Florida Retirement Communities, Homes, Villages, and Condos
HERE\'S_ INSIDE INFORMATION_ ON FLORIDA RETIREMENT COMMUNITIES,
HOMES, VILLAGES, AND MORE...
THE MOST IMPORTANT LETTER YOU'LL _EVER_ READ IF YOU ARE CONSIDERING
FLORIDA RETIREMENT (OR HAVE RECENTLY MADE THE MOVE).
If you're serious about retiring to Florida, then the following
personal message from a seasoned, veteran retiree is must-read
material
DATE: March 27, 2007
FROM: ROBERT COTTER, PH.D.
RE: Your Florida Retirement
Director, _Florida Retirement Info_
During the year 2007, the first crop of Baby Boomers will be turning
60 and will be on their way to retirement. If you are in that group,
congratulations! You are on the verge of a most exciting time in your
life.
As early retirement has become more in voque, there will be huge
populations of younger retirees entering the retirement system and
flocking to traditional destinations. At the top of this list will be
FLORIDA, as it has been for decades.
BUT HEED THIS WARNING: Awaiting you, the new retiree, will be
limitless opportunities AND OPPORTUNISTS, looking for you and your
hard earned savings.
When I decided to retire in Florida some 15 years ago (part time at
first), the state was a very different place. Since that time, the
_CHANGES AND POPULATION GROWTH _have been nothing short of astounding.
No doubt you have read about the explosion of building and land
development in the state if you have done even the most rudimentary
research. Just look at this list of recent property value changes
below. After a huge price run-up, prices have adjusted dramatically
this past year. Here's how much your Florida retirement home's value
could have changed from 2006-7!
Astounding, isn't it? Whenever there is a _frenzy_ going on like
this, COMMON SENSE CAN BE LOST IN THE SHUFFLE. The "buy now or miss
out" mindset typically takes hold and tragic mistakes can be made by
eagar, yet uniformed retirees. Unfortunately, these mistakes can have
DEVASTATING EFFECTS on their chances for a fulfilling, yet practical
retirement in Florida. They are effectively rolling the dice with
their hard earned retirement savings.
My journey into full time FL retirement has been an incredible
odyssey with its share of _TRIUMPHS, CHALLENGES, AND A MULTITUDE OF
DISCOVERIES. _
Because of my inquisitive nature, I decided to document this journey
not only for myself, but for family and friends about to begin their
own retirement adventures.
You see, so many Florida retirees ARE MAKING MISTAKES OF WHICH THEY
ARE NOT EVEN AWARE. Over the last 15 years, I have been _taking note_
of the tales from the scores of retirees I've met. They each have
their stories to tell, and some of them would break your heart.
In doing so, I have assembled the most powerful and useful
collection of Florida retirement STRATEGIES, TIPS, BEST KEPT SECRETS,
AND RESOURCES available anywhere online...and I'd like to share them
with you.
REGION
% Change
2004-05 % Change
2006-07
FORT WALTON BEACH
49.1
-5
NAPLES
39.6
-3
SARASOTA
36.3
-9
PUNTA GORDA
34.6
-14
FORT MEYERS
33.5
-5
PENSACOLA
32.9
1
ORLANDO
31.5
-4
WEST PALM BEACH
31.0
-5
FORT LAUDERDALE
31.0
1
PORT ST. LUCIE
30.5
-7
MIAMI
29.9
0
DAYTONA BEACH
28.3
-12
LAKELAND
27.4
-5
TAMPA
25.0
-4
JACKSONVILLE
17.8
2
GAINESVILLE
14.3
-5
A BUYING OPPORTUNITY?
You too can be part of the ever growing, dynamic group of folks
retiring to the _Sunshine State_. Take the first step to a fantastic
Florida Retirement by SIGNING UP FOR OUR FREE TIPS NEWSLETTER.
Sign Up For The _"Florida Retirement Insider's Guide"_ Tips
Newsletter... Absolutely FREE
*JAM PACKED WITH INSIDER TIPS ON COMMUNITIES, REAL ESTATE,
INSURANCE, AND MORE...
* JOIN THOUSANDS OF OTHERS WHO ARE REAPING THE BENEFITS OF THESE
EXACT STRATEGIES AND INSIDER INFORMATION.
* Your information will not be sold or disclosed to anyone.
I respect your privacy and hate junk email with a passion.
Your Florida retirement marks the start of a most rewarding (_and
perhaps daunting_) time of your life. Be prepared with an up to date
arsenal of knowledge before you make any big decisions that COULD
AFFECT THE REST OF YOUR LIFE.
THIS IS YOUR OPPORTUNITY TO LEARN FROM MY SUCCESSES AND FAILURES.
_INTRODUCING_ "THE FLORIDA RETIREMENT BOOK - AN INSIDER\'S GUIDE"
__
_NOW AVAILABLE AS A SIMPLE, IMMEDIATE DOWNLOAD OR IN HARD COPY_
_START READING THE NEW 2007 3RD EDITION MINUTES FROM NOW!_
_"__My wife and I decided to retire to Florida but we had no inkling
of where to go or what this move would entail. Robert's book OPENED
OUR EYES to the possiblilities and some drawbacks to our plans for
retirement to Florida. _
_I whole heartedly RECOMMEND THIS BOOK to all who are thinking of
moving to Florida for retirement. It is full of important information
and insights and will help AVOID A LOT OF MISTAKES and stress in
planning your move."_
Jerry Seltzer
Hackensack, N.J.
Here's a SNEAK PEEK at what you're going to find in the pages of
the_ New 3rd Edition of "The Florida Retirement Book - An Insider's
Guide"_:
Is FLORIDA\'S REAL ESTATE BUBBLE _Bursting_ or is it just a slow
leak?
What _"LOCATION, LOCATION, LOCATION"_ is best for you? Florida has
67 counties,
each with its own unique personality.
BEWARE of the "Model Home" Trap.
The fastest growing FL regions (including Central Florida). DON\'T
GET LEFT BEHIND!
URGENT - A DEVELOPING THREAT To MANUFACTURED HOUSING PARKS.
Is OCEAN OR GULF Front Property Really Worth The Added Cost?
SPECIAL SECTION An in depth look at Florida's _DEVASTATING_
HURRICANE SEASONS and what they mean for your retirement strategy.
Flood insurance...do you need it?
The top ten counties with the most residents OVER 65.
CRITICAL - Is your real estate agent _coming clean_ about your
community's SEWAGE TREATMENT PLANT?
_Detailed_ population data that will help prevent you from moving
to an area with the same problems that you want to leave behind!
Steps to take to become a BONA FIDE FLORIDA RESIDENT.
THE COST OF LIVING IS LOW IN FLORIDA! Learn why and take
advantage.
A close look at TAX CONSIDERATIONS including Florida's dreaded
intangible personal property tax.
Don't forget to add in _soaring_ homeowner's insurance costs to
your budget.
If you want warm winter weather in Florida, _avoid_ these counties
(or bring some winter clothes)!
_"Good morning Mr. Cotter,_
_Thank you for your Florida Retirement Book. The inside information
on CONDOS AND COUNTRY CLUBS was particularly informative and helpful._
_I appreciate your making SUCH VALUABLE INFORMATION available to new
(returning in my case) Florida residents._
_Sincerely,_
Ed W.
State College, PA
Learn why you'll need to GET AWAY from the Florida summer.
What you _must_ know about condominium fees.
Can you _really_ trust your condo governing board?
Considering a GOLF COURSE COMMUNITY? Be prepared for the costs!
Is the country club lifestyle _really_ for you?
Why you really need to check out the MEDICAL FACILITIES AND
PRACTITIONERS.
Follow the _money trail._ The counties with the highest incomes
are identified.
Why you should _think twice_ before settling on an island (key) that
is ACCESSED BY AN EXTENSION OR DRAWBRIDGE.
Ethnic enclaves identified.
AND MUCH, MUCH MORE!
_"__I've been looking for a resource like this for years. It's great
to have all the information in one place._
_The information IN CHAPTER 3 alone is worth more than the price of
the material."_
Patricia H.
Sinking Spring, PA
AND HERE\'S THE BEST NEWS...
I've assembled this information in the form
of an Ebook for IMMEDIATE DOWNLOAD! (Hard Copy also available).
"THE FLORIDA RETIREMENT BOOK - AN INSIDER\'S GUIDE"
DELIVERED TO YOUR COMPUTER IN MINUTES!
At the modest price of _$37.00_ (about $2.50/yr of my retirement
know how) this is an INCREDIBLE OFFER ON A UNIQUE RESOURCE.
But during a brief, annual promotional period scheduled to end in
SEPTEMBER 2007,_ _the NEW 2007 3RD EDITION of_ "The Florida Retirement
Book - An Insider's Guide"_ is being offered for the discounted price
of only $27.00 (over 25% off).
I have also decided to make this unique, TIME SENSITIVE OFFER:
ORDER BY MIDNIGHT, AND YOU WILL RECEIVE
FREE CRITICAL UPDATES
TO THE _"THE FLORIDA RETIREMENT BOOK - AN INSIDER\'S GUIDE"_
The state of Florida and it's retirement communities are in a
constant state of change. I am passionate about continuing to discover
and document these changes (_my wife may say a bit too passionate_).
In fact, the book has already had a several content updates including
vital information on PROPERTY TAXES, REAL ESTATE, HIDDEN COSTS,
HURRICANES, UNDERVALUED AREAS, AND MUCH MORE.
When a new version of the Ebook is updated, we will notify all those
who have purchased an Ebook with the FREE UPDATES and email
instructions on how to _easily_ and _immediately_ download the full,
updated version (or just the new sections if you prefer) for free. You
can also just read the updates online if you'd like.
When I update _"The Florida Retirement Book - An Insider's Guide_"
with the latest STRATEGIES, TIPS, BEST KEPT SECRETS, AND RESOURCES,
you'll get _fresh information_ before anyone else -- automatically and
FREE. How many other products or books do you own that stay fresh
after purchase?!!
TAKE CHARGE OF YOUR FLORIDA RETIREMENT AND ACT NOW TO ENSURE YOU
RECEIVE THE FREE UPDATES.
NOTE: NEW UPDATES ADDED SUMMER 2007!
YOUR NO-RISK 60 DAY 100% MONEY-BACK GUARANTEE
If after exploring _"THE FLORIDA RETIREMENT BOOK - AN INSIDER\'S
GUIDE_" you feel you haven't benefited from my personal insight and
retirement strategies, email me at info@floridaretirementinfo.com [1]
and return the book to me within 60 days of purchase. I will cancel
your updates AND ISSUE YOU A PROMPT, COURTEOUS REFUND OF YOUR PURCHASE
PRICE.
GET INSTANT ACCESS TO YOUR IMMEDIATE DOWNLOAD
(EVEN IF IT\'S 3:00 AM!)
WORKS WITH ANY PC OR MAC COMPUTER
IT\'S EASY TO DOWNLOAD AND READ, EVEN FOR THE NOVICE! YOU CAN
ALSO PRINT THE ENTIRE BOOK OR PERTINENT SECTIONS IF YOU DESIRE.
[2]
ORDER NOW - ONLY $27.00
P.S. WE ARE PLANNING A PRICE INCREASE FOR SEPTEMBER 2007 TO REFLECT
ALL THE RECENT CONTENT ADDED TO THE NEW EDITION. So if you're at all
interested, take advantage of this savings, the Free Updates, and ACT
NOW.
[3]
_"The Florida Retirement Book has all the information that my wife
and I have been searching for. This insider
