The Debt Survival Kit
Debt is one of the biggest problems facing Amercians today. Total indebtedness is going up while incomes have gone down over the last few years.
The US Census Bureau reports that household himces declined by 3.3 percent between 2007 and 2008. At the same time The Bureau of Labor Statistics says that the Consumer Price index went up by 3.8% in 2008. With Americans paying higher prices overall and making less income overall, reliance on credit has increased.
Data released by the Federal Reserve in April 2008 showed that Americans total credit card debt reached $951.7 billion up 8.2 percent from the year before and the highest amount ever recorded!
The result of all this is that more and more people are unable to keep up with the basic living expenses such as food, shelter, transporation, clothing, etc. and make their credit card payments too.
If you're in this situation you need a solution. "The Debt Survival Kit" is that solution! For just $39.95 you will get everything you need to be able to successfully resolve your debt situation in one easy to use e-book!
[ORDER NOW!](HTTP://1.debtdiy.pay.clickbank.net)
The credit card companies are not going to help you. They are not going to be understanding about your layoff or your reduced yours or lack of overtime. They don't care! In fact, their response to you missing a payment is to raise your interest rates! The message from the banks is pretty clear, "Having trouble making your payments? Too bad! We just raised your interest rates so now your minimum payment is higher! Oh, and don't forget we are going to hit you with over $30 in late payment fees every time you're late!"
Debt settlement is a very effective way of dealing with this kind of situation. When you settle a debt, you negotiate with the creditor to accept some portion of the balance as payment in full. Settlement amounts are often 50% or less of the balance due. Depending on how much you owe, you could save thousands of dollars! That's thousands of dollars on the balance due PLUS all of the future interest you WON'T have to pay once the settlement is completed!
What the debt settlement companies don't want you to know is that you CAN settle your debt yourself. You can negotiate directly with your creditors. You do not have to pay debt settlement company fees.
Debt settlement companies charge 15% or more of your debt for their services. Whether their fees are based on your debt or the amount of money they save you on each settlement, those fees add up to thousands of dollars that you could save by using "The Debt Survival Kit" and settling your debts directly with your creditors. The more debt you have, the more money "The Debt Settlement Kit" can save you!
You will learn:
The most important, and most overlooked, key to successful debt settlement. This key is THE reason for most failures in debt settlement programs. It is so basic that most people do not give it the attention it deserves and when they don't, they fail! When you should and when you should not talk to creditors. How to make a settlement offer. How to conduct the negotiations. How to ensure that the account you settled will stay settled and will not come back to haunt you some time in the future.
This book contains over 175 pages of know-how accumulated over 10-years of experience as a debt settlement professional, who has help clients settle thousands of accounts.
It includes phone scripts to use when talking to creditors and sample letters to use during the various stages of the settlement process. No matter how much debt you have, no matter how big or small youraccounts are, "The Debt Survival Kit" gives you everything you need to succeed!
The Debt Survival Kit e-book is a "PDF" document so you will need either Adobe's [Acrobat Reader](http://get.adobe.com/reader/) or Foxit Software's [Foxit Reader](http://www.foxitsoftware.com/pdf/reader/) to read it.
Order yours for just $39.95 and get out of debt today! When you complete your payment you will be taken to our download page where you will be able to immediately download your copy of "The Debt Survival Kit"
[ORDER NOW!](HTTP://1.debtdiy.pay.clickbank.net)
Questions? Send an email to customersupport@thedebtsolution.com.
