The Ultimate Guide to REAL Debt Relief
Are you tired of listening to an endless barrage of sales
presentations from overzealous salesepeople disguised as "debt
counselors"? Real debt relief doesn't have to be that confusing, in
fact:
All You Need is The Commitment To
FOLLOW 5 SIMPLE STEPS, and Within 30 DAYS You Can
Have Your Own PERSONALIZED DEBT RELIEF PLAN That's
Guaranteed to Put an End to Your Money Worries and
Without Needlessly Damaging Your Credit! _...and you can do
it all without wasting hundreds (or even thousands) of dollars on some
program you may not even need...and best of all, I'll be right there
with you every step of the way. _
FROM: Dave the Debt Doctor
RE: The Ultimate Guide to Debt Relief
_Greetings Friend_,
You already know that in today's economy, getting out of debt is
no longer just a good idea, it's critical. You don't need me to tell
you that...but what you may need me to tell you is how you can
actually develop a debt elimination plan that really works without
needlessly destroying your credit...and without listening to an
endless stream of sales presentations.
You have probably discovered for yourself that there are a ton of
companies promoting debt relief programs, in fact there are so many it
could make your head swim. You know how it goes, you're sitting at
your computer and type in the letters d - e - b - t - r - e - l - i -
e - f and in just a few second, _PHOOF!_
Your computer screen lights up with about 20 different sites (and
that's just the first page). If you look up in the right corner you
see a message that looks like this:
"Results 1 - 10 of about 12,400,000 for DEBT RELIEF\"
That's over 12 MILLION pages of information and MIS-information on
debt relief. It's could take several lifetimes to sort through it all.
So what do you do? Well if you're like most people you call a credit
counselor or debt consultant to help make sense of it.
THAT COULD BE A BIG MISTAKE...AT LEAST UNTIL YOU FINISH READING
THIS PAGE, AND LET ME TELL YOU WHY:
HERE ARE 5 MAJOR PROBLEMS WITH TRADITIONAL DEBT RELIEF
COMPANIES:
1) THEY ONLY OFFER 1 PROGRAM - There are a multitude of strategies
for dealing with debt problems. You've heard the buzz words "credit
counseling, debt management, debt consolidation, debt settlement, and
on and on and on... The problem with traditional debt relief companies
is they only offer 1 of these options. So their counselors end up
forcing "square pegs into round holes" so to speak just to meet their
sales quotas.
2) FREE ADVICE IS OFTEN BIASED - Every traditional debt relief
company advertises a "free consultation." That sounds noble, but why
do you think they do that? To have an opportunity to make a sales
presentation. Don't be deceived - even non-profit organizations do it.
That's why so many credit counseling companies have lost their
non-profit status. Did you know that some companies will even fire an
employee for suggesting a solution other than the one the company
offers?
3) MOST COUNSELORS AREN'T QUALIFIED - You would think that a
counselor would receive some type of formal education in order to be
qualified to give such important advice. Guess what, these
"counselors" are actually trained by the companies they work for. Most
credit counselors are hired off the street, paid $13 an hour, and
trained to take your calls and enroll you in their ONLY program. The
only pre-requisite to be hired as a "debt counselor" is the ability to
read a help wanted ad and preferably some sales experience. Most of
these counselors are previous car salepeople or mortgage loan
officers.
4) THEY DON'T ADDRESS THE REAL ISSUE - most traditional debt relief
companies deliberately avoid dealing with the real cause of your
debts. Why? Because if you think about it you will realize that they
are dependant on lenders to keep people in debt. If they really teach
the world to get out of debt they would be eliminating their source of
business. Debt would be eradicated and they would have no more
customers. So instead they only deal with the "leaves of the problem"
(not the root) knowing full well the weed will eventually grow back.
5) 75% FAILURE RATE - Over 75% of the people who enroll in some of
these programs drop out long before they have gotten out of debt, and
usually in worse shape than when they started! Even those few who do
eventually complete the program end up right back in debt within just
a few short years. I can't begin to tell you how many clients I have
talked to who said they just filed bankruptcy or completed a debt
relief program just a few years earlier. Think about this, if these
companies really do what they promise why do personal debt levels rise
each year?
After years of working as a Financial Advisor, working with people
just like you, to build a secure financial future and find REAL
solutions to their debt problems I decided to create THE ULTIMATE
GUIDE TO DEBT RELIEF program.
ELIMINATE ALL CONFUSION ABOUT DEBT RELIEF STRATEGIES
HELP YOU EASILY DEVISE A CUSTOMIZED DEBT RELIEF PLAN (saving you
unnecessary fees)
HAVE YOU COMPLETELY DEBT FREE AS FAST AS MATHEMATICALLY POSSIBLE
(without needless damage to your credit rating)
RELIEVE WORRY AND STRESS ON YOUR FINANCES (so you can enjoy life
and begin to sleep at night)
EMPOWER YOU TO BUILD SAVINGS AND INSULATE YOURSELF FROM FUTURE
ECONOMIC DOWNTURNS
One of the real benefits of this program is you can design your
own personal debt elimination and financial survival plan in the
comfort and privacy of your own home. There is no need to reveal any
personal financial matters to a counselor, yet support is only a click
away in case you need it.
HERE IS JUST A SAMPLE OF WHAT THIS COURSE WILL TEACH YOU:
HERE ARE JUST A FEW OF THE THINGS THIS PROGRAM WILL DO FOR YOU:
_ THE 3 CARDINAL RULES that must be adhered to for any debt
relief plan to succeed(this is something even most debt counselors
dont even know)_
_HOW DEBT RELIEF COMPANIES REALLY WORK - including the good, the
bad, and the ugly (something counselors won't tell you)_
_HOW TO IDENTIFY IF YOU EVEN NEED POFESSIONAL HELP (this alone
could save you thousands of dollars in unnecessary fees)_
_HOW TO DEVELOP A PLAN that is tailored to your individual
situation and specific needs_
_HOW TO ADDRESS ALL YOUR DEBTS - not just credit cards (this
includes your mortgage, cars, student loans, even the money you
borrowed from Uncle Larry)_
_5 STEP BY STEP ACTIONS TO TAKE on your way from financial
disaster to financial survivor and to becoming a pillar of prosperity
_
_THE 3 MAIN REASONS THAT BUDGETING DOESN'T WORK and how to set up
a realistic spending plan you can stick with_
_ 13 COMMON EXPENSES _ _PEOPLE FORGET to add to their budgets if
they are not careful_
_HOW TO IMMEDIATELY START SAVING $ and find emergency cash without
borrowing_
_YOUR RIGHTS WHEN DEALING WITH CREDITORS_
_WHAT MOST FINANCIAL ADVISORS TELL THEIR CLIENTS to help keep them
motivated_
_WHY IT'S IMPORTANT TO SPLURGE ONCE IN A WHILE _ When you
enroll in THE ULTIMATE GUIDE TO FINANCIAL SURVIVAL you will
immediately get the most comprehensive program available today. I have
literally left no stone un-turned in my effort to provide the best
program of it's kind. Here is the overview of how each lesson is
formatted:
Short and Easy To Digest
Each Lesson is only 7 to 10 pages long and contains no filler. There
is a very real problem today with "information overload" where the
reader simply has too much information to adsorb. Each lesson is
deliberately brief (but thorough!) so you can quickly read it and put
it into practice.
Includes an Assignment to Complete
Every weekly lesson will give you an assignment to complete. Instead
of just providing a mountain of information, I'm giving you "this is
what you need to do now" information. Each lesson you will have some
specific"what to do next" action steps to complete before you move on.
Builds as You Go
Every lesson builds on the previous lessons. Early on we'll lay the
foundation that you will build your personalized plan on. Then we'll
start to raise the structure of a solid debt elimination plan, built
on a solid foundation to ensure your long term success.
Forces You To Succeed Long-Term
While most books and even some high priced programs just pile on a
bunch of information and leave you to put it all together for
yourself, that's not how this program works. By giving you information
in bite-sized portions, you'll be able to actually do something with
the information...and much more likely to achieve your goal of being
debt free.
Helps You Make Real Progress
When you look back in 30 days you'll actually be able to see and
feel the progress you've made as you put these lessons into practice.
As you see your plan actually working, and your balances going down,
you'll be able to stop worrying about your finances, able to sleep at
night secure in the fact that you have regained control of your
financial life and exactly when you need to take a certain step you'll
be able to take them. Each lesson is designed to be TO THE POINT
and immediately actionable. The 1st lesson is coming your way
immediately upon completing your order. Included in your first lesson
is... LESSON 1 - THE DEBT EPIPHANY
How Much Debt You Have - (it's more than you think)
What Your Debt is Actually Costing You
How Long It Will Take To Pay Off
How Much You Will Pay in Interest
How You Can Retire Comfortably By Paying It Off
SO HOW MUCH DOES THE ULTIMATE GUIDE TO DEBT RELIEF COST?
You may be surprised to find out that you can get this entire
packeage for the low price of ONLY $29. This is the exact same
information that, as a personal financial advisor, I charged clients
$495 minimum for.
SO WHAT'S THE CATCH? There isn't one. The reality is that you and
I both know that I could charge much more for this information. In
fact I could easily charge thousands of dollars to provide this
information in a seminar.
Instead of simply publishing this information in some ebook or
seminar program, I'm making it available to you week after week in
action-sized portions SO YOU'LL ACTUALLY GET RESULTS.
You don't need another ebook to CLUTTER UP YOUR COMPUTER or more
words to CLUTTER UP YOUR BRAIN. What you need is a weekly "_here's
what you do next_" action step to complete. What you need is for
someone to show you how to QUICKLY GET STARTED and then keep teaching
you so you don't get stalled along the way.
And that's exactly what I do when you enroll in The Ultimate Guide
To Debt Relief
As a client you'll receive ...
One 7-10 Page Weekly Lesson For 5 Weeks
In Downloadable .PDF Format
Every lesson is strategically created in such a way that you'll
see results with the program...
SO, SHOULD YOU BUY THIS PROGRAM? Only you can answer that.
If you have debt problems, the last thing you need is another
sales pitch, what you do need are answers and solutions. That's
exactly what you get with THE ULTIMATE GUIDE TO DEBT RELIEF.
Let me just say, $29 IS NOT GOING TO HAVE ANY IMPACT ON MY
FINANCIAL FUTURE...BUT IT COULD HAVE A HUGE IMPACT ON YOURS. If you
see the need and the value of this program then buy it. Why wait and
dig yourself into a deeper hole? The longer you wait the deeper the
hole you have to climb out of.
If you don't see the value in this program then certainly don't
buy it. That decision rests entirely with you. But whatever you
decide, do something and do it now, whether it's this program or not.
The sooner you start addressing your debt problems, the easier they
will be to handle and the more options you'll have.
IS THE PROGRAM GUARANTEED?
If you are concerned about whether this program is as effective as
it says, let me just say:
If you actually follow the 5 simple steps - IT WORKS, if you don't
follow them - IT WON'T WORK it's as simple as that - Guaranteed!
However, if for any reason you do follow the 5 simple steps and you
find they don't work, I'll issue you a FULL REFUND. That's how
confident I am in the program. I can tell you that the only complaint
any client has ever expressed was that they didn't learn this
information sooner.
IF ANYTIME DURING THE FIRST 60 DAYS, YOU FEEL THAT YOU AREN'T
GETTING THE BENEFITS I 'VE DESCRIBED JUST SEND ME AN EMAIL AND YOUR
REFUND IS ONLY A MOUSE CLICK AWAY!
THIS PROGRAM WILL WALK YOU THROUGH EACH AND EVERY STEP YOU NEED
TO TAKE (IN EXACT ORDER) TO ESTABLISH THE BEST DEBT ELIMINATION PLAN
FOR YOU, SO YOU CAN FINALLY GET OUT OF DEBT, START SAVING MONEY, AND
LIVE A PROSPEROUS LIFE EVEN IN A BAD ECONOMY.
It will save you hundreds of frustrating hours of research. It
will also save you hundreds and possibly thousands of dollars in
unnecessary fees by making sure you don't enroll in a program you may
not even need.
If you're serious about solving your debt problems, then why not
enroll now for only $29:
RECEIVE THE ENTIRE ULTIMATE GUIDE TO DEBT RELIEF PROGRAM FOR ONLY
$29
ENROLL NOW
You will receive your first lesson immediately upon enrollment
(even if it's 2:00 in the morning)
All lessons are in .pdf format for compatability with Windows or Mac
To Your Debt Free Life,
Dave the Debt Doctor P.S. If you still aren't sure this
program is right for you P.P.S. I don't play marketing
games, I believe in telling it like it is. This is not some \"LIMITED
TIME ONLY\" or some kind of \"THIS SPECIAL PRICE WILL EXPIRE AT
MIDNIGHT TONIGHT\" type program. You can come back to this page
tomorrow, next week or even next year, and see this offer. But what
will be happening with your debt problems in the meantime? The very
reason you have financial problems right now, is that you have
probably been putting off dealing with them. They aren't going to go
away by themselves, they are only going to get worse unless you deal
with them, if you want to get real debt relief why not do it now?
Copyright 2008 DaveTheDebtDoctor.com All rights reserved
So How Does This Program Work? I'm glad you asked.
THE ULTIMATE GUIDE TO DEBT RELIEF is a 5 week course designed
to walk you step by step through the entire process of designing a
program tailored to your unique situation, not one that makes you
conform to the only plan that some "credit counselor" wants to sell
you.
IT IS DESIGNED TO HELP YOU GET REAL DEBT RELIEF.
When you enroll you immediately receive your first lesson, then
each week you receive the next lesson automatically by email. Every
lesson is short and to the point and includes specific action steps to
help you DEVELOP YOUR OWN UNIQUE DEBT RESOLUTION PLAN. It includes
everything you need, including calculators, forms, and of course the
lessons themselves. It even includes email support so your questions
can be answered by just a click of your mouse.
It is designed to get you out of debt as fast as mathematically
possible based on your situation and available resources...IT CONFORMS
TO YOU.
AND THE BENEFITS ARE JUST THE OPPOSITE OF A TRADITIONAL PLAN:
1) THE ULTIMATE GUIDE CLEARLY EXPLAINS ALL OPTIONS - When it
comes to debt relief there is no such thing as one-size-fit-all so
this program clearly explores every option and strategy. Lesson 4 even
covers some strategies that most debt counselors don't even know about
(and certainly wouldn't tell you if they did). This alone could save
you hundreds even thousands of dollars by avoiding a program you may
not even need.
2) THE ULTIMATE GUIDE PROVIDES INDEPENDANT AND UNBIASED ADVICE -
The truth is that it doesn't matter to me what strategy you employ as
long as it fits your needs and gets you to your goal of being debt
free. Although I may not care which strategy you employ, I do care
about your success with whatever plan you design. This course is
designed to help you design a plan step by step that you can actually
stick with, meets your needs and resources and is flexible enough to
change as your circumstances change.
3) THE ULTIMATE GUIDE IS BASED ON DECADES OF EXPERIENCE - This
course is written from my years of experience as a professional
financial advisor, not just a "debt counselor". It is the result of
working with thousands of people from all walks of life and just about
any financial condition. It is based on techniques that are time
tested and battle proven to get you out of debt as fast as possible,
without needless damage to your credit, solve your money problems and
let you sleep again so you can begin enjoying life.
4) THE ULTIMATE GUIDE ADDRESSES THE CAUSES, NOT JUST THE EFFECTS -
This course goes far beyond just addressing your current debts. It
teaches you the real causes of debt and how to avoid them. Once you
know what really causes your debt you can insulate yourself from it in
the future. It will show you how once you are debt free you can build
a secure and prosperous financial life.
5) THE ULTIMATE GUIDE IS PERSONALIZED AND FLEXIBLE TO ENSURE
SUCCESS - This program may not be as easy to start as simply calling a
"counselor" and enrolling in their one-size-fits-all program (it takes
about 30 days to design) but since it's tailored to your specific
situation, resources it's much easier to finish. And after all is said
and done, the true value of any debt relief plan is in finishing the
plan and actually achieving your goal of a debt free life!
" _For Real Debt Problems...Get Real Debt Relief"_
