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by Blake on September 26, 2010
For all those that are being sued by a collection company or getting threatening phone calls…
“Want to fight back and win?
“Do you make these common mistakes when talking to creditors?
Do you…
Ignore collections calls until it’s too late? Wait to long to respond and end up waiving your rights? Panic when they sue you and do whatever you can to settle? Make settlement arrangements that go on and on forever? Assume that you will lose in court? Let them dictate the terms of a settlement agreement? Hide because you don’t know how to defend yourself and fight back?
From experience, I can tell you exactly how to put debt collectors on the
defensive, and put you in the driver’s seat. Very few people actually fight back when they are collected on, the biggest dirtiest secret is that if you do fight back, there’s almost nothing they can do to win a case against you. What you need are the tools…”
Blake Furlow
(Debt Collector and Author)
FROM THE NEW YORK TIMES, October 31, 2010: “The majority of lawsuits filed in debt collection cases go unanswered, which is why most end with default judgments — victories for creditors that allow them to use court officers or sheriffs to garnish wages or freeze bank accounts, among other remedies…. In those instances when a consumer hires a lawyer, the consumer often prevails.”
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5 Easy to Read Books Walk You Through The Process!
You can learn…
How to make the collection calls stop IMMEDIATELY. How to respond in a court case and even get it dismissed. How to file a complaint against them for violating the FDCPA. How to get a judgment overturned if they already have one against you. How to make a wage garnishment stop. How to make them PROVE the debt is real.
“I had no idea it could be so easy, after the first chapter my outlook changed and I started asking them questions. When I asked the collection agent for THEIR ADDRESS she was taken aback, when I told her I was going to send her a debt validation letter she HUNG UP!!!”
Just by spending a few minutes with my book…
You will begin to feel empowered to start asking the collectors the tough questions.
You’ll steal the initiative form them and TAKE CONTROL of the conversation. They may hang up on you!
“I WANTED to settle my debt but the interest and fees were so high, it was RIDICULOUS. After I asked them the questions that Blake told me to ask I got them to take off all the late fees and interest and settle for 1/2 of the original balance. I was blown away by how easy it was, it was like I was back in control”.-Adrian P.
No matter what stage of debt collection you’re in whether they just sent you the first notice or they just filed a lawsuit against you NOW IS THE TIME TO FIGHT BACK AND ASSERT YOUR RIGHTS!!!
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You have the motivation, now you need the skills to….
Send a validation letter. Defend yourself in court. Discover ALL the evidence they have against you. Sue THEM every time they violate the FDCPA, for $1,000 per violation. Ask the right questions to get them to lower your balance over the phone. Understand their strategies and what they want.
“After reading the special strategy section Blake helped me understand exactly what they were trying to do and it was no longer scary, it was like seeing the ending of the story before it began. I didn’t feel any stress anymore”.
Every day that goes by your options shrink. You only have 30 days to file a
validation letter, after that time elapses YOU LOSE YOUR RIGHT to file one.
The longer a judgment sits the harder it is to overturn it. If you’re negotiating with a creditor and you feel they have treated you unfairly and violated the FDCPA you should file a lawsuit NOW, before you settle. This will give you leverage.
“I didn’t have a clue what the FDCPA was but Blake broke it down into easy to understand sections that even had sample violations. In my case the collection company was calling me over and over again which I knew was wrong but didn’t know WHAT to do about it. It ticked me off so much that I didn’t just do what Blake told me to do to make them stop calling, I also filed a lawsuit against them for violating the FDCPA and they settled by paying me $700!!! I had no idea I could MAKE money from debt collectors.”
I can teach you how to take control and fight back.
I first realized the power of these strategies myself when I received a collection letter from a company for an old cell phone bill. I was intimately aware with theFDCPA because I run a collection company and we make sure we follow it, but this company didn’t! They didn’t inform me that I had a right to request a validation letter so I sued them and got them to settle for $600.00. Seriously they wrote me a check and I dismissed my claim against them. I used that money to pay off the bill and pocketed about $400.00.
Have you been sued by a debt collection company? Do you know how to file an answer? Do you just want them to stop calling? What are you going to do when you get to court? Can they prove you owe the debt once you get there? Are they breaking the law??? How are you going to fight back and make them pay? How can you just make them go away!?
The tools that are provided to you by the law are incredibly powerful…IF… you know how to use them. It’s my mission to see that everyone that wants to defend themselves from creditors is empowered to do so and has the knowledge and resources to fight back. That’s why I don’t just tell you what to do I give you THE ACTUAL DOCUMENTS I USE to do it.
TESTIMONIALS
“I’ve never been involved in a lawsuit, but it’s like I got the lights turned on for me. I knew what to expect, how to handle myself, what to say. I was pretty nervous when I went to court but I felt confident, you know, prepared. The judge was nice and I NAILED THEM. I don’t think they saw it coming! In court the judge just looked at them and said, “gentlemen I’m sorry but if that’s all you’ve got it’s not enough” and he dismissed it RIGHT THERE!!! THANKS BLAKE!
“Sensible advice was what I needed and this book gave it to me. It wasn’t just the advice though, it was the way he gave it. Everything was followed up with examples and when they talked about filing a form or sending a letter they didn’t just write about it, they gave me an actual copy of the letter or form so I could use it. I couldn’t believe how easy something that seemed so complicated could be!”
“I actually made money buying this book. I was reading through the “sample FDCPA violations” and one of them was exactly like what one collection company had done to me. It made so much sense because I felt like it was wrong when they did it but I couldn’t say why, I just knew it was wrong. I copied the same complaint that Blake filed when he took a collection agency to court and filed it at the courthouse. I had no idea what I was doing but I just followed the steps and before you know it…. they weren’t calling me asking for money, they were calling me offering money. I wish I had that conversation recorded. I settled and they’re sending the check overnight delivery!”
“I wanted to pay my debts but they kept getting bigger so I just couldn’t. I had tried settling them on my own but the settlements went on and on and it seemed like I was paying forever. When I missed a few payments they sued me. That’s when I got the book. I ended up negotiating using the strategies that the book outlines and settling the whole $4,500 debt for $1,500. I can honestly say this book saved me $3,000.” -Andrew L.
“My wages were being garnished and it was costing me 1/4 of my paycheck each month. I was so stressed I didn’t know what to do. I got the book and Blake taught me how to get the judgment set aside. It sounds like magic, but it’s really simple once you know what to do. The garnishment stopped and I was able to work things out with the collection company. You saved me Blake, I’m forever grateful!” -Sarah P.
“I started getting sued by creditors almost once a week for about two months and I had NEVER heard of any of them. It turns out my identity was stolen and NOW THEY WERE COLLECTING ON ME. I had never had any of their credit cards or anything but they were suing me for LOTS OF MONEY. I tried to explain it to them but they wouldn’t stop. I ended up having to go to court a couple times and I just followed Blake’s advice and they lost every case. It was so stressful but I got through it.” Jerry G.
“I had cancer about 4 years ago and the hospital bills crushed us, we had always paid our bills but with the hospital bills and not working it became difficult just to pay the mortgage and keep the utilities on. They said they were going to do a “writ of execution” and take the house. It was so scary I had no idea what to do. It was like it was all happening to somebody else… I read through the book and found that I did have choices, I did have options. I think if it wasn’t for this book I probably would have lost my house. A thousand thank you’s isn’t enough.” -Juan J.
“My husband lost his job and all of a sudden within months we were getting calls NONSTOP from these creditors and debt collectors and they all wanted money we didn’t have. It was so overwhelming. I sent the letters and made phone calls and within a few days it was like I had my life back again. Thanks for restoring the peace in my household once again.” -Misty R.
“I remember we were sitting there with candles because they had just turned the electricity off. It was rock bottom. I was supposed to start my new job the next day but I was also supposed to be in court and I was wondering what I was going to do for my wife and our two boys. A friend called who knew what we were going through, he said he had bought this book for me and he thought it could help out with our court case and save us some money so we could get back on our feet again. He read me parts of it that night to prepare me for court. It was such a blessing, my employer gave me an extra hour off for lunch and I squeezed in that court date and wouldn’t you know it, the advice he gave me worked and they lost. I got paid that day and got the lights back on. I’m not paying those debt collectors anything anymore, I’m never going to let it get that bad again.” -Hank T.
“We got served by someone just as we were heading out for our annual 4th of July camping trip. This old credit card that we had had like 10 years ago was coming out of nowhere and going to ruin our vacation. When I got back I found in the book how to use the statute of limitations to defeat the collection agency in court. Next years 4th of July was better.” -Julie C.
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Disclaimer: Legal Information Is Not Legal Advice
This site and E-book provides information about the law designed to help users safely cope with their own legal needs. But legal information is not the same as legal advice — the application of law to an individual’s specific circumstances. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that our information, and your interpretation of it, is appropriate to your particular situation.
All of the information contained within this webpage and the Ebook is meant as educational material. We do not guarantee results or take any responsibility over the results created by implementing any of the strategies contained within this website or resulting Ebook purchase. It is provided with the understanding that the author and the publisher are not engaged in rendering legal, accounting, or other professional advice. The advice contained herein is based upon the author’s personal experience and research and may or may not be correct. The author wants to stress that the information contained herein and within the Ebook may be subject to varying state and and/or local laws and regulations. All users are advised to retain competent counsel to determine what laws & regulations may pertain to the user’s individual situation. If legal advice or assistance is required, the services of a licensed professional should be sought.
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