* Accelerate your Mortgage Payoff ">
* You use our software to FIND YOUR PERSONAL “HELOC NUMBER.”
* You SET UP A HOME EQUITY LINE OF CREDIT (HELOC) for the Heloc
number.
* You PAY YOUR BILLS AND MORTGAGE on time.
* You TRANSFER MONEY TO YOUR HELOC when our software tells you to.
* Your BANK TAKES CARE OF THE REST—and they’re happy to do it!
* You USE OUR MORTGAGE PAYOFF PERSONALIZED SYSTEM EACH MONTH to
make sure you stay on track.
* …AND YOU PAY OFF YOUR MORTGAGE AS EARLY AS 13 YEARS SOONER THAN
NORMAL, AND SAVE AN AVERAGE OF $67,636 CASH!
Still have questions? I’ll go into more details later, but first
there’s something I must share with you…
Great news—it’s not your fault you’re having trouble -
you do NOT have to take forever to pay off your
home..let me show you the way!
It all comes down to this…I can teach you a totally amazing way
to pay off your mortgage faster.
You’ll also learn more techniques to keep more of your money for
yourself and be 'financially bulletproof'.
And yes, I’m totally serious…and my mortgage payoff system is
proven and guaranteed!
WANT TO GET ON THE PATH TO GETTING RID OF
YOUR MORTGAGE MUCH EARLIER? HERE ARE TWO
STRATEGIES THAT WILL PUT YOU ON IT IMMEDIATELY!
1. Keep more of your paycheck for yourself:
THE HOME EQUITY LINE OF CREDIT (HELOC) IS THE MOST POWERFUL WEAPON
EVER DESIGNED FOR YOU.
It’s so powerful, you get an INSTANT unfair advantage if you own a
home. If you have a mortgage or an existing HELOC you can use it to
keep more cash in your pocket instead of paying it to the bank each
month.
HERE’S HOW IT WORKS:
Let’s assume you have an existing HELOC and you owe $7000 @ 8.5%
on your HELOC balance. Your monthly interest payment is $49.58.
Here’s how you can make a smaller payment and keep more for
yourself …
Step1: Instead of depositing your paycheck directly in your checking
account, USE YOUR HELOC AS A CHECKING ACCOUNT AND DEPOSIT YOUR ENTIRE
PAYCHECK IN YOUR HELOC (the banks will allow you to do this.)
Step 2: PAY ALL YOUR BILLS DIRECTLY FROM THIS HELOC ACCOUNT AT MONTH
END ONLY. If your paycheck is $5000 and your bills are $5000, then pay
your bills directly from the HELOC close to the 30th of the month.
The bank calculates your interest and will charge you $18 in HELOC
interest.
DID YOU CATCH THAT? By turning your HELOC into a checking account,
INSTEAD OF PAYING $49.58 IN INTEREST, YOU PAY $18!
Congratulations—YOU JUST SAVED $378.96 A YEAR. Instead of paying
the bank this interest, you keep this for yourself. Now imagine if you
have a larger HELOC balance … you put even more money in your
pocket.
But how does all this happen? Let me show you…
See, here’s the thing … the bank charges you interest on a
“daily basis calculation” on your
HELOC account. They calculate the interest charge everyday versus
the start of the month.
The details are fully explained in our video, but you can call the
bank directly and they will explain this to you. Let me share this
with you…I HAVE PERSONALLY SAVED THOUSANDS IN INTEREST JUST BY USING
THIS ONE STRATEGY. Go try this out and see the results for yourself.
2. Use the banks money to create an emergency reserve:
Before I learned all this wonderful stuff, it took me almost three
years to save enough money to cover 5 months of monthly bills. It was
difficult but I had to do it.
Do you want to know how to create an emergency reserve without
taking the three years it took me?
The answer is in opening an HELOC.
Now here comes the good part…
You can request from your bank a higher limit on your HELOC. This
can be designated as your emergency reserve.
Let’s say you have a HELOC of $10,000 already. What you need to do
is increase your limit to $15,000. The difference between what you owe
and your requested limit $5,000 ($15,000-$10,000) is available to you
for emergencies.
And you want to know the very best part? It’s that interest is not
charged on the $5,000 unless and until you actually borrow the funds.
It’s a FREE reserve, that you can tap anytime you need to for an
emergency!
But what if you’ve already borrowed your HELOC limit?
No problem--you can still create an emergency reserve. Keep in mind
when you pay down your HELOC, our system automatically creates a
reserve.
If you don’t have an emergency fund, I strongly recommend you
create one today by opening up a HELOC. Try it out and see the impact
for yourself.
Still Not Crystal Clear? Let Me Put It Another Way...
Here’s how the actual benefits of the HELOC work…
Remember how interest is calculated on your mortgage? It’s based
on an amortization method. Yeah, that’s right…the banks calculate
this for you and you have no control over this. So if you had $7,000
in your mortgage @6.5% you would end up paying $38.66 of interest. But
with our system, let’s say your “HELOC number” is $7,000, so you
have $7,000 in the HELOC.
Now here’s where it gets interesting…
* The HELOC interest is calculated on a daily basis vs. amortization
basis. Let’s assume you pay
interest on the HELOC at 8.50%.
* Now if you deposit your money early during the month, your HELOC
balance is significantly reduced. When you pay your bills later, it
increases again but only for a short time.
* By doing the math, you end up paying $18 of interest on the HELOC
when you deposit and pay your bills. Now you are effectively saving
interest!
* The second advantage is that the interest on the HELOC is tax
deductible. (please consult your advisor) You get a further deduction
for the interest that is paid.
* This benefit of interest is used to pay off your HELOC account.
Once the HELOC account is paid
down, you borrow your HELOC number again on your HELOC, pay down
your mortgage and start
the loop all over again till your mortgage is finally paid off.
BY NOW YOU MUST BE WONDERING WHO I AM
AND WHY YOU SHOULD LISTEN TO ME?
Hi, my name is Neil Venketramen and I have been in the accounting
and financial services industry for 16 years. I was employed by a
major accounting firm Deloitte just have an open mind and a
willingness to tackle a common math problem!
I promise you, you will NOT have to change your day-to-day spending
habits or your lifestyle to take advantage of this concept. IT’S A
SOUND, SMART WAY TO PAY DOWN YOUR MORTGAGE.
Welcome to a whole new way to think about your mortgage…and get
debt-free!
This fascinating new concept is not a bi-weekly or debt roll-down
program; rather it’s a new way to think about paying off your
mortgage.
First used in Australia, the mortgage payoff concept is based on a
proven mathematical formula and has been tried and tested by thousands
of homeowners.
Here’s the proof: Australians typically pay $100K - $150K less in
mortgage interest than do most Americans. It’s quickly catching on
in the United States and we have been selling this to our clients for
the past three years.
But first, let me pull back the curtain and reveal to you the
treasure
trove of tremendous benefits you get when you use EquityExcel
Mortgage Payoff Solution:
* You get a proven way to PAY OFF YOUR MORTGAGE 13 YEARS FASTER
WITHOUT SPENDING MORE or changing your monthly mortgage—and you’ll
feel thirteen financial years younger!
* It’s actually a SECRET WAY to reduce your monthly interest
charges that you pay to the bank, over time KEEPING $67,636 IN YOUR
POCKET rather than paying this to the bank!
* You learn how to CUT AT LEAST TWO AND A HALF YEARS OF YOUR
MORTGAGE from the first day you implement the mortgage payoff program.
This is going to put a huge smile on your face every time you open up
your monthly mortgage statement and see your actual progress.
* You also get a counterintuitive way where you get to KEEP MOST OF
YOUR TAX DEDUCTIONS FOR INTEREST PAID EVERY YEAR even though you pay
off your mortgage faster and keep more of the interest for yourself.
* Plus, we show you a time saving method you must know to SPEND LESS
THAN 2 MINUTES A MONTH TO KEEP ON TRACK.
* And you get a step-by-step “in the field” exercise to put the
entire payoff system on autopilot…so YOU'LL NEVER FALL OFF TRACK. It
works so you don’t have to.
* We even show you how to USE THE BANK'S MONEY TO FUND YOUR
EMERGENCY RESERVE. Here’s the best part, you pay no interest to set
up this reserve, while you get instant access to these funds
immediately without standing in line to withdraw it.
* And you won’t want to miss this one--the ONE MONEY SAVING
QUESTION THAT YOU MUST ask your banker when setting up your HELOC
account that will SAVE YOU HUNDREDS OF DOLLARS IN FEES. That one tip
alone is worth the cost of this solution.
* 5 QUESTION “MORTGAGE PAYOFF CHECKLIST” that you must use to
start saving money from day one.
* How to avoid the stress and feeling of guilt by trying to figure
out HOW TO SEND YOUR CHILDREN - OR GRANDCHILDREN - TO COLLEGE…AND
never worry about them being stuck in a dead-end job, taking a
lifetime to pay off student loans and other credit card debt since
they had to fund their education themselves.
* _THE STRESS FREE METHOD FOR MEETING YOUR MONTHLY BILLS, STUDENT
LOAN OBLIGATIONS, CREDIT CARD DEBTS AND MORTGAGE PAYMENT WITH EASE
EVERY MONTH WHILE STILL BUILDING MOMENTUM FOR A SOUND FINANCIAL
FUTURE._
And there’s more, like how to put more cash in YOUR pocket instead
of the bank’s…
* A simple and easy to use “interest rate reduction” technique
which PUTS MORE CASH IN YOUR POCKET, regardless of whether you owe 5%
or 6.5% interest on your mortgage.
* How to use your existing HELOC to PAY OFF YOUR MORTGAGE EARLY even
though it may not have all the functionality to work with our program.
* Learn the secret of the “interest looping method” and SAVE
TENS OF THOUSANDS OF ADDITIONAL INTEREST. This is a secret available
only to our subscription members.
* How to GENERATE A 22% RETURN ON YOUR HOME EACH YEAR WITHOUT
SPENDING A CENT of your own money. This no risk return will shock the
socks off your financial advisors and your friends. You don’t even
need to go to financial school to learn this.
* The SECRET METHOD TO ELIMINATE YOUR CREDIT CARD BALANCES ONCE AND
FOR ALL and convert your high interest rate balances of 15% or 20% to
3.5%, keeping more of your own money in your pocket.
* The exact steps needed to GET OUT OF YOUR ADJUSTABLE RATE MORTGAGE
AND INTEREST ONLY MORTGAGE so that you are not sucked into another
thirty year cycle of interest payments.
* Learn the key strategy by USING YOUR HOME TO FUND A DOWN PAYMENT
ON AN INVESTMENT PROPERTY.
* KNOW THE KEY TRIGGER POINTS THAT WILL PINPOINT YOUR MISTAKES IF
YOU FALL OFF TRACK WITH THE SYSTEM. Just by knowing this in advance,
you are well on your way to mortgage freedom. These trigger points
have never been revealed or discussed before and will shock even the
so called “mortgage acceleration” experts.
* Find out how paying your bills late in the month or only when due
will result in HUNDREDS OF DOLLARS OF EXTRA CASH BACK TO YOU.
* AUTOMATICALLY IMPROVE YOUR CREDIT SCORE without you even knowing
about it. Turn a good credit score into a great score, which in turn
lowers your interest rate on other loans and puts more of your hard
earned money back in your pocket.
* A ONE STEP METHOD OF APPLYING MORE OF YOUR MONTHLY MORTGAGE
PAYMENT TO PRINCIPAL RATHER THAN INTEREST, which will turn you into a
financial genius. You will even shock your mortgage broker and friends
with this information.
Watch a simple 12-minute video and we’ll show you how to turn your
life around…
* Instantly TURN INTO A MORTGAGE PAYOFF WIZARD by sitting down,
putting your feet up, eating popcorn all while enjoying a 12 minute
video. This is all you need to turn your financial life around and
take control.
* AVOID A DANGEROUS MISTAKE, that even the experts make when
implementing this mortgage acceleration system. Be aware of the
methods that apply specifically to a fixed rate mortgage, ARM or
interest only mortgage, and FIND OUT WHY ALL MORTGAGES ARE NOT CREATED
EQUAL.
* How to CREATE THAT FINANCIAL BOND WITH YOUR SPOUSE OR PARTNER each
time you open up your mortgage statement, and knowing that paying off
your mortgage each month results in BUILDING UP YOUR NET WORTH INSTEAD
OF ROBBING YOU OF YOUR CASH.
* A sure fire way to ACCELERATE EQUITY IN YOUR MORTGAGE TODAY and
continue the build up when you buy another home.
* How to ELIMINATE MORTGAGE PAYMENT ANXIETY FOREVER.
* Why to IGNORE THE NAYSAYERS AND THE NEGATIVE MEDIA. Why listening
to them will cost you tens of thousands of dollars of interest.
* Two SECRET METHODS USED TO CREATE AN EMERGENCY RESERVE for
yourself without spending your own money, methods that have been
rarely used by outsiders.
* Apply the ONE FOOLPROOF METHOD TO GET MAXIMUM RETURNS ON YOUR
CURRENT EMERGENCY FUNDS. A method so effective that even your
financial advisor will be impressed.
* Find out the real risk behind USING YOUR MORTGAGE AS AN EMERGENCY
RESERVE AND the best alternative.
* A simple technique to turn your checking account into a tax
efficient account, so you GET AN INTEREST DEDUCTION FOR USING THE
HELOC.
* Find WHY PAYING OFF YOUR HOME IS A GOOD INVESTMENT. It is so
simple and effective that most people will never know how to do this.
And all the while, you’re guaranteed to stay in control of your
finances… here’s how…
* HOW TO PUT THE MORTGAGE PAYOFF SYSTEM ON AUTOPILOT so that you
don't have to spend more of your personal time on this each month
* The full tax benefits from your mortgage revealed to you the first
time in a simple and easy way to TAKE ADVANTAGE OF ALL THE DEDUCTIONS
AVAILABLE TO YOU.
* Be aware of the mortgage myths that hold you back from TURNING
YOUR HOME INTO AN ASSET.
* THE "CONTROL TEST" - Three simple questions to find out if you are
in control of your mortgage or your mortgage is in control of you. Why
you are working for the banks each month even though you don't want to
admit this. Are you tired of doing your best and being frugal but
still not making progress each month?
* How to PREVENT YOUR MORTGAGE FROM STEALING FROM YOUR RETIREMENT
AND CHILDREN'S EDUCATION FUNDS.
* How to GET RID OF THAT NAGGING FEELING EACH MONTH THAT YOUR
MORTGAGE PAYMENT IS A DRAIN ON YOUR PAYCHECK and preventing you from
living in the moment.
* HOW TO MAKE HOME IMPROVEMENTS while borrowing from your HELOC and
still finishing ahead.
* The step by step mortgage payoff method of ESCAPING FROM FINANCIAL
JAIL AND BECOMING FINANCIALLY FREE AND CLEAR FOREVER.
* A simple method to use extra funds if you have them to PAY OFF
YOUR MORTGAGE AT LIGHTNING SPEED AND SAY GOODBYE TO THE MORTGAGE SPIN
CYCLE
* How to use a simple technique to MAKE THE COST OF YOUR NEXT
VACATION A NON-ISSUE.
* Share the one important piece of information with your loved one
with excitement every month. This one number will take the stress out
of your discussion and will HAVE YOUR WIFE OR PARTNER LOOKING AT YOU
WITH ADMIRATION EACH MONTH.
And hang on, because there are still even MORE great benefits for
you…
* Use the key mortgage payoff strategy to TURN THE HOUSE OF
FINANCIAL PAIN IN TO THE HOME OF YOUR DREAMS.
* Have you ever felt like a dieter who's lost 10 or 20 pounds, only
to gain it all back? Those who are in debt are likely to fall back
into debt again - unless they change their way of thinking big time.
ONE SIMPLE EASY TO USE MORTGAGE PAYOFF technique that puts your
finances on auto pilot and consistently hits your target each month
without you having to do any work.
* NO BUDGET REQUIRED. No need to create budgets and compare this to
your bills. You take charge once and for all as the mortgage payoff
system does the work for you.
* A simple mortgage payoff technique to help you GET OUT OF A
FINANCIAL CONUNDRUM. Follow the one easy to use method so that you can
finally achieve financial freedom without spending more.
* Get ready for Robin Hood economics. Keep more of your hard earned
interest, APPROXIMATELY $67,636 IN YOUR POCKET INSTEAD OF PAYING THIS
TO THE BANKING SHERIFF.
* The one mortgage payoff action step, that turns the whole mortgage
payment schedule upside down. Instead of the banks charging you
interest up front in advance for the month, you get to BE IN CONTROL
OF YOUR MORTGAGE DESTINY INSTEAD OF BEING AT THE MERCY OF YOUR
MORTGAGE COMPANY.
* A two-step technique for INCREASING THE EQUITY IN YOUR HOME FASTER
THAN ANY PROGRAM AVAILABLE without using your own money to do thisand
NEVER WORRY EVER AGAIN ABOUT SELLING YOUR HOME FOR LESS THAN WHAT YOU
OWE ON YOUR MORTGAGE, IRRESPECTIVE OF THE MARKET CONDITIONS.
* Stop being tossed around by financial waves in a rough sea and
take your family along for the ride. BECOME THE LIGHTHOUSE FOR YOUR
FRIENDS AND FAMILY.
* A mortgage payoff method that allows you to become mortgage free
and become the envy of your boss and co-workers.
* A quick and easy way to PLAN FOR AN EARLY AND HAPPY RETIREMENT
where you would use your social security check as a bonus instead of
paying off your monthly mortgage commitments.
* SET YOURSELF UP WITH A VACATION HOME with the equity in your
existing home without you spending a cent of your own money for a down
payment while still paying off your first home and vacation home
early, saving hundreds of thousands of dollars of interest.
* _MAKE PEACE WITH YOURSELF THAT YOUR MORTGAGE IS NO LONGER A
BURDEN BUT USED AS A _MORTGAGE PAYOFF _TOOL TO GROW YOUR NET WORTH
WITH EACH PAYMENT YOU MAKE EVERY MONTH._
CLICK HERE To Order EquityExcel NOW!
NEED MORE CONVINCING … LIKE HOW
YOU CAN BE SURE THAT THIS MORTGAGE
PAYOFF PROGRAM IS GOING TO WORK FOR YOU?
Take This Quick Quiz To See If You’re Eligible to Use Our
System to Pay Off Your Mortgage Early And Save Money:
ABOUT YOUR MORTGAGE…
* DO YOU OWN A SINGLE FAMILY HOME, A DUPLEX, TOWNHOUSE, CONDO,
FARM, HOTEL, VACATION HOME OR INVESTMENT PROPERTY?
* Do you want to own your home outright within the next 10-15
years?
* IS YOUR MORTGAGE BALANCE BETWEEN $250,000 TO $1,500,000?
* Is your mortgage interest rate higher than 4.50%?
* DO YOU PLAN TO BUY AN INVESTMENT HOME SOON?
* Do you plan to retire in the next 10 years and will still have a
mortgage?
* DO YOU HAVE DECENT CREDIT, SOME EQUITY IN YOUR HOME, NO
PREPAYMENT PENALTY ON YOUR MORTGAGE AND WILL THE BANK ALLOW YOU TO SET
UP A HELOC?
* Do you have a fixed rate, adjustable rate or interest only
mortgage with more than 8 years left to pay on it?
* DO YOU WANT TO ACCELERATE YOUR MORTGAGE PAYDOWN AND SAVE MORE ON
YOUR HOME, EVEN IF YOU HAVE A BI-WEEKLY PROGRAM?
* Are you planning to move to a new home within the next 7 years?
ABOUT YOU AND YOUR FINANCES…
* Do you already have a HELOC account?
* IS YOUR SPENDING LESS THAN OR EQUAL TO WHAT YOU EARN?
* Do you have kids who need money for college, but you haven't
saved for it?
* IS IT YOUR GOAL TO BECOME DEBT FREE AND STAY THAT WAY?
* Are you are a person of action and willing to spend two minutes a
month to do what it takes to put you on the path of financial freedom?
* DO YOU WANT TO TAKE CONTROL OVER YOUR MORTGAGE FINANCES AND NOT
BE TOTALLY DEPENDENT ON YOUR FINANCIAL ADVISOR?
* Have you run out of techniques to keep more of your paycheck in
your pocketand does that frustrate you?
* DO YOU WANT TO HAVE CASH SET ASIDE FOR A FINANCIAL EMERGENCY BUT
HAVEN'T BEEN ABLE TO MAKE THAT HAPPEN?
* Are you are sick and tired of feeling financially pressured and
pinchedand you want to do better for your family?
…if you answered “yes” to three or more of these questions,
then you need this mortgage
payoff program, and you need it IMMEDIATELY!
CLICK HERE To Order EquityExcel NOW! [1]
WARNING—This Mortgage Payoff Program Is NOT For You If…
Before we go any further, let me be blunt—there are some people
who won’t qualify for this program.
This program is NOT for you if you…
* Are in the habit of SPENDING MORE MONEY THAN YOU EARN each month.
(In fact, no program in the world will work for youuntil you get your
spending habits under control.)
* CAN'T QUALIFY FOR A HELOC
* ARE A COMPLETE FINANCIAL GENIUS and can spend 45 minutes each
month on your own trying to figure out the system--then you don't need
my help.
* If you have 8 YEARS OR LESS LEFT ON YOUR MORTGAGE this program
may not be for you since you are paying more principal than interest.
* If you are LOOKING FOR A BI-WEEKLY PROGRAM--this is not it.
Here’s what it all comes down to…
You don’t need me to tell you if you need this mortgage payoff
system…if you need it, your gut is telling you right now that
“Yes, I need this!”
Look at it this way…why should you keep on making the bank rich
when you can keep more of YOUR money for YOURSELF and your family?
Are You Still Skeptical? Think This Sounds
Too Good To Be True?
That’s Perfectly Understandable…I Had My Doubts,
Too, Until I Saw The Powerful Payoff!
So Let Me Share With You The Plain Truth About
How EquityExcel Is Head And Shoulders Above Any Other
Mortgage Pay-Down Program…
EquityExcel has won a loyal following because it’s a complete,
personalized mortgage payoff system.
Unlike our competitors, it’s not just a book. Nor is it merely a
piece of software.
_EQUITYEXCEL IS A UNIQUE FINANCIAL BLUEPRINT THAT WE CREATE
EXCLUSIVELY FOR YOU._
No cookie-cutter program.
No one-size-fits-all plan.
It’s your own precision engineered and personalized blueprint
designed to fit your individual situation.
What Sets Us Apart Are The Ways We Benefit YOU…
WAY #1: Our mortgage payoff program is the ONLY one that’s
specifically tailored to each person’s unique financial
situation—giving you the very best chance of success!
Other mortgage payoff systems do it backwards—you have to buy
their book or software, figure it all out, then create your own plan.
_WE PUT YOU FIRST,_ literally…the first thing we do is create a
personalized blueprint to figure out your optimal situation. After
that, you’ll set up your HELOC with the bank.
To create your customized report for your unique situation, I
leverage the knowledge I obtained by working for one of the largest
CPA firms in the country.
_I TAKE A CONSERVATIVE APPROACH TO PROTECTING YOU AND YOUR FAMILY_
when creating a mortgage payoff blueprint for your biggest asset, your
mortgage.
_I PERSONALLY GUARANTEE_ that you will not find anything else
available that is even CLOSE to this mortgage payoff program.
_AND HANG ONTO YOUR SEAT, BECAUSE IN A FEW MINUTES I'M GOING TO BACK
UP THIS GUARANTEE BY MAKING YOU AN OFFER YOU'D BE CRAZY TO REFUSE!_
WAY #2: This is a VISUAL model, which means you'll “get it”
immediately and use it.
Do you get overwhelmed by the usual financial self-help books that
have hundreds of pages of manuals….all words, no pictures?
_THEN YOU’RE GOING TO LOVE OUR SYSTEM_—it’s a series of
videos! Every concept and every mortgage payoff technique has an
easy-to-remember method to go with it.
If you like to learn by SEEING how things work, then this mortgage
payoff program is EXACTLY what you need!
Make sure you watch the video clips of the program when you sign up
for this system...you’ll “get it” within 10 minutes!
You’ll know more than the gurus and will be on the path to
financial success.
And if you think that’s great, You’re going to LOVE what comes
next…
Your success depends on staying with the program, so we’ve
created some simple e-mail updates to let you know whether you are on
track or not.
Our tools are so simple to use that within 5 minutes you will know
exactly where you’re at. No detailed training or software to
load…no hassles!
WAY #3: If you plan to move to another home, our mortgage payoff
program is completely and seamlessly transferable.
Moving to a new home is stressful enough. You don’t need to add
any more complications or pay more fees to keep your finances on
track.
_OUR TEAM HAS DESIGNED THIS SO THAT IT’S EASY FOR YOU_—how great
is THAT? Want to know how simple it is to use our system?
All you have to do is enter your new mortgage information into your
tool and you are done. It’s a complete no-brainer!
The mortgage payoff system takes care of everything for you and
there are no costs to transfer. By transferring your new mortgage
information into the system, you keep on getting the benefits.
WAY #4: This mortgage payoff system is INTERACTIVE...you get a
quick start guide and tools that you will actually use and apply AS
YOU WATCH IT.
Don’t you just hate those passive so-called “self-help” books?
The ones the teachers expect you to read or listen to... then somehow
"automatically apply" what they teach?
_WITH EQUITYEXCEL, YOU GET A QUICK START GUIDE YOU CAN USE
IMMEDIATELY. _We "interact" with you and guide you through the system
and tools...and teach you what is necessary to use our system.
The hardest thing you ever need to do is make one quick call to your
bank or broker to set your HELOC account.
I promise you that by the time you've finished setting up this
system, you'll feel confident about your ability to handle your
mortgage and be on the path to financial freedom.
Want to know our secret? Here it is…
We take you step-by-step through the material... I promise, so that
you will be up and running within 15 minutes. We don’t just turn you
loose, we take you by the hand and walk you through it!
WAY #5: We hit the pitfalls "head on"...and address them directly
to get RESULTS.
Hey, I know you’re busy and I respect that…so the last thing I
want to do is WASTE YOUR TIME.
I've wasted enough of my OWN time trying things that didn't
work...and I know how it feels to "spin my wheels" trying to figure
out how to pay off my mortgage early.
Here’s what’s special about EquityExcel--this program has
“teeth.”
We don't dance around the issues...and give you "hints". We address
direct issues like…
* How to put your mortgage payoff system on autopilot
* How to avoid bank charges
* How to skip unnecessary services the bank may offer.
We hit this stuff HEAD ON! We teach you techniques that get you
OUT of paying more money on administration charges and fees ...
and help you start enjoying the benefits in the very first month!
WAY #6: We do the work for you so that you don’t have to…
Want to know the KEY difference between our program and others?
It’s the time requirement. Our mortgage payoff program takes only
two minutes a month to manage.
I know your time is limited and you’d rather spend time with the
family instead of trying to figure out financial tools, am I right?
Some technology input screens are so complex that it is easy to
become frustrated.
Not us! Our program is designed to be user friendly. Any changes you
make, automatically update your file.
Let the system take care of the work so that you don’t have to
worry about this!
Here’s What You’re Going To Get When You Order EquityExcel...
LIGHTNING-FAST INSTANT ACCESS to run your personal report so that
you can calculate your savings potential and figure out the optimal
information to open up your HELOC account
INSTANT ACCESS TO A DOWNLOADABLE VIDEO that walks you through how
to read and understand your personal financial report
VIDEO 1: OVERVIEW OF THE EQUITYEXCEL SYSTEM
VIDEO 2: A DETAILED “HOW IT WORKS VIDEO” TO GET DEEPER INTO THE
NUMBERS AND PROVE THE DETAILS
INSTANT DOWNLOADABLE VIDEO OF YOUR QUICK START GUIDE
YOUR MASTER BOOK ON HOW TO PAY OFF YOUR MORTGAGE FASTER. It
includes important info on…
* Techniques to put more cash in your pocket,
* How to build an emergency reserve,
* Details on how to use and apply the system to pay off your
mortgage faster,
* Debunking financial myths about your mortgage
* How to stay on track
* and much, much more
So What Will Your Investment In This Valuable Program Cost You?
If you’ve looked around, you’ve seen similar mortgage payoff
systems out there that range from $3,000 to $3,500.
Oh, and that doesn’t count the time you have to spend on meeting
with one of the sales agent and working through this
program…that’s another “gotcha”.
You should also know that one colleague tried to convince me that I
should charge the same $3,500 and I seriously considered it.
However, I didn’t want to put this critical system out of reach of
most people, since I’ve been in your shoes.
We Cut Out The Middleman And Pass The Savings On To You
Why pay thousands of dollars to agents when we can cut the
“middle man” and thereby save you thousands of dollars?
But I’m not going to let it go cheaply - because, frankly , I know
exactly what this wealth-building skill is worth and how badly I
sweated to put such a comprehensive package together for you.
So I’m not going to put this material into the hands of anyone who
doesn’t appreciate the immense value here.
So here is how it is going to work. I am not even going to charge
you $1,000 or even $500.
_THE COST OF YOUR MORTGAGE SOLUTION COMES IN TWO PARTS:_
* To get you started immediately- to run your financial report,
determine your optimal HELOC number and set up this system today and
grant you full access to the videos, our price is only $397.
* Once you're up and running, there is an online subscription fee
to our monthly online tool to help you manage this system. You can
subscribe to this later and there is no contract or long term
commitment if you choose to use the tool. The monthly subscription
costs $19.97 and you can cancel at any time. You can subscribe to this
monthly service after your HELOC account has been established. This
tool is held in escrow. In the unlikely event that something were to
happen to our company, this tool will be made available to you so that
you can load this directly on your computer and continue to have
access to manage your progress each month.
Look, I know $397 is a lot of money.
But frankly, if you’re someone who “gets it” you’ll
immediately jump at this bargain and order right away!
But if this price seems like a stretch for you, let me clue you in
on a
few things you need to seriously consider…
What will you spend this year in entertainment, books, coffee or
other type of expenses? I’m guessing it’s at least $397, right?
You might even pay $1,500 for a new computer only to discover it has
become obsolete in less than 2 years.
But by investing only $397 to purchase our program you will be on
your way to financial freedom and owning your home without a
mortgage…and that’s PRICELESS PEACE OF MIND!
Look at it this way--the cost comes down to $1.08 per day for the
first year only. That’s half the cost of a
‘coffee-latte-espresso’ drink at Starbucks.
I challenge you to find a program of this quality that can do so
much for so less.
Let Me Make This A No-Brainer For You With A Super-Easy
Installment Plan…
If $397 is just too much for you to swallow right now, you can make
4 easy installments of just $99.25 a month!
Click Here To take advantage of our 0% Installment plan,
consisting of 4 easy payments of $99.25
And Let Me Sweeten The Deal With a Special, Limited-Time Offer Of
$100 OFF!
Okay my business partners think I am absolutely crazy, but if you
buy today and pay in full I will give you a hundred dollar discount so
you only pay $297.
So it’s up to you.
_YOU CAN PAY FOUR EASY INSTALLMENTS OF $99.25 OR A ONETIME PAYMENT
OF $297._
This is a ONE TIME SPECIAL OFFER, which will expire on the 31st of
October 2008 --- but if you intend to purchase this today, you will be
on your way to financial freedom.
Look, you'd almost have to screw up everything we tell you. Plug
your ears and fall fast asleep while listening to the video not to get
thousand multiples of your investment, every year and that's a
promise.
“I’ll take all the risk” Guarantee…
Yep! In fact, I’m so confident you’ll be bowled over by this
system - I’ll even provide you with one of the boldest guarantees
you’ve ever seen. I’M GUARANTEEING YOU WILL WALK AWAY WITH AT
LEAST DOUBLE THAT WHAT YOU INVESTED IN THIS PROGRAM!
HERE'S THE DEAL: The guarantee is a 12 month DOUBLE YOUR MONEY back
guarantee. In the first 12 months lets assume you follow this exactly
the way it is set up and you don't acheive any savings, not only will
I pay you back 100% of your investment, I will double your money back.
THAT RIGHT – $794 PAID DIRECTLY IN YOUR ACCOUNT. All you have to
do is look me in the "eye" on paper and show me that you followed what
was set out for you and it did not work for you.
Fact is, our customers are extremely happy with their purchase and a
whopping 93% go on to buy our online tool once they set up this
system, over the course of the year.
My business is not based on taking your money if you are not
entirely satisfied with our product. We pride ourselves of giving the
best service. If you get past the one year mark and you are not
receiving the full benefit, please let me know. If we still cannot
resolve this we will make good on our promise to you. And yes, we do
mean that!
Am I nuts?
I don’t think so. We are confident that this mortgage payoff
program will work for you since we tried and tested this out, we know
that you will succeed. It has already worked for so many people.
Let me guess…you’re asking yourself, “Hey, if those guys are
so confident then why are they only offering a one year Guarantee?”
Well, it’s really very simple…we’re doing it because you will
know within the first year whether this program is for you or not. YOU
WILL SEE TANGIBLE RESULTS IN THE FIRST YEAR.
We want to make sure that our program is for serious homeowners
only. We will NOT refund your money if you are UNABLE TO QUALIFY FOR A
HOME EQUITY LINE OF CREDIT WITH THE BANK. This is the one requirement
that is needed for the mortgage payoff program to work. So please
check with your bank first.
But there’s still more… ACT NOW And Claim Your Special Bonuses!
Even though this system is head and shoulders above anything else
out there, I’m still going to sweeten the pot a little bit more with
these exclusive bonuses.
We have specially designed this for you to help you get started with
the program as quickly as possible but also to make sure you are on
the path to success from day one.
Bonus 1: Free 30 minutes strategy and set-up session with my senior
partners – A $237.50 value, yours FREE!
Now this is the best bonus and is REALLY Special. When you buy the
mortgage payoff system and start implementing this, I'm offering you a
FREE 30 minute phone strategy session with one of my three business
partners.
For obvious reasons I can't do this for everyone (there are only
three business partners with the highest level of skill and limited
time in the day), but only for a limited period for the people who
buy, you'll get this bonus.
FYI, the hourly rate for financial planning clients is $475 per
hour. My business partners charge $500 an hour, since in addition to
financial services they specialized in tax planning and advice. So 30
minutes is worth about $237.50.
Bonus 2: Access to our monthly financial newsletters a $17.97
value, yours FREE:
If You Act Now [2] -- I'll automatically make you a member of my
"monthly financial newsletter club discussing financial
breakthroughs,
the latest in health, lifestyle and personal growth.
These newsletters are designed in such a way to give you more
financial tips so you accelerate your savings and improve your
financial life no matter your situation. We send the newsletter
directly to your e-mail. We charge $17.97 a month for access to this
information and it is yours for free if you sign up today! _ THESE TWO
BONUSES, ARE WORTH AT LEAST $453.14 ALONE. YOU'LL GET BOTH FREE, JUST
FOR TRYING THIS PROGRAM._
Let me be plain…I have spent years perfecting this program. I’m
very proud of this program…because it's going to allow you to
accomplish the things you need to do MUCH FASTER than I was able
to…and with a much, much smaller investment.
I want to help you get this part of your life handled, and I don't
want ANYTHING to stand in your way… including your financial
situation.
Here’s Exactly How to Order Your Personal EquityExcel System
RIGHT NOW:
Click Here to Order Safely and Securely Online. [3]
Click Here To take advantage of our 0% Installment plan,
consisting of 4 easy payments of $99.25
You can pay using your choice of Visa, Master Card, American
Express, or Discover. You will be taken to a secure site by our
payment vendor, Clickbank.
To ensure the safety and the privacy of your infomation, please be
aware that your credit card statement will indicate a charge from
Clickbank (Clk*Bank.com).
Got a question? I’ll be happy to answer it!
If you have any questions, just send an email and we'll get back to
you with an answer. Do me a favor, if for any reason you are hesitant
please let me know. I really do want to help you.
OK, I’M ALMOST DONE, BUT IF YOU’RE SERIOUS ABOUT LIVING THE
DREAM AND OWNING YOUR HOME WITHOUT A MORTGAGE AND KEEPING MORE OF YOUR
CASH FOR YOURSELF – THERE’S NO EXCUSE FOR LETTING THIS OPPORTUNITY
SLIP THROUGH YOUR FINGERS.
Don’t be left out! The next move is up to you.
All the best,
NEIL VENKETRAMEN
___________________________________________________________________________________
P.S. In this program you're going to learn the most advanced system
for paying off your mortgage early and therefore save thousands of
dollars of interest. This material requires no SPECIAL SKILLS OR
PREVIOUS EXPERIENCE. YOU'LL BE USING THE MATERIALS THAT YOU LEARN
IMMEDIATELY WITH INSTANT RESULTS. I GUARANTEE IT.
___________________________________________________________________________________
P.P.S. Of course, I realize there are tons of books out there at
1/10th or maybe even 1/100th the price of this system. There's got to
be a good reason they are priced like that, right? This is not a book
or a DO IT Yourself guide. We are going to help you set this up and
then give you the reports and tools to help you keep on track. I make
absolutely no apologies for that - the truth is this is a huge bargain
compared to others who are paying $3,500 for the same service and do
not forget our special offer expires on 31st October 2008
___________________________________________________________________________________
P.P.P.S. The bottom line is this: do you SERIOUSLY want to become a
master of your own financial future? IF SO, LET ME HAND YOU THE
COMBINATION TO THE VAULT!
Click Here to Order Safely and Securely Online. [4]
___________________________________________________________________________________
READ WHAT OTHERS HAVE TO SAY...
I was fortunate to hear about the EquityExcel program from our
financial investor and friend of our family. My wife and I were really
excited to see if it would work for us. I was already paying extra
towards my mortgage so any extra savings would be a blessing in
disguise.
Trusting my friend's financial expertise and knowing he had my best
interests at heart, he ran my numbers and I was pleasantly surprised
with the results. I am currently using the EquityExcel Strategy in
conjunction to paying extra towards my mortgage, which has accelerated
my mortgage even further. I really enjoy receiving an email every
month showing me my savings, as I can see in seconds if I am on track
on achieving my goals.
I personally plan to pay off my home in less than 10 years! It’s
definitely a life saver and I recommend it to anyone.
God Bless,
- Father Glen Cannon, Maryland
I have been a CPA for over 25 years and prior to been introduced to
EquityExcel never knew that you could implement a strategy to pay down
your mortgage faster without making any extra principal payments.
I am a conservative person, as are most CPA'S, so I was skeptical at
first. I am now sold on the program. It really works! I know I will
save thousands of dollars in interest from utilizing this program and
now I don’t have to use my savings to pay down my mortgage. You owe
it to yourself to give the program a serious look.
- DAVID KALFEN, CFA, CPA
I first came across the EquityExcel program in December of 2005. I
was skeptical at first then I decided to try this out.
Over the past three years I was so impressed with this that I have
personally referred dozens of people to EquityExcel to facilitate the
rapid repayment of mortgage debt.
The one comfort that I get from this program is that it uses
provable mathematical concepts to make the program work.
What I really enjoy is that I maintain control of my funds at all
times. This program is designed for my personal situation and advises
me if I wish, when it is appropriate to make additional principal
payments to the mortgage.
I certainly recommend this program if you are looking to pay off
your mortgage
- SIMON STEIN, VP LENDING, CHICAGO, IL
I decided to try out the mortgage reduction strategy although I was
skeptical at first but so far, it has been great! Although some of
these financial principles are universal, it’s the clever
combination of these principles that allow you to pay off your home
faster with the same mortgage payment.
I personally hated knowing that most of my paycheck went to my
mortgage. It was always a concern because in the back of my mind I was
constantly worrying about finances especially knowing that the future
is unpredictable. I did not know how I would continue to make payments
towards my home if something were to happen to me or my husband
tomorrow.
I am more comfortable now knowing I can still make the same payment
and have the ability to build equity much, much faster. The best part
is that I no longer have to fear about losing my home.
I definitely support this product, good luck, and happy savings.
- DENISE PILLAY, PHARMACIST, CHICAGO
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