Excerpt from product page

The Debt Settlement Manual
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DON'T SPEND THOUSANDS OF DOLLARS PAYING DEBT SETTLEMENT COMPANIES TO
DO THE WORK!

_YOU CAN DO IT YOURSELF WITH THE COMPLETE DEBT SETTLEMENT MANUAL._

If you're knee deep in debt, cannot pay your bills, and wish to avoid
collection calls you may want to consider debt settlement (also
known as debt negotiation). This is where you negotiate with your
creditors to reduce your outstanding debt. The creditor forgives the
rest of the debt, helping you to get out of debt faster.

_There are TWO ways of doing this - by yourself or through a debt
settlement company. _

Debt settlement companies act on behalf of you to help clear your
debts. They do this by entering into direct negotiations with
creditors in order to facilitate the repayment of debts. In return for
their services, debt settlement companies charge a fee for their
services, often thousands of dollars.

Many times people hire a debt settlement company because they don't
know the ropes. IT IS POSSIBLE TO DO IT YOURSELF, ELIMINATE YOUR
DEBT AND _SAVE YOURSELF THOUSANDS_.

DO-IT-YOURSELF DEBT SETTLEMENT

This book is divided into 19 easy-to-follow chapters.

Each chapter in this book contains:

* EASY-TO-UNDERSTAND EXPLANATIONS - such as debt settlement is and
how to settle a debt.
* TIPS - such as how to work out your budget and how to talk to
creditors.
* EXAMPLES - such as working out a plan and scenarios on how to
negotiate a settlement amount with a creditor.

Using The Debt Settlement Manual you will be able to eliminate your
debt yourself and save yourself _thousands_.

DEBT SETTLEMENT, MADE EASY

This book is designed to be easy to understand and follow. Debt
settlement can be overwhelming, which is why many turn to debt
settlement companies. This book clearly explains the all the aspects
of debt settlement and much more! Including:

* DEBT SETTLEMENT - what it is, advantages and disadvantages. Why
creditors would settle for less and why people choose debt settlement.
* THE FOUR COMMON OBJECTIONS TO DEBT SETTLEMENT.
* IDENTIFYING CREDITORS - what debt can and cannot be included in a
debt settlement.
* CREATING YOUR PLAN - how to work out your budget with worksheets
to help you do the math.
* SETTING UP CORRECT BANK ACCOUNTS - how they play a vital in debt
settlement.
* GOING DELINQUENT - what this is, why it is necessary and the
step-by-step process.
* HANDLING CREDITOR CALLS - tips on how to handle the calls and the
attitude you need to take on to handle the creditors.
* SETTLING A DEBT - a step-by-step process of how to negotiate with
a creditor and settle a debt.
* HANDLING DIFFICULT CREDITORS - what you can do if you run into a
difficult creditor.
* HANDLING LEGAL ISSUES - what to do if legal action is taken
against you.
* BUDGET WORKSHEET - a useful worksheet to help you work out your
monthly budget.

DON'T PAY THOUSANDS OF DOLLARS TO A DEBT SETTLEMENT COMPANY!

Debt Settlement Companies charge thousands of dollars to act on your
behalf. For only $47.97 The Debt Settlement Manual will provide you
with the same tools and information these companies use so you can
settle the debt yourself and save yourself _thousands of dollars_.

60 DAY MONEY BACK GUARANTEE

If you’re not satisfied with The Complete Debt Settlement Manual
PDF book after 60 days just let us know and we will refund your money
– that’s how confident we are that this is a resource that will
help you settle your debt yourself.

Copyright (c) 2011 DebtFreeManual.com. All Rights Reserved.

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In database since 2011-12-03 and last updated on 2012-03-03
 
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