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The chances are that either you, or someone you know is facing
foreclosure. The Corporate Firm USA is an all-inclusive firm that
specializes in helping people keep their home when they are facing
foreclosure.
FORECLOSURE...
AND LIVE IN YOUR HOME DURING THE PROCESS!
Now you can turn lender violations and foreclosure violations in
your favor!
Testimonials
_"I wanted to thank you for the quality of your manuals on
foreclosure avoidance and..."_
_ — Dr. Richard C (Park City, UT)_
_"I wanted to express my gratitude to your organization. I have
always been a slow learner..."_
_— Kimberly T. (Las Vegas, NV)_
_"We are very content with your program and ongoing support. We
finished the program..."_
_ — Rafael LINE-HEIGHT: 115%; FONT-FAMILY:
'Arial','sans-serif'">_“I have to admit I was a little skeptical at
first, but after seeing what you were able to do with my home after
only a few months, it is very reassuring. Thank you for everything
that you are doing for me and please pass on to your staff my
appreciation for all of the hard work.”_
— _T.B. (Salt Lake City, UT)_
_“I’m sure you hear this all the time but I couldnt stop singing
songs of praise to the staff at The Corporate Firm. I got an updated
copy of my mortgage status from my bank today and I was so happy I
started jumping up and down in the driveway. They decided to stop the
foreclosure process — and in less than two months — now that’s
what I call SERVICE. I can’t wait to see how much money I won’t
have to spend each month on my mortgage! Thanks a million!”_
— _A. (Henderson, NV)_
How Predatory Lending Works
THE NON-DISCLOSURE VIOLATION occurred when you signed your
mortgage. What is created when you sign a mortgage is a security
instrument. This instrument becomes a tradable commodity that
generates monies because of your signature, credit, and hypothecated
labor. (Interpretation of deed of trust) Monies generated from the
sale of this mortgage are to be put in a trust account, and the
borrower has 30 days to claim the excess funds to that account and or
the deed of trust to that property therefore If we do not claim those
funds it reverts back to the bank. The lender is also required to
provide a ledger, an annual accounting of all the debits and credits
that have gone through that account. The copyright laws state that
before you can use a person’s signature, or credit, you must be
notified.
The reality is the lender does not have the ledgers and therefore
have violated our rights without disclosing it to us. They are liable
from not performing to the contract that they created. By not being
able to produce the ledger to this account they are in violation. The
lender is given 21 days to respond to these allegations, and until
then we are acting within our rights and the lender cannot legally
demand a mortgage payment, charge fees and penalties or negatively
report to the credit bureaus. Until the lender renegotiates your
contract, which would result in a loan you can afford or the
allegations have been lifted, the lender has no rights in continuing
to harass you for payments. The effectiveness of this program gives
the borrower leverage in negotiating with the lender and was designed
to stop the lender from legally demanding a payment until the borrower
can get financial relief. The program clouds the title and makes it
unclear to the courts and the judicial system who owes who money!
Banks and mortgage companies receive numerous benefits based on
the signature we gave on the security instrument. They use our credit
in numerous ways to fill their own pockets, and when we need help we
are ignored.
The reason these laws have not been rescinded is we allowed it to
happen by acquiescing (being silent). We no longer need to be afraid
of the lender because they have breached their own contract and are
required by law to prove the allegations are not true. We are
obligated to intervene as consumers and use the program to ensure that
our rights are protected so we are not forced out of our homes. This
program is designed to either force the lender to modify your existing
loan or give you time, as the homeowner, to get financially back on
your feet. If your goal is to sell your home, then this program
allows you the time you need to sell, not allow the lender to
foreclosure. This program also avoids bankruptcy which is critical to
all homeowners’ credit.
Why is Your Information so Important?
* The banks that are foreclosing on almost all the mortgages do
not own them.
* In thousands of cases they never owned them other than in name
and long enough to make a quick profit.
* Not only do they not own them, but they sold the income from
those mortgages for more money than the loan amount you borrowed.
* Therefore the foreclosing banks have not lost any money.
* When they successfully foreclose and sell the property any money
they make is a bonus for the foreclosing banks that do not own the
mortgage and they have no obligation to pay the proceeds to the
investors who also do not have any legal title to them.
* Almost all mortgages sold between 2001 and 2008 contain dozens
of Federal and State violations.
* Each mortgage was bundled with others spread across the country,
mingled with other forms of debt, including credit cards and motor
vehicle loans and sold to investors on Wall Street as Asset Backed
Securities (ABS’s), AKA many other names including securitized debt.
* Securitized debt is fraudster speak for selling at a profit an
asset never really owned by ‘pretend banks’ (wholesalers of
mortgage funds) to investment banks on Wall Street who financed the
whole fraud through investors in ABS’s, who have no real security.
Simultaneously, the pretend banks sold the servicing rights of the
mortgages (also at a profit) to other pretend banks who were wholly
owned by big Wall Street Investment Banks. Example – First Magnus
(Pretend Bank) – sells servicing rights to Aurora Loan Services
(Wholly owned by Lehman Bros who found the investment capital to fund
the deals).
* Many of the ‘so called’ banks that ‘lent the money’ were
nothing more than originators for investment banks and broker dealers
on Wall Street. They had names like First Magnus, Express Capital
Lending and Deutsche Bank CLG (Correspondent Lending Group). Hundreds
of these ‘pretend banks’ are now bankrupt, out of business or some
of the well known larger ones have been taken over.
* The now bankrupted ‘pretend bank’ employees who offered the
mortgages through mortgage brokers or direct to borrowers from their
offices, were salesmen working on commission. Their job was to sell as
many mortgages as they could and to find ways around normal
underwriting standards. The banking and investment industry called
these high pressure mortgages ‘liar’s loans.’ Only now do we
know the identities of the liars – and it was not the borrowers.
* Most of the investment came from overseas and the bulk of it
from Chinese Investors who had mountains of US Dollars from its trade
in cheap goods worldwide and Wall Street provided them with an outlet
for this cash.
* Also Asset Backed Securities were sold to Pension Funds.
* If the foreclosure papers filed in the Court suggest that the
Plaintiff has lost the note and/or mortgage this is almost certainly a
lie. It is in itself enough grounds for you to stop the foreclosure
process in its tracks to buy enough time to formulate your longer term
plans.
* Even if this lie is not told a simple request to the Attorneys
representing the foreclosing banks (with a copy filed at your local
Clerk of Court’s office) asking them to provide proof of debt will
have the same effect of stopping the automatic foreclosure process
from rolling on to its inevitable conclusion.
* The damages that can be awarded to defendants who prove that the
papers served and recorded in the Court contain false information and
that the Plaintiff and/or their Attorney knew, or should have known
that it was false are substantial.
* The damages can include the refund of all money paid since the
inception of the mortgage and quiet title granted to you without
mortgage. (In Baltimore, Maryland, jury awarded 1.25 million to
borrower in suit against Wells Fargo).
* Few borrowers fully understand the documentation they are
submerged in at a closing. Even less people understand what documents
should have been produced, what their rights of rescission are or have
ever heard of the Truth in Lending Act (TILA) – a Federal Law that
applies to all mortgages nationwide.
* Even if your home or other property are not in foreclosure, or
in imminent danger of being in foreclosure you may have a case to
pursue major damages and have your mortgage cancelled because of Truth
in Lending and other violations of Federal and State laws.
* This program will teach you that the financial crisis was not
caused by sub-prime borrowers that we are constantly told should not
have borrowed money.
* It was actually caused by fraudulent sales of Asset Backed
Securities to investors by predatory Wall Street Banks to provide the
cash to lend and irresponsible predatory lending by banks who knew
that they were going to immediately profit by securitizing these
loans.
* It was all the more irresponsible because they knew, or should
have known, that when the adjustable rate mortgages they sold to
people on the hope of selling the homes at a profit in a falsely
rising market before the interest rates were increased under the terms
of their Adjustable Rate Mortgages (ARMs) the bubble would have burst
and property values would tumble.
* In order to maximize their profits the deceptive banks often
failed to disclose the existence of future rate hikes, the fact that
borrowers were put into negative equity loans, were only paying a
fraction of the face interest attached to the loan and that they had
falsified the income levels of the borrower when putting a new
mortgage into a pool.
* Even borrowers who did not have ARMs or whose rates were not set
to raise for many years in the future could not sell their properties
when the value dropped below the mortgage owed.
* Most firms of Attorneys either have not received the specialized
training to be able to assist clients to prevent their homes being
illegally repossessed. All Attorneys are not equally qualified or
experienced to deal with your case; any more than any doctor or any
other professional possesses all the knowledge and/or experience to
deal with every aspect of their profession. It is not enough to know
that an Attorney specializes in Real Estate or even Real Estate
Foreclosures. Clients need to satisfy themselves as to the level of
expertise and preparedness to expose the frauds on the Court, many of
which are being knowingly stated by other Attorneys.
* You will also need to explore various Attorneys’ fee structure
and ascertain if they will take on some work without up-front fees, or
be prepared to work on a contingency basis, where any damages they
recover would be shared between you and them.
With more than 20 ways to STOP the FORECLOSURE process you can
FREEZE your MORTGAGE to dispute lender violations in your home loan
documents and it’s all legal!
This allows you to maintain in your home, mortgage payment free
during the process for up to 4 years AFTER defaulting on your mortgage
payment.
It’s NOT YOUR fault! LENDERS created this mess; YOU can fight
back!
Our SYSTEM has a 100% SUCCESS RATE, We GUARANTEE it!
What do I need to provide?
• NO FINANCIALS ARE REQUIRED • NO PAY STUBS
• NO BANK STATEMENTS • NO TAX DOCUMENTS
• PERSONAL CREDIT IS NOT AN ISSUE • EMPLOYMENT IS NOT AN ISSUE
Our proprietary SYSTEM takes on a DIFFERENT APPROACH than MOST. We
FOCUS on the NON-DISCLOSURE issues that VIOLATE the REAL ESTATE
SETTLEMENT PROCEDURES ACT and TRUTH in LENDING LAWS (TILA) which are
typically NOT addressed.
IS THIS LEGAL?
Yes, very much so! The REAL ESTATE SETTLEMENT PROCEDURES ACT (RESPA)
and
TRUTH in LENDING ACT (TILA) were established by the Federal
Government more than
10 years ago to protect YOU!
WHO CAN WE HELP?
Our system works for both RESIDENTIAL and/or COMMERCIAL PROPERTIES.
• Applies to VIRTUALLY ANYONE!
• Can be used in EVER Y STATE IN THE U.S. (NATIONWIDE)
WHAT IS THE COST OF ALL THIS INFORMATION?
Keeping your house is priceless and we understand that. We also
understand that if you are here, you probably arent sitting around
with bags full of cash. If you were you wouldnt need this information.
The price of this 20 PAGE GUIDE to helping you keep your house is
only $9.95! Now, we cannot keep the price that low forever, but if you
order by midnight on , we can guarantee that price.
CLICK HERE to purchase our comprehensive guide that will help you
keep your home
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