Attention: To Anyone Dealing With Bad Credit... Now's your chance to gain an unfair advantage over the credit bureaus!
"Are You Finally Fed Up With Being Rejected For Loans and Credit Cards?... Are You Ready To DO Something About Your Credit? Do You Want Fast Results?!... Then Follow My Proven Step-by-Step Credit Repair System and Learn How To Restore Your Credit Report In Record-Time... Guaranteed!"
By [ Alex Moriarty](Javascript:OpenWindow()) Credit Repair Expert
Dear Friend,
Let me ask you a question. Have you ever been rejected for a loan or credit card because of bad credit? Do you remember how the experience made you feel?
Are you tired of paying for your past? Would you like to finally take control of your credit and your finances -- once and for all? If so, this will be the most important article you read all year.
Here's why.
In the next 5 minutes, as you read every word of this article you are going to discover step-by-step how to repair your credit report and settle your debts for pennies on the dollar.
You'll learn about the Fair Credit Reporting Act (F.C.R.A) and other laws that help you, by protecting your rights.
Plus, I'll expose the 5 most common myths about bad credit -- information the credit bureaus are hoping you'll never find out -- and then I'll fill you in on the truth. I guarantee by the time you finish reading this article, you'll never be a victim of bad credit again.
But first I want you to name the top 3 reasons why you need good credit -- examples: To buy your dream house, to buy a new car (name the specific car you want), credit cards, an exotic vacation, new furniture, a new apartment, etc.
(Type the 3 things you want in the box below)
Okay, are you done typing the 3 things you want?
What if I told you there was a fast and easy way for you to repair your credit report -- so that you can get those 3 things -- and anything else you want.
All that's required on your part is using your computer for 15 minutes a month. Would this be something you'd be interested in?
If you answered yes, then I urge you to read every word of this article, because the secrets that can transform your credit reports into a goldmine of opportunity is hidden inside this web page -- and I don't want you to miss it.
The Problem With Credit Is That...
very few people understand how it works -- or how important it is -- until they need to make a major purchase or have a serious emergency. This especially true in the case of an emergency.
Ask yourself this: What would you do if disaster struck today and you or even worse your son, daughter, or parent had a serious emergency --and they needed cash... today? Would you have the money available to handle the situation? If not -- what then?
This is just one aspect of having good credit that most people never consider. With good credit, if worse comes to worse, credit cards are the next best alternative to cash. Good credit can literally be a life saver.
Unfortunately Credit Management Skills...
are not taught in high school -- and you can't register for Good Credit 101 in college, because the class doesn't exist.
This lack of information keeps most people "in the dark" about their credit, with the end result being major hassles to say the least.
But now you can repair your credit report just like a professional. Good people just like you are repairing their credit reports everyday. I know this for a fact, because I've personally helped thousands of people restore their credit history. But don't take my word for it. Take a look at the story of Robin M.
Alex, I can't thank you enough. As you know, I was laid off from my job as a flight attendant last year. Unemployment compensation wasn't enough to manage my bills and as a result I soon became past due on all of them.
After getting a new job and getting back on my feet, I still had the bad credit to deal with. I went to a credit repair company, but they wanted $500 per negative item deleted, which was out of the question.
Then I followed your advice and in just one month I started seeing the bad credit go away. After only 4 months of doing what you said, my FICO (credit) score improved enough to qualify me for a new apartment.
Thank you so much for all your help!
Sincerely,
Robin M. Minnesota
Unlocking The Hidden Secrets Of Credit Repair
My name is Alex Moriarty. Back in 1995 I was a real estate agent for one of the largest realty companies in the United States. During that time I met hundreds of people who would have qualified for mortgages, except for one thing... bad credit.
While other agents in my office looked at credit problems as obstacles, I viewed them as opportunities. I thought, "What if I could help my clients restore their credit reports... not in years but in only a month or a few months at most. Clearly, I'd be able to help more people buy homes."
I became obsessed with the idea. When I wasn't selling houses I was studying credit repair. I called dozens of credit repair attorneys and credit repair companies and paid for consultations with them.
I'm sure I drove them insane with my questions, but I didn't care! I wanted answers. My goal was to become an expert in credit repair!
The Real Shocker About Bad Credit
Remember earlier when I mentioned the Fair Credit Reporting Act. According to the F.C.R.A any information contained in your credit report must be 100% accurate and verifiable or it must be deleted.
For example, if you dispute negative information on your credit report, the credit bureaus (Trans Union, Equifax and Experian) have exactly 30 days to verify that the information on your credit report is correct.
If they fail to do so, they're required by the F.C.R.A to delete the negative account(s) from your credit report.
The best part is that every time negative information is removed from your credit report your credit (FICO) score gains tons of points!
But The "Secret" To Credit Repair Is...
knowing exactly how to dispute negative information on your credit report. The letters you mail to the credit bureaus must be written in very specific way. One that will to put the credit bureaus on notice and force them to remove the negative information being reported.
However, if you've never written credit repair dispute letters before, or your letters convey the wrong message -- all of your efforts will be in vain. More than likely your letters will end up in the credit bureau's 'dumpster' -- or worse yet, they'll be labeled as frivolous.
If the latter happens, the process comes to a screeching halt -- and you can kiss cleaning up your credit goodbye!
Obviously, trying to repair your credit without knowing how, is unthinkable. Why risk something so important? So what are your options?
The Most Expensive Way To Repair Your Credit
You could hire a credit repair company or a credit repair attorney to repair your credit -- and if they do a good job it's worth the investment -- but here's a strong warning: Expect to spend at least a $1,000 for their help.
Let me ask you this: Do you really want to pay a $1,000 for something you can do for yourself? Something that only takes 15 minutes a month -- which you can do from the privacy of your own home -- without letting anyone see the intimate details of your finances!
Keep reading and you'll discover exactly how to repair your credit and the money these professionals charge and do it yourself. It's easy when you know how.
Pay Close Attention... This Is It!
Using the information I'd obtained from the credit repair companies and the attorneys, I created an all-inclusive portfolio of credit correction letters. These letters were designed to do one thing: Remove bad credit!
After weeks of fine-tuning the letters, I felt they were complete. Then came the moment of truth... using them to help my clients. I offered my credit repair service for free to anyone with bad credit -- who wanted to buy a house.
The Results That Followed Were Incredible!
About 35 days after I'd mailed the letters off for my clients, my phone started ringing and ringing. People were calling to tell how my credit repair letters had dramatically improved their credit reports.
Overall, more than 90% of the negative accounts I'd disputed were deleted from my client's credit reports.
But I didn't stop there! I continued tweaking the letters for a total of 27 months. I tested them on:
Slow pays
Judgments
Foreclosures
Liens
Collection Accounts
Repossessions
Student Loans
Bankruptcy
and they did the trick every time! As a result of my testing, I'd come to know exactly what works and what doesn't work to repair bad credit.
In fact, the owner of a well known credit repair company recently called ME for advice, after hearing an interview I did with a local L.A. radio station about credit repair.
My Clients Report A Phenomenal
97% Success Rate
Since 1996 I've helped thousands of people clean up their credit, through my consultations and seminars. Plus, 97% of my clients with credit problems are able to get loans after I show them how to repair their credit.
Recently a successful real estate broker and friend of mine offered to endorse my credit repair service to over 200 of his clients, and I said, "Gee, thanks -- but no thanks! I've got too many clients as it is. In fact, I have enough clients waiting in line to last a lifetime."
That's when it hit me, and I said, "Wow! That's a great problem to have!" It was then that I started thinking about the idea of teaching my credit repair strategies (which I've trademarked 30 Days To A Better Credit Report
