No. 1 Online Loan Modification Program - Ez Loan Mod 1-2-3

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EASY AS 1-2-3! COMPREHENSIVE STEP-BY-STEP ONLINE COURSE CAN SAVE YOU
$1,000'S.

I SHAVED $2,075 OFF MY MORTGAGE PER MONTH ON MY OWN WITHOUT A LOAN
MOD COMPANY!

\"STEP-BY-STEP ONLINE COURSE WITH PROFESSIONAL COACHING TO TEACH YOU
HOW YOU CAN BEAT THE SYSTEM AND POTENTIALLY SAVE THOUSANDS OF
DOLLARS!\"

**Enroll Now - Risk Free Purchase - 100% Money Back Guarantee**

Dear Homeowner,

You're not alone. You may be like me and millions of families across
America who bought their homes at the height of the market, only to
find the economy in shambles.

MY STORY:

January 2006 was the height of the real estate market in California.
We had just bought a home in Southern California, invested tens of
thousands of dollars of money to make home improvements.

The more money we put into the house, the quicker the market
crashed. To add insult to injury, my income took a serious hit thanks
to the economy, AND we had a baby on the way!

We found it increasingly difficult to keep up on our $600,000
mortgage, but we made it work.for awhile. Ultimately, though, it
became impossible and we fell behind on our mortgage.

Distraught, we turned to a loan modification company who promised
they could investigate our loan documents, identify lender violations
and force our lender to renegotiate our mortgage, while shaving tens
of thousands of dollars off our mortgage.

We researched the company and their claims. The laws on the book
seemed to back them up, but thousands of dollars later, they had done
nothing for us and we were further behind on our mortgage.

Rather than give up and become another victim, I did 100's of hours
of research into the laws and loan modification strategies.

After a lot of trial and error, we were ultimately successful and
were able to not only save our home, but cut our payment on a $600,000
loan nearly in half!

"WE WILL SAVE NEARLY $25,000 PER YEAR AND OVER 10 YEARS, WE COULD
SAVE NEARLY $250,000!"

We achieved these results WITHOUT a high-cost loan modification
company, and in fact WE DISCOVERED WHAT THE LOAN MOD INDUSTRY DOESN'T
WANT YOU TO KNOW.

Armed with knowledge, YOU CAN NEGOTIATE A BETTER MODIFICATION than
any company out there.

But, you need insider knowledge!

I did the research. I did the heavy lifting. And, through a
partnership with The Homeowner Defense Network (The HDN) I am able to
share this online "LOAN MOD D.I.Y. PROGRAM" so you too can save your
home and save thousands!

ROBBIE B., WESTLAND, MI

“I Have Gotten Invaluable Information From Your Course, In Fact It
Had More Usable Information In It Than A Course I Paid A Significant
Amount Of Money For.”

**Enroll Now - Risk Free Purchase - 100% Money Back Guarantee**

WHAT IS LOAN MOD DIY?

Loan Mod DIY is a comprehensive, yet easy to follow STEP-BY-STEP
ONLINE TRAINING PROGRAM that will instruct you on all the ins and outs
of the loan mod process for anyone that wants to modify their own
mortgage. The program consists of 7 INDIVIDUAL LESSONS AND
PROFESSIONAL COACHING to teach you how you can beat the system and
POTENTIALLY SAVE THOUSANDS!

BRETT R., SAN DIEGO, CA

"Loan Mod DIY Is Truly Loan Modification Made Easy!"

We give you all the tips and secrets neither lenders nor loan mod
companies want you to know. These SECRETS AND TIPS could make the
difference between you saving hundreds and thousands if not tens of
thousands of dollars.
The sad truth is lenders want the upper hand to determine your new
terms since they work for investors who want a high rate of return on
their investment (your loan). You’ll probably be getting one loan
through your lender, however investors purchase loans like yours on a
continual basis.

*Video Demonstration*

**Enroll Now - Risk Free Purchase - 100% Money Back Guarantee**

Please note that we do not recommend attempting a loan modification
on your own without first educating yourself on the proper steps and
strategies that lenders and the loan modification industry don’t
necessarily want you to know, as they may not have your best interest
in mind.

ONE SEEMINGLY MINOR MISTAKE COULD COST YOU THOUSANDS OF DOLLARS, or
even worse cost you your loan modification approval!!

This is NOT one of the commonly marketed stagnant soon to be out of
date e-book or compact disc do-it-yourself “kits”, but rather an
INTERACTIVE ONLINE LEARNING CURRICULUM that is current and updated on
a regular basis from the hands on experience of experts learning about
lender guidelines that can change each and every day.

Thanks to a reputable education company we partnered with, we are
able to bring this information to you on the SAME E-LEARNING SYSTEM
USED BY SOME OF AMERICA’S TOP COLLEGES AND TRADE SCHOOLS, which
provides forums for you to post questions, receive quick response from
experts and review other questions and answers from a community of
folks that are learning how to modify their own loans just like you.

Loan Mod D.I.Y. is RISK FREE and a 100% MONEY BACK GUARANTEED.

HOSEA CARLTON, WILMINGTON, NC SAID:

“Thank You For Your Course. I Have Completed The Loan Modification
Process And Received A Mortgage Reduction Effective January 2010. Your
Info In The Course Was Right On And The Forms Where A Big Help As
Well. Again Thanks A Lot.”

**Enroll Now - Risk Free Purchase - 100% Money Back Guarantee**

WHAT DO I GET?

After registering you'll receive an email within minutes providing
you with instructions on how to access more than a thousand dollars
worth of services. Both Windows (Internet Explorer 6 or higher or
Firefox) and Mac (latest version of Safari or Firefox) users can
conveniently access the program online 24 hours per day.

This is a 7-LESSON ONLINE COURSE A $1,295 VALUE that shows you
step-by-step how to BEAT THE BANKS and SAVE $1,000'S.

* 7-lesson online course
* Privileged INSIDE INFORMATION from industry insiders
* PROFESSIONAL COACHING from loan mod pros
* 24 HOUR ACCESSIBLE ONLINE MESSAGING FORUMS AND COMMUNITY to share
best practices and success stories with your peers
* A comprehensive ONLINE COURSE with assessment materials
* DISCUSSION (Q">**A $1,295 VALUE! Enroll Now - Risk Free Purchase
- 100% Money Back Guarantee**

I've compiled all my research and interviews with industry insiders
to provide a no-nonsense, practical online learning program comprised
of 7 lessons covering everything from the foreclosure process to
NEGOTIATION TECHNIQUES of the pros.

HERE'S WHAT YOU'LL LEARN

* Why HIRING A LOAN MODIFICATION COMPANY IS A BAD IDEA, and why you
will get a better deal if you modify your own loan!
* Why you don't even need to be a savvy negotiator to get a great
rate!
* Why DOCUMENTING YOUR INCOME IS A DO OR DIE SITUATION! ONE
seemingly minor mistake could not only cost you thousands of dollars,
but it could be the difference between getting your modification
approved or not approved!
* The INS AND OUTS OF LOAN MODIFICATION AND LOSS MITIGATION,
including negotiating tips.
* How to PREPARE A BUDGET ANALYSIS and make sure your
debt-to-Income ratio is acceptable for lender approval.
* How to IDENTIFY ADDITIONAL SOURCES OF INCOME that you may not
realize you had.
* How to WRITE A COMPELLING loan modification HARDSHIP LETTER.
* Whether or not you were a victim of predatory lending and what
legal rights you may have.
* ALTERNATIVES TO FORECLOSURE such as “deed in lieu of
foreclosure,” “short sale,” “lender litigation” and “short
refi".
* How to MANAGE AND REBUILD YOUR CREDIT even in the event of
foreclosure and why “non-profit credit counseling” is not
necessarily a good option.

WE'RE OFFERING THIS INCREDIBLE PROGRAM NOT AT $1,295, NOT $995, NOT
EVEN $395. A ONE-TIME FEE OFF JUST $97 YOU WILL GAIN ACCESS TO A
7-LESSON LOAN MOD DIY ONLINE LEARNING COURSE THAT WILL TEACH YOU
EVERYTHING YOU NEED TO KNOW TO OBTAIN A LOAN MODIFICATION ON YOUR OWN.

**Enroll Now - Risk Free Purchase - Just $97 - 100% Money Back
Guarantee**

BONUSES:

IF YOU ENROLL IN THE NEXT HOUR, YOU'LL ALSO RECEIVE THE FOLLOWING
BONUSES

BONUS #1: 6 MONTHS OF E-MAIL COACHING A $347.45 VALUE!

BONUS #2: CREDIT REPAIR EBOOK A $99 VALUE!

BONUS #3: LIVE MEMBERS-ONLY TELE-SEMINARS A $345 VALUE!

100% MONEY-BACK GUARANTEE | THAT'S $791.45 IN BONUSES!

You will be notified via email regarding our teleseminars at least
one day prior to each weekly call with the phone number and access
code.

How truly valuable is this program and what could it do for you?

Take Brandon Martin, for example. He is a first time home-buyer,
current on his news and headlines, pays attention to detail and did
his research. However, to test his common knowledge about loan
modification he took the first couple quizzes before reading our
online multi-lesson course.

Answering 7 out 10 questions correctly, Brandon did okay, however
there may have been key information to the loan modification process
that he didn't know which could potentially jeopardize his chances for
a loan modification. Below is Brandon's score before he took the
course.

Answering 7 out 10 questions correctly, Brandon did okay, however
there may have been key information to the loan modification process
that he didn't know which could potentially jeopardize his chances for
a loan modification. Below is Brandon's score before he took the
course.

Now check his test results after going through the Loan Mod D.I.Y.
curriculum! With a 100% score-a 43% improvement-he is ready to modify
his own loan!

BRANDON M., SAN JOSE, CA,

“After Taking The Course My Score Went From A 67% To A Perfect
100%! The Information Was Easy To Absorb And Quick To Learn And I Felt
More Educated In Even Five Minutes!"

CLASS SYLLABUS:

Lesson 1:

You will learn the the basics of loan modification including what
kinds of loan modifications are available, what the challenges are,
the factors contributing to the high rate of failure of loan
modifications and how to make sure your loan modification does
succeed. We will also cover the details of the Obama
Administration’s plan, “Making Home Affordable,” including who
can benefit and what the requirements are to qualify.

Lesson 2:

In Lesson 2, we do a thorough examination of the loan modification
process. We will help you assess whether or not you’re a good
candidate for a loan modification, whether or not you should pursue
your own loan modification or enlist the help of a professional. We
will also look at the potential outcomes that you can expect from your
lender, and what kinds of offers you should turn down. And, finally,
we will examine the causes of the current mortgage crisis, as well as
what the differences are between lenders, servicers and investors.

Lesson 3:

In this lecture you will be learn how to prepare your loan
modification application, including ordering loan documents from your
lender, determining if the lender violated any fair lending laws, what
to do if they did, whether or not you should obtain a “Forensic
Audit,” how to assemble all your documents, and how to avoid
potential pitfalls.

Lesson 4:

In this lesson, you learn how to prepare your finances. We will
cover doing a budget analysis, calculating your debt-to-income ratio,
determining what the investor guidelines are, and how to prepare your
finances in way that will ensure your income meets your bank’s
investor guidelines.

Lesson 5:

In this lesson, you'll get detailed instructions on how to prepare
your loan modification proposal. You will learn how to write a
compelling hardship letter, identify valid reasons for a hardship,
protections available for military service people, and how to
calculate a mortgage payment you can afford.

Lesson 6:

This lesson covers the negotiation process. You will learn what to
do with the first offer, and why you should almost never accept the
first offer. You will learn about your legal rights and what to do if
you’re denied. Finally, we will examine strategies to implement in
the event your application is denied.

Lesson 7:

We examine your final options if you’ve been denied and if you
want to keep your house or if you want to walk away. We will explore
the option of bankruptcy, hiring an attorney, special forbearance,
loans from family, short sale, deed-in-lieu of foreclosure, and
finally, the foreclosure process and state-by-state foreclosure laws.

YOUR ONLINE DASHBOARD:

SAMPLE QUIZ:

"VIRTUAL" CLASSROOM LECTURES:

MORE TESTIMONIALS:

JESSICA L. OF POWAY, CA:

"Your Team Is Extremely Knowledgeable About The Loan Modification
Process And Puts The Homeowner At An Advantage Over The Lender. I Can
Tell You Truly Care And Want To Save Peoples’ Homes. I Recommend
Your Service Without Hesitation.”

AMY B. OF SAN DIEGO, CA:

“I Did Do The Course, In Its Entirety, To Help Me Prepare For The
Process And It Was EXTREMELY Helpful. I Learned A Lot And Incorporated
Much Of The Tips Throughout The Lengthy Preparation Of The
“packet”, Basically Outlaying The Last Couple Years To Present.”

ERIN G. OF VENTURA, CA:

"I Can't Express My Gratitude Enough. This Course Helped Us Save Our
Home!"

Remember, you can access more than $1,295 worth of services for just
$97!

We must be crazy and you would be crazy not to take advantage of
this opportunity and promotional price, while it lasts.

Time is your enemy when facing foreclosure and if you wait too long
it may cause you to lose your home. Sign up today to gain immediate
access to Loan Mod D.I.Y.

Thank you,

**Enroll Now - Risk Free Purchase - 100% Money Back Guarantee**

P.S. As part of this promotion and signing up today we will give you
a coupon for 50% (worth over $370!) off our loan modification proposal
or forensic loan auditing services.

P.P.S. Our analysis software will determine if you qualify for a
modification in literally hours. Don't wait weeks or months to hear
back from the lender, take the mystery out of the application process.


P.P.P.S. Did we mention that by ordering TODAY you will be getting
$2,086.45 worth of services for the promotional price of just $97?
This promotional price will not last!

info@EZ-LoanMod123.com