Excerpt from product page

Credit Card Debt Settlement and How To Settle Your Own Credit
Card Debts :Credit Card Settle Secrets
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\"HOW TO FINALLY FREE YOURSELF FOREVER FROM CREDIT CARD DEBT
SLAVERY...\"

You never intended for it to be this way and you're not alone.  It
seems like the American Dream just sailed off into the sunset without
you. Millions of hard working average Americans have lost their jobs
in the global recession.

Millions more are 'underemployed'-meaning they are earning a lot less
money than they used to, for the same amount of works hours.   Maybe
you have suffered a medical catastrophe.

Maybe you have a job, but your hours have been drastically cut a
small business has failed. Or maybe you've just made some mistakes
with your personal finances.

REGARDLESS OF THE REASON, MANY HAVE TURNED TO PERSONAL CREDIT CARDS
TO FEED THEIR FAMILIES, MAKE THEIR HOUSE PAYMENTS AND JUST MAKE ENDS
MEET.

Problem is,  borrowing your way out of a HUGE financial hole (unless
you're the federal government!) does not work because eventually_YOU
HAVE TO PAY IT ALL BACK!_ Ouch.

Your monthly budget now includes hundreds (or thousands) each month
just for credit card bills. Adding insult to injury, credit card
interest rates are rising and minimum payments have gone up for
millions of cardholders. You've done everything you can think of to
hold it all together but it hasn't been enough.

NOW YOU ARE FACED WITH A MOUNTAIN OF CREDIT CARD DEBT and you're
struggling to make just the minimum payments (if you can even do
that).  And once you have managed to pay those  minimums it all
starts over again, with NO END in sight.

==> BUY CREDIT CARD SETTLEMENT SECRETS NOW

Millions more are 'underemployed'-meaning they are earning a lot
less money than they used to, for the same amount of works hours.  
Maybe you have suffered a medical catastrophe. Maybe you have a job,
but your hours have been drastically cut. Or maybe a small business
has failed. Many have turned to personal credit cards to feed their
families, make their house payments and just make ends meet. Problem
is,  borrowing your way out of a HUGE financial hole (unless you're
the federal government!) does not work because eventuallyyou have to
pay it all back. Ouch. Your monthly budget now includes hundreds (or
thousands) each month just for credit card bills. Adding insult to
injury, credit card interest rates are rising and minimum payments
have gone up for millions of cardholders. You've done everything you
can think of to hold it all together but it hasn't been enough. Now
you are faced with a MOUNTAIN of credit card debt and you're
struggling to make just the minimum payments (if you can even do
that).  And once you have managed to  pay those  minimums it all
starts over again, with NO END in You never intended for it to be
this way and you're not alone.  It seems like the American Dream just
sailed off into the sunset without you. Millions of hard working
average Americans have lost their jobs in the global recession.
Millions more are 'underemployed'-meaning they are earning a lot less
money than they used to, for the same amount of works hours.   Maybe
you have suffered a medical catastrophe. Maybe you have a job, but
your hours have been drastically cut. Or maybe a small business has
failed. Many have turned to personal credit cards to feed their
families, make their house payments and just make ends meet. Problem
is,  borrowing your way out of a HUGE financial hole (unless you're
the federal government!) does not work because eventuallyyou have to
pay it all back. Ouch. Your monthly budget now includes hundreds (or
thousands) each month just for credit card bills. Adding insult to
injury, credit card interest rates are rising and minimum payments
have gone up for millions of cardholders. You've done everything you
can think of to hold it all together but it hasn't been enough. Now
you are faced with a MOUNTAIN of credit card debt and you're
struggling to make just the minimum payments (if you can even do
that).  And once you have managed to  pay those  minimums it all
starts over again, with NO END in sight
-------------------------

IT FEELS HOPELESS!

Losing SLEEP at night because of CREDIT CARD DEBT can cause you to
perform poorly at work. Anxiety and Stress over credit card debt can
strain marriages and relationships. Maybe you are now working two
jobs, in an effort to hold it all together.

But you're mentally exhausted.  And you're in denial about how bad
it really is Maybe you're considering BANKRUPTCY because you see zero
options. (And you can't believe it has come to this.)

YOU NEED AN OPTION TO THE BIG 'B'

BANKRUPTCY is definitely one option. But there may be another way
to salvage your sanity and get a fresh start, while leaving your
credit card woes behind you.  It's called _Credit Card Debt
Settlement_.

You've probably heard about it on a radio or tv ad.  But did you
know that you can negotiate credit card debt settlement yourself?
 YES, you can!

Don't let another day slip away while you are stuck in denial and
frustration. There's hope for _informed consumers_ in 2010! You may be
able to negotiate with your creditors and agree to settle for 50-70%
less than what you owe.

ORDER YOUR COPY NOW

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But you may be wondering_WHY WOULD THESE COMPANIES BE WILLING TO
SETTLE FOR LESS THAN WHAT IS OWED?_

* BECAUSEThe credit card companies and banks are Strapped for Cash
and Desperate to recover something from delinquent accounts in a
settlement. If the customer (YOU) files for bankruptcy, they may
receive NOTHING! Currently, over $800 billion is owed to credit card
companies, and it is all unsecured! Unsecured debt is not tied to
physical property, so there is no guarantee that they can collect on
it! They are nervous, even panicky, and ready to settle rather than
risking losing the entire amount owed!
* BECAUSEMillions of Americans are facing financial hardship in this
difficult economy, and tens of millions of credit card accounts are at
risk. The Credit Card Companies and Banks must receive something from
these accounts or face financial collapse themselves.
* BECAUSEthe Credit Card Companies foolishly extended credit to
Millions of people who did not have the means to pay it back, and they
MUST take their share of the responsibility for their unwise lending
practices. (Yes, that's right. There's plenty of blame to go around
here. So don't think for a minute that your situation is 100% your
fault. It's NOT.)
* BECAUSEFederal Bailout Money is pouring into these companies,
giving them incentive to Write Off 55% to 75% of loans. In some cases,
the more they write off, the more they receive from the government!
This is YOUR opportunity to take advantage of the bailouts Big
Business has been getting! You deserve your piece of the bailout pie!

In case you are wondering_WE ARE NOT ADVOCATING TURNING YOUR BACK ON
RESPONSIBILITY_. On the contrary. Settling the accounts you have IS
Taking Responsibility for them. Offering a settlement and having the
lender agree to it is a time-honored practice that is at least as old
as the New Testament. (where it is mentioned favorably)

Think about it. When your only options are to _seek bankruptcy
protection and pay nothing_OR s_eek a settlement and pay an amount the
credit card company is willing to take_which one is more
'responsible'?  OBVIOUSLY, IT IS TO REACH A SETTLEMENT AND PAY
SOMETHING RATHER THAN NOTHING.

It is VITAL that you act immediately, while the credit card companies
and banks are in a position to settle. Waiting too long may force the
credit card companies and banks to take actions that may put your
home, your bank accounts, and your wages in jeopardy.

STRIKE WHILE THE OPPORTUNITY EXISTS TO SAVE 55% TO 75% in a
settlement that will make the credit card company happy, and that will
set you FREE from the burden you’ve been carrying for so long!
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THERE IS HOPE!

The strategies and techniques in _DIY Credit Card Settlement_ are
being used every day by people just like YOU to reach settlements with
Credit Card Companies and Collection agencies for a fraction of what
is owed!

* CREDIT CARD DEBT IS PERMANENTLY ELIMINATED!
* You do not need to hire an expensive professional debt settlement
company
* CREDIT SCORES WILL ACTUALLY BEGIN TO IMPROVE
* NO MORE ANXIETY and sleepless nights, worrying about money
* YOU MAY BE ABLE TO AVOID BANKRUPTCY

CAN ANYONE DO THIS?

Yes, we believe that just about anyone can do this. Look, even if
you have never, ever successfully negotiated with the collectors and
creditor before noweven if you are scared to talk on the telephone
with your credit card company, it's actually dead simple to do these
strategies.

BUT, you MUST take action and DO the plan. Inaction and denial won't
get this debt monkey off your back. YOU MUST TAKE ACTION AND WORK THE
PLAN IN ORDER TO GET RESULTS. But no worriesbecause _Do It Yourself
Credit Card Settlement Secrets_ is going to show you what to do and
how to do it. You may even manage to settle your debt for pennies on
the dollar!

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A WORD FROM THE CREATORS OF DO-IT-YOURSELF CREDIT CARD SETTLEMENT
SECRETS

"We know from personal experience what it is like to be buried
underneath overwhelming credit card debt.  We know how much anxiety
and stress it produces, and how it causes a dark cloud to hang over
your head each and every day.  We know the damage it can cause to
marriages, personal health, and even our jobs.

But listendoing nothing is only going to make things worse. Why not
get started right away with your new debt-free life? There is
ABSOLUTELY NO RISK for taking a look and trying out what we teach you
to do"

Do you feel like the credit card companies lured you in with
attractive offers and then trapped you with incredibly high interest
rates and large monthly payments?

Considering filing for bankruptcy because you don't know what else
you can possibly do?

STOP THE MADNESS FOR JUST $47

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_DIY CREDIT CARD SETTLEMENT SECRETS SHOWS YOU__:_

* HOW TO ORGANIZE YOUR CARD ACCOUNTS AND KNOW EXACTLY WHERE YOU
STAND
* HOW TO DEVELOP AN EASY, PERSONAL STRATEGY FOR SETTLING THESE
ACCOUNTS
* HOW TO DEAL WITH CALLS FROM DEBT COLLECTORS (THESE TIPS ARE
GOLDEN!)
* How to talk to the credit card companies, including exactly what
to say
* HOW TO FUND YOUR PERSONAL SETTLEMENT ACCOUNT
* How to settle accounts that have gone to collections
* How to REMAIN DEBT FREE with _12 PRINCIPLES OF BEATING DEBT
FOREVER_

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YOU GET A COMPLETE CHECKLIST, WITH STEP-BY-STEP INSTRUCTIONS FOR
SUCCESS!

* SAVE 50%, 60% OR MORE on your Credit Card Balances and have them
paid off
* End the cycle of minimum payments that keep you in debtfor years
and years
* YOU MAY AVOID BANKRUPTCY and having to deal with its long term
consequences
* Your credit score will stop sufferingand may actually begin to
_improve_
* Learn to apply sound principles for STAYING OUT OF CREDIT CARD
DEBT FOREVER

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YOUR SATISFACTION GUARANTEED!
60 DAYS TO TRY OUT THE MATERIALS

If you are not absolutely 100% satisfied with your purchase we will
promptly and cheerfully refund your money. No games. No hassles or
gimmicks. Simply send an email to the support address on your purchase
receipt.
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_Disclaimer:  CreditCardSettle.com, it's owners, principals and
partners, are NOT attorneys. We are NOT offering legal, tax or
professional investment advice.  Always consult with appropriate
professionals with these types of questions._ |  | and Disclaimer
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