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[Featured Posts](http://www.albertrhartley.com)
[The Real Estate Turndown: Effects on the Eldery](http://www.albertrhartley.com/real-estate-turndown-effects-on-eldery/)
Written on June 24, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Life Planning](http://www.albertrhartley.com/category/life-planning/)
During the real estate downturn I noticed a curious cross roads with my elderly clients and my real estate investors. Financing for real estate transactions was becoming more difficult while income streams for elderly clients were declining. A partnering opportunity arose in the following: Historically low CD rates (1-2%) were limiting elderly clients from reaping…
[Read More](http://www.albertrhartley.com/real-estate-turndown-effects-on-eldery/)
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[Chinese Economy: A House of Cards](http://www.albertrhartley.com/chinese-economy-house-of-cards/)
Written on June 21, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Real Estate](http://www.albertrhartley.com/category/real-estate/), [Real Estate News](http://www.albertrhartley.com/category/real-estate/real-estate-news/)
I have been talking about the Chinese real estate market for a couple of months now because I think the U.S. media is comparing apples to oranges in creating a scare between China and the U.S. Reports in the Wall Street Journal today on China’s cash crunch and interbank loan fees in China are indicators…
[Read More](http://www.albertrhartley.com/chinese-economy-house-of-cards/)
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[Relationships: Giving Your All And Creating Joy](http://www.albertrhartley.com/relationships-giving-your-all-creating-joy/)
Written on June 19, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Life Planning](http://www.albertrhartley.com/category/life-planning/)
A consequence of difficult financial conditions is divorce. Some couples struggle to find the way to mutual affection when facing financial stress. The additional burden of financial difficulties can be the final weight that exposes the stress fracture pre-existing in a relationship.
[Read More](http://www.albertrhartley.com/relationships-giving-your-all-creating-joy/)
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[Form Over Substance](http://www.albertrhartley.com/form-over-substance/)
Written on June 18, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Life Planning](http://www.albertrhartley.com/category/life-planning/)
[Read More](http://www.albertrhartley.com/form-over-substance/)
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[Real Estate: Housing Prices Off the Hook](http://www.albertrhartley.com/real-estate-housing-prices-off-hook/)
Written on May 29, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Real Estate](http://www.albertrhartley.com/category/real-estate/)
Housing prices are going nuts! Increases in the double digits across the country highlight the problem the FED is having on keeping a lid on the economy. In other words, easy economic policy will and does lead to inflation. Low interest rates for over 5 years will force demand into the housing market which drives…
[Read More](http://www.albertrhartley.com/real-estate-housing-prices-off-hook/)
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[Lowe’s & Home Depot Say Thank You](http://www.albertrhartley.com/lowes-home-depot-say-thank/)
Written on May 23, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Business Lessons](http://www.albertrhartley.com/category/information-for-business-owners/)
Housing has boosted sales at Lowe’s and Home Depot. This seems obvious at first but the reality is that new businesses can also get a new start with a housing increase. More wanna-be contractors make a go of it and more aggressive real estate investing begins when the market goes up. The housing boom does…
[Read More](http://www.albertrhartley.com/lowes-home-depot-say-thank/)
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[Self-Directed IRA’s are Redirected](http://www.albertrhartley.com/selfdirected-iras-redirected/)
Written on May 18, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Business Lessons](http://www.albertrhartley.com/category/information-for-business-owners/)
I wrote this blog this morning after reviewing a case. It might help you. Feel free to share. “That sound you just heard was the gavel falling on a case affecting a huge part of self-directed IRA investing. This ruling should make every self-directing investor’s posterior pucker. In PEEK and FLECK vs. Commissioner of Internal…
[Read More](http://www.albertrhartley.com/selfdirected-iras-redirected/)
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[IT’S HAPPENING](http://www.albertrhartley.com/its-happening/)
Written on May 15, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Business Lessons](http://www.albertrhartley.com/category/information-for-business-owners/)
A couple of weeks ago I did a video blog that talked about the ultimate slowing down of the new housing market. The WSJ reported in Friday’s edition that housing starts fell 16.5%. This is not an insignificant number even though the market is red hot. Permits are the true indicator of what I was…
[Read More](http://www.albertrhartley.com/its-happening/)
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[FANNIE AND FREDDIE TWO KIDS THAT CANT LEAVE HOME](http://www.albertrhartley.com/fannie-freddie-two-kids-that-cant-leave-home/)
Written on May 15, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Business Lessons](http://www.albertrhartley.com/category/information-for-business-owners/)
Fannie and Freddie Mac are two examples of the worst type of government abuse. The Treasury Dept modified the terms of the Fannie and Freddie bailout as investments requiring dividend payments instead of loans that can be paid back. Under the current administration’s Treasury rules Fannie and Freddie will never be allowed to separate its…
[Read More](http://www.albertrhartley.com/fannie-freddie-two-kids-that-cant-leave-home/)
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[Evil in the World](http://www.albertrhartley.com/evil-world/)
Written on May 14, 2013 by [Albert](http://www.albertrhartley.com/author/melissap/) in [Business Lessons](http://www.albertrhartley.com/category/information-for-business-owners/)
I know my blogs usually involve real estate but I thought I would digress into another area. As a father, I have read the accounts of the Cleveland kidnapper with horror. My daily fear for the safety of my children have been actualized by the trauma caused by this person. It would be easy for…
[Read More](http://www.albertrhartley.com/evil-world/)
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