Insider Secrets To Home Refinancing
*
* "Are You Considering Refinancing Your Mortgage
Because You Want to Pay Less and Save More Money Every Month But You
Have No Idea Where to Even Begin?
\\"DO YOU WANT TO BECOME ONE OF THE EXCLUSIVE PEOPLE WITH THE
KNOWLEDGE TO SAVE HUNDREDS OR EVEN THOUSANDS OF DOLLARS EVERY MONTH ON
THEIR MORTGAGE SIMPLY BY APPLYING THESE 'TOP SECRET' STRATEGIES AND
COST-REDUCTION METHODS TO ACHIEVE AMAZINGLY LOW MONTHLY PAYMENTS?'\\"
YOU MAY CONSIDER YOURSELF TO BE IN THE STICKIEST ECONOMIC SITUATION
IMAGINABLE, OR SUFFERING GREATLY FROM THE EFFECTS OF THE CREDIT
CRUNCH. IT DOESN'T MATTER, BECAUSE THE LETTER THAT FOLLOWS (WHICH
COULD CHANGE YOUR LIFE FOREVER) WILL SHOW YOU EXACTLY WHAT YOU NEED TO
DO IN ORDER TO SECURE THE MOST RED-HOT, MONEY-SAVING REFINANCING DEAL
THAT YOU EVER THOUGHT POSSIBLE __"
From: Graham Bray
Written 9.34 pm
Dear friend,
Yes, this is really true! Even if you've succumbed to the most
ruthless predatory lending tactics you can still learn how to
significantly reduce your monthly payment .....
Which will result in less of a STRAIN on your wallet!
That's absolutely right. It doesn't matter what your situation is,
with the right expert knowledge and guidance you can STILL refinance
for a mortgage that will potentially save you SO much money, and
you'll be cartwheeling across the living room floor with joy!
.
And I want to show you how!
Just imagine, you will walk away a much richer woman or man for only
a few minutes of your time.
Not only that, but you'll learn how to do it in the least amount of
time and having implemented it with the least amount of effort.
The tide has turned. The days of paying THOUSANDS and THOUSANDS of
dollars to some 'guru' to do some of the things that you will learn to
do for yourself will become a thing of the past.
\"THAT'S RIGHT - YOU COULD BECOME ONE OF THE MILLIONS OF PEOPLE WHO
HAVE SAVED THOUSANDS OF DOLLARS IN MONTHLY MORTGAGE PAYMENTS WHEN YOU
INVEST IN THE SECRETS CONTAINED IN \"INSIDER SECRETS TO HOME
REFINANCING EVERY HOMEOWNER MUST KNOW!\"\"
No stone will be left unturned as I teach you eveything you need to
know, from A to Z
Every single tip, every single secret is worth MORE than it's weight
in gold.
So why don't you know them already?
Why do you think these secrets have been hidden from you?
Believe me, there is a LOT of hear say being tossed around the media
as if it is cold hard evidence.
There is a lot of tension and confusion and a lot of mis-information
is being passed around.
You really do need to get an unbiased, sensible, yet FULLY INFORMED
approach to this whole issue.
This is why I have designed my book to be a one-stop shop for
everything and anything you might possibly ever need or want to know
about refinancing your property.
And also this is why I made it instantly available - because your
urgent action is required NOW - unless of course you don't mind
handing over more money to the bank than you need to?
"REFLECT ON THIS NEXT SECTION FOR A GOOD FEW MINUTES TO SEE FOR
YOURSELF HOW THE REVOLUTIONARY TACTICS AND STRATEGIES PRESENTED IN
THIS COMPREHENSIVE TELL-ALL ARE 'CHANGING THE RULES OF THE GAME' TO
STUFF HUNDREDS OR EVEN THOUSANDS OF DOLLARS OF REAL MONEY INTO _YOUR_
POCKETS EACH AND EVERY MONTH!'\\"
Excited about owning a home but haven't made the "final decision"
yet? THEN I'VE CAUGHT YOU JUST IN TIME TO DIRECT YOUR ATTENTION TO
PAGE 6, WHERE I REVEAL WHY OWNING A HOME IS TOTALLY DIFFERENT FROM
OWNING - AND PAYING FOR - any other kind of dwelling!
Your parents probably told you that home ownership was one of the
quickest sure-fire ways to make your personal financial portfolio look
rock-solid in the eyes of financial professionals, BUT IF YOU TURN TO
PAGE 9, YOU'LL FAST DISCOVER HOW THE MASSIVE BURSTING OF THE HOUSING
BUBBLE HAS TURNED THAT REALITY ON ITS OWN HEAD!
The news media has would-be home owners on edge after reporting for
months on the mortgage crisis that has stung countless home owners in
seemingly irreparable ways BUT IF YOU RUSH INTO RENTING INSTEAD OF
OWNING WITHOUT FIRST HEARING WHAT I HAVE TO SAY ON PAGE 11, YOU MIGHT
NEVER FORGIVE YOURSELF FOR NOT KNOWING "THE TRUTH" BEFORE ACTING!
Do you honestly know _everything_ you should about the ins-and-outs
of mortgages? If you do know everything there is to know about
shelling-out for one of the most expensive, POTENTIALLY LIFE-CHANGING
FINANCIAL INVESTMENTS, THEN YOU WON'T NEED TO READ THE "LENDER
APPROVED" DEFINITION OF A MORTGAGE ON PAGE 14 that reveals information
the bank _might not_ let slip!
Walking into the mortgage lender's office without having a SOLID
understanding of THE 15 TERMS DESCRIBED ON PAGE 14 THAT ARE DEEMED BY
INSIDERS AS THE BEDROCK OF THE HUSH-HUSH LANGUAGE KNOWN AS "LENDER'S
LINGO" is like walking into a gunfight armed with a slingshot!
Almost NOBODY knows about all 7 mortgages you could qualify for, but
on page 19, I DESCRIBE THE MOST INTRICATE DETAILS YOU SHOULD KNOW
ABOUT EACH AND EVERY ONE OF THEM AND EXPOSE THE ONE PLAN THAT SHOULD
BE THE "RED FLAG" to spring-up and leave if the term even creeps
across the loan officer's lips!
I shake my head in sorrow every time I hear from another "Burned
Buyer" who got sucked into a rotten mortgage deal simply because he
neglected to educate himself on the 7 MUST-KNOW COMPONENTS OF INTEREST
RATES THAT CAN BE THE ONLY "EQUALIZER" BETWEEN YOU AND THE
MONEY-GRUBBING LENDERS! (P. 24)
Just take one glance at the Amortization table INCLUDED ON PAGE 27
AND YOU'LL INSTANTLY RECOGNIZE THE MISTAKE MADE BY SO MANY WHEN IT
COMES TO UNDERSTANDING AMORTIZATION - a mistake that could cost YOU
thousands of dollars more than you should ever have to pay!
"Refinance Your Mortgage" is a command that blares during television
commercials that air non-stop, but unless you want to refinance for
the RIGHT REASONS THAT I DISCUSS ON PAGE 30, YOU SHOULD SERIOUSLY
RECONSIDER YOUR PLANS!
If you think refinancing means "tweaking" the mortgage you're
already struggling to pay off, THEN FLIP TO PAGE 31 FOR A LOOOOONG
OVERDUE _WAKE-UP CALL_ THAT OPENS YOUR EYES TO 3 POTENTIALLY
EARTH-SHATTERING REALIZATIONS that will surprise you!
You want to refinance because you think it will save you money - but
if you even THINK that the bank will stand to lose ANY money
whatsoever, THEN YOU HAVEN'T HEARD OF THE 5 SHAMELESS PENALTIES AND
"HIDDEN FEES" EXPOSED ON PAGE 32 THAT YOU _MUST_ WATCH FOR WITH AN
"OWL'S EYE!"
It doesn't take a mathematician to DISCOVER WHY THE "BREAKEVEN
POINT" IS ONE OF THE MOST CRITICAL MILESTONES IN YOUR QUEST TO A MORE
AFFORDABLE MORTGAGE, so make it your utmost priority to improve these
5 criteria considered by lenders when calculating your new interest
rate! (p. 35)
*URGENT NOTICE*: Even if your application and credit are absolutely
impeccable, EVEN THE MOST WELL-PREPARED "REFINANCING HOPEFULS" CAN GET
BURNED IF THEY IGNORE THE 3 DETRIMENTAL CAUTIONS EXPLAINED ON PAGE 36!
When you meet with the lender, BE SURE TO HAVE A COPY OF PAGE 39
TUCKED SAFELY IN YOUR POCKET SO THAT YOU CAN FOLLOW THESE 8 ESSENTIAL
REFINANCING STEPS to guarantee you a rock-bottom rate lower than
anyone else on the block ever even dreamed of!
When you finally sit down for that critical meeting with your
lender, THEY'LL TELL YOU TO FILL-OUT A STACK OF PAPERWORK AND LOOK YOU
IN THE EYES TO ASK THESE 3 CRITICAL QUESTIONS that can make or break
your chances for refinancing at a lower rate that fits YOUR budget!
(p.41)
Not yet a home-owner or mortgage payer? Then secure a SHOCKINGLY low
rate that will have the neighbors shaking their heads in disbelief by
doing the 2 SIMPLE THINGS UNVEILED ON PAGE 45!
TURN TO PAGE 46 TO DISCOVER HOW TAKING THIS ONE PAINLESS EXTRA STEP
JUST ONCE A MONTH could save you a heart-stopping $30,000 in interest
payments and slash _years_ off your mortgage!
TAP INTO THE 4 POTENTIAL GOLDMINES DESCRIBED ON PAGE 49 THAT COULD
BE COLLECTING DUST IN YOUR ATTIC RIGHT NOW and acclaim the secret to
making this one extra HUGE payment every year that shrinks your
mortgage instantly!
To avoid the ruthless grasp of the economic meltdown that has
shattered countless lives, PIN-UP PAGE 50 TO THE BULLETIN BOARD YOU
CHECK MOST OFTEN SO THAT YOU WILL _ALWAYS_ KEEP THE 2 RULES IN MIND
that will ensure you and your home's immunity to the "Reach of
Recession!"
You don't even have to refinance to take advantage of the 2 EASY AND
POWERFULLY EFFECTIVE TIPS DISCLOSED ON PAGE 51 THAT WILL SKYROCKET THE
value of your home by potentially THOUSANDS of dollars!
*EXCLUSIVE BONUS CONTENT*: Let these "Psychologist Approved"
motivation techniques spur you to take the essential first steps
towards refinancing - EVEN IF YOU'RE AS STUBBORN AND UN-MOTIVATED AS A
MULE WITH AN OVERLOADED CART!
Still overwhelmed by the amount of information available on the
internet? IF SO, THEN TURN TO PAGE 58 WHERE YOU WILL FIND DETAILS OF
THE TOP WEBSITES DEALING WITH HOME REFINANCING!
"AND THAT'S JUST A SMALL AMOUNT OF THE INVALUABLE AND EXCLUSIVE
INFORMATION THAT YOU'LL FIND AVAILABLE, AND IT CAN ALL BE YOURS IN
JUST A FEW MINUTES TIME - LITERALLY!"
I really have outdone myself (on my quest) though
What I've done is to research in depth the whole topic of home
refinancing, using books, courses and seminars. What I've prepared for
you is an eBook that you can instantly download, crammed full with
valuable "nuggets" that means you don't have to go through the painful
process of research yourself.
It saves you the trouble of having to fork out thousands of dollars
to learn how to save thousands of dollars
which sort of defeats the object!
As I said, it also saves you the trouble of having to spend years of
research and education in the field.
As well as having to fly across the world to attend different
seminars.
I've made all of this available in the simplest and cheapest format
to keep costs down and therefore keep my prices rock-bottom an
instantly downloadable document.
But hold on there!
"THIS POTENTIALLY LIFE-CHANGING INFORMATION WON'T BE AROUND FOR EAGER
POTENTIAL HOME REFINANCERS LIKE YOU FOR VERY LONG, THOUGH"
You've been thinking about refinancing, but like landscaping your
yard or cleaning your entire house
It has always remained a pesky roadblock that is avoided with
comfortable procrastination.
If you don't take the pivotal first step today, will you ever?
There's only one way to be sure.
Seize the moment and take action today - by doing so you are
guaranteeing the kind of results you always wanted.
All that, with my incredible one-stop resource titled "INSIDER
SECRETS TO HOME REFINANCING EVERY HOMEOWNER MUST KNOW!" that can be
downloaded instantly - costing you only $37.
Yes, that's right, just $37 - peanuts compared to what you can be
saving each and every month on your mortgage repayments.
Now think about it!
Make the wise move!
And remember, your purchase is protected today so if for some crazy
reason you do NOT manage to achieve what I led you to believe that you
could - then fine, hands up I'll let you KEEP the copy, ENJOY the
results you think your investment of $37 isn't justifiable; or you've
just found something better (or for less) - I'll promptly and
courteously refund every penny of your money.
No conditions, no questions asked, and definitely no hard feelings.
You'll got a full 60 days to test out everything mentioned in the
book, and if there's something you don't like (even if it's the color
of the font!) then it is within your God given right to an immediate,
quibble-free refund.
Even if it's the 59th minute of the 23rd hour of the 59th day.
And, as a way of showing my appreciation for taking the time to test
drive my methods and techniques, I'll let you keep your copy FOREVER
(whether you ask for a refund or not) - just for having faith in me.
That's how confident I am in the material that I prepared especially
for you. In fact, you were just the person I was thinking of when I
was putting this incredible resource together.
And finally, I respect your integrity and honesty, so I believe that
you won't take advantage of me by trying to pull a "freebie" on me.
Even if you could get away it :(
I hope to hear your success story real soon,
Yours most sincerely,
GRAHAM BRAY
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P.S. - Could you use an extra $250 every month?
How about $400?
Now, I can't send you all that money - but you COULD RELEASE IT just
by listening to my 'Sterling-Silver' advice on working out a
refinancing deal that nestles a check for hundreds of dollars into
your mailbox every month of the year.
Just imagine what you could do with all that money
copyright 2009 smarthomerefinancing.com
