improve credit score eBook 2009 - Home Page
*
GLADWYN RIGGS
IF I CAN DO IT. SO CAN YOU.
\"ARE YOU DESPERATE FOR INCREASING YOUR CREDIT SCORE, BUT DON'T KNOW
WHERE AND HOW TO START?\"
\"USE THESE LEGITIMATE EFFECTIVE TECHNIQUES SPECIALLY FOR YEAR 2009
AND GET YOUR DREAM CAR, HOUSE, CREDIT AND REFINANCE WITHOUT FEAR OF
PAST CREDIT RECORDS !\"
(ALMOST 90 POINTS INCREASE IN ONE MONTH)
This ebook is just 70 days old and we have got one client achieving
the above result. We want you to achieve even more than this. And it
is POSSIBLE. Once YOU achieve More than this I Promise to Change this
Figure with Your Increase and with this system it is very much
POSSIBLE!!
ALL THE INFORMATION TO REPAIR YOUR CREDIT
ALL BY YOURSELF STARTING NOW!
-------------------------
DEAR CLEAN CREDIT SEEKER,
FIRSTLY CONGRATULATIONS!
You have decided to DO Something about Your Current Credit Score and
Financial Situation and precisely why you are on internet searching
for resources, tools, POWER BOOSTERS..
WELCOME!
Here's My Story,
I was having a very low time in my life with STUDENT LOAN, AND FOUR
Credit Cards with some even over drafting. The job that I was working
for didn't pay much. I barely met ends.
I got entrapped into a vicious loop.
Charge Offs, late payments, delinquencies, were always present on my
Credit Report.
I stopped tracking my credit score since I knew it had to be bad.
Many car dealers, mortgage companies, refused to give me any loans.
What more, even the second teir Credit companies refused me.
But one fine day I decided to take charge of my Financial Situation.
Hurdle was, I didn't know where to start and how to proceed....
So I decided to search for some quick guide on improving credit
score.
I went online and found plethora of articles giving at the most
GENERAL and OUTDATED ADVICE.
I also took a look at some of the online ebooks. But adding to my
despair most were REDUNDANT. They were showing proof of negative
removal for Year 2006 when currently it was 2008 (when I searched).
I got tired of receiving advice using the same redundant language:-
* Pay your dues
* Increase your credit limit
* Pay your bills on time
* Dispute any incorrect entry on your credit report
* Get your free credit report from internet
WELL EVERYONE KNOWS THAT ....
BUT NO ONE TOLD ME HOW AND WHERE WAS I SUPPOSED TO START
COMMONLY USED LETTERS:
One thing was the DISPUTE LETTERS and there were some standard
formats. I tried using them but YOU KNOW most of the Credit Card
Companies or Collection Agents have developed a Standard Response to
these.
So, even though they had worked in the past, there was no guarantee
it could work NOW.
I needed something which could work NOW!!!
What More, I even tried some credit repair SOFTWARES that predicted
a probable score. Which in reality was not what I wanted. These
softwares drafted pre formatted letters. It was a total waste for me.
I needed something that works. Having already spent so much on Credit
repair, I was frustrated.
Then I called the Credit Rating Agencies, wrote letters of dispute,
waiting eagerly for response for 30 DAYS, only to find the same baddie
still existing on my Credit Report.
Much worse, I didn't know whom to contact. The Credit Rating
Agencies, the Collection Agent or the Credit Card Company. Believe me,
it was a NEVER ENDING LOOP.
Being frustrated I decided to outsource and hand it to so called
'experts'.
I landed up with some Credit repair company that took a huge amount
to give some short cuts. They said they would raise my credit within
short time with quick fire techniques. Much Worse thing happened, one
day I woke up with a VERY BAD Score than I had before.. My credit
report looked pathetic, I had lost time and more important thousands
of Dollars which I had taken on credit...
I decided something had to be done and since I was responsible for
my Credit Report, I would clean my credit report.
I started from scratch, visited some credit expert friends whom I
knew from childhood and did get some help from them. Then I started
testing those, blending with my Own developed techniques. I built
Strategies talking to People who had success in improving their credit
score on their own.
Best thing was I had nothing to Lose.
The same EXACT techniques helped me reach a score above 740 PLUS.
Though it took me some time but I have collected and formulated a
step by step hand holding guide so that you achieve success in a very
SHORT time.
Over the years of my struggle with credit rating, I learnt one thing
which is key to success 'TIMING' . Having the most updated information
at hand can make a Monumental difference in the Credit Score Increment
you can get...
YEAR 2009, DAWN OF HARD TIMES AND RADICAL CHANGES TO CREDIT SCORE
RATING CALCULATION
‘Balance Chasing’ It involves banks cutting credit lines, in one
reported case from 19,000$ to 300$. Banks have also increased the APR
from 11% to 18 % in some cases.
Banks are also unilaterally closing accounts to reduce open lines
and cut managerial expenses. By some estimates, 2 trillion dollars
worth of consumer credit will disappear by 2010.
New changes made in FICO score calculation logic. The new system,
called "FICO Risk Score, Classic 08," is supposed to present a more
realistic picture of the risk posed by sub prime borrowers and people
with short credit histories.
Credit Crunch. Many people following too few a Credit.
All These Changes Have Made It Mandatory That You Change Your Old
Ways Of Increasing Credit Score.
You Need A New Updated Strategy.
Here's Some Statistics About The Credit Score Distribution
(percentiles):
* 15% of the US population is below 600
* 35% of the US population is below 670
* 50% of the US population is below 710
* 75% of the US population is below 755
* 92% of the US population is below 790
YOU WOULD WANT TO STAY IN THE TOP 35% (720 PLUS) TO GET GOOD CREDIT
!
CHANGING TIMES NEED A CHANGE IN STRATEGY!
Its not just about increasing your credit score above the good score
mark but also maintaining your current healthy score. You don't need
to make some unknown mistake and get into a credit score trouble.
Do remember: THE ONLY LEGITIMATE CREDIT REPAIR STARTS WITH YOU
NEW EDITION TO TAKE CARE OF 2009 FICO CALCULATION AND BANKING NORMS
CHANGES
And in case you're wondering, this information was compiled May
2009. So it's still fresh and completely valid and takes into account
all the new changes made to FICO scoring and Aftermath of Sub prime
Crisis.
In this ebook, STEP UP YOUR CREDIT SCORE - 2009 EDITION FOR UNITED
STATES (practical step by step Hand Holding Approach) you will get
answers to how exactly you are to do a particular step along with
logical reasoning for improving your credit score. Complete details.
Nothing hidden.
Probably the ONLY EBook Online That is MOST UPDATED TO CREDIT
ENVIRONMENT
ONLY ONLINE EBOOK COVERING CHANGES OF 2009
YEAR 2009 EDITION
I BELIEVE IN THE SAYING EVERYTHING IS ABOUT DETAILS
AND SO THIS eBOOK IS ALL ABOUT THE MINUTE DETAILS THAT OTHERS
CARELESSLY NEGLECTED OR PURPOSELY LEFT ASIDE GIVING INCOMPLETE
INFORMATION.
INSIDE YOU WILL LEARN A WHOLE HOST OF THINGS YOU ALWAYS WANTED SO
DESPERATELY:-
THE STRATEGIES THAT HAVE GONE REDUNDANT POST 2009 DEBACLE OF SUB
PRIME AND THINGS YOU SHOULD AVOID DOING AT ALL COSTS STARTING NOW
ALL THE CURRENT CONTACT NUMBERS, FAXES AND URLS OF CREDIT RATING
AGENCIES (FOR CREDIT SCORE DOWNLOAD, DISPUTES, ETC......) SO THAT YOU
DON'T HAVE TO RUN AROUND SEARCHING FOR LEGITIMATE AND FREE DOWNLOADS.
HOW TO READ CREDIT RATING SCORE SHEET. EXAMPLE OF CREDIT REPORTS
FROM TRANSUNION CLEARLY DETAILED WITH SCREENSHOT. CREDIT REPORTS
READING WILL BE A 'CAKE WALK'.
ALL THE CONSUMER RIGHTS THAT WILL GIVE YOU CONFIDENCE TO HANDLE
YOUR CREDIT AND FINANCES ON YOUR OWN
CONTACTS, FAXES AND MAIL ADDRESSES OF ALL THE MAJOR CREDIT
COMPANIES IF YOU WANT TO DISPUTE OR INCREASE YOUR CREDIT LIMIT.
ONE REASON WHY CREDIT REPAIR COMPANIES WILL BE AFTER ME : - THE
BIGGEST SECRET THAT WILL BE YOURS WITH COMPLETE DETAILS. THIS SINGLE
INFORMATION WILL MAKE YOUR DAY!!. ABOVE ALL IT IS COMPLETELY
LEGITIMATE.
ONE CLASSIC NEW STRATEGY THAT WILL MAINTAIN YOUR CREDIT SCORE IN
HIGHER RANGE. EXPLAINED IN FULL DETAIL ALONG WITH BANKS LIST AND
CONTACT NUMBERS.
UNIQUE 5 PRONGED STRATEGY TO LEGITIMATELY RAISE YOUR CREDIT SCORE
AT RAPIDLY . NO MATTER WHAT YOUR CURRENT CREDIT STATUS IS. COMPLETE
HAND HOLDING APPROACH STYLE STARTING WITH READING YOUR CREDIT SCORE
REPORT..
PRIME REASON WHY YOU CAN NEGOTIATE YOUR DELINQUENCIES WITH YOUR
CREDIT CARD COMPANIES AND COLLECTION AGENCIES. USE IT TO YOUR
ADVANTAGE.
ALL THE DIFFERENT TYPES OF NEW LETTERS THAT HAVE WORKED WITH
MAJOR CREDIT COMPANIES. NOT JUST PAY FOR DELETION AND DISPUTES BUT A
LOT MORE. THESE HAVE WORKED IN 2009 SO THESE ARE NEW.
HOW TO ADDRESS MEDICAL BILLS COLLECTION. SINCE THE RULES ARE
SLIGHTLY DIFFERENT FOR MEDICAL BILLS. HIPAA PROCESS FOR DISPUTE.
DO THIS AND YOU WOULD NEVER EVER BE LATE ON YOUR UTILITY BILLS
JUST BECAUSE YOU WENT ON VACATION OR WERE ILL.
HOW TO HANDLE STUDENT LOAN LATE PAYMENTS.
COMPLETE PRACTICAL GUIDE WITH NO FLUFF
Step Up Credit Score eBook is a lean and clear cut - STRATEGY AT
WORK MANUAL.
There are no PAGE FILLING attempts since this is a Manual for Work
and strategy handbook.
You will find loads of useful information on each page very
carefully interwoven with expert advice at each stage.
Once you start working with it you will understand the underlying
principles of this ebook.
You would genuinely feel relaxed without any fear of BACKFIRE on
your credit score.
TESTIMONIAL
At last I found a genuine ebook. I liked the CD strategy. I have
utilized some of your 5 pronged strategies and they have yielded
results. I liked your SECRET as you put it. Didn't know there was
something like this existing for people like us. My score has
increased over the past one month and I am still to delete by
negotiating and paying. I didn't know negotiating was so much easy
with your new techniques.
Alex Davidsson, Minnesota
Step UP Your Credit Score - 2009 Edition
Only Costs $57.00 (Introductory Offer)
THE TIME AND MONEY YOU WOULD WASTE GOING AFTER CREDIT REPAIR
COMPANIES WHO PROMISE TO CLEAN YOUR CREDIT AND END UP HAVING THE SAME
DAMN CREDIT REPORT , WILL COST YOU AT LEAST 40-50 TIMES THAT MUCH.
WITH NO RESULTS
I have been in your place, in much worse situation, believe me.
So I know how restless, desperate and panicky I had got when
everyone was REJECTING my application for Loan and plainly refusing
after seeing my credit score.
For me, charge offs, threatening letters, calls, late payments,
delinquencies was just a way of usual life, until I decided to TAKE
CHARGE OF MY FINANCIAL WELL BEING.
Let me ask you a question... how many times have you ended up having
one of these NEGATIVES on your credit report?
Isn't that even more FRUSTRATING?
To spend hours together to figure out what you can do to raise your
credit score just to find that the option you adopted did not even
raise your credit but much worse, decreased it. And even if you got
loans you would end up paying extremely high APR than some one with a
better credit score. Thereby you would always remain in the vicious
need of money all the time.
SO Before you start thinking that $57 is too much to Spend on my
time tested advice, I want you to carefully consider the far greater
costs it takes to lose your much needed Loan sanction, postpone your
car purchase and even house purchase Just because you couldn't fix
your Credit Score.
You don't need to pay any credit repair agencies some ridiculous
amount of money to dispute everything on your credit report
indiscriminately, possibly making matters worse. You can repair and
rebuild your credit.
The system that I have designed is a Practical step by step Hand
holding approach to such details like ' USE THIS NUMBER FOR DISPUTE TO
CALL THE OFFICE OF EQUIFAX - DISPUTE DEPARTMENT BEFORE THE OFFICE
HOURS ...'
TESTIMONIAL
To tell you the truth, I was very skeptical your book would help
since I had tried quite a lot.
But when I read it and the resources you have gathered justifies
that you have worked on your own finding all these numbers and
immensely useful mail addresses. The one on Citi was what I used.
I pulled my report yesterday and found 2 deletions of negatives. My
score has increased by 50 points, I am looking forward to enhance it
further....
Linda Gabriel
CA,
STEP UP YOUR CREDIT SCORE - 2009 EDITION: CREDIT REPAIR SEEKER'S
GUIDE FOR REPAIRING THEIR OWN CREDIT ALL BY THEMSELVES.
Step Up Credit Score is a DO IT YOURSELF eBOOK for credit repair
that helps you clean your credit record. It has been researched
thoroughly and undergone review by key experts in this area. The
language used is unambiguous and you would not feel at any point in
time that there is a 'missing link'. The confusing legal terms have
been addressed in a simple to understand terminology. jargon have been
avoided as much as possible.
I WOULD LIKE TO TELL MY READERS THAT
I have taken due diligence and gone to greater depths of how to and
where to get a particular information so that YOUR TIME AND MONEY is
BEST Utilized. But even in my Ebook there are some parts which I have
not Covered.
Step UP Credit Score is:-
NOT A TEXT BOOK OR A KNOWLEDGE GUIDE. I WON'T BE GIVING YOU
ACADEMIC READING SATISFACTION. THIS IS HARD CORE PRACTICAL GOAL
ORIENTED EBOOK. YOU CAN USE IT AS A WORK MANUAL.
NOT DESIGNED FOR CLAIMING BANKRUPTCY 7, 11, 12 OR 13. I BELIEVE
YOU SHOULD FIRST IMPROVE YOUR CREDIT SITUATION NO MATTER WHAT...
NOT DESIGNED FOR FORECLOSURES. FORECLOSURES IS ANOTHER AREA OF
DISTRESS BUT HERE I AM FOCUSSING ON CREDIT SCORE ENHANCEMENT.
NOT FOR REDISTRIBUTION. YOUR COPY IS SACROSANCT AND YOU SHOULD
TREAT IT THIS WAY. PLEASE UTILIZE IT TO THE FULLEST SINCE IT IS FOR
YOU
OF COURSE YOUR PURCHASE COMES WITH
A FULL MONEY BACK GUARANTEE.
If it wasn't for the techniques that I had used and developed, I
wouldn't have been here writing about credit repair but would have
been seeking Counselling elsewhere for my own Credit last year.
So I'm 1,000% sure they work. And I want to give you the same
opportunity to experience the pleasure of enhanced Credit Score to
refinance, get loans and credit on a regular basis.
Get a copy of STEP UP YOUR CREDIT SCORE - 2009 EDITION. Read it. Put
my techniques to work.
IF YOU DON'T THINK IT'S GOING TO WORK FOR YOU, RETURN IT WITHIN 60
DAYS AND YOU'LL RECEIVE A FULL REFUND.
No hassles, no arguments. No threatening e-mails.
I'm a fair business person who simply wants you to be as amazed with
this technique as I am. If you're not, then it's your full right to
request and receive a refund.
That's my promise to you.
ARE YOU READY TO RAPIDLY IMPROVE YOUR CREDIT SCORE LEGITIMATELY??
Step UP Credit Score is a PDF document, so you will be able to
download and read it the same day you order.
When you receive it, first go through all the material to
acclimatise yourself with the important ideas discussed in this eBook.
Make a note of the strategies you would need to use for removal of
negatives from your report. Some are long term reputation building
strategies so these are applicable to one and all. Do use them.
You can begin putting ideas into work immediately. Its a very
straight forward process and very clearly explained in hand holding
approach.
Leave the typical old strategies, new times need new tactics!
Learn the Step UP Credit Score techniques and put them into action
and get loans, refinance, mortgages, insurance for the APR you
command!
Only Costs $57.00 (Introductory Offer)
Here's to your Increased Credit Score!
GLADWYN RIGGS
P.S.1: THIS HOT EBOOK WILL BE SOLD AT $97.00. THE INTRODUCTORY OFFER
OF $57.00 IS A 'BUY IT NOW BEFORE IT IS GONE' OFFER LIMITED TO FIRST
100 CUSTOMERS ONLY!!
P.S.2: IF YOU PASS ON THIS OFFER, THEN YOU WOULD NOT BE ABLE TO
SECURE THE MUCH NEEDED LOAN AT BEST POSSIBLE RATES. THE STRATEGIES
LISTED IN THIS EBOOK ARE TIME TESTED AND SURE FIRE TO GIVE BEST
RESULTS.
ACT NOW, BUY NOW.YOUR SATISFACTION IS GUARANTEED
FOR ANY QUESTIONS PLEASE DO CONTACT OUR SUPPORT TEAM.
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