Excerpt from product page

If you are FINALLY ready to Discover 
a REMARKABLY Fast & “SIMPLE METHOD” 
to INCREASE Your Credit Scores Exponentially
then this will be the 
most important letter you will ever read!



Life presents a series of obstacles…

It’s not a question of CAN we manage them…

But HOW we manage them…

 

Dear Friend,

I want to know...
 Have you ever been turned down for a car or home loan…and felt the dark cloud of embarrassment hover over you as you are walking away as the door closes behind you?  Do you feel overwhelmed by circumstance…like the walls are closing in around you?
 Are you living from paycheck to paycheck with the burden of constant financial distress on your mind?
 Have you felt yourself become distant and withdrawn from family and friends because you feel you have lost CONTROL of your financial future…?
 Are you sick of the constant worry…the tension…the doubt…the fear…? Has it gotten to the point where it makes you just want to give up?
Does the negative in your life seem to multiply, continuing to get worse and worse...so much so, that at night you lay awake in paralyzing fear because your faced with an immense amount of uncertainty?
 Have you ever torn up and thrown away a piece of mail without opening it…because you knew it was the exact same collection bill they sent last month, and you still don’t know what to do about it?
Do you wish you could leave all of this behind you and start fresh?


If you answered “YES” to any of the questions then I absolutely have some important news for you. . .

You are NOT alone!

When I Finally Said “I’m Fed Up!”- It Changed Everything for Me...

Everyone reaches a point where they say, “enough is enough…I will never let this happen again!”

You should get excited when you hit this point because this is the place where things start to change and results and solutions begin to take form!

Reaching the point where you’re not going to settle for anything less than you deserve is a powerful place to be! 

Perhaps sharing a story will help you better understand what I mean…

Over the years I have consulted hundreds of people with horrible credit who just couldn’t get approved for that home or car loan or a simple credit card.

Here is Our Story...

Sandy—my very own partner, went through a horrible time in her life when she was forced to quit her job due to complications with her pregnancy.  She and her family dealt with a tough period of transition, having to solely rely on her husband’s income to survive.

Sandy’s husband knew something had to be done to make up for the loss of his wife’s earnings so he secured two additional jobs just to make ends meet! 

Due to birth complications, their beautiful baby girl had to be immediately life flighted to a children’s hospital where she would stay for the next two weeks to regain her health. 

Sandy’s husband was forced to split his time between his wife at one hospital and his new baby at another.  Given these circumstances, he wasn’t able to spend as much time at work. 

Management at his second and third jobs gave him an ultimatum—family or work…?  He chose family… 

Fortunately, after a couple of weeks, Sandy’s newborn baby girl regained her health. However, with the most significant of their worries behind them, they would soon confront new obstacles ahead…

With large hospital bills to cover and financial reserves running on empty, Sandy and her husband found themselves in dire financial straights…

They decided to approach Consumer Credit Counseling for professional assistance. The reps at CCC told Sandy that they were unable to help them and they encouraged her to file bankruptcy, because there was simply “too much month at the end of the money”.  Little did she know that NOT working with Consumer Credit Counseling was actually a blessing! (You’ll see why later.)

With their credit debt increasing every day, Sandy and her husband decided to file bankruptcy and were forced to leave their home. 

This was—as you can imagine, a tremendously challenging and painful time in Sandy’s life. She had reached a turning point and was soon to make some life changing decisions…

“In our times of greatest hardship and difficulty we arrive at a fork in the road, rendering two choices—allow our circumstances to conquer us, or choose to conquer our circumstances.”

 Fortunately, Sandy chose the latter.  She and her husband reached the point where they said “never again”! They decided that they never wanted to experience this way of life again and made it an absolute must to create lasting change…

It was at this juncture that Sandy turned to me for some insight as to what steps she needed to take to restore her damaged credit and regain control of her life.

After applying just a couple tips I gave her, Sandy’s financial situation began to shift and hope began to emerge.

Since then, Sandy and her family have regained what they once lost and their life has taken on a whole new direction.

A Life-Changing Breakthrough…

You see, all change happens in a moment…it’s in that moment when you say “never again”…

We’re conditioned to think that change takes a long time….

That’s just not the case…

Over the past few years we have made important discoveries that have helped and will continue to help a vast number of people create LASTING CHANGE!

Our clients’ are finally able to take things into their own hands and regain CONTROL of their lives instead of being at the mercy of external forces!

 The methods contained within our system will enable you to make a dramatic shift in the results you experience and give you the confidence and power that you need to crush all challenges that stand between you and your ultimate objectives.

Which Road will YOU Choose…?

You see, there are proven habits of excellence. We all run certain “patterns” in our lives or habitual ways of thinking and acting. Each pattern carries with it, a different road, and each road leads to a particular destination.

If you change the pattern of your thinking, you will change the road you travel and consequently—the destination that you will ultimately reach. If you create a new pattern of consistently thinking and behaving differently, you will effect a lasting change that will render a completely new destination, or destiny…

This brings us to an important subject. How many of us have made attempts to achieve improved results and create lasting change but despite repeated attempts, we failed to do so?

The reason why we don’t get the results we’re after is because we haven’t changed our thought patterns. Thinking is actually nothing but the process of asking and answering questions…

So if you get down to the fundamental reason why you haven’t created lasting change, could it be simply because you continually ask the SAME type of  questions and often come up with the SAME type of answers?  As a result, you behave the SAME way and take the SAME actions; therefore you experience the SAME results.

Studies have shown that we have over 60,000+ thoughts each day. Of the 60,000+ thoughts in a given day—all are virtually the SAME…this is the reason why people don’t create the changes they are after.

 New questions must be asked if we are to effect new results.

Some say the definition of insanity is doing the same things over and over all the while expecting different results…

Albert Einstein once said, “We can’t solve problems by using the same kind of thinking we used when we created them.”  

Credit Freedom for a Lifetime is all about providing you with a solid, workable strategy that will present you with new ideas and resources that will enable you to think and act in a DIFFERENT way. In turn—you will achieve DIFFERENT RESULTS that ELEVATE YOU TO A WHOLE NEW LEVEL!

The Start

Of Something Big!

In business and in life, a simple concept, backed by action, can have profound effects. The credo  “Find a need, fill a need,” is one of those concepts.

As my partner and I began to think about the real needs and wants of people who are dealing with credit problems, we realized the obvious fact that those facing credit turmoil don’t want to advertise their hardships.

Ideally, if they could quickly and effectively diagnose and treat their credit ailments behind closed doors without alerting the entire neighborhood they would choose to do so.

It was at that moment, a fire ignited within us to formulate a system that would break down the entire credit repair process into a simple “1-2-3 step” format that EVERYONE could do SECRETLY in their own home! 

Here Is What You Will Discover!

Did you know?
You can “borrow” someone else’s credit history and change your score immediately… Without your consent, credit card companies can lower your available balance which in turn, impacts your score in a NEGATIVE way...  That paying off a collection account can actually harm your score because you’re shining the spotlight on past events and as a result, you’re making them a present issue… Using “Consumer Credit Counseling” can DAMAGE your score… First of all, you are giving someone else “control” over your money and financial future.  Secondly, even if the Consumer Credit Counseling receives your payment on time, they do not always pay your creditors promptly—which further damages your credit score although you have done nothing wrong.
 FICO scores are calculated from multiple sources of data in your credit report each having a varied level of impact on your credit score…  For instance, only 35% of your score is derived from your payment history… On average, today’s consumer holds a total of thirteen credit obligations on record at a credit bureau. Of these obligations, nine are likely to be credit cards and four are likely to be installment loans… FICO scores range from 350 (Low) to 850 (High)… Credit scores give lenders a fast, objective measurement of your credit risk. Before the use of scoring, the credit granting process could be slow, inconsistent, and unfairly biased… Late payments not only damage your credit score, they can also cost you money...  Many credit card companies have a policy that if you miss a payment or are late, they consider it a breach and will raise your APR significantly…
 

Could Now Be the Time To Change...?

We truly believe no one in the entire Credit Repair Industry cares more for our clients’ well being than we do!  Most other professionals will tell you what you want to hear but we tell you what you need to hear. 

We’ve witnessed so many lives change on a massive scale by implementing our strategies. Just knowing that we’ve had some part in their transformation is truly priceless!

And nothing would make us happier than to help you experience the changes you’re after as well!

Another True Story...

 Take the story of Patty and Terry Harpley for example…

Patty and Terry came to us after they filed bankruptcy in search of a solid approach that would re-establish their credit and secure their financial future. 

After applying just a few strategies from our Credit Freedom for a Lifetime System, Patty and Terry increased their score, secured a new home loan, and are now saving about $160 per month on their mortgage payments.  They’ve experienced a new sense of hope and are ecstatic with the results we helped them achieve.

Patty writes, “Not only do we appreciate your professionalism, your kindness and support but we would highly recommend you to anyone.  You go above and beyond and we are so glad for the friendship we’ve developed with you too!”

                         -Patty Harpley



What Do We Have To Offer You…?



Credit Freedom for a Lifetime

The very first program of its kind!

Credit Freedom for a Lifetime transcends all other traditional Credit Repair Programs!

This groundbreaking system will teach you how to replace the tiny baby steps you’ve been taking, with quantum leaps that will “teleport” you to the credit score of your dreams.
 
We’re Going To Let You In on A Little Secret...

You can repair your credit yourself and knock hundreds of dollars off the price tag while achieving better results than the credit repair professionals who charge up to thousands of dollars to do it for you.

And…

Not only can you achieve better results by taking control of your own situation—you can do it in less time!

You’ll be a “Pro” in no time because we are going to take you by the hand and show you how to move from one step to the next in the most efficient and effective way possible.

 
The Credit Freedom for a Lifetime System is going to show you how to:
 Discover The #1 Reason Why People FAIL when they dispute a credit item and how to avoid falling into the same trap…  “Legally” Add Up to 20 years of Excellent Credit History to your credit report immediately (a little known fact that’s worth well over 100 times the price of the course)... Immediately Eliminate Inaccurate + Damaging Information on your credit file with an easy, but often overlooked strategy… Get a Collection Agency to “CEASE & DESIST” on a collection account…  Stop the Harassing Collection Calls Forever using a simple letter that we’ve created for you…just fill in the necessary information and send it on its way… How a Simple “Tweak” On Your Credit Score will save you $8,000 on your next car loan… Gain a Deeper Understanding of the elements that hold the most weight in determining your credit score so that you are able to “size up” your credit report and pinpoint the “priority items” that can be “remedied”—knowing exactly what steps needs to be taken to do so.  The KEY to Re-Establishing Your Credit after a bankruptcy or foreclosure…
 



How Do You Know

If This Program Is Right For You?


As you may have already discerned, this program is an absolute POWERHOUSE—containing knowledge that can be worth $100,000.00 + to you.

We can’t tell you how excited we are to be able to bring this cutting edge program to you and help improve your life forever. 

By now you are probably getting a sense of whether this program can help you get what you want. 

If it is right for you, that’s great.

If not, that’s okay too.

Read and answer the questions below.

If you find that you have experienced any one of these problems below, we highly recommend you grab this program NOW.


Do you think that “you’re in too deep”? Do you feel inhibited by a MINDSET that keeps focusing on the ghosts of your past rather than “looking forward” to the future? Are you sick and tired of paying extra to companies because your score is so low? Do you have a score that is 679 or below? Have you been drowning in a sea of too much information…or misinformation?  You don’t have $100’s or even $1,000’s to give someone else to let them do it for you?

Why This Program

Is Very Different From Everything Else Out There...

 

Reason #1:  This Program Is Focused on Helping You Solve Your Credit Freedom Issues at The CORE…

Not only does our system uncover the past behaviors that led you to your credit problems, you get simple action steps to get immediate results in the present, and perpetuate those results long into the future...

This is something we call the “Tripling Effect”—Expert Strategy for the PAST…the PRESENT…and the FUTURE…

If you don’t understand the factors that caused the credit problems you’re currently experiencing, chances are—these problems will arise again in the future.

One of our personal frustrations with other credit repair resources is that they focus only on treating the symptoms of your credit “condition” instead of correcting the source of the problem.

You must understand how you got to this point in order to prevent such things from happening again.

That makes sense...doesn’t it?

We help you see things as they truly are, identify what actually caused your credit problems in the first place, teach you how to remedy your situation, and then ensure that you’re able to KEEP your credit where it needs to be by installing new patterns and behaviors that inevitably cause you to make intelligent decisions sure to secure ongoing financial success!

Reason #2:  This Program Is Super Affordable.

You may be facing financial difficulties, so we believe it’s unfair to ask you for hundreds of dollars—even though, the results you will achieve with our system are worth $10,000’s and even $100,000’s to you.

As we stated before, our primary objective is to help you get to where you want to be.  So financially we made it VERY easy for you to do so.  Our purpose is to give back…to make a difference in your life and the lives of others…

Reason #3:  Our Credit Freedom for a Lifetime System Includes Audio and Visual Learning Resources To Compliment Our Written Materials

People have different learning styles that enable them to process information most effectively. By supplying you with an array of learning resources, you’ll be able to break up the uniformity and absorb the knowledge that will bridge the gap from where you are now, to where you’d like to be in the near future.

Reason #4:   “Tough Issues” Are Addressed Head On

The last thing we want to do is to waste your time. We know how it feels to “spin your wheels” sifting through mounds of “fluff” in order to find just one morsel of “substance”. 

We don’t dance around the issues and give you “hints.” We give you the complete step by step process to GET STRAIGHT TO THE POINT and ACHIEVE RESULTS IMMEDIATELY.

Reason #5:  How To Become The Borrower The Banks Really Want

If you want to attract a banks attention and become the borrower they will bend over backwards for, you MUST take control of your credit situation and lift your scores to the 680+ range. 

When you can do that, you will be greeted with “red carpet access” to the BEST rates available for any loan you seek. 

The POWER will once again be in YOUR hands!

We will help you TRANSFORM into the kind of A+ borrower any “quality” bank, mortgage company, or credit card company would love to lend to.

And…I can tell you with certainty that if you go through this entire program and apply what you learn—IT WILL happen! 

Final Thoughts…

Once you have mastered the materials you are going to learn inside this program, you’ll witness a transformation. You will leave the past in the past, gaining confidence and pride. You’ll once again be able to feel what it’s like to be completely ALIVE AGAIN!

Think about this:

If you don’t take control of your life, what will life be like for you one year from now…?

How about 5 years from now…?

Ok – take a deep breath in and exhale...    

Now – fast forward into the future one year from the present with the assumption that you HAVE MADE the necessary changes you’re after. Look at your life and the lives of those around you.

How’s the view?

Go ahead and fast forward 5 years from now experiencing the changes that have taken effect since you took control of your financial destiny.

Now compare both futures...one in which you took immediate control and the other future which that resulted from your inaction...

Answer the question: 

“Which future do you want for you and your family?”




Take action and fully commit to have the future you desire

The Credit Freedom for a Lifetime System is THE ANSWER!

This “Step by Step” POWERHOUSE system will SUPER CHARGE your results and enable you to take your life to the next level.

Here Is What You Are Going To Get...

                       

 
 An Audio Interview With Credit Expert Connie Costanzo. Over 18 Minutes. (Bursting At The Seams With Gems of Wisdom That Are Worth Thousands of Dollars When Applied)
   (Value $29.95)
 Credit Freedom For a Lifetime – Your Complete 30 Page Guide, Jam Packed With Everything You Need To Know About Credit Repair – The History...The Importance of Credit Scores...How To Improve Your Scores – Steps 1 – 9...and Much More – Including “The Treasure Map” to Great Scores          
       (Value at $395.95)
 25 Pre-Made Sample Letters That You Can Download and Customize—Making Everything Super Simple and Highly Expedited. (We Did The Work For You – Just Fill In The Blanks)
(Value $29.95)
The “Quattro Method”—Your 4 Day Turbo Charge Checklist That Will Enable You to Take “Quantum Leaps” Along Your Journey to Restore Your Credit
  (Value $4.95)



When You Order NOW You Will Receive These 4 FREE Bonuses!

 



 
 Bonus #1:  FREE E-Book:  “Your Credit Score” – What It Means To You As  A Prospective Homebuyer
                               (Valued at $7.95)
Bonus #2:  “The 10 Most Frequently Asked Questions That You Are Dying to Know About Credit Repair – Answered!”  A Full 18 Minute “Get Yourself Up To Speed” Audio Download For Your Desktop or MP3
                                   (Valued at $345.95)
 Bonus #3: “The 520 and Below Club” Audio –– Gives You The 3 Single Tactics To Improve Your Score With Lightening Speed.   75+ Points In 2 Weeks!  Download For Your Desktop or MP3 
                                  (Valued at $99.95)
 Bonus #4:  FREE E-Book:  “Your Road to Success” –Why You Need To Think Like A Success To Be A Success. Now That You’re Credit Is Where It Needs To Be, Let’s Talk About A “Life Plan.” It Doesn’t Matter If You Earn $23,000.00 Per Year or $230,000; The Tips In This E-Book Arm You With An Arsenal of Powerful Ideas And Strategies That Will Ensure Lasting Success and Fulfillment!
                           (Valued at $29.95)

 

TOTAL VALUE OF CREDIT FREEDOM FOR A LIFETIME

* Over $900.00 *

 

Our mission is to help you get this part of your life in check and provide a system that you can afford. We don’t want ANYTHING to stand in your way...including your finances. 

It all comes with an Iron-Clad Money Back Guarantee – which takes all the risk out of the equation for you!
I know this program is going to change your life forever!
You are going to learn EVERYTHING there is to know about not only achieving, but maintaining AMAZING Credit Scores. 

I am so convinced that once you start to learn more and more by reading all the content has to Offer You, then listening to the Power Packed Audios, while starting to implement the things we share with you– You are going to get Amazing Results! 

We have prepared everything you need and given you step by step instruction so that you will know EXACTLY where to start and what to do next.

Here’s a Fun Thought...

"What if a super-hero who possessed all the ability and power YOU always dreamed of having actually gave you the chance to adopt all of their supernatural powers so that your ability equaled theirs?”

I’m guessing you’d say “UMM...YEH!!!”

Well – we don’t want to “toot our own horn” – so to speak, but that’s exactly the opportunity we’re giving you—

...We’re only slightly exaggerating...or...

ARE WE??? 



Really!

It’s That EASY!

The reason we’re making this offer available to you is because we have found that Credit Repair can be very overwhelming for many people, so we wanted to do something COMPLETELY DIFFERENT that would allow us to take a more personalized approach and guide you step by step towards your ultimate objectives... 
We recognize, appreciate, and operate from the standpoint that each person and circumstance requires a unique set of tools and strategies to get them from where they are now, to where they’d ideally like to be in the quickest manner possible.

You’ll find that NO OTHER COMPANY   in the industry holds the same level of passion and sincere interest in your well being as we do.

Enough talk...find out for yourself! We’re looking forward to working with you!

We guarantee it! 

 
Click Below To Order Now 

[](http://2.icredit.pay.clickbank.net/)



 
Full 60-day 100% Money Back Guarantee

If you aren’t completely 100% satisfied and haven’t seen your scores improve after just 60 days of implementing our techniques, WE WILL FORCE YOU TO TAKE YOUR MONEY BACK!

It’s as simple as that! 

You have nothing to lose except those ugly credit scores. . .

Never worry again about:

1.     Losing your home to foreclosure

2.     Waking in the middle of the night to find the noise you heard in the driveway was the bank coming to repossess your car

3.     Avoiding calls from creditors

4.     The “stress” headache that never leaves you

5.     Sleepless nights because your panic stricken about what your next step should be

6.     Paying more for an automobile than you should…and getting “taken” on the interest rate that you receive

7.     Always thinking “I can’t afford this”… “I can’t afford that”…



Instead . . . picture this, its’ what we call . . .



The “Magic Moment”

We obviously don’t remember every moment of our lives, but there are certain moments that last a lifetime. Moments of love and connection, happiness and joy, excitement and hope, passion and fulfillment, significance and achievement…

These moments are what life is all about! It’s in these moments that we feel most ALIVE!

We know that you will be able to create more of those “magic moments” in your life with the implementation of our Credit Freedom for a Lifetime System.

If you apply our tools correctly, you’ll begin to see so many exciting changes happening in your life and you just might suddenly find yourself in awe by what’s happening to you. 

Any doubts or skepticism you had about attaining Credit Freedom will completely disappear.

Perhaps, for the very first time in years . . . you will see an incredibly bright future unfolding before you!

 Will your magic moment be when…?
You finally see your scores rise from 520 to 682 or... You take your family out to dinner and a movie and don’t have to worry about the price tag or... You hear your phone ring…you answer, and it is a credit card company ACTUALLY OFFERING you their zero percent interest credit card or... You buy a new bedroom set or a new washer and dryer and qualify for a “90 days same as cash” financing or... You pull into the new car dealership to buy that new BMW because now you have the negotiating POWER with not only the price, but the interest rate as well or... You are unloading boxes from the moving van into your 2600 square foot “mini-mansion”…


We want you to experience many more magic moments and transform the dark credit situation you’re currently experiencing into the bright future you deserve!

And now it’s up to you to make it happen! 

Don’t let another day go by.  Give yourself the wonderful gift of CREDIT FREEDOM FOR A LIFETIME. 

 Make this dream a reality . . . take the first step...



Click on the Link Below and Place Your Order Now:
           



[](http://2.icredit.pay.clickbank.net/)





           

   
Read What Others Have To Say...


(These have been edited and some names changed to initials for privacy):



“I Increased My Credit Score 50 Points

In Just 4 Days!”                                              -Sam A., Ohio



“Credit Freedom for a Lifetime is the Best Do It Yourself Credit Repair System that I have seen! – I refer my pre-foreclosure clients to it because all of their questions about Credit Repair are answered in it. When they apply the steps necessary IT WORKS!  It’s Complete, Easy and the Honest Straightforward Expertise Connie & Sandy give is Just Awesome! 

It is EXACTLY what Many, Many people need right now!  Not only that but it’s affordable too.”

Kim Harrington – Owner of Ambrose Properties, NE in Boston, MA



 “You guys have put together such a Complete System from A to Z in Credit Repair – It shows me not just WHY Credit is so important, but everything I needed was right there in one “kit.”  I’m really excited to implement it all – I have learned so much from the audio’s already!  Thanks!  You’re the Best!”      - Ron C., Ohio


Thank You.  I have searched online for something like this..., I almost gave up till my neighbor told me about you – I love your System – Its TOTALLY what I needed!  Thanks Again!”                                                                                - Melissa Ryan, MA


“It’s Credit Repair in a Box – Love it – The Education you Give – I should Never be in this place again!  You Rock!”                                                                                                                                                                                                   -Dawn Klein, Ohio


“My favorite thing was the audio’s... Wonderful Information on each of them...and I can pull them out again when I need a refresher...You Guys are Great!”                   -Amber S., Ohio


“I really liked the letters you provided – It made it so simple for me!”                          

                          -Doug S., PA

 

If you have any questions email us at: support@doityourselfonlinecreditrepair.com

To a Better Future!

Your friends,

Connie Costanzo & Sandy Schydzik

Credit Freedom for a Lifetime

P.S.  This program will give you the tools to quickly and completely transform you credit scores into the scores you need.  You will be amazed at how quickly your confidence builds as you increase your chances of getting approved for your dream home or being able to get that car you have been dreaming of at a rate that is just right for you.  This program contains EXACTLY what you need to take your scores to the next level, and I guarantee it will work for you too as it has for so many others.  Don’t hesitate...get this program now.  You won’t be disappointed.

 

P.P.S.  You get over $450.00 in FREE bonuses Alone. 

P.P.S.  If it doesn't work for you, we will literally force you to take your money back. What could you possibly lose?
  


     [](http://2.icredit.pay.clickbank.net/)





            
                                      


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In database since 2009-11-20 and last updated on 2010-02-18
 
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