CREDIT SECRETS
“Good Credit is the Best Credit to Have.”
KNOWING THE SECRETS OF GOOD CREDIT CAN ALWAYS BE HELPFUL.
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CREDIT ADVICE IS ALWAYS USEFUL.
MONEY & CREDIT
The scarcity of money and credit for the average American makes it very difficult for ‘money &credit’ to accumulate without proper planning and budgeting. As we all know too well, the average individual has an insatiable desire to acquire things in excess of our money or credit at times. Even a so called wealthy person much choose between having ‘either’ ‘or’ and only on rare occasions, all of whatever is desired.
THE VALUE OF EQUITY
The intrinsic value in your home which in the past years grew over time has recently for some of us taken a turn to the south. The Sub-Prime crisis has taken a big bite out of home equity for many hard working Americans. In fact, in some cases everything, home included just disappeared along with whatever equity was there.
For those of us who are still blessed to have a home or both equity and home let us be thankful and hope for better days ahead when owning a home with valuable equity will be the security of the average American once again. The term ‘home equity’ still carries its weight in gold 'so to speak' even if at a lower value for most in these troubled times financially.
Currently, the average interest rate is low and would allow the fortunate home owner with accumulated equity an avenue to acquire loans for debt consolidation, remodeling or some other value added project.
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