Mylifechanger.com
Live the life you've always wanted...with real estate as your golden goose!
Retire using foreclosed, single-family income properties
(and let the passive income free you from your job!)
WARNING: This is NOT a "get-rich-quick" scheme. In fact, it will probably take at least 1-2 years to retire by using this website's techniques, depending on your monthly dollar needs. Do NOT read further or purchase from this website until you have purchased from all other "get-rich-quick" real estate websites and seminars. When you feel you have wasted enough money, then you may come back here as we only want people who are really serious about success.
"All the books and seminars in the world mean nothing if you can't talk to the author for guidance and ask questions at anytime! Learning is all about the mentoring!"
-Phillip Guerra
What we offer:
We'll teach you 1-on-1 via cell phone, our eBook, and our Rental Property Analyzer 2008 to buy foreclosed, single-family properties, fix them up a little, rent them out, and live on the cash flow and equity. The catch is: when you have enough houses to retire on, you must teach new members in our group!
Make tens of thousands of dollars plus hundreds of dollars in cash flow per month per house! [See our 12th unit that we own](lastpurchase.asp)! Multiply this by a few houses and you'll be sitting on a mountain of money and thousands of dollars per month in passive income.
Each Action Client gets all 4 Tools To Success (although some clients only need Tools 2, 3, and 4):
Weekly emails of REAL, FORECLOSED single-family properties that match our Proprietary Buy Criteria in the HOUSTON area.
You DO NOT have to be in Houston to purchase these houses and make money. In fact, many of our Action Clients are in California and New York.
You CAN be an absolute beginner.
With my wife, Ana, as a licensed Realtor, she will write up your contracts, negotiate with the banks for you, view the property for you (even if you're not in Houston), and estimate rehab costs if any. There are no extra costs involved for this service (i.e. yes, it's free!).
Sales and rent comparables are provided as well as cash flow and equity earned. Houses are typically: 3 bed/2 bath/2 car garage houses, built after 1980, preferably after year 2000 and greater than 180 days on market, cosmetic rehab only, and definitely less than 2000 sq. ft...the same way we buy properties for ourselves ([See our 12th unit that we own](lastpurchase.asp))!
All you have to do is choose which house and how much money you want to make! Houses typically are $20-50k below market and cash flow $200-700 / month depending on your down payment and mortgage interest rate.
My eBook: Retire using foreclosed, single-family income properties
A concise, step-by-step guide focused on DETAILS (in the medical field we call this "high-yield")
Why owning many single-family houses is like owning a multi-family - but BETTER and with more built-in equity and LESS risk
What do to first
What exact criteria of houses to search for
How easy it is to get at least 10 other people to search for you for free and with a financial incentive to find you money making properties...no matter where you live!
How easy it is to analyze the property correctly so that you KNOW you'll cash flow before you buy the property
How to screen tenants correctly so you won't have to evict anyone.
How to evict someone if you didn't screen correctly (evicting is easy depending on your state)
How easy it is to purchase hazard and liability insurance
How easy it is to rehab (especially if you chose the right house)
How easy it is to lease and be a good landlord
My 4 recommended books for real estate deductions, laws, cash flow analysis, and motivation.
Full questions and answers BY PHONE from 9AM-5PM, Mon-Fri, by Ana or me
We'll answer the question you may have concerning your properties no matter where your properties are located.
Offer tips and solutions to your real estate problems for full hand-holding support
Receive our same Houston vendor list for rehabbers, handymen, and managers (if you don't want to manage your properties). How to find vendors easily if you don't live in Houston
[Rental Property Analyzer 2008](rpa.html) - a $99.00 retail value!
My own Excel spreadsheet software that I created in 2003 to analyze my parents' properties
We still use this spreadsheet ourselves for our own properties and acquisitions to make sure we cash flow and are getting a good deal! RPA 2008 analyzes multi-family and single-family properties
[](images/rpa.jpg) For multi-family properties [](images/rpaquick.jpg) RPA Quick for single-family properties
PLUS you get all this too!
Access to our automatic IRS Listed Property Log Creator!
Part of the beauty of real estate is that you get to deduct everything for tax purposes that you use ordinarily, called Listed Property by the IRS. For example: your cell phone, fancy car, computer, etc.
However, the IRS requires a log of your use of Listed Property. This log can be a huge hassle, but it's necessary if you get audited.
With our automatic IRS Listed Property Log Creator, you enter a few variables, and the log of your Listed Property will be created for you randomly and automatically. You just enter the desired business percentage use of a computer for example, along with specific "actions" and "variables", and your log for the entire year along with the business use percentage you entered will be automatically created! (i.e. "2-27-08: 2 hours reading and responding to emails for property acquisition"). You will never have to keep a log again!
For educational purposes only!
Coming Soon!
Our special, 56-day Satisfaction Guarantee - no questions asked! Lease Agreement and Lease Applications for your tenants are provided. (The same ones we use!)
The satisfaction that you are getting the BEST real estate DOING experience ever. If you don't have any real estate purchased $20,000-30,000 below market and that cash flows $200-700 / month, you either didn't read the eBook, didn't call to ask us questions, or didn't listen to us!
Some clients do not live in Houston and are not interested in purchasing houses in Houston, but they still benefit from the eBook, RPA 2008, and Direct Cell Phone Support. Others however live outside Houston, but purchase here in Houston through us because properties we buy here are already inexpensive (and foreclosed), the job market here in Texas has the highest growth rate in the nation, and we have a strong economy.
What makes your program different than other real estate programs?
It's all about the details and mentoring! We don't offer the beat-around-the-bush guru bullsh*t that every famous real estate guy you've heard of is hocking to you. Have you ever noticed that those gurus in the end won't get you any actual real estate? Or help you after you take their course or buy their book$?
The gurus are either scams, promise too much, or only give you the big picture and leave you to fend for yourself after taking their course. Or even worse, you may finish the course thinking you know real estate and end up owning a money-losing upsidedown deal. What I'm going to share with you is exactly how we do real estate (we own 12 units ourselves).
After you read the eBook and use RPA 2008, you may call us for 1-to-1 direct, cell phone questions and answers about your property!
Come join #1 rated real estate learning program in the country! And now we also help our European clients invest in income properties now that the Euro has incredible buying power (se habla espanol)!
My History...
Dear Friend,
How are careers ranging from medicine to plumbing to "grooming a CEO?" taught to others? Let me tell you how: by a little book knowledge and a lot of apprenticeships/mentoring!
Hi, my name is Phillip Guerra. I'm 32 years old and an anesthesiology resident with just a few months left to graduate. My wife, a licensed Realtor, and I own twelve, previously foreclosed rental properties that pay us more than Social Security pays 90% of Americans today.Each month we go to our PO Box and pick up rent checks (actually money orders; we don't take tenants' checks), and spend it on things we want - like our new car, our son, and of course vacations!
Although I'm not a billionaire, I realize my wife and I live a privileged life as we have no school debt, loans, bills to worry about, or even the need to work a day job anymore. But believe me, as a medical resident, I know what it's like to work hard, with ridiculous hours, and get paid peanuts. I know how different you feel on Monday's and on Friday's. And I know you want a different way to live instead of worrying you'll be working till you're 98 years old.
It took me many years of active learning to get real estate and income properties down. My mother, who is a stock and real estate investment genius, taught me a lot. So did the $$$ of dollars I spent on books, seminars, and even a few "learned-the-hard-way" lessons. So did my MBA classes from University of Texas at Arlington (ironically, I never finished the degree because around the same time I learned real estate had a better ROI...).
But what I've learned I've distilled into a specific system of finding, analyzing, acquiring and leasing foreclosed, single-family houses that can make you thousands of dollars on each house and with real-life cash flow that you can use to live of off. Imagine living life the way you want with no need to get up in the morning...unless you just want to. In the end, I really don't care if you want to buy anything from me or not. My life is set, and I thank God, my wife, and my parents everyday for it.
But I want to share with you the way I've found out how to get off the "day job hamster wheel". How to [beat your 401k](faq.html) with real estate. How live off of real estate. It doesn't require a lot of money to get started, although money speeds things up. Why don't I quit my own job as a future anesthesiologist, you say? Easy - because it's actually a lot of fun putting people to sleep and intubating. Plus I've worked so hard to get this far that there's no way I'm going to stop now. But not everyone loves their day job like me, and these are the people who I think I can help most.
How much does becoming an Action Member cost?
Just $299.00 **$199.00** until March 1, 2008!
We starting to arrive at the point where we have more active members in our group that we can handle comfortably. Therefore, on March 1, 2008, the price to become an Action Member will increase to $299.00. BUT if you buy now, you get a 1-year Action Client Membership which includes ALL of the above for a one-time, non-recurring fee of just $199.00.
Remember, you will receive weekly emails of foreclosed properties in the Houston area that we find for you, the eBook in PDF Format, the RPA 2008 Excel Spreadsheet, our cell phone number, and link to the IRS Listed Property Log Creator (coming soon). All via EMAIL within 24 hrs of your purchase (many times much sooner)!
Do yourself a favor and become an Action Client Member TODAY for just $199.00. Then read the eBook, talk to us personally, learn, start receiving real, foreclosed properties in the Houston area, and start living off your real estate! This is the BEST two hundred bucks you'll ever spend (or need to spend) to learn and really acquire foreclosed properties, thousands of dollars below market-price with cash flow to live off of - by learning from someone who has done it before and is still doing it!
Hurry before the price increases on March 1, 2008! Get it all now for just $199.00!
What others are saying about being an Action Client member...
"I wish I had known about this program a long time ago! I would have saved myself a lot of headache and trouble!"
-Jonathan, H. Fresno, CA
"Our experience being an Action Client was excellent. Their efforts brought us a house with $30,400 in equity and $300/month cash flow in a down market! Philip and Ana, THANK YOU!!!"
-Wayne V., Dallas, TX
"This is our 3rd Real Estate purchase with Ana! It is so nice to know you are working with an honest person who really knows how to make real estate work!"
-Gloria S., Albany, NY
"Thank you for your excellent service Ana and Phillip. Good luck!"
-Yao C., Modesto, CA
"A note to thank you, Anna and Philip for all of the advice you did for our purchase on here in Lousiana. You have a deep command of the numbers and understanding of investment real estate. I have never seen better in the 20 plus years I was in the business. Mylifechanger.com is the very best real estate buyer's agent and teaching investment group out there!"
- Dale and Cathleen G. Shreveport, LA
Please [email us](phillip@mylifechanger.com) if you have something you liked about being an Action Client.
What if I have questions before I become a member?
Please read our [FAQ](faq.html)!
I really need to create a better life for me and my family. Please, can I really make money by becoming an Action Client and learning how to (finally) do real estate properly?
Yes. Even if you don't live in Houston or want to buy foreclosures in Houston, we can teach you our way - the most realistic way to retire on real estate. It with great honor that you choose me and my wife to help you achieve your dreams by using real estate.
To this end, we will help you as best as we can after you join. With what other website, seminar, or book can you even have the chance to call the author? But by being an Action Client, you get personalized cell phone attention, weekly emails of foreclosed houses we find in the Houston area, the eBook, RPA 2008, and the IRS Listed Property Log Creator (coming soon). You also get Lifetime updates of the eBook and RPA 2008!
I sincerely hope to help you learn about real estate and actually do it the right way - the way real can people do it. People like you and me.
Sincerely,
Phillip Guerra
Ana Castano, Realtor, from Zamora, Spain
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