Excerpt from product page

Debt Free

"LEARN HOW YOU CAN END THE _FEAR AND WORRY_ CREATED BY BAD CREDIT
AND DEBT COLLECTORS...GET OUT OF DEBT QUICKLY AND EASILY, RIGHT NOW!"

From the Desk of Rich Jerk Loser
Memo: "There's No Better Time Than Now!"

DEAR FRIEND,

DO YOU NEED HELP ELIMINATING THE BAD CREDIT on your credit card or
other debt? Are you constantly tired of being humiliated caused by bad
debt or credit? If commercials, radio ads or billboards are leaving
you a bit jumpy, YOU NEED HELP!

If you're wondering who you should call or ask for advice, look no
further...THAT'S WHERE I COME IN!

My name is RICH JERK LOSER and I've been sharing my methods and
techniques of getting out of debt, quickly and easily. I've had some
bad financial situations in my life, but I've learned from those
experiences and used what I've learned to my advantage.

TELL ME IF THIS SOUNDS A BIT FAMILIAR...

A friend calls you up one day and asks you to go out for lunch. You
remember, you don't have any cash! But you decide to go anyway,
knowing that the meal will only cost a couple of bucks and it's no
problem CHARGING IT ON TO YOUR CREDIT CARD...

The next day, you're at the mall and you see the Jacket you've been
eyeing for a while and surprisingly it's for sale that day for 50% off
regular price! Again, you have no cash -- SO YOU WHIP OUT YOUR CARD
AND PUT IT ON CREDIT.

The same day you bought your new jacket, you just remembered a
friends birthday is coming up and since your at the mall... ANOTHER
CREDIT CARD SWIPE!

Later that week, you remember to go out to purchase
groceries...Might as well use your credit card to save a trip to the
bank, right? WRONG!

Okay, this example may be a bit extreme, but the point is -- Even
the smallest insignificant credit card usage can build up and create a
problem...a big problem that can have some long term disadvantages.

Remember, I've experienced the same problem. But after learning how
to control my debt, and using a few methods and techniques I've
discovered, getting and staying out of debt is really easy!

AND MY METHODS AND TECHNIQUES CAN WORK FOR YOU!

I KNOW MY METHODS WILL WORK FOR YOU, because the same methods worked
for hundreds of individuals just like yourself! However, I don't
expect you to believe me after I show you exactly what I am talking
about...

I promise, whatever bad credit or bad debt your in, can be fixed!
Your situation is not unique and your problem is not hopeless!

THE BIGGEST MYTHS WHEN IT COMES TO BAD CREDIT!

There's a lot of misinformation floating around when it comes to
debt management and credit reporting...HERE ARE THE TOP 3 MYTHS WHEN
IT COMES TO DEBT MANAGEMENT...

MYTH #1 - PAYING A DEBT WILL REMOVE IT DIRECTLY FROM YOUR CREDIT
REPORT.
Late payments, tax liens and collections will usually stay on your
credit report for the next seven years! And this will lower your
credit score

MYTH #2 - CANCELING CREDIT CARDS WILL IMPROVE YOUR CREDIT SCORE.
Wrong! If you cancel or close a credit card you had for a long time,
you're effectively shortening your credit history...It's better to
keep your card with an amount of zero to raise your score.

MYTH #3 - PAYING FOR CASH WILL HELP INCREASE YOUR CREDIT SCORE.
Paying cash is a great way to stay out of debt, but it can hurt your
overall credit score. Your score is determined by your credit history,
which means having and using credit could be good...if you can control
it.

HERE'S HOW YOU CAN GET OUT OF BAD DEBT AND HAVE A DEBT-FREE
LIFESTYLE STARTING TODAY!

I've just completed my new ebook called, "TOTALLY DEBT-FREE
LIFESTYLE" that gives you a step-by-step system to get out of bad
debt! It's way different than anything else on the market and this
program took me few years to develop!

HERE'S A FEW BREAKTHROUGH FEATURES IN MY EBOOK YOU'LL DISCOVER!

TOTALLY DEBT-FREE LIFESTYLE!

$67
Now
Only $37.00

*

WHAT EXACTLY IS BAD DEBT or credit and why people get into bad
debt.

*

STEPS TO AVOIDING CREDIT CARD DEBT, the most common and serious
case of debt accumulation.

*

HOW TO CHECK AND CHOOSE THE BEST CREDIT INTEREST RATE...What to ask
and clarify before choosing your credit card with the lowest rates.

*

Step by step guide to getting rid of your debt in complete detail.

*

Debt reduction plan to help you pay off all your debts soon than
paying only the minimums.

*

WHAT IS INTEREST AND HOW TO USE THE LOWEST INTEREST RATES TO YOUR
ADVANTAGE.

*

SUMMARIZING YOUR DEBTS IS VERY IMPORTANT - I'll show you real life
examples of how I summarize my debts correctly and create a formula to
pay them all off.

*

LEARN THE SECRET TO REPAYING DEBTS QUICKLY AND STILL SAVE ON
INTEREST CHARGES...And once that debt is paid off, you can use the
secret to pay off the rest of your debt.

*

WHETHER YOUR A STUDENT, A STAY-AT-HOME MOTHER, OR WORKING A
NINE-TO-FIVE JOB, I'll break down step by step how to become
debt-free.

*

AND MUCH MUCH MORE!

OKAY, SO HOW MUCH FOR THIS INCREDIBLE RESOURCE?

I've put a lot of thought into the pricing for this exclusive
information, and frankly I want you to get the most value out of this.
Normally, I'd teach you this only as part of a highly priced seminar
where I CHARGE AT LEAST $100 PER INDIVIDUAL. But instead of going
through all the trouble arranging and taking the time to plan a
seminar, I've settled on an easy to download eBook, as a perfect and
convenient way to deliver this information for you and me.

That's why the entire eBook package is only $67 $37! And don't
worry about downloading. Retrieving the whole package is a snap! It
works for both PC and Mac users.

Needless to say, this information is jam packed with the amazing
methods and techniques to get you out of bad credit and live a
debt-free lifestyle. The fact is, YOU'LL NEVER FIND THIS IN-DEPTH
INFORMATION ANYWHERE ELSE. But with that said, just to sweeten the pot
a bit, I'm going to also add a special bonus if you act immediately on
this offer!

SPECIAL LIMITED TIME BONUS

7 EFFECTIVE WAYS TO CONTROL YOUR DEBT!

THERE YOU HAVE IT - you couldn't ask for a better deal! And if all
of that wasn't enough, here's something else. Listen, if you don't
agree that this is the most insightful, eye-opening and practical
information you've ever received for getting out of debt, simply email
me and I'LL ISSUE YOU A 100% REFUND ON THE SPOT!

100% Iron Clad 60 Day
Money-Back Guarantee

If after 60 days, you review "TOTALLY DEBT-FREE LIFESTYLE" eBook,
and you feel this does not do all that we said it would do for you and
more, simply contact me and we will process your refund. It's that
simple. That's right, if you think this does not live up to your
expectations, you won't be out one red cent! SEND ME AN EMAIL AND I'LL
REFUND YOUR PURCHASE

FAIR ENOUGH?

Take action and grab the "TOTALLY DEBT-FREE LIFESTYLE" ebook plust
bonuses right now! Don't let this pass you by.

It doesn't matter whether it's 2:00 in the morning or 2:00 at night,
you can download the eBook package anytime and every time. ORDERING
THIS RESOURCE IS SAFE AND SECURE!

All the best,
RJL

P.S. - Start taking control of your bad credit and stop those
creditor from breathing down your neck. You'll be amazed how easily
and quickly it is to get rid of your bad credit with "TOTALLY
DEBT-FREE LIFESTYLE" eBook. After downloading and taking advantage of
this offer, you'll never fall into bad debt ever again! Hi, my name is
RJL and I'll show you my exact methods and techniques to have a
debt-free lifestyle...COMPLETELY AT MY RISK!

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