Excerpt from product page

The Ultimate Foreclosure Secret
has been Revealed!

Short Sale investors are gobbling up properties at HUGE DISCOUNTS all across the nation. Banks are practically giving away houses to anyone who asks.

Imagine acquiring real estate with no credit checks, or income verifications, and it's virtually Risk Free.

$25,000 profit in just a few weeks


The content described almost exactly the procedures used here in Hawaii, and allowed me to apply them almost directly without a lot of additional research and study. Also described were procedures that I know to be used in at least four other states that I have researched, so I can guess that they are fairly universal and could be applied anywhere. I also liked the estimate sheets and other forms included. After reading your Foreclosures and Flippers e-book and looking at the procedures here in Hawaii, I felt it was written just for me. Within a few weeks time, I walked away with a $25,000 profit.
- H Kapolei, HI

 


Free Short Sale Audio plus a list of Hard Money Lenders and Investment Groups in your Area!

Sign up now and receive a free short sale audio plus get a list of Hard Money Lenders and Investment Groups in your area. You will also be added to our members only Newsletter where you will receive valuable information on how to invest in foreclosures and short sales.


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Dear Friend,

In the next few minutes, I will be sharing with you one of the most exciting and rewarding ways to discount real estate and teach you how to generate huge returns using little to no money of your own Guaranteed!

You will LEARN....
A new secret to discount real estate 30%, 40% even 50% under market value How to create instant equity in a property that is upside-down How to increase your profit margins Why banks are so willing to discount loans How to get started immediately.
And this is just the beginning...

Why am I sharing this with you?

Because it’s time someone steps up to the plate and really gives you the education you need to begin investing. I don’t know about you, but quite frankly I’m sick and tried of those so called foreclosure "experts" taking advantage of people. I can’t believe some of the things I’ve seen out there. It makes me wonder how they can even sleep at night. You probably know what I mean.

I know a few of you may not be ready to believe this yet, but foreclosure investing is actually quite simple, given the right mentor and system to follow. In fact, anyone can do this regardless of their previous experience, knowledge or location. You don’t even need a degree or money saved up to be successful in this business. All you need is desire, persistence, and a great attitude combined with these foreclosure strategies and you could be living your dreams.

A Profit of $40,000 - Not Bad!!


Two months ago...if someone told me that I would have a deal going in real estate I would have told them they were crazy. I read the Foreclosure and Flippers books and started sending letters as a consultant to people whose homes were up for sheriff's auction...I brought in an investor to buy the house and give my client some money to help him start over. The profit on this property will be about 40k. Not too bad for sending out a few letters.
- N. Donahue, OH


HOW I FOUND THE "GOLD MINE"

It wasn’t too long ago that I was working at a job, making $10/hr. barely having enough to cover my monthly bills. I was finishing up my Bachelor’s degree at the time, and I was thinking to myself, there must be a better way, when it finally hit me. If I wanted my income to change, I had to change my habits. I did not want to be stuck at a dead end job all day, living paycheck to paycheck. I wanted the DREAM! I wanted the freedom to do those things that I wanted to do, and live the lifestyle that was fit for me.

So I did what most of us would do, I went to the bookstore and began reading books on how to make money. Those books eventually lead to seminars, boot-camps and intensive workshops. I attended every seminar possible. I was what they called a seminar junkie, however, I also knew the education was priceless and would return ten fold. At one of the boot camps I attended, I listed to a gentleman talk about a unique strategy called a Short Sale. I knew right then, this was for me. So I paid the $495.00 and received a little booklet on how to do a short sale. You won't believe what happened next!


I made $12,632 on my first deal!



I began to send out letters and made $12,632 on my first deal without ever verifying income. I was so excited I even took a picture of it. I began to realize that for the amount of time I put into it, the returns were very profitable. Plus, I was my own boss so my income potential was unlimited, and I was helping people. In fact, that's another reason why I'm sharing this with you. Everyone deserves an opportunity like this, to live the dream we are all capable of living.

And $21,960 on my second deal!






Thank You for your Excellent Materials!


I’ve purchased other short sales courses in the past, and paid much more for information that was incomplete and lacked detail. After reading "Short Sale Secrets of the Wealthy", I was amazed by the easy-to-read, detailed information the materials contained at such a low price. In addition, the procedural explanations, checklists, and forms help the reader understand how it all works in the "real world". Finally, I understand short sales and have the materials and information I need to move forward in my real estate investing career. Thank you for your excellent materials!"
- Tim H. from Columbus Ohio


THIS NEW SECRET COULD MAKE YOU A FORTUNE!

I’m so excited to share with you one of the best-kept secrets in the foreclosure industry. This one technique alone can generate returns of $20,000, $30,000, up to $100,000 and more. Plus, there is virtually no risk whatsoever, and there is no qualifying for loans. It almost sounds to good to be true.

Here’s how it works...

A homeowner has a 1st and a 2nd mortgage on his property. Then something disastrous occurs and the homeowner is unable to pay both mortgage payments. The property is "over-leveraged" or "upside down" meaning that the loans on the property are more than what the house is worth. There is no way someone will offer enough for this house to satisfy the loan balances. Most people will not pay more for a house than it’s market value because they can’t qualify for a loan. This cuts out all realtors, because the homeowner would have to come out of pocket to pay the agents commission. This is where you come in.

You will begin negotiating with the LENDER(s), not the seller, to accept a discount as full payment for the loans. So, if there is a 2nd loan for $50,000, you will approach them and negotiate a payoff for the loan amount. Let's say you offer $5,000 to satisfy the loan which the bank accepts as full payment and now you have created equity.

Do you see what just happened! You have the option to purchase this property for $45,000 under market value. Imagine if you came across a property with a $200,000 2nd mortgage you discounted down to $40,000? Instant $160,000 equity. Can you say CHA-CHING!!

And it even gets better.

You can negotiate with the 1st mortgage holder and ask them to take a discount on the 1st mortgage. This will increase your profit margins even more. It doesn't matter how many loans are on the property and what position they are in. All loans can be discounted. It doesn’t get any better than this.

I have $50,000 in equity


"First let me just say Thank You! I was in the market to buy a house for myself and was intrigued by what you said about lenders taking discounts on loans. It was a new concept I had never heard of. Without wasting any time, I found a foreclosure worth $180,000. The first mortgage took a $10,000 discount. And get this. The 2nd took a $40,000 discount on the loan. I was amazed. Instantly, I have $50,000 in equity. I can't thank you enough."
-J Simpson, UT


Banks are your Best Friend.

I know what you are saying... Why would a bank accept such a discount? It does not make any sense. At first I thought that same thing, until I understood the lending industry. Banks do not like excess inventory and non-performing or bad loans on their books. They are in the lending business not the buying and selling business. So if they see an opportunity to give the property to someone else who wants it, they will do it for the right price.

By doing this, they are also saving money in the long run. Lenders know they could lose a lot more money if the property goes to auction. There are so many fees involved if the property goes to auction, that they would be better off taking a discount now and be finished with the headache of it all.

Lenders who are in 2nd and 3rd position are most willing to discount because they know more than likely they won't get any money anyway. If the property goes to auction and no ones bids, they don't get a dime. So they would like to receive some money rather than no money.


TOTAL PROFIT:
$60,000
This house I negotiated with both the 1st and 2nd. Both accepted discounts. I discounted this property down to $145,000, pulled out $40,000 in equity, and then sold it for $210,000 one year later and was also collecting rent the whole time.
 


TOTAL PROFIT:
$24,000
This was a house that needed minor repairs and had a 1st and 2nd. The 2nd mortgage wasn't very big, however both lenders accepted discounts. I discounted this property down to $110,000 and sold it 2 weeks later for $140,000.
 


TOTAL PROFIT:
$94,000
This was a nice house in excellent condition. There was one loan on the property and the lender did not accept my discounted offer because the property had so much equity in it to begin with. Needless to say, I wasn't upset they didn't take a discount.
 


TOTAL PROFIT:
$33,000
Don't laugh at this Cabin. Although it needed some major repair work, I purchased this cabin in pre-foreclosure for $45,000. The lot alone was worth $65,000. I didn't spend any money fixing it up and I sold it 3 weeks later for $79,000.
This just goes to show you there are a wide range of properties out there. Some are really nice, others look like they are about to fall down or in need of major repairs. It doesn't matter the condition of the property or what it looks like, all mortgages can be discounted. As long as you can build a strong case and it makes sense to the lender, they will discount the loan(s).

Here are just a few things you can expect to learn...
Learn how to negotiate with homeowners in distress. Learn how to fill out the paperwork. Learn how to find properties in pre-foreclosure. Learn how to negotiate with banks. Learn how to build a good, strong case. Learn how to creatively finance these properties. Learn how to sell the property quickly to make a profit.
All this information is critical for your success and gives you an advantage over your competition. I will be showing you exactly, step-by-step how to do this. I’m holding nothing back...

Everything is There!


To my surprise, the "Short Sale Secrets of the Wealthy" was all I needed to really understand this process of buying real estate. Everything is there!
- X. Williams, FL


The Complete Step-by-Step Short Sale Guide

How would you like the Complete Guide to Short Sales? This short sale guide has everything you need to make money with short sales. I walk you step by step through the process of talking with the homeowner, getting the deed, negotiating with the bank, ordering the packet, filling out the paperwork, sending it back and making a profit. Yes, it’s all there 75 pages worth. Even the forms. All you have to do is move your feet.

This ebook was written with the "KISS" approach. Keep It Super Simple. It’s all straight forward and to the point. No Fluffy stuff. I also try to answer all the questions you may have while going through the whole short sale process. Here are just some of the things you can expect to learn...
You will learn exactly how the short sales process works. You will learn the proper way of negotiating a short sale. Time is very valuable to you, and you must not waste it here. You will learn how to avoid the biggest mistake all rookie investors make. This mistake alone can end up costing you thousands. You will learn how to set up a land trust so you can take control of the property without actually owning it. When set up correctly, you will receive all benefits that come with the property. The Authorization to Release Form. This gives you authorization to view the homeowners’ loan. You must have this! The Escrow Letter so you can pull out any excess money in escrow. Purchase Agreements. This is one of the hardest parts of the whole process. You must learn how to fill these out correctly. We provide examples of one’s already filled out so you can just copy them. Hardship Letters. These letters explain to the lenders why they should accept a discount. There are certain things you need to say so odds are in your favor. Calling the bank. This is a critical piece. If you don’t do this right, many banks will not work with you because they know you are a rookie. There are certain things you say and things you do not say. You will learn how to fill out the HUD-1 settlement statement. You will learn about BPO’s. This stands for Brokers Price Opinion. Before the lender accepts your offer, they send out a "broker" to evaluate the property and see what it’s worth.

"Short Sale Secrets of the Wealthy" is absolutely fabulous!!!!


As for real estate technique specific books, I bought a complete foreclosures and short sale course on the internet. I'm getting ready to do my first short sale and was having trouble determining EXACTLY what paperwork needed to be completed and why. The course (4 books) that I bought was from foreclosureuniversity.com and by a guy named Jared Severe (I had never heard of him before). It was four e-books... His "Short Sale Secrets of the Wealthy" is absolutely fabulous!!!! It contains no motivational materials and no ads for bootcamps, seminars, tutoring, or anything else he sells (I don't think he has anything else for sale). It is just a straight forward, step-by-step guide to doing a short sale and includes every form that you need in the order you need them. It also explains how to fill the forms out and why you are doing it!!!!!! EXCELLENT! This is exactly what I have found to be lacking in so many other books. Now, if I could just find a similar course on subject to!
Posted by Mike-OH on January 23, 2005 at 05:35:19:
Source: http://www.real-estate-online.com/wwwboard/messages/60760.html

Each Line Makes Sense


“I have previously purchased many other books regarding realestate investments. (0 down, purchase property with a bad credit, forclosures etc.) I have learned a lot but all of them were somewhat incomplete, I could’t pull it through. Finally, I read the book written by Mr. Jarad it opened my eyes, each line makes sense. The way this explains, I’m clearly understood that how I can purchase the property below market value and I can do whatever I wish to do. Other books give examples of how to avoid negative cash flow by hypothetical figures but it doesn’t teach how to buy the actual properties below market value!!!’
- L. Nguyen, CA

The Information is Straightforward


I like the ease of use of the foreclosure books. The information is presented in straightforward language, particularly the text explaining how to acquire a property "subject to" an existing mortgage. The ebook explains what to do and not do. With this information I've completed my first foreclosure transaction, learned a lot and earned a nice profit as well.
- K. Caruso, IL


And I’m just getting started. Wait until you see what else I’ve put together for you in what my students are calling the best foreclosure training package out there.

No doubt when you begin your short sale investing career, you don't want to just limit yourself to short sales. This is just one technique in the foreclosure world. There are several ways to profit from foreclosures. Therefore, you need to get your hands on all the resources you can that will assist you in the process.

The Ultimate How-To Guide for Investing in Foreclosures

This is without question the "Ultimate How-To Guide" for Investing in Foreclosures. I tell you specifically what to do and how to do it. I have created a solid, easy to read, step-by-step foreclosure training manual that gives detailed instruction on how to invest in foreclosures. Over 160 Pages of Information, no fluff or sales ads, just pure foreclosure investing strategies!

In this manual I cover each of the phases of foreclosure and how to profit from them. Pre-Foreclosure, At the Auction, and Post Foreclosure (REO). Each phase can be very profitable, so I have included step by step instruction on each one of them. Here's what you can expect to learn from this exclusive training manual...
How to find those one-of-a-kind properties. How to negotiate with the sellers and earn their trust. How to research properties to find their true value. How to research properties before the auction. How to creatively finance properties in foreclosure. How to calculate fix up costs and repairs. How to eliminate your risk. How to protect yourself as a buyer. How to find FREE REO listings of properties all over your area. How to research properties online. How to look up names, addresses and phone numbers of homeowners in distress. How to research REO properties How to estimate your profits on each deal. How to tell immediately if the property is a good deal. How to write your letters to homeowners in distress so they respond to you. How to write winning ads in the newspaper to get your phone to ring. How to sell your property quickly. How to receive pre-foreclosure listings in your email box on a daily/weekly basis. How to tie up a property without ever owning it.
Pulled out $75,000 CASH


Jarad, not only did you manage to help us save $20,000 from the purchase price of our home, we purchased our home nothing down and later pulled out $75,000 cash. Thank you so much for the information and insight you have shared with us.
- K. Mortensen

$40,000 profit in less than 1 month!


Jarad, I am writting to you two weeks after I purchased your e-book and one week three days after I bought a property based on your negotiation skills. I know it was not sheer luck. I just wanted to drop a message and let you know that three days after the purchase, I sold the property (still in escrow) for a $40,000 profit. I must thank you for your e-book.
Your excited student
- M. Ondieki


OK, TELL ME, WHAT’S THE BOTTOM LINE?

Foreclosure Guru’s and experts charge $500.00 and up just for this short sale information. Trust me, I know! And to be honest, it’s worth every penny. However, I'm not like my competitors. I want to impact your life in a positive way and get you the best education there is to offer. I also don't want money to stand in the way of your dreams coming true which is why I'm NOT going to charge you $500, even though just one short sale deal easily out-weighs this small investment.

I would like to give you a really good deal on this. I'm giving you this extremely unique, immediately available, step-by-step information for only $47 which will allow you to begin discounting real estate for pennies on the dollar.

I know my price is very low. All my friends are telling me I’m crazy for offering it so low. But I feel everyone deserves and needs this valuable information. I want to keep my price low enough that everyone can take advantage of this opportunity.

THIS IS REALLY THE ONLY MANUAL YOU WILL EVER NEED.



The sequence of presentation is excellent. It is so easy to follow and you also give such great ideas for creativity and how important timing can be. I am in the mortgage business but I never had any idea on how to purchase a foreclosure. This is really the only manual you will ever need.
- J. Bekolay, MI

 


URGENT: You must take action now, I cannot promise this price forever. This special discount is only being offered for a short time and is closely monitored on a daily basis. We may change it at any time. So I can only guarantee the price that is shown when you order today.

TAKE ACTION NOW AND RECEIVE OVER $700 IN BONUSES!


Bonus #1
- State-by-State Foreclosure Handbook -
This Foreclosure Handbook contains the laws, regulations, and procedures in every state. Each state has detailed information on what happens during the foreclosure process, the time allotted for that process, and what happens after that time. This handbook will also show you which loan system is preferred in your state.
Bonus #2
- National Foreclosure Directory -
This is the Complete Resource for the Foreclosure Investor. It Features valuable time saving information. Quickly find Phone Numbers, Addresses, and Research Tools. This is undoubtedly the most Comprehensive Foreclosure Directory on the planet! You will be able to quickly locate your county auction, know where to go when you begin researching the records, plus get direct access to the county clerk who handles foreclosures. This book has it all!! 275 pages of information on all 3000 counties in the U.S.
Bonus #3
- Real Estate Forms -
You will also receive as a special bonus all the contracts and forms I use for every foreclosure deal. Yes, I even include sample contracts and forms that are filled out so you're not left trying to figure them out on your own. The Purchase and Sales Agreement, HUD-1, Warranty Deed, Agreement Letter, Authorization to Release, Hardship Letter, Land Trust Agreement, Assignment of Beneficial Interest, and More.
Bonus #4
- Pre-Foreclosure Listings -
Most foreclosure listing services sell you listings of properties that have already been to auction or they are out dated. How about finding properties before the auction so you can negotiate huge discounts. As a special bonus, I have included several ways for finding Pre-Foreclosures on a daily basis.
Bonus #5
- Email Support -
No doubt, when you are in this business, you will have questions. And because I don't want you to get behind, I will personally answer your tough questions. You will be able to email me and receive a personal email response within 48 hours (usually within 24 hours excluding weekends and holidays).

Still Skeptical? Real This!


First of all I was very skeptical because of the low price of your course. I was really bummed out because I missed a $1500 per seat short sale seminar from this famous big name guy. Then I saw your short sale course that had basicly all the same info without the fluff for about $1400 less! ( This just goes to show you that knowledge does not exsist in a vacuum) After several weeks while on vacation I heard about a property that was in pre-foreclosure. After remembering the files on my laptop, I was able to read about what I needed to do, had a script that told me what to say and printed out forms for them to sign. The books even told me where to get additional info. The fact that a person can read this, say that, print the forms and close the deal from this little course is unbelivable! A person would have to be crazy not to order this. All it takes is a little courage and persistance. If need be "do it scared" is my motto. Thank you! Great stuff! Rock On!
- J. English, TX

I can also assure you this will be one of the best investments you will ever make. And to show you how confident I am, you will also receive a full 60-day money back guarantee, no questions asked.

Download my complete Foreclosure Training Program. Read it, test it out, and put my proven methods to the test. If you're not completely satisfied with the results at anytime within the next 60 days, you will get a complete refund.

That's right! I'm willing to take all the risk. Follow my system for investing in Foreclosures, and if you're not excited about the results - I don't want your money... I will immediately refund your $47 investment in exchange for the trust you showed me.

All I ask is that you show me you tried my techniques as presented, and I’ll give you 100% of your money back.




 

Order this Complete Foreclosure Package For Only $47!

As You Know ... Applied Knowledge is power. Without focused action on your part - it’s all wasted. Right now - EVEN TODAY - you must get your money working for you! It’s time for you to take action and learn how to invest in foreclosures. You’ll be happy you did!

I guarantee you will be blown away by this strategy and wish you would have known this years ago. Like I said before, there are lots of training programs out there, but they only tell you enough to make you want more. This is a complete step-by-step foreclosure training program.

By learning these proven principles and strategies in this program, you can bring about drastic changes in your life and in the lives of others. If you've liked the foreclosure information so far, just envision what you'll learn with my complete Fortunes in Foreclosures Investing Program!



I have done two this month already and saved an extra $15,000 over what I was going to make. The information is very easy to read and step by step. Just use the forms and do the deals.
- J. Platts, PA

Hey Jarad,
The information I bought from you about short sales and foreclosures has been the best and most helpful I've found thus far, and trust me..I've looked alot. Thanks.
- M. Fairfield, OH
CEO
Chateau Management and Investment


Thanks for writing this material! You have indeed produced a step-by-step manual - often advertised, rarely delivered!
- D. Dretske, WA
Real Estate Investor
Kira Trading Group



You have nothing to lose and everything to gain When You Order Today! Take my 60 day money back guarantee challenge. If you’re not completely satisfied after trying the techniques, I will personally refund your investment to you.



Hi Jarad,
I ordered your Fortunes in Foreclosures package. The best information I have found thus far on how to do "Short Sales". I have spent thousands of dollars and have even sent some of the materials I purchased (yes the more expensive ones) back because it did not give me the information I was looking for. Than I came across your website and read one of your testimonials and I purchased your package right then. I'm so gald I did as I was in the middle of doing a short sale and needed more information that the expensive packages I had just purchased did not even offer. I really do appreciate the materials you have put together.

- D. Whitacre
Broker/Owner
Best Buys Realty

First I would like to say great job on presenting such informational material. Although I have not yet completed a Short Sale Deal, I have learned so much from your course. This doesn't exemplify a testimony as of yet, but I would highly recommend any new foreclosure investor to your course.
- M. Taylor
Taylormade Home Solutions, LLC


Order this Complete Foreclosure System Now for $47!

 

Success is Yours,


Jarad Severe
ForeclosureShortSales.com

PS: These eBooks come in an Adobe PDF Document. To read these eBooks you must have Adobe Acrobat Reader 6.0 or newer, this program is FREE at http://www.adobe.com. Once your payment has cleared, you will be redirected to a secure place on our website where you will be able to download your eBooks at once. If you would like to pay by check or money order, please [click here.](/contact.php) ForeclosureShortSales.com will, at its option, replace or repair any defective product within 60 days from the date of purchase. After 60 days all sales are final. You credit card will display a charge by "CLKBANK".


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