credit, on top of our main report…not a
bad deal! This is a perfect compliment, and something that you can put
into practice immediately after reclaiming your peace of mind –
It’s amazing how much you can accomplish in a quiet home when the
phone stops ringing off the hook with debt collectors. I know, I’ve
been there.
Please be aware though: I am NOT a lawyer, and I don’t pretend to
be. I am a former business owner, writer, and plain old regular guy
(turned consumer advocate) who fell victim to unethical debt
collection practices, and lived to tell about it
And although I provide powerful information about how the law plays a
role in debt collection, please do not mistake or misconstrue my
report as that of “legal advice†– I simply do not have the
legal right to make that claim, nor am I doing so. However, as a
matter of practical common sense, personal experience, and my humble
opinion: if you use this report as I suggest, the chances are great
you will actually never need a lawyer
"Will, I want to send a big THANK YOU for your great report, "How To
Stop Debt Collectors In Their Tracks". I was swimming in debt, and
most of my credit cards were in collections. I got at least 5
harassing phone calls every single day before I got your report...and
then I was served with a summons that I was being SUED by a major
credit card company....
I got your system and put it into practice, and was amazed by what I
learned. Had I not done that, I would probably have failed to respond
to the lawsuit out of pure fear...and had a default judgment against
me...Instead, I had the courage to answer that lawsuit, prevent a
default, and then negotiated a settlement for less than 40% of the
original debt...!
...Now all of my collection accounts are either paid off or under
control, and I am on my way to having good credit again. It's made a
world of difference for myself and my family."
--Frank Drummond
MOST FREQUENTLY ASKED QUESTION (FAQ)
\"WHAT IF I BUY YOUR REPORT, BUT IT DOESN’T WORK FOR MY SITUATION?\"
Almost everyone that lands on this page either asks this question, or
wants to ask it. That is completely understandable. Here’s the deal;
If you are living in the U.S. and are being contacted excessively
and/or harassed, hassled, harangued, bugged, insulted, pressured,
threatened, or scared by debt collection agencies over debts such as
credit cards, equity lines of credit, business credit of any kind,
then this report is for you.
There are 3 possible outcomes when you download this report:
1 -You buy the report and bonuses, and use this information
immediately as it is intended to be used, and the harassment will stop
– in which case, you’ve succeeded. Woo Hoo!!
2 -You buy the report and bonuses, and use this information
immediately as it is intended to be used, and the debt collectors
choose unwisely not to stop. In this case, you will be at a legal
advantage, and can legally hold them responsible for their actions.
Most of them will know this (if you use the tools and techniques I
give you to put them on notice) and thus it is very unlikely that this
would even happen – and if it does, you’ve still succeeded
(because you have the upper hand legally!)
3 -You buy the report, but choose not to use as it was intended, for
whatever reason. In this case, there is absolutely nothing I or anyone
can do to change the outcome, because the ball is in your court. If
you want your life and peace of mind back, then only you can take it
back.
"Your course has help me to realize what is really going on with
these collectors their calls. I realize that the worse thing I can do
is talk with them. I have been dealing with them for about 18 mos.
now. Your advice has empowered me...."
-Kathleen Sloan
ORDER NOW AND DOWNLOAD THIS POWERFUL REPORT AND BONUSES IMMEDIATELY
When you order How To Stop Debt Collectors In Their Tracks, you will
not only receive my concise, 15 page, no fluff, no hype, power-packed
report on how to put debt collectors on notice and stop them in their
tracks – You will also receive multiple bonuses. In other words, you
are not just getting a powerful report (which it is, in it’s own
right) but you are actually getting a complete system of tools and
resources that will empower you to stop debt collectors, as follows:
HOW TO STOP DEBT COLLECTORS IN THEIR TRACKS
(MAIN REPORT ALONE VALUED AT $49)
ADOBE PDF EBOOK
As outlined on this page, this is the no holds barred resource for
legally stopping debt collector harassment, without paying expensive
legal fees.
Read it, follow the simple steps and guidelines, and begin the
process of taking your life back - starting right now.
Here are the 4 additional downloadable tools and resources, that you
will use together with the main report, as a total system for stopping
debt collectors:
BONUS #1: TEMPLATE LETTER TO CREDITORS
Valued at $10.00
MS WORD DOC FILE
This professionally formatted letter has been phrased to effectively
invoke existing federal legal protections. It has been proven time and
again to stop debt collector harassment when used in conjunction with
the direction provided in our main report.
Use this template to quickly and easily generate letters to each
individual debt collector, by simply changing the contact info and
address for each collection account.
BONUS #2: PERSONAL BALANCE SHEET TEMPLATE
Valued at $10.00
MS EXCEL FILE
Use this simple balance sheet to negotiate lower payoff balances with
debt collection agencies (more detail on how to do this in my report.)
BONUS #3: PERSONAL INCOME STATEMENT TEMPLATE
Valued at $10.00
MS EXCEL FILE
Used with the balance sheet to negotiate lower payoff balances with
debt collection agencies (again, I show you how to do this in my
report.)
BONUS #4: CREDIT REPAIR HANDBOOK
Valued at $49.00
ADOBE PDF EBOOK
I include a complete, 54 page ebook report on how to repair your
credit. This handbook has a ton of informative tips, and provides a
systematic, step-by-step approach to restoring your credit rating.
This is the perfect complimentary resource, and the natural “next
step†for you to take once you have re-gained your peace of mind by
“stopping the madness†of debt collector harassment.
I could sell this one resource alone for upwards of $49, but am
giving it away as a free complimentary bonus gift when you order
today.
ORDER TODAY AND IMMEDIATELY DOWNLOAD:
Main Report: $49.00 Value
Bonus 1: $10.00 Value
Bonus 2: $10.00 Value
Bonus 3: $10.00 Value
Bonus 4: $49.00 Value
TOTAL VALUE $138.00
YOUR PRICE $37
“Stop Debt Collectors In Their Tracksâ€
NOTE: THIS PRODUCT WRITTEN FOR CONSUMERS IN THE USA, BASED ON
CONSUMER PROTECTION AFFORDED BY U.S. FEDERAL LAWS.
MY PERSONAL, ROCK SOLID GUARANTEE:
I have already gone over the 3 possible outcomes of you downloading
this report immediately. Essentially, you win, unless you fail to take
action. However, I understand that you may be comforted by knowing you
have a “safety net†in place, if for any reason you don’t get
the results you were looking for. In today’s economy and uncertain
times, we could all certainly use more safety nets!
So that’s why I am going to extend a 60 day, no questions asked
guarantee. I cannot of course guarantee what you will or wont do, or
whether you will apply the information in my report and bonuses. I
also cannot legally “represent†you in your dealings with your
creditors or debt collection agencies. However, I can simply guarantee
that you will have enough knowledge and tools to easily stop debt
collector harassment, and even begin repairing your credit with our
bonus gift – or your money back! Simply send in a refund request,
and I will honor it, for 60 days. That’s my guarantee, your safety
net, and for the price I am charging for this system, I think it’s
more than a fair deal.
I look forward to hearing your success story in making annoying,
abusive, and harassing debt collectors a thing of the past! I
sincerely believe my report and bonuses will help you do exactly that.
To Your Success,
William Mason
Creator: How to Stop Debt Collectors In Their Tracks
P.S. Remember, my Main report, and 4 bonus gifts (including a 2nd, 54
page ebook on how to repair your credit) are all yours for immediate
download for just $37 – This package is valued upwards of $138 and
the price could go up next month, so take advantage of this offer.
P.P.S. My rock solid, 60 day, no questions asked guarantee should
make your decision fairly easy (okay, a “no brainerâ€!) If for any
reason you aren’t satisfied, request a refund – simple as that. I
bear all the risk so that you can feel at ease about investing in this
powerful resource.
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