Excerpt from product page

Credit Card Negotiation | Do It Yourself Book
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The fact that you are on at this website, tells me something. You are
in search of how to take control of your credit card debt.

Well don't waste another second or a dime on some expensive debt
service, because the truth is, it is much easier than you think.

Negotiating my credit card interest rates has been a life-changing
secret for myself, my family, my friends and the many others I have
helped.

_So what is CREDIT CARD NEGOTIATION_? Simply put, negotiating a lower
interest rate directly with the bank. No third parties involved, or
fees. Negotiation is absoulty FREE to do and any credit card holder
can do it!

_So what is the catch_? You have to know who to ask and how to ask.

HIGH INTEREST RATE EXAMPLE: (This example uses the credit card
calculator found )

If you have $10,000 in credit card debt at a 25% interest rate,
paying a minimum payment of $250 a month, it would take you 7 years
and 3 months to pay the debt off. Over this time you would end up
paying $11,731.00 in interest.

Now take the same debt and minimum payment, put the debt at a low
interest rate of 5%, and you would pay the debt off in 3 years and 7
months. You would only spend $962 in interest.

This is a $10,796 DIFFERENCE!! This is why lowering your credit card
interest rates is important to not only saving you money but time.
Unfortunately many cardholders look this simple fact over.

Why? Many cardholders just pay the minumum payment and never question
how much they will truly pay in interest, or how long it will take to
pay the debt off.

IN THE NEXT FEW MINUTES I AM GOING TO EXPLAIN HOW MY E-BOOK CAN HELP
YOU LOWER YOUR CREDIT CARD INTEREST RATES LIKE A PRO!

To start off, I have perfected a series of three easy steps to help
anyone from any background or education level.

For years I worked for a "big" bank, where I learned exactly how the
credit card service side worked and what programs the bank had to
offer clients in debt.

The only trick was these were SECRET programs to help only those who
asked for the programs by department or name. Customer service reps
were not allowed to talk about these programs with clients or give the
advice you will read about in my book.

Years later I left the bank to work for a credit card debt
negotiation company where I used my expert bank knowledge to my
benefit.

See, I knew what most bank representatives on the phone didn't know.
I knew their programs, I knew who to talk to, and how to ask.

The last part is EXTREMELY important, you have to know who to ask and
how to ask it.

This is what lead me to devote my time and resources to create
something so easy anyone could do it.

MY POWERFUL E-BOOK
WILL HELP YOU PAY YOUR CREDIT CARD DEBT OFF FASTER IN JUST 3 EASY
STEPS!

You are going to learn everything you will need to know to negotiate
(lower) your credit card interest rates and tips to help you pay your
debt off faster.

And best of all with my simple and easy to read E-Book, you are going
to skip the years of learning and hard work I had to go through!

You will get:

* QUICK AND EASY WORKSHEETS - Fill out these quick and easy
worksheets to understand you financial picture.
* INVALUABLE E-BOOK - Years of knowledge that you will never find
anywhere else, and best off all at a price that is a STEAL! You will
learn proven negotiation techniques, bank programs, how to transfer
balances using balance transfers, convenience checks, and much more.
* THE POWER TO SAVE MONEY - Follow 3 easy steps and tips in my book
and they could easily save you up to thousands of dollars in interest
and on debt services.

After reading my book you can start negotiating (lowering) your
interest rates right away and even use the knowledge to help you in
other areas of debt.

THE E-BOOK PLUS THE BONUS WORKSHEETS ARE JUST $29.95. THAT'S IT. NO
MONTHLY OR ANNUAL CHARGES. NO BOGUS "TRIAL OFFER", OR SOME OTHER
SERVICE TO BUY. JUST $29.95!

There are two roads ahead of you right now:

One road leads you back to the same life you're living right now. Up
to your neck in credit card debt with no light at the end of the
tunnel. Wondering what to do or....

Then there is that other road. The one that leads you to taking
control of your credit card debt, personal happiness and the freedom
to live again!

Do Not Spend Money on Costly Debt Services.

When you can spend only $29.95 and learn everything you will everneed
to take control of you credit card debt and interest rates. _Best off
all you are getting all of this information from an industry expert._

Do not miss out on this knowledge, you will never find another book
like this!

"YOUR SATISFACTION IS 100% GUARANTEED"

Your guide to credit card debt freedom is here, and at a price anyone
can afford. No more dreading your monthly statements or worrying how
am I going to pay off this debt. Learn everything the credit card
issuers do not want you to know, and skip years of hard work!

THE E-BOOK PLUS THE BONUS WORKSHEETS ARE JUST $29.95. THAT'S IT. NO
MONTHLY OR ANNUAL CHARGES. NO BOGUS "TRIAL OFFER", OR SOME OTHER
SERVICE TO BUY. JUST $29.95!

TO YOUR SUCCESS,
John Write
_Author of Credit Card Negotiation_

Please email for customer support.

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DISCLAIMER: John Write is a Pen Name used by James Marshall

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