Raise Your Credit Score and Clear Bad Credit from Your Report
Axe Bad Credit
Erase Bad Credit in 30 to 90 Days
Have you ever felt that there was something missing from your Credit Report? Does it seem like it is a private conversation between the credit bureaus, their lawyers and your creditors? What's missing is YOU. The credit bureaus tell you that you have a right to dispute negative accounts on your report. But they don't tell you how.
So what do you do? You can contact one of those "Credit Repair" companies you see on TV, you can find a lawyer that deals in bad credit or you can do it yourself.
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Do you think you can't do it yourself?Do you think you have to hire a professional?Do you think you have to shell out hundreds of dollars?
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Think Again!
Axe Bad Credit can show you how to do it yourself for a fraction of the cost of a so-called "Professional".
I am a retired executive. I don't want to boor you with a long hard luck story so let's just say I ran into hard times due to bad health and my credit went South. I lived off my credit cards for three years. Life was tough. I eventually paid off the credit cards, brought all my debts current and even started to save a little money.
When I tried to get credit again it was no go. My FICO (credit score) wasn't all that bad, 618, but the negatives from late payments stayed on my credit report. I discovered that they would stay there for up to 10 years. I had finally brought all my debts current, thus the decent credit score, but the late payments in the past were considered as negatives on my account.
New creditors see the late payments and simply won't take a chance, especially in the present economic times. If you find someone who will let you have a credit card with a $200 to $500 limit you will probably be stuck with a 29.99% interest rate. And forget about those "secured" credit cards. They want you to deposit $500. Then they will loan it back to you plus interest. Can you imagine paying interest to borrow your own money? What a rip off!
I looked into hiring a credit repair specialist and the lowest price I could find was $99.00 set up fee plus $29.95 per month and who knows how long it will take them to do the job? They may drag it out for 10 to 12 months just to get that monthly fee. Some lawyers are charging as much as $6,000.00.
Now don't get me wrong. If you had to pay $1,000.00 to get excellent credit it could be well worth it. With a good credit report you can borrow the 10, 20, 30 thousand dollars you need to pay off those old accounts charging 30% and only have to pay 5% or 6% for the new loan. That can save you a lot of money.
So I did some research and found out that most credit specialists kept mentioning the Fair Credit Reporting Act (FCRA). I obtained a copy of this 83 page document and after many hours of study I discovered what seems to be a miracle for people with bad credit.
This is a very simple procedure, so simple that if you can cut and paste on a computer and sign your own name you can do it.
You can now download all the information you need to clear your bad credit. Within 30 to 90 days you will have clean credit and a raised FICO score. GUARANTEED!
You can download an E-Book in pdf form (Adobe Acrobat Reader) with the following:
Letter Number One: 3 letters, separately addressed to the three major credit bureaus. All you do is fill in your missing information to dispute your negative accounts.Letter Number Two: 3 letters to send to the credit bureaus if they do not remove all the negative accounts within 30 days of having received your first letter.Letter Number Three: This letter tells the credit bureaus that you are about to legally force them to remove the negative accounts. This is used only after the first two letters do not bring satisfactory results. This is very seldom needed as, most of the time, the first two letters do the trick.A full set of instructions is included to guide you in how and when to use these letters.
Don't Struggle with Bad Credit
Don't File Bankruptcy
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Our Guarantee!
If after following the instructions, you have not received a raised credit score and a cleaner credit report, we will refund the full price you paid for the information. Simply contact us at info@axebadcredit.com
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