Excerpt from product page

Personal Financial Wealth | Information to Assist People in Their
Finances
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ATTENTION! IF YOU OR SOMEONE YOU LOVE WANTS TO IMPROVE THEIR FINANCIAL
LIFE, THEN THIS WILL BE THE MOST IMPORTANT STORY YOU WILL EVER
READ......

“FORMER TECHNOLOGY SALESMAN REVEALS AMAZING SYSTEM THAT WILL TEACH
YOU REAL LIFE SOLUTIONS AND FIXES FOR REAL LIFE MONEY PROBLEMS THAT
MOST HARD-WORKING PROFESSIONALS EXPERIENCE......”

Former Salesman, Hardworking Professional, Husband, Father and One
who Has Been There and “Beat the System” Teaches You How to:

* BE DEBT-FREE, AT LAST
* PAY ALL YOUR BILLS ON TIME
* WATCH YOUR SAVINGS AND INVESTMENTS GROW
* HAVE ENOUGH MONEY FOR THAT GREAT VACATIONOR YOUR DREAM HOME
* KNOW YOU WILL BE COMFORTABLE AND FINANCIALLY INDEPENDENT WHEN YOU
RETIRE

It’s All Possible, When You Discover How Jim O'Brien Took Charge of
His Finances..

* Without Having to have a lot of Investment Capital
* Without Searching for a Brokerage Firm
* Without Hiring a Money Manager
* Easier Than You Ever Thought Possible!

You are about to learn what might be the most powerful Personal
Financial Wealth System ever developed.  It is the same system that
thousands of men and women, just like you, have used through the years
to gain Personal Financial Wealth.

My name is Jim OBrien and over the last 20 years, through various
jobs, investments and research, I have developed a sure-fire, common
sense system that will provide simple real life solutions to common
money problems.  This system is so simple that most people do not
even know  how effective it is and the unique and amazing results it
can bring

If you would like to learn how to implement this Personal Financial
Wealth System, without having to invest a lot of money, without having
to hire a Brokerage firm and without having to hire a money manager or
tax expert, then this will be the most important article you will read
for your Financial future..

SUCCESS STORY  #1: JT Douglas

“This system saved my financial situation..”

Dear Jim,

Working in the real estate industry, the recession has reduced my
income dramatically. We had never been in a situation where we
couldn't pay our bills before, but we were quickly coming to that
point. Thank you for developing such useful and informative material
that encompassed everything we needed to set our finances straight. It
gives people a simple yet powerful way to manage their money and I
highly recommend it.

JT DOUGLAS - NV

SUCCESS STORY #2: Mark C.

“This system turned my life around..”

Jim,

Before I purchased Personal Financial Wealth System, I had debt
piling up due to a reduction in my work hours. I was totally stressed
out because I kept worrying that I might lose everything I worked so
hard for. Your System was easy to understand, detailed and very
thorough so I was well-informed and could turn things around again. If
you’re having trouble with your finances, you really owe it to
yourself to purchase this.

MARK C., BOULDER, CO.

SUCCESS STORY #3: The Hobson Family

“Within 2 months, our Family was back on the right financial
track.”

Hi Jim,

With the economy being what it is today it's been hard to pay all the
bills. With all that we learned from Personal Financial Wealth System,
we not only created a budget that works for us, but we also saved more
each month then we had in the past. This reduced our stress
considerably and we were able to get on with our lives again. The
information included here was the key to our success. Many thanks!

THE HOBSON’S, SPRINGFIELD, IL 

SUCCESS STORY # 4: Carol Schlegel

“I did not know how to make a budget, much less stay on one. Your
System is fantastic!!!"

Mr. O'Brien,

I am so excited to let you know that your System has taught me so
much, from how to make a budget to meeting short and long term goals.
I had so many questions about whether to refinance our home and after
using your System, I knew exactly what to do! It is an awesome product
and I highly recommend it!
Thank you from the bottom of my heart!

CAROL SCHLEGEL, BIRMINGHAM, ALA. 

What Makes This System So Unique
Is That It Gives You

* _A SIMPLE PLAN!_ It is True! The more complex the financial
strategy is, the harder it is to stay on course.  This system offers
simple fixes for common money problems. Learn how to take small steps
that will help you achieve Big results
* _SECRETS TO FINANCIAL FREEDOM!_ It is True! These are tried and
true methods that, if used, can have a huge impact on your bottom
line. This System offers real life solutions that you can put to work
Today!

My Long Road
To Financial Understanding

Right out of school, I went to work at various jobs, making enough
money to make ends meet but not saving any money for the future.  In
fact, most days, the future did not even enter my mind.

One day, I realized that Money Managers or Salesmen seemed to make
more money than the “average joe”.  I figured that I could learn
how to be a Salesman and then I would know all about money and become
rich.   Boy, did I have a lot to learn!  However, this is where my
journey making money all started..

Fast forward past my life as a successful Salesman, passing financial
exams, qualifying for financial licenses, investing and making money
for clients, and still realizing that there was a lot to learn about
making money

Even though I made money as a Salesman, I was not making enough to
satisfy my spending habits. I listened to my friends who assured me
that I could make money quickly if I invested in the right projects. 
I knew that there were easy, quick ways to make money and I was going
to find them.  Unfortunately, I believed most of what I heard and I
invested in small start- up technology companies that were “sure to
make money”.

GUESS WHAT, THEY DIDN’T! I Fell Behind

I had a decent job and a pretty good income, but feeding a family of
five was expensive and I did not know where to invest my money. I did
look at different ways to save money and cut back on expenses, like
raising deductibles or switching to new companies for their “new low
priced introductory rates”, but every time I tried this or found
other ways to cut corners, I would end up spending more money in the
end..

My wife and I tried to make a budget but we ended up fighting and
arguing with each other about what we were spendingnothing seemed to
be working. We would take vacations or buy the kids things but it just
seemed easier to use a credit card to pay for it than to figure out
whether we could afford it. 

I COULD NOT STOP THE DOWNWARD SPIRAL.. The Debt Slowly Mounted.

I invested in real estate.  I was going to be the one who doubled my
money when I bought a fixer upper and flipped it. However, just as you
guessed, the house needed more money than budgeted to “fix up” and
it did not resell as quickly as I had hoped.  Not only did I not make
money on the deal, I lost money. I was running out of ways to turn.I
am not sure what caused the light bulb to go off in my head but, It
Finally Clicked!

I sat back and realized that I had been traveling down the same
street for years and had not made any progress. In fact, I was
probably worse off than when I first started out. At least when I
started, I did not have a bunch of debt

TALK ABOUT HEADING UPSTREAM WITHOUT A PADDLE

I began reading everything I could get my hands on about money and
investing.  I spent months researching every aspect of finances.  
I was obsessed with all aspects of money! I wanted to know everything
there was to know about it.  I spent hours at the library, on the
computer, listening and watching financial programs, anything I could
get my hands on. It was all consuming.

I was on the computer day and night trying to make sense of
everything. Deep down, I knew that there must be an answer, a solution
to help me get out of this mess.

Along with the research, I also interviewed lots of financial
analysts. With my past history as a stockbroker, I knew countless
individuals who were kind enough to share their insight and knowledge
with me on the subject of money.  Interview after interview, article
after article, I took a lot of notes. Out Of All This Information Grew
An Amazing System

When I finally understood the system and figured out how to “beat
it”, I decided I had to take action and put things on paper to help
others, just like me, who wanted to “beat the system”.  I
created, tweaked and refined the Personal Financial Wealth System for
hardworking professionals who feel overwhelmed with their financial
position.  THIS SYSTEM HAS SO MANY FEATURES. From showing you how to
build wealth for short and long term goals to improving your credit
rating, there is something for everyone.

Now for the FIRST TIME EVER, this System is available to each of you.


Warning: This system WILL help You overcome debt and get a handle on
expenses.

INTRODUCING..

“Personal Financial Wealth System”

An Amazing System that will Teach
You Real Life Solutions to Common Money Problems
and How to Achieve Personal Wealth!

“Personal Financial Wealth System” is
an 80 page downloadable book, jam-packed cover to
cover with all the secrets to financial freedom.

Not only does this System contain a complete
80+ page Book loaded with useful information, but, you also get:

* A 16 module Home Study Course with companion worksheets,
* Companion cheat-sheets,
* Examples of Budgets and Budget helpers,
* Tables to help track your expenses and income,
* 4 Bonus Audio Interviews with Financial Experts,
* My Secret Resource List of Helpful Money Sites, Tools and
Calculators and much more

If you're in the same situation as I was, spending more money than
you are making or making enough money to make ends meet but not saving
for the future, then you owe it to yourself and your loved ones to try
the PERSONAL FINANCIAL WEALTH SYSTEM.  Not everyone can win the
"Lottery" to save for their Financial future.  Spending a little
money now will pay off with BIG results in the Future. Personal
Financial Wealth System
will show you how to:

* Set a realistic budget that you can live with and stick to
* Cut living expenses without sacrificing lifestyle
* Save $ for short term goals like vacations, renovations and toys
* Build wealth for long term goals like children’s college tuition
and retirement
* Refinance your mortgage-when it is best for you to do it and when
to avoid it!

SUCCESS STORY # 5: Mona Bradford

“I thought my credit history would never be good. I was at my wits
end after my identity had been stolen and my credit ruined..”

Dear Jim,

Your System provided such great information about how to protect your
Financial Identity. I don’t think people realize how easily their
identity can be stolen and how much damage it can cause!  Your
information was spot on!  Not only was I able to repair my credit
identity, but your System helped me raise my credit score with easy
steps.  I cannot thank you enough..

M. BRADFORD, TENNESSEE

SUCCESS STORY #6: J. Edwards

"I really liked the IRA and college loan information was great."

Dear Mr. O'Brien,

I loved the information you provided in your Home Study Course.  The
information about opening an IRA was great. I also passed on the
information about college loans to our daughter. She has outstanding
loans and I think this information will help her to pay them back
sooner!  Your secret Envelope method for household expenses is so
creative and unique. Thank you again for all your help!

JAN EDWARDS, STILLWATER, OK

You will learn to set up a realistic budget. It will be one that you
can stick to and live with. Cut your living expenses without living
like a monk and sacrificing your lifestyle.  This System will Improve
your credit rating even if you have debt.  It can help you make more
money even if you don’t switch jobs or get a raise.  Learn how to
protect your identity from thieves who will cripple your financial
life.  This is a step-by-step comprehensive program.

Here's a Sneak Peek of
What You're About To Learn:

_ MODULE 1: Creating an Effective Budget_
_ MODULE 2: Staying Within Your Budget_
_ MODULE 3: Reducing Expenses Without Affecting Your Lifestyle_
_ MODULE 4: Saving Money on a Day to Day Basis_
_ MODULE 5: Short Term Savings_
_ MODULE 6: Long Term Savings_
_ MODULE 7: Using Your Credit Cards Wisely_
_ MODULE 8: Getting Out of Debt_
_ MODULE 9: Ways to Bring in Extra Cash_
_ MODULE 10: Should You Refinance Your Mortgage?_
_ MODULE 11: Checking Your Credit Report Regularly_
_ MODULE 12: Why a High Credit Score is Important_
_ MODULE 13: How to Raise Your Credit Score_
_ MODULE 14: International Credit Systems_
_ MODULE 15: Protecting Your Identity_
_ MODULE 16: Summary_ This Incredible System
can be Yours TODAY! But I am not stopping here.  Order today and
you’ll also
receive the following 2 FREE bonuses

BONUS #1 - A Report to
Improve Your Financial IQ

This report teaches you the basics of how finances work. Understand
the flow of money - making it, protecting what you have made,
budgeting and leveraging the surplus at the end.

_VALUE: 12.99 - YOURS FREE!_

BONUS #2 - Building A Wealth and
Prosperity Mindset

This booklet teaches you how to boost your odds of becoming
successful.  It explains why it is vital to have a wealth and
prosperity mindset and how to get it. You will learn the correct
actions to take to be successful.

VALUE: 9.99 - YOURS FREE AS WELL!

So How Much Does This Complete Package Cost?

The PERSONAL FINANCIAL WEALTH SYSTEM is a great tool you can use to
get hold of your finances and make your life better. It is full of
information that gives you the "BIG PICTURE" and also has great advice
you can use to immediately start saving your hard earned money.

Because you download all the information immediately you save on
printing and mailing costs. And there is no waiting for the US mail to
deliver your package. Unbelievably, the cost for the package is ONLY
$47 TOTAL. You will save multiples of that by using even a fraction of
the information contained in this package.

We make it safe to order online. We work with ClickBank, one of the
largest resources for downloadable information. You can use PayPal or
a credit card with ClickBank, and with ClickBank, you receive a 60-day
money back guarantee.

All information in our package comes in PDF file format, and you can
begin to read immediately and take steps to not only surviving but
prospering in these hard economic times.

OUR 60-DAY 100% MONEY BACK GUARANTEE

If you do not find value in Personal Financial Wealth System please
let us know and we will refund your money, no questions asked.

ONLY $47 to help you build a better future. If you cannot find much
more than $47 in savings and earnings in this package of information,
then as stated above we will gladly refund your money, no questions
asked.

Implementing all the information in Personal Financial Wealth System
will be even more valuable to you. The System, plus all the
accompanying information, will give you what you need to take control
of your own situation.

All information is available to you immediately after ordering, ready
to read or print out. Your investment in this package is a small
amount of money compared to how much financial value it will bring to
you. Just imagine, you are minutes away from learning so much more
about how to take control of your finances. Take control of your
finances by ordering risk-free
Personal Financial Wealth System Now!

Yes, please send me instant access to Personal Financial Wealth
System I want to regain control of my finances and stop worrying.

I understand that I will get:

* A Complete 80+ Page, 16-Module Home Study Course in PDF format
* Companion Worksheets and Cheat Sheets
* Budget Helpers, Worksheets, and Trackers
* Bonus Audio Interviews with Financial Experts
* My Secret Resource List of Helpful Money Sites, Tools, and
Calculators
* Bonus #1 - A Report to Improve Your Financial IQ
* Bonus #2 - Building A Wealth and Prosperity Mindset

I also understand that I have 60 days to decide if Personal Financial
Wealth System is a worthwhile investment for me. If it isn't, all I
need to do is email you and I'll get every single cent back.

_TODAY $47_

Please note that once your order is processed you will have immediate
access to your information through downloadable PDF files. Email us
using the email address below with any questions you may have.

Copyright (c) PathAcross.com 2012

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