Ultimate Credit Repair Reference Book, Increase Credit Score
Tips, Remove Bankruptcy, Foreclosures, Late Payments
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Summer 2007
FINANCIAL FREEDOM TIMES
Special Credit Repair Edition
GIVE US 30 MINUTES
AND WE'LL SHOW YOU HOW A NEW PUBLICATION IMPROVES YOUR CREDIT SCORE
BY 120 . . 150 . . . 200 POINTS OR MORE!
_
EXPOSED ARE SECRETS SO POWERFUL_ THE CREDIT INDUSTRY PRAYS YOU
DON'T DISCOVER AND USE THEM TO YOUR FINANCIAL ADVANTAGE!
USE THESE UNDERGROUND SECRETS TO MAKE YOUR OWN _DECLARATION OF
ECONOMIC INDEPENDENCE AND WILDLY BOOST YOUR CREDIT SCORE!:_
WIPE OUT BANKRUPTCY!
REMOVE FORECLOSURES!
CLEAR REPOSSESSIONS!
SWEEP AWAY TAX LIENS!
PURGE LATE PAYMENTS!
_NOW YOU CAN START YOUR ECONOMIC LIFE FRESH_
_DON'T BE HAUNTED BY YOUR PAST ONE MOMENT LONGER!_
From The Desk Of: James
~~~~~~~~~~~~~~~~~~~~~~~
Print This Page
Dear Friend,
_WHAT WILL YOU DO WITH THE EXTRA $100,000 _
_YOU SAVE ON YOUR MORTGAGE PAYMENTS?_ That's right! The difference
between having a credit score of 559 and having one of 760 means that
you may have to pay $119,462.40 MORE FOR YOUR HOUSE over the life of
your 30-year mortgage! *
*Source: _The Ultimate Credi Repait Book_,
www.theultimatecreditrepairbook.com [2]
JUST IMAGINE WHAT YOU CAN DO
WITH THAT EXTRA MONEY!
You could invest that money towards your child's college education .
. . BUY A COZY LITTLE RETIREMENT BUNGALOW NESTLED IN THE PEACEFUL
MOUNTAINS OR ALONG THE BEACH . . . you could take that dream vacation
you've always dreamed of . . . or you could invest the money for
yourself and not have a single worry about retirement.
SPECIAL INSTANT FREE GIFT
Give yourself peace of mind and get rid of your problems and find
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"How You Can Easily Keep On Top Of Your Finances, Keep Your Bank
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FINALLY AFFORD THAT CAR OR HOLIDAY THAT YOU\'VE ALWAYS WANTED!"
It will help you to track where your money is going , help you to
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Here's just some of the features of this amazing brand new
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Comprehensive monthly home budget tracker allowing you to keep track
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calculating all the totals for you.
Income/expenditure tracker to keep detailed records of your income
and expenditure
Yearly budget tracker allowing comprehensive data to be tracked
over the period of a year, with automatic calculation of all totals.
Investment projection calculator to calculate how long you will
need to save up before you can buy something you want, like a car, a
holiday or a deposit for a house.
Car loan calculator to help you calculate whether you can really
afford that new car you've always wanted.
Car Leasing/Purchase calculator to automatically calculate whether
you would be better off buying or leasing a new car.
WITH ALL THESE POWERFUL FINANCIAL FACILITIES AT YOUR DISPOSAL,
YOU\'LL SOON BE ABLE TO KEEP YOUR BANK ACCOUNT BALANCED, your bank
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want !
Tell Us Where To Send It..
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In this special edition of _Financial Freedom Times_, WE'LL REVEAL
SOME OF THE MOST CLOSELY GUARDED SECRETS OF THE CREDIT INDUSTRY -
secrets that bankers and creditors have so far successfully kept under
wraps!
PLEASE --FOR THE FUTURE OF YOUR FINANCIAL HEALTH --READ EVERY WORD
OF THIS SPECIAL EDITION VERY CAREFULLY.
Do you ask everyday how in the world could you possibly dig yourself
out of the financial mess you're in?
You're not alone. Everyday good, hardworking people like yourself
are turned down for mortgages, car loans and other types of credit,
simply based on past misfortunes - many of them well beyond your
control.
And if you're not turned down, you're faced with the hard decision
of accepting a loan with an OUTRAGEOUSLY HIGH INTEREST RATE! You know
that over the lifetime of that loan you're paying far more than you
need to for that purchase.
The credit industry would like you to think that there's only two
ways to repair your credit: wait 7 to 10 years until the offensive
items are removed or pay off in full the past due accounts.
We know the dilemma all too well. If you had the money to pay off
the past due accounts . . . they never would have been "past due" to
begin with!
And . . . well, waiting 7 to 10 years sometimes just isn't feasible.
Especially when your oldest child is ready to enter college in the
next year!
What you - and millions of other Americans trying to make an honest
living - need to know is that there are . . .
_Industry-wide secrets that you can use to your advantage to repair
your credit FAST!_
And the beauty of all these credit-improving secrets - they are all
absolutely legal!
Far too many unscrupulous marketers are trying to sell you - for
some outrageous amount of money - a quick fix that, they promise, will
place healthy looking credit on your report.
OTHER PREDATORS ARE OUT THERE . . . are just waiting to steal your
money . . . by selling you so-called secrets - and then delivering
nothing but a bunch of platitudes.
But now _Financial Freedom Times_ has blown the lid off these
unprincipled shysters who only want to take your money . . . and leave
you in an even worse economic situation than you were in.
WE HAVE DISCOVERED THAT THE CREDIT INDUSTRY HAS A HOST OF SECRETS
THAT THEY WILL NEVER, EVER TELL YOU ABOUT . . . because if they do it
will . . .
Give You The Power To Repair Your Credit
Quickly . . . Easily . . . Affordably!
Finally someone has not only to access to this classified, top
secret information, but the courage to publish it. Everything you need
to know about the how your credit is scored is now available in this
one-of-a-kind book:
_THE__ ULTIMATE CREDIT REPAIR BOOK_ _IS A BREATH OF FRESH AIR._
_It cuts through the bull of legalize that consumers so often get
mired down in. It present in plain, everyday language steps that we
can take right now to improve our credit score. And the best part is
that you can start using these marvelous secrets RIGHT AWAY! _
T. MANHERT, OH
_THE ULTIMATE CREDIT REPAIR BOOK_
INSIDE THIS REVOLUTIONARY REFERENCE BOOK are a host of underground
secrets - secrets that until now only industry insiders were privy to.
_Financial Freedom Times _was lucky enough to get a sneak preview of
this publication, and quite frankly, we've never seen a book so
chock-full of information, recommendations and most importantly
SOLUTIONS TO YOUR POOR CREDIT STATUS.
We feel that this information warrants your undivided attention. And
to prove it to you, we're giving you a very confidential look at some
of the dirty little secrets the credit industry uses. _THE ULTIMATE
CREDIT REPAIR BOOK_ not only reveals these shocking truths for the
first time, but also gives you step-by-step instructions on how to use
these very secrets to your advantage.
Now, you can turn the tables on the heavy-handed reporting agencies
and beat them at their own game. Here are just of few of the
unbelievable revelations, the creators of _THE ULTIMATE CREDIT REPAIR
BOOK_ were able to uncover:
Underground Credit Repair
Revelation #1
One Simple Phone Call Can Stop
Harassing Bill Collector Calls Dead In Their Tracks!
Bothered by bill collectors calling all day long? Wish they would
just leave you alone already? They will . . . _when_ you learn this
little known secret! And the stunning news is . . . it's as easy as
pie. Now, for the first time, _THE ULTIMATE CREDIT REPAIR BOOK_ shows
you how to handle these unwanted, annoying calls.
Underground Credit Repair
Revelation #2
9 Incredibly Easy Steps to a Perfect Credit Score
Without It Costing You a Single Penny!
Unbelievable? It's true! And it's found in the pages of this
blockbuster _THE ULTIMATE CREDIT REPAIR BOOK!_ Just follow these easy
steps and soon you'll be looking at your credit score inflate 125
points . . . 185 points . . . even 200 points . . . or more! And it's
not only perfectly legal, it won't cost you a single cent! This
information is yours to use when you buy _THE ULTIMATE CREDIT REPAIR
BOOK!_
Underground Credit Repair
Revelation #3
The 4 Most Blatant Warning Signs
of Getting Scammed by a Credit Repair Company!
Knowing these before you approach a credit-repair company can save
you tons of money! Don't let yourself get swindled out of the money
you worked hard to earn! Armed with the vital information found in
_THE ULTIMATE CREDIT REPAIR BOOK,_ you'll learn how to instantly
recognize a scam from miles away! And once you can do this, you're
well on your way to financial freedom!
Underground Credit Repair
Revelation #4
Why It Benefits The Credit Reporting Agency
To Report A Negative Item than
A Positive One On Your Credit History!
_As bizarre and irrational as this may sound, IT"S ABSOLUTELY TRUE!
Learn why the agencies are so keen to report your poor credit and so
slow at displaying your good credit on your report! Finally a
publication has the courage to report this unfair and greedy practice.
And you'll learn how to deal with these practices when you buy your
copy of THE ULTIMATE CREDIT REPAIR BOOK._
Underground Credit Repair
Revelation #5
The Sneaky Tricks and Traps Credit Card Companies Use
To Keep Your Credit Score Low
. . . and Their Income High!
It's true! And it's all detailed in _THE ULTIMATE CREDIT REPAIR
BOOK!_ When you buy this amazing volume, you'll discover the tricks of
the trade and the traps the credit card companies purposely set in
your path so they can charge you more . . . and more with each passing
month. But now - for the first time - their dirty tricks and unfair
traps are being EXPOSED! You'll only find this amazingly candid
information in _THE ULTIMATE CREDIT REPAIR BOOK!_
Underground Credit Repair
Revelation #6
The Shocking Truth About Those
Debt Consolidation Companies
. . . What You Don't Know Can Cost You Thousands!
Think that just because they label themselves as "non-profit" that
they're looking out for your best interest! Think again! Before you
sign up with one of those agencies, you need to read their own dirty
little secrets. And you'll find this juicy piece of advice nowhere but
in _THE ULTIMATE CREDIT REPAIR BOOK!_
Underground Credit Repair
Revelation #7
You CAN Pay Off Your Debts for Pennies On The Dollar!
Here's another astounding disclosure that no one in the credit
history dares reveal to you. But yet it's amazingly true and certain
privileged people are taking advantage of this technique every single
day! But don't expect that bill collector who's harassing you to tell
you about this. And you certainly won't hear this from your banker or
credit card company either! In fact, the only way you're going to
discover all the details (and it's easier than you could possibly
imagine) is to buy _THE ULTIMATE CREDIT REPAIR BOOK_ NOW!
There Is Proof That You Can't Go Wrong If You Order Right Now...
PROOF #1
PROOF # 2
PROOF # 3
PROOF # 4
HOW YOUR POOR CREDIT SCORE
IS COSTING THOUSANDS OF DOLLARS -
_OR EVEN THAT BETTER PAYING JOB!_
It's sad but true! Not only do potential lenders use your credit
rating - often referred to as a FICO score - in assessing how high of
a credit risk you are, now more employers are using these reports in
determining your suitably for a job.
In fact, _EMPLOYERS' USE OF CREDIT REPORT HAS INCREASED BY A
WHOPPING 55%_ over the last five years, according to statistics
gathered by Spherion, a nationwide recruitment and staffing firm.
Not only that, but _MANY INSURANCE COMPANIES ARE ALSO CHECKING
CREDIT SCORES_ before offering you that quote on your car or home
insurance policy.
And that leaves the average consumer with little information on the
workings of the credit industry at a distinct disadvantage. Here's a
little bit of background to help you understand just how your credit
score is calculated.
First, you need to know there are three major credit bureaus:
Experian, Equifax and TransUnion. They create your report based on an
array of information they receive about your financial habits from
companies that you've dealt with in the past. They gather such
statistics as your payment history, as well as the length of your
credit history, the types of credit you have and the amount of money
you owe - both now and in the past.
_THE LOWER YOUR SCORE, THE RISKIER YOU ARE AS A BORROWER . . ._ _THE
HIGHER THE INTEREST RATE YOU'LL PAY!_
From that report, the bureaus calculate a score that could lie
somewhere between 300 and 850. This score then becomes a type of
shorthand for lenders. They can quickly assess how risky you are as a
potential borrower. The higher your credit score, the more likely you
are to make the payments on time consistently. The lower the score the
more riskier it is for them to loan you money.
Of course, even with a lower score, lenders will loan you money, but
you'll be charged higher interest rates. Consumers whose scores are
above 700 receive relatively low rates. The best interest rates,
though, are reserved for scores of 760 and above.
Is your FICO score costing you more in high interest rates, high
insurance premiums or even preventing you from getting that dream job?
If you thought there was nothing you could do about your poor credit
rating, think again!
Now, thanks to this incredibly information new publication _THE
ULTIMATE CREDIT REPAIR BOOK,_ you can enjoy all the benefits that go
along with a good credit score:
You CAN:
LIVE IN THE HOUSE OF YOUR DREAMS!
DRIVE THE CAR OF YOUR CHOICE!
SEE YOUR SON OR DAUGHTER GRADUATE FROM COLLEGE!
LAND THAT GREAT-PAYING JOB!
Enjoy the financial freedom you
were destined intended for you!
How? By unlocking the secret keys to credit repair . . . by
discovering those dirty little secrets of the credit industry that
have been hid from the public for far too long . . . by stripping the
cloak of secrecy off the devious moves of those who hold the power of
your credit rating in their hands.
Now is the time to reclaim the power to determine your own credit
industry.
Right now is the time to rewrite your credit history . . . throw
your past poor credit in the trash . . . and start fresh and new . . .
living the life you and your family always deserved. Don't waste
another minute crying over your financial plight. Now that you know
you can act to make your credit better. When you buy _THE ULTIMATE
CREDIT REPAIR BOOK_ you CAN repair your credit and enjoy all the
rewards life has to offer!
Just How Valuable Is the
Information In This Book?
What would you pay for the chance to SWEEP AWAY your old, poor
credit, to erase your foreclosures . . . knock out your bankruptcies
like they never occurred . . . eradicate those judgments so lenders
can't tell they ever existed . . . clear out all those late payments
that hound your score?
FINALLY, YOU CAN START FRESH with a clean economic bill of health.
Corporations charge $300 . . . $400 . . . even more than $1,000 to
clue you in on the very same secrets you get in _THE ULTIMATE CREDIT
REPAIR BOOK!_
Before you answer what these exceedingly well-guarded - and
time-tested - secrets are worth to you and the financial well being of
your future, consider this:
When You Buy _THE ULTIMATE CREDIT REPAIR BOOK_ TODAY, you'll also
receive an...
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
_These 7 Bonus Super Secrets of Credit Repair are much too POWERFUL
to even hint at here! The only way you can learn of these is to order
or download THE ULTIMATE CREDIT REPAIR BOOK_ TODAY! Just receiving
these eye-opening 7 Bonus Super Secrets of Credit Repair would be
worth the price of the book alone. But, you also get wisdom and advice
that you about methods of crediting reporting that you can use for the
rest of your life.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
For the staggering amount of knowledge jam-packed into one book, you
might expect - and even be willing - to pay upwards of $1,000. Many of
my friends and business consultants, indeed, urged me to sell it for
this price.
When I told them that I was offering _THE ULTIMATE CREDIT REPAIR
BOOK_ for only a tenth of what they thought was a reasonable price,
well . . . let's just say they thought I had lost whatever good
business sense I had. I set the price of this remarkably
well-researched book at only $57.
But don't click to buy this book quite yet. Because, quite frankly,
I have a confession to make. I feel an urgent need to get these
potent, underground secrets into the hands of as many deserving
families as possible.
That's why - for a very limited time only - you can purchase your
copy of _THE ULTIMATE CREDIT REPAIR BOOK_ - including those
life-changing 7 Bonus Super Secrets of Credit Repair - for only $47.00
_IF YOU ORDER ON LINE!_
Yes, you read that right! That's a full 20% off my already
ridiculously low price of $57.00. If you choose to buy _THE ULTIMATE
CREDIT REPAIR BOOK_ through the mail, then you still benefit from the
special low price of only $57.00.
When you buy _THE ULTIMATE CREDIT REPAIR BOOK_, and you put these
valuable revelations to work, you'll clearly see your credit score
soar effortlessly by 100 . . . 150 . . . even 200 points!
_
FORECLOSURES GONE!_
_
TAX LIENS GONE_
_
REPOSSESSIONS!_
_
JUDGMENTS!_
All of them erased - legally - and some within a matter of days!
_IT'S AN ABSOLUTELY INDISPENSABLE RESOURCE._
_I didn't know that it was possible to "repair" credit - let alone
that I could do it myself with just a little bit of determination and
perseverance. Thank you for a wonderful resource. I'm urging all my
friends to buy it. It's an absolutely indispensable resource. I wish I
had it 10 years ago. _
M. HOUSER, PA
The Choice Is Clear!
Go ahead! Download right now! ... Before you leave this site and
this incredibly generous offer expires.
Read these astonishing secrets for yourself. Use these amazing
tricks of the trade. Discover for yourself the priceless,
much-sought-after knowledge that is jam-packed into every single page
of this carefully crafted book.
If you're not satisfied for any reason . . . if _THE ULTIMATE CREDIT
REPAIR BOOK_ isn't everything I've said it is . . . just email me and
request a refund. I'll refund every penny of your purchase price - no
questions asked.
But, I'm betting that you'll discover at least one stunning
revelation that speaks directly to your personal financial situation
that can help push your credit score up literally hundreds of points.
Don't' delay! This astonishing low price of $47.00 won't be around
forever. I don't know how much longer I can even keep the hard copy
version of this book at a low $57.00. Besides, the sooner you download
_THE ULTIMATE CREDIT REPAIR BOOK_, the sooner you can wipeout those
foreclosures . . . repossessions tax liens . . . judgments . . . late
payments . . . and other items tarnishing your credit report.
The sooner you download _THE ULTIMATE CREDIT REPAIR BOOK_, the
sooner you can make your personal _DECLARATION OF ECONOMIC
INDEPENDENCE!_
If You Act Right Now, I'm Going To Include The Following Bonuses:
BUILDING A AAA CREDIT IN 30 DAYS
The simple way to remove a 30-day lat payment
HOW TO "TEMPORARILY" INCREASE YOUR CREDIT SCORE 75-100 POINTS IN
48 HOURS.
Increase your score then apply for a loan and you WILL be
APPROVED.
TAKE YOUR CREDITORS TO COURT AND WIN!!!
Credit Repair Attorneys Secret to removing Bankruptcies,
Judgments, Foreclosures, and others.
SUPER SECRET, NEVER SEEN IN ANY CREDIT REPAIR BOOK YET. HOW TO
REMOVE ITEMS IN 5 DAYS OF LESS!
Credit cards and loans for people with bad credit.
NEED CASH NOW? ARE YOU SUING SOMEONE? GET A CASH ADVANCE FAST!!!!
Yours in financial freedom,
James
_ YES!_ Send I'm ready to make my own _DECLARATION OF ECONOMIC
INDEPENDENCE_ and watch my credit scores soar by 100 . . . 150 . . .
even 200 points! Enclosed is $47.00 in either a check or money order
for my copy of _THE ULTIMATE CREDIT REPAIR_. Please rush me my copy
right away.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
If You order beforemidnight You can lock in
"The Ultimate Credit Repair" PLUS
ALL OF THE SPECIAL LIMITED TIME OFFER BONUSES at only $47!
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
P.S. I can't tell you how much I wish I would have had a guide to
the industry's underground secrets when I was repairing my credit. IT
WOULD HAVE LESSENED A TREMENDOUS AMOUNT OF STRESS IN MY LIFE. AND AT
ONLY $47.00 . . . WELL, IT'S A REAL STEAL!
_P.P.S. Oh, yes! One more thing . . . please, before you download
THE ULTIMATE CREDIT REPAIR BOOK,_ you have to promise you won't
squander this rare opportunity away! Order this amazing compendium of
credit information only if you truly believe you're ready to make your
own _Declaration of Economic Independence_! But, please, don't waste
your money if you're just going to buy this powerful book and let it
lay unused in the dark recesses of your computer! That would be a
crime!
-------------------------
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