The Do-It-Yourself Loan Modification Kit!
Warning: Don't Pay $1,500 - $5,000 To A Company To Help You Modify Your Loan, When YOU CAN DO IT YOURSELF Quick And Easy For Just $49.95!
"Loan Modification Is Not Rocket Science!"
A Little Insider Knowledge and Some Action Is All That Is Needed To Do a Loan Modification and Save Your Home!
My Loan Modification Kit Will Show You Simple, Step-By-Step, and Easy To Follow Instruction on:
Whether a Loan Modification is the Right Choice for Your Situation! Some Other Options to Loan Modification!
A Detailed Explanation of What a Loan Modification is!
The 4 Easy Steps to a Loan Modification!
Which Hardships get Loan Modifications Approved!
How to write an Effective Hardship Letter!
The 2 Critical Parts of a Loan Modification!
Debt to Income Ratios that Will get You Approved!
Checklist of Documents You Need to Submit to the Lender!
All Neccessary Loan Modification Forms!
The Right Way to Negotiate with the Lender!
How To Lower Your Interest Rate To A Level You Can Afford!
How to Eliminate Fees, Penalties and Past Due Balances!
List of Phone Numbers to the Loan Modification Department!
And lots more!!! For Only $49.95!
"I was searching the internet and I found your site. I can't believe that I almost plopped down $2,500.00 for infomation so simple!"
Marcia Stephens, FT. Lauderdale, FL
In Just 10 Minutes You Could Be Using The Same Tactics That Attorneys & Loan Modification Companies Use, And Do-it-Yourself For Only $49.95!
You Are Not Alone!
Millions of Americans are now facing one of the worst financial times in the country’s history. Homeowners, who in the past, might have relied upon the equity in their homes as a security blanket are quickly seeing that blanket fade or disappear completely!
Many homeowners who still have an opportunity to save their homes and possibly restore the equity in their homes should be searching for assistance from their lenders before it is too late! But unfortunately, many are not!
Easy To Use Kit!
I understand that this may seem like a daunting task to contact your lender and apply for a loan modification. But you don’t need to hire a “loan modificiation company” to help you save your home. My step-by-step Loan Modification Kit walks you through the process!
If you want to save thousands of dollars and put in some effort to save your home, my Do-It-Yourself Loan Modification Kit is all you need!
Rebuild Your Credit!
A proper loan modfication will allow you to take the past-due/delinquent amount and add it to the end of the term of your loan. You’ll be current again, which will help rebuild your credit!
Save Your Home!
The Kit shows you how to work with your lender to re-negotiate your loan and lower your payments to an affordable level. You can do this yourself with the help of my Kit!
With My Kit you will be able to easily:
Lower the interest rate and payment! Reduce the principal balance! Convert an adjustable rate to a fixed rate! Lender forgiveness of missed payments! Remove all late fees and charges! Halt the foreclosure Process! Or have your lender agree to any combination of these!
But don't just take my word for it, here's what some of our customers had to say:
"Thanks to the Do-It-Yourself Loan Modification Kit I was able to save my home! I had to stick to it for 3 months and really put my head down, but it was well worth it in the long run. I will be the first one to say it wasn't easy, but if you are struggling to make ends meet, it is definitely worth it. I ended up with a 40yr term at 4.5% reducing my mortgage over $1000 per month! I talked to a loan modification company before I chose the kit, but they wanted $3,500 upfront. I weighed my options and for only $49.95 I knew exactly what I was going to receive! And If I couldn't get the loan modification done myself at least I had peace of mind that I didn't waste $3,500."
Ted Basil, Syracuse, NY
"We have been in our home for 3 years and I think we were given the wrong mortgage. We got behind, but your kit showed us how to make our lender listen! We are now in a mortgage that we can afford. Our entire family appreciates you and the information that you provide."
Paul and Brenda Keen, Danbury, CT
"I was over $10,000 behind on my mortgage. My rate had just adjusted to 13.25%! Using your kit, I was able to negotiate the following:
13.25% adjustable rate was taken to an 8% fixed!
And, get this... the lender allowed me to have the $10,000 I was behind, rolled onto the back of my loan!
My new payment including taxes and insurance, is $300 less than what my previous payment was, and that's not including the taxes and insurance!!!
Thank you, Thank you, Thank you!"
Vivian Stephens , Dallas, TX
"With the economy being the way it is and our credit not the greatest in the world, we could not find a bank to refinance our loan. They would have all of the usual excuses, not enough equity, too many late payments, and debt to income. You name it we heard it. We felt like it was a hopeless battle. There was no one to refinance and no way that we could afford payments that went up every single month. We were sure to lose our home to foreclosure. We tried your Kit, and felt that if we couldn't get the modification, at least we didn't waste too much money.
To our surprise, the whole thing was very easy to accomplish. Our lender was very accomodating, and we got out of our high interest loan and into a much better position. We are very greatful that you have made this infomation available. We would be lost, if we didn't have you as our guide."
The Perkins Family, Brooklyn, NY
"Being a single parent of two teenage children and running a daycare out of my home, I was faced with losing my home. I finally turned to a loan modification company which my sister told me about for help. Unfortunately, they wanted $1,500.00 to help me modify the loan. For a woman in my position, that might as well have been a million dollars, because I just didn't have that kind of money.
However, after a simple search online, my sister directed me to your site. Within less than 24 hours of me reading the information, I was able to get my lender on the phone and 4 weeks later, I just received the Modification package. I feel like a Superwoman."
Alica Knight, Washington, DC
"California has had a dramatic price swing in the housing market and unfortunately I bought at the wrong time. I was really surprised to see how much my home had dropped in value. I knew I needed to take action because, not only could I not afford the mortgage, I was loosing equity fast! I went online looking for a solution and luckily found one. Doing a loan modification was something I never heard of before and I was originally skeptical. This kit made the whole process much easier and I could not be any happier with my mortgage modification!"
P. Rale, Los Angeles, CA
You Should Not Delay! Time Is Of The Essence!
It costs a lender a ton of money to foreclose on a home! For this reason and others, they would prefer not to foreclose on your home. This in combination with pressure from organizations to offer homeowners more leniency gives you the upper hand in this situation! If you just know how to use this advantage, you will have control!
DO NOT, under any circumstances, resort to expensive foreclosure prevention services! They use the same legal techniques that I will teach you in my kit!
DO NOT get caught up in Mortgage or Foreclosure Scams! I will show you some of the most current foreclosure scams to avoid. With this information, you will be empowered to make a difference and avoid the scams and expensive problems that many people suffer through.
Foreclosure scams are one of the biggest reasons that individuals lose their homes or end up further in debt. This is something you want to avoid. Imagine the freedom you will feel again after what might have been months of pain and stress and worry!
Your home is full of memories – from watching your children play to laughing and crying with your family, spending lazy days lying on the couch, holidays and more. You do not want to lose it – no one would! The great thing is that now, you can stop foreclosure and keep your home! I am going to show you how to maintain a great credit score, keep your home and much more!...
The retail price of this Kit is $99.95. However, I have no desire to prey on homeowners Nationwide facing foreclosure! Therefore, I have decided to reduce the price for the next 30 days to a low $49.95. When you consider the worry, lack of sleep, costs of a foreclosure to your family, $49.95 is peanuts!
And... If You Order Now You'll Get These FREE Bonus Gifts Worth $66!
BONUS# 1 MORTGAGE LENDER SCRIPT: ($35 Value!)
You no longer have to be afraid of the conversation that you need to have with your lender. One of the secrets to avoiding foreclosure, is to be prepared. I give you an Easy-to-Follow Script to help you to effectively Contact and negotiate with your lender.
BONUS# 2 BUDGET WORKSHEETS: ($7 Value!)
Lenders use a specific formula for determining whether you qualify for a modification. Use the worksheet to "fine-tune" your income/expense submission form to the lender!
BONUS# 3 DOCUMENT CHECKLIST NEEDED FOR LENDER SUBMISSION: ($19 Value!)
Find and fill these documents out in advance of calling the lender. And use this Checklist to ensure that you have everything necessary to complete you Loan Modification!
BONUS# 4 NUMEROUS EXAMPLES OF ACTUAL PAPERWORK: ($5 Value!)
In the kit, we give step-by-step instructions on how to perform the entire modification. However, some people want a to see what the paperwork they will be signing actually looks like. I take you by the hand and explain the entire process with REAL examples of ACTUAL MODIFICATION AGREEMENTS, so that there is no confusion!
That’s a $165.95 value for only $49.95! A savings of over $130 dollars!
Plus... I give you a 100% Money Back Guarantee:
If after reading this easy to follow guide and applying the information it contains, you are unable to modify your loan, then I will refund your money up to 60 days after the date of purchase! That is the least that I can do for someone going through this!
That’s a no-risk investment. Once you submit your payment through Clickbank, you will be directed to the download page, where you will be able to immediately download the Kit, plus all the free bonuses and the Step-By-Step DVD!
Take Action Now!
[](http://1.goldmine22.pay.clickbank.net )
The Do-It-Yourself Loan Modification Kit is a PDF file that is readable in almost any Adobe Acrobat Reader. They require no special eBook plugins. Once we receive your order you will have instant access to the ebook. If you don't have an Adobe Reader, you can download it for free directly from the Adobe.com website. To download it Free[ Click Here](http://www.adobe.com/products/acrobat/readstep2.html). It's one of the easiest software installations you will ever make. Loan modification programs are designed for homeowners going through hardship. If you are upside down on your home or have been recently turned down for a refinance, there is help available to you. You can modify your loan into new payments you can afford. If you are facing hardship don't wait.
Loan Modification is Not a Rocket Science!
P.S. You can be using this kit and begin working though the material 10 minutes from now--no matter the time of day or night.
P.P.S. Don't wait until it's too late. Make the move today and take control. Don't lose the home you've worked so hard to secure. Let's get started today!
P.P.S. Don't forget my 100% Guarantee!
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