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[Home](/)[User Login](/index.php/home/login-das.html)[How it Works](/index.php/how-to-win.html)[Who Is Suing You?](/index.php/how-to-win/who-is-suing-you.html)[What Can You Do?](/index.php/how-to-win/what-can-you-do.html)[What Can Happen To you?](/index.php/how-to-win/what-can-happen-to-you.html)[FAQ](/index.php/frequently-asked-questions.html)[Testimonials](/index.php/what-people-are-saying.html)[Buy Now](/index.php/defense-guide.html)[Buy Now](/index.php/defense-guide/buy-now.html)[List of Collectors](/index.php/defense-guide/list-of-collectors.html)[EVIDENCE](/index.php/steps/evidence.html)[Affiliates](/index.php/become-an-affiliate.html)[Blog](/index.php/blog.html)[Contact Us](/index.php/contact-us.html)
Who's Suing You?
If you've recently discovered that you're being sued over an old debt, you're probably feeling pretty overwhelmed. The first thing you need to know is this: Being sued in court over consumer debt does not mean that you’re a bad person. Also, you have plenty of rights, and there are ways to reach a positive outcome. Like the majority of people who are sued over old debt, you’re probably being sued by a junk debt buyer.
Junk debt buyers are firms that buy old debt from credit card companies and other lenders. While they primarily purchase old credit card debt, they occasionally buy old auto loans, retail loans, telecommunication bills and other debts. In most cases, they buy these debts for pennies on the dollar. Once they own an old debt, they generally do whatever it takes to collect on it.
[Read more about who is suing you...](/index.php/how-to-win/who-is-suing-you.html)
What Can You Do?
With the troubled state of the economy, more honest folks than ever are finding themselves trapped by high consumer debt, unsure of what to do next. Big businesses around the country use aggressive methods to intimidate people who, due to changing economic circumstances, find it difficult or impossible to pay off their debts. Some of the threats that they make to intimidate people into paying off their debts are legitimate; others are complete lies and must be challenged by the facts.
The most important thing to remember about consumer debt lawsuits is that because they are not criminal cases they cannot result in jail time for anyone involved. Many aggressive lawyers and companies will strong-arm people into paying more than they can afford by implying that they will go to jail if they don't, but this cannot happen...These lawyers often use such fear tactics when confronted by weak cases in the hopes that you, the Defendant, won't challenge their claims.
Most consumer debt cases follow a predictable pattern…After the barrage of threats, creditors will present their case to you in the hopes of forcing you into an unfavorable settlement. If this doesn't work, the next step is the courtroom. Again, consumer debt is not a criminal offense and cannot result in jail time for Defendants, but there are still consequences to losing a case in court. These include wage garnishment, where the court allows creditors to take a percentage of your paycheck each week, as well as bank account garnishment, which allows creditors to take monthly withdrawals from your bank account.
[Read more about what you can do...](/index.php/how-to-win/what-can-you-do.html)
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The do-it-yourself guide for Defendants targeted by debt collectors. Developed from years of legal research, and my personal experience of being sued by a debt collector. The easy to read format is designed to educate Defendants about their legal rights, and guide you through the process of a consumer-debt lawsuit.
The Defense Guide is built to help you learn easily, and act fast.
Each chapter includes information to help you understand your lawsuit.
PLUS...documents, instructions, my personal notes, and real-world case examples to walk you through the steps to fight back. It's a proven system that's worked for Defendants of all backgrounds in every part of the country.
This comprehensive kit explains what to do from START to FINISH:
Easy to use step-by-step instructions for consumer debt lawsuits
All court forms with informative notes (my notes make it easy)
Real-world case examples to help guide you through the process
You, me, everyone - we all have the power to fight back and claim our peace of mind. Take the guesswork out of your legal battle, and turn your situation around with the time-tested power of The Defense Guide.
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Testimonals
“With your guide, I was able to have my case with a junk debtor dismissed. You are very knowledgeable, and I feel extremely lucky to have found your website. I would refer you to anyone I know in the same situation!"
-Andy, KY[
Read More Testimonals](/index.php/what-people-are-saying-2.html)
Legal Disclaimer
I am not an attorney, and DefendASummons.com is not a law firm. The information within this website is self-help legal research that requires the interpretation of the viewer (that’s you). This is not the same as legal advice. You should always do your own research of the law, or consult with an Attorney if you are concerned about the legal consequences of your decisions. Use DefendASummons.com and its contents at your own risk..
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