Former Credit Repair Company Owner Reveals How The Professionals Fix Bad Credit
My Clients Come To Me With Numerous Credit Problems, And Now I'm Revealing These Insider Secrets And Techniques With The...
Credit Repair Doctor™
I have been where many hard working Americans are right now…
Plagued by damaged credit.
Dear Reader,
It is true. I have been through some rough patches in my life. When you get into a financial jam, it is not easy to dig yourself out of it. I have dug myself out and I now know how to prevent it so it will NEVER happening again. These are the same techniques that’ve helped my clients get the “Credit Elite” lifestyle.
I learned how to increase my credit score quickly and I used that knowledge to help my close family members and the next thing I knew, everyone and their mother was calling me.
This sounds like a good problem to have and at first I thought it was too. I started helping people, mostly for free until I became everyone’s free credit encyclopedia. It was overwhelming to get all of those calls for free advice and I still had a day job that I needed to keep.
People kept telling me to open a full service credit repair business, since my credit repair techniques worked so effectively.
To be frank I was scared: that’s a big step and I didn’t know a lot about starting a large business like that. But after some time, I was finally convinced to do it and I spent HUNDREDS of hours studying and learning how to start a business and luckily I hit the ground running.
….Then for years I owned and operated my credit repair company that did practically all of the work for the consumer. I realized that owning this credit repair company was good, but the consumer could do it faster and with exact customization to their specific needs (Who knows you better than yourself?!)
I found that with the right insider information, presented in the right way, people could repair their credit much faster and save HUNDREDS and even THOUSANDS of dollars from paying another company.
Here is a popular saying that summarizes the epiphany I had that day:
“Give a man a fish; you have fed him for today. Teach a man to fish; and you have fed him for a lifetime”
I realized my true passion was not to make a quick buck, but to teach everyone how crazy this credit system is and how we can all use the secret techniques to improve our credit AND our daily lifestyle.
***And that is how the birth of The Credit Repair Doctor™ was born!***
The Credit Repair Doctor Program was created with my combined years of research, first-hand experience and insider secrets the big credit repair companies try to keep confidential. These are also the insider techniques that the Credit Reporting Agencies do NOT want you to know about. (They want to keep us in the lower credit scores to charge us more money)
The Credit Repair Doctor™ is going to allow you to DELETE inaccurate negative items OFF of your credit report… AS IF THEY NEVER HAPPENED!
Removing that pesky, credit score-killing info on your credit report is easier than you think! (When you have the insider credit techniques that my program is going to give you)
“I never believed it would be so easy to delete that account off of my credit report! Thank you so much for your help – you saved my credit!”
- Erica P. Chicago, IL
…Here is the email she sent me:
* Here is the letter Equifax sent her showing they *DELETED* that bad account:
*** You can have this too! ***
Or better yet, you can have what the removal of these negative items brings you:
FINANCIAL FREEDOM!!
Or what I call being part of
“The Credit Elite”
And that is what The Credit Repair Doctor™ is for!
The Credit Repair Doctor™ is a compilation of the best knowledge and tools you are going to use to get the credit and respect you deserve!!!
Here is a quick glance at what you are going to get access to:
#1 The Credit Repair Doctor™ eBook
The Secret, Almost Automatic Way To Ensure An Increased Credit Score.
I wrote The Credit Repair Doctor™ eBook with my 11+ years in the finance and credit field. I have a degree in finance and have dedicated my life to credit and educating others. That is where this book stems from.
The Credit Repair Doctor™ eBook is over 180 pages of insider secrets and techniques that the credit bureaus DO NOT want you to know. They want you to think that whatever shows on your credit report is what you are stuck with.
You are going to learn how this is WRONG with the Credit Repair Doctor Program™! The Credit Repair Doctor™ eBook is going to show you how to get good credit, then how to take advantage of your good credit AND also how to KEEP your good credit!
In other words- It is going to help you obtain the happy lifestyle and respect you deserve!
Most credit repair books are $70-$120.
You will NOT have to pay anything like that!!!
#2 Credit Repair Doctor™ Workbook
The Credit Repair Doctor’s Insider Credit Repair Workbook was created to give you an easy, step-by-step guide.
The Credit Repair Workbook helps you track your progress to healthy credit.
This workbook takes all of the guess work out of credit repair and makes it easy for you.
This Credit Repair Workbook is like no other on the market.
The credit workbook will prevent you from going out of order through the credit repair process – which could ruin your disputing chances!
Credit Repair Workbooks normally cost $15 – $60:
This is included with the Credit Repair Doctor!
#3 The Credit Repair Doctor™ Budget Guide
“The Budgeting Guide To Beat The Vicious Paycheck-To-Paycheck Cycle We Live“
With the increase in credit cards and a horrible economy, hard wotking American’s debt levels are at record highs.
We all need to know how to budget our finances more than ever. That is why I made The Credit Repair Doctor™ Budget Guide.
Because of these economic hard times, creating a budget is crucial to prevent bankruptcy or living paycheck-to-paycheck.
I show you easy quick tricks to cut your costs. Budgets aren’t fun, but this guide makes it much easier and it will save you HUNDREDS of $$$ every year!
There are a lot of budget guides out there today going for $30-$50
This is included with the Credit Repair Doctor!
#4 The Credit Repair Doctor™ Dispute Letters
This will be the most comprehensive list of PROVEN dispute letters in the industry.
You get all of my dispute letters as part of the Credit Repair Doctor Program™.
These exclusive dispute letter templates take all of the guess work out!
These dispute letter templates have the power to:
Get creditors off your back!Instantly dispute and delete Inaccurate negatives!Stop the collection agencies from annoying and harassing you!Remove Late payments like 30, 60, 90, 120 and even 180 day lates!
These credit repair letters take all of the guess work out of what to say!
Many Companies charge $20- $60 for this huge set of dispute letters:
This is included with the Credit Repair Doctor!
#5 The Credit Repair Doctor™ Videos
If all of that wasn’t enough, I created amazing videos to explain all the insider techniques you need.
These videos make it really easy to follow along step-by-step and they are especially helpful for visual learners. One of the videos explains the entire process on how to use the Credit Repair Doctor Program™ to it’s full potential.
Another Video is on a key techniques that can take less than 10 minutes of work on your part and get you a higher credit score!
One of the videos you are going to get shows how to pull up your credit report for free!
Now don’t be fooled by those guitar playing guys on the commercial – Those credit reports ARE NOT FREE!
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Now you can see some of the amazing items you are going to get!.
With The Credit Repair Doctor™ Program
I’m going to show you how to DELETE:
1. Bankruptcies
2. Collections
3. Foreclosures
4. Late Pays
5. Judgments
6. Tax Liens
7. Student Loans
8. Charge-Offs
9. Repossessions
10. Evictions
11. AND MORE!!
.
Now let’s talk about some of the REAL WORLD advantages you are going to gain with The Credit Repair Doctor™ Program:
LET’S GET YOU A HIGHER CREDIT SCORE
Implementing this program is going to save you THOUSANDS of dollars on interest alone.Get you a better car!Get the home you deserve with good credit.NOT having to pay more for things other people get for less!You want to have the same resources that others with good credit have.Good credit can get you 0% credit cards – INTEREST FREE MONEY!!You don’t want to live paycheck to paycheck with little lend-ability.Good credit opens up many possibilities for you and your family…It can save you over $100,000 on your home mortgage!!!You are now going to be informed about how your credit works and how you are judged by the credit bureaus and lenders. (And how to improve that fast!)Getting a mortgage – It can cost you thousands of dollars just in interest alone with a lower credit score.Obtaining a loan for a car – you can be denied for a car loan, get charged higher interest rates with higher fees or get stuck with a “lesser” car than you want or need.Renting an apartment/house/condo – Your deposit and monthly amount can get “jacked up” if your credit is lower than par.Utilities (electricity, water, cable, etc)– You may have to pay a large deposit with poor to average credit and those with high credit scores don’t have to pay deposits.Automobile insurance premiums – Most auto insurance places are checking your credit score and raising your premiums for credit “dings”Employment – Getting a J.O.B.! Most places these days can be super selective because of the supply of workers due to our high unemployment rates and they use background checks and credit reports to evaluate applicants.Student loans: Unlike other types of lending, if you don’t have good credit, you very simply cannot get the student loans you need.Cell phone service: If you have bad credit, you are unlikely to be able to get a contract with a cell phone provider without a huge deposit, or worse, you simply will not get one at all.When you get married: When you get married and your spouse has bad credit or if you do, you’ll find that their bad credit isn’t wiped out. Instead, one spouse’s bad credit can make it difficult for the two of you to get financing to purchase a home or can cause your insurance rates to go up when you add your partner.
THEN THERE’S THE EMOTIONAL ASPECT
Do you want to feel free and not feel “chained” to your damaged credit?You can have the Financial Freedom that gives you more options.Being able to take care of your family financially.Feel proud that your finances are taken care of.The feeling of acceptance and pride.Removing the feeling some have of being a “second class citizen”.Are you worried your financial situation is not going to change??? It can with the right education.An easier life with higher credit scores.Avoid that feeling that your credit is “ruined” and has to stay that wayShow your friends and family how you cleaned up the inaccurate negatives on your report all by yourself (They don’t have a clue how easy it can be).This will allow you to teach others these techniques, and that is a fantastic feeling (It’s why I created this entire system)
Now you see there’s an INSANE AMOUNT of awesomeness that comes with high credit scores – MUCH more than people realize.
You can have all of this FOR LESS than the initial setup fee professional credit repair companies charge you. Now is the time to take charge of your life and get the credit and respect you deserve!
CLICK THE “ADD TO CART” BUTTON BELOW TO GET THE CREDIT AND RESPECT YOU DESERVE:
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Increase Your Credit Score and Get The Respect And Lifestyle You Deserve!
Good credit makes your life easier. It’s amazing how many cool techniques there are to improve your credit and how many insider secrets very few know about. And if you want to know what some of these secrets are and how they work — Simply fill in your name and email address below and I’ll happily send them to you:
The Credit Repair Doctor™ reveals what shows on your credit reports and how to decipherI show you the main items showing on your credit reports and how to get the negative inaccuracies DELETED with very little time on your partYou are going to learn how the “credit bureaus” are NOT government agencies and how you can take advantage of thisHow it’s NOT in the ‘credit bureaus’ best interest to ensure your credit report is correct, but how you can quickly fix that Learn how your credit report is NOT an official government document and what that means for youHow the E-Oscar system is one of the most diabolical and confusing systems used by your “credit bureaus”The Credit Repair Doctor™ teaches you how credit scores are calculated and how it affects youHow you can save over $90,000 on your mortgage, with just a signature!How you can improve your scores by understanding how they are calculatedTeach you how there is more than one credit score and using the wrong one can cost you thousands of dollars and embarrassment (I give you a story about this in The Credit Repair Doctor Book)I show you the credit laws that protect hard working Americans like you and meFCRA (Fair Credit Reporting Act) – This law is awesome. It allows us to dispute inaccuracies and information that the credit bureaus can’t prove to be deleted! There are numerous features of this law that can protect you and get the resuslts you need. It’s all in The Credit Repair Doctor Program.ECOA – Equal Credit Opportunity Act- This prohibits lenders or creditors from discriminating against you for gender, color, religion, marital status, age, etc. This law has several other great benefits to consumers like being notified if you are turned down for credit (you also get a free credit report if this happens!)FCBA (Fair Credit Billing Act) - This law helps protect consumers from unfair credit billing and credit card practices. The FCBA also provides dispute resolution channels for creditors and consumers to use. This makes it much more clear-cut than it was before the FCBA. It also requires the creditor to credit you an immediate payment or refund any overpaid amounts. And that’s just the beginning…FDCPA (The Fair Debt Collection Practices Act) - This law is awesome because it protects us from abuse by overeager debt collectors who work for these evil collection agencies. You can write a specific 1 page letter to a collection agency and that gets them to completely stop contacting you!FACTA (Fair and Accurate Credit Transactions Act) – This credit law allows all consumers to get their free credit report once a year at no cost. I show you how to do all of this in the Credit Repair Doctor Program.The Credit Repair Doctor™ reveals how you can get negative items that are innacurate, unverifiable or just untimely deleted and/or corrected:Most people think they are stuck with whatever show on their credit report – THAT IS WRONG!!!To Delete or not to Delete? You are going to learn several ways where deleting an account can actually LOWER your credit score!Statistics show that 70% of credit reports contain serious errors that might cause consumers to be denied credit cards, car loans and even mortgages.I introduce the term I have coined: “The Grand Slam Removal Method” which is the surefire technique to delete negative inaccuracies as if they NEVER HAPPENED!The Credit Repair Doctor™ reveals the different credit scores that are kept secret from Americans that you aren’t allowed to have:What these secret scores areHow they are calculatedWhat you can do to improve them with a few insider tipsThe 4th “”credit bureau” that you probably have no clue about, but could be the difference in you getting approved: I have heard of many people who have repaired their credit with the 3 main credit bureaus, only to get screwed by the 4th. Excuse my vernacular, but if you have heard some of the stories I have, you would understand how appropriate that word is.I reveal the company that SPYS ON YOU and TRACKS your credit transaction history and also says they’ve got the “capabilities for forecasting customer behavior” which means they think they can predict what you will do next.The Credit Repair Doctor™ shows all of the different reports you have, like auto insurance claims report, medical reports, homeowners insurance claims, etc that people don’t realize exist:Did you know there are credit reports on your insurance claim history? Or the fact that just about all of your medical information is in a single report? How about any claims you have had on your homeowners insurance? And there’s several more…I reveal who’s the Public Record “Kingpin” In The Reporting Industry:This corporation gathers American citizen’s public records and personal information. These public records can include but are not limited to:BankruptciesJudgmentsTax LiensChild supportForeclosuresDeceased InformationMost public court informationThis corporation collects that information and then sells it to:Other “credit bureaus” like Experian®, Equifax®, TransUnion® and Innovis®Collection agenciesLaw firmsBanksLending institutionsThe government
**The fact that your personal financial information is sold to other companies you don’t even know about and how you can protect yourself
How to get your credit report for free once a year:It’s actually really easy to get, but since it is free, they do not advertise it.It’s very sad no one advertises this, so I want to give you the website right now to get you started. The official website to get your free credit report every 12 months is http://www.annualcreditreport.com. The surprising impact changing your address and contact info can be on your credit score. (and how to change it so it does not have that negative impact on you)A custom chart I created with all of the credit acronyms:What DOLA stands for and how that can be a simple way to get something REMOVED from your credit report with less than 10 minutes of your time.This is 3 full pages of all of the credit acronyms that will give you the edge .What OCR stands for and how it reads your dispute letter and then gives it a 3 digit code… all within seconds. You need to know how to get around being RED-FLAGGED.*** I reveal an ADDITIONAL type of credit score you can use that will help you get approved if you have poor credit.What the ChexSystems® is and How to GET OFF IT!An EASY step-by-step guide to this whole process.7 “backdoor” ways to get the creditors contact info when they don’t report it on your credit reports.Why disputing online can create more headaches for you and lower your results – unless it is for these few particular reasons…Are you considering a divorce??? Learn how to protect yourself and your credit so it doesn’t get destroyed.Why most people miss out on the “Credit Elite” LIFESTYLE…A little mistake that quickly cost me $7,000
How to get banks to BEG YOU to take their money
Those are just a few… Now that I have explained some of the greatness you are going to gain, I want to touch on the 2 objections I’ve heard in the past:
There’s only 2 objections I’ve ever heard from my readers when they are considering their investment in The Credit Repair Doctor™:
#1 The cost of the program which is only $87
THIS IS SIMPLE – Ask yourself truthfully,
“What type of “stuff” do you buy in your daily life that rarely gets used or doesn’t actually IMPROVE your day-to-day living?”
Once you consider that and understand how easily most of us buy stuff that has no value, you realize how important this credit repair program is. Asking yourself that question can make you realize how important this program is for you and the amazing return on investment you will receive.
Also ask yourself:
“What have I personally been doing for myself to improve my LIFESTYLE?”
Life is crazy these days and we get pulled in so many directions all day long. We don’t have time to do all the things we want. Some simple strategic moves on your part can increase your FREEDOM from the financial burdens you experience and feel every day.
The Credit Repair Doctor™ will make you feel amazing. It let’s you in on the insider techniques and secrets that few know about. This insider information saves my readers THOUSANDS OF DOLLARS and it is so easy to implement. There is very little work, it’s just simply about knowing what to do and then having that simple step by step guide.
PLUS I TAKE CARE OF ALL OF THAT FOR YOU!
You don’t have to worry about what you know on this subject right now, BECAUSE I teach you everything you need to know and I even make it fun and entertaining!
#2 “I won’t be able to do this, it’s too much work.”
I understand that and appreciate how busy you are. Now a days, we are in a hurry to do everything and it’s all about instant gratification. We all want the instant gratification and the feeling of excitement and accomplishment.
Here’s what I have done for you:
I created The Credit Repair Doctor™ to be fun and exciting, that way it easily teaches you techniques and secrets that even your family, friends and co-workers don’t have a clue about. (But they will all definitely want to ask for your expertise once you tell them about it!)
I created this vital information in a way that makes it EASY for you to implement. Once you have completed The Credit Repair Doctor™ you will practically be an EXPERT on all of the insider credit repair strategies. Even if you weren’t an expert after using the program, ALL YOU HAVE TO DO is copy the letters that I provide for you and mail it to the address provided.
I TAKE OUT ALL OF THE GUESS WORK AND DIFFICULTY FOR YOU
THEN ONCE YOU GET THE RESULTS, YOU FEEL LIKE A ROCKSTAR!!
Trust me on that last statement, I know what it feels like to go from feeling crappy everyday about my finances and in some cases myself, to getting approved for things I don’t even need but could get at a moment’s notice! (And I have done it just for the excitement and sense of ownership)
It’s an awesome feeling that every American should have.
When was the last time that you, or so many of us can say we had perfect credit and could get any car, loan or credit card we wanted?
You can have that, and now you understand it’s not as difficult as it first seemed!
You can do this entire credit repair process working less than 2 hours a week. Check out what the BBB had to say about using a credit repair company:
But… If you are SUPER busy and do not have the time to do this on your own then you can consider paying another company to do this. It will cost you 6-10 times what my program will cost (heck their initial setup fee is more than the entire Credit Repair Doctor™ Program)
Remember, I owned a credit repair company for quite some time and I only know a handful of companies that treat their clients right and provide an honest service.
If you ABSOLUTELY do not want to do this yourself and you want to pay another company to the only 2 companies, I want you to get good service and get treated well, so I recommend [Lexington Law](http://www.jdoqocy.com/pq80cy63y5LQPQTTSRLNMQOUOOM) and [Ovation Law](http://www.tkqlhce.com/m077ft1zt0GLKLOONMGIHLKPQML). Those are the 2 best and you will have to pay about 8 TIMES MORE than The Credit Repair Doctor™ Program. But if you don’t have the time, you don’t have the time…
That being said, I pose this serious question to you:
Are you looking for the happy lifestyle of good credit and the respect that goes with it?
If so, that is what The Credit Repair Doctor™ is for!! We all deserve to get the best interest rates and fun toys that others have.
You won’t have to hire an attorney that would charge you THOUSANDS of dollars. You are going to avoid that all together! The Credit Repair Doctor™ provides a quick click to every resources you need. That is why I give you:
The ULTIMATE Risk-Free Offer — My Formidable Iron Clad Guarantee:
I know this is the best program out there..
I am so confident that this will be the most comprehensive program on credit repair that I give you my IRON-CLAD 60 day NO RISK policy.
If You Don’t Like The Credit Repair Doctor™Program…
YOU DON’T PAY A PENNY!!
If you find a more comprehensive credit repair program than The Credit Repair Doctor™ (don’t worry you won’t) I will refund your money 100%!
By the 60 day point, you’ll have gone through the credit repair program and probably sent out your first round of dispute letters. Heck, you might even have some of your negative items REMOVED by that time!
My business is mostly from referrals of my current readers and members, so hear is what I ask:
I am happy to give my Iron Clad Guarantee and in return I ask that you share this hidden knowledge with those you care about. Once you have read this and you know how life changing it is, share this website with those that will benefit from it just as you did.
…You are then the advocate that helped change other peoples lives. There is nothing more rewarding than being the go-to person that helped them out and opened their eyes through this program. That’s a feeling of pride and knowledge you can’t beat.
I want you to be HAPPY and create a BETTER LIFESTYLE for yourself and all hard working Americans out there by learning the strategies in The Credit Repair Doctor.
THE DIFFERENCE THIS MAKES IN MY READERS AND MEMBER’S LIVES IS WHY I AM SO PROUD TO OFFER MY FORMIDABLE IRONCLAD GUARANTEE. THANK YOU FOR YOUR SUPPORT AND I AM EXCITED YOU ARE ON YOUR WAY TO FINANCIAL FREEDOM!
You have a decision to make. And it should be an easy one. You now have the chance to get the credit you’ve always deserved… having the lifestyle you want… getting all the things you need with credit… and doing this without wishing and hoping for magic.
This can be your new life – armed with the systematic, step-by-step process of cleaning up your credit report that I am offering you here – AND it can begin TODAY! But you must commit now.
Yes! Jeremy, Please Give Me INSTANT ACCESS To The Entire Credit Repair Doctor™!!
I understand I’ll be downloading the entire program for a tiny one-time investment of just $87 when I act now!
I also realize I have nothing left to lose, since you’re generous enough to offer me a 60 day money-back guarantee if I’m unsatisfied in any way. I just need to click the “Add to Cart” button below!
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P.S. I’m not forcing anyone to be enlightened with this program. It works, it’s been proven to work for practically anyone (regardless of situation or experience)… and I’m as certain as I can be that it will work for you, too.
However, this is all about movement and you have to take the next step. If that doesn’t work for you, you have an “out” with my IRON CLAD 60 day guarantee.
This guarantee takes all the pressure off your shoulders… and means you should not hesitate to get involved. If what I’m describing has made you excited for a better lifestyle, ACT NOW and make your life easier…
My Wife and I in Costa Rica
.
Committed to your Success,
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