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Monday, April 06, 2009

\\"IF YOU WANT TO BE WEALTHY, THINK OF SAVING AS WELL AS GETTING\\"

BENJAMIN FRANKLIN (1706-1790)

\\"THIS IS EXACTLY HOW YOU GO FROM

'DEBTS' TO 'NO DEBTS',

'NO SAVINGS' TO 'SAVING A FORTUNE'

TRIED EVERYTHING ELSE OR NOTHING AT ALL...
THE REALISTIC SOLUTION IS HERE FOR YOU...\"

IMPORTANT NOTE TO ALL

If you have always wanted to eliminate your Debts FOREVER, have more
Money at your disposal, to either invest or buy the best things that
you want for the best price, then this will be the most important TRUE
STORY you will ever read.

First, I want you to close your eyes and imagine the feeling;

That... your debts are eliminated

That... everything you buy is now at a discount

That... you are able to buy the things you need and want with money
that
you saved with ease

That... your bank account has thousands in it at your disposal

That... the stress to make thousands or millions to enjoy your life
and have
the things that you want is no more

That... you have conquered your financial problems and living and
enjoying
the life that you deserve

That... you have a simple and easy system to follow that will not
cost you
too much of your valuable time and money

Do You Want To Stop Imagining And Make These Feelings Reality?
You Should Spend Your Time On The Things That Count

\"OUR IMAGINATION IS THE ONLY LIMIT TO WHAT WE CAN HOPE TO HAVE IN
THE FUTURE\"

Charles F Kettering (1976-1958)

FOCUS

ACTION

PLAN

It Is Important To Focus On The Real Reason Why You Are In Debt Or
Have Not Saved Any Money, Plan To Get Out Of Debt And Save Money, Then
Take Action

Never lose sight of the bigger picture, what you want to achieve,
what you want the end result to be. Then you must plan to achieve that
end result, and take ACTION.

Nothing is too big or too small for you, especially if you never
lose sight, always action and don't waste your time with the things
that don't matter.

I understand how hard it can be, as I have been there before. I have
faith in you that you can do the same and I have made it alot easier
for you.

-------------------------

YOU NO LONGER NEED TO:

WASTE TIME OR MONEY...

Time is the most valuable thing a person can spend. It is limited to
all, you can make millions of dollars to last forever but your time
you cannot. I care for all people, and remind you that your time is
limited

RECEIVE WEEKLY E-MAIL TIPS ON SAVING MONEY OR GETTING OUT OF DEBT,
IF YOU DON'T WANT TO...

Saving money tips can be helpful. I offer this to people who need
the help for free. Once you have read 'Consumer Money Saver Pro'
however, you will no longer need tip, you will be the one giving tips
out.

RESTRICT YOURSELF TO ONE WEBSITE, ONE BRAND, ONE COMPANY, ONE
PERSON...

You can now learn the technique to finding the best quality solution
for the best price, where ever it may be.

WAIT FOR INFORMATION OR A SOLUTION...

Waiting litterally wastes time, and frustrates the individual. you
will no longer need to wait for information

STRESS OUT...

This only causes health and mental problems... You now have the real
solution, take it

-------------------------

From: Kingjoe Rahe

Wednesday, March 11, 2009

Dear Friend,

Over the next 5 minutes I will show you how I went from major credit
card, personal loan debt, and no savings, to eliminating my debts and
saving a small fortune. My credit card balances are in positive and I
will show you how you can achieve that too.

Even if you have small, large debts or no debts you will save money
and have lots of it at your disposal. Just check out one of my
positive balanced accounts and my credit cards are all paid off and in
the positive. You can do this too.

Before I Proceed Further, I Need To Tell You What This Product is
NOT...

NOT... A Debt consolidation eBook

NOT... Just another 'Tips Guide' on how you can save thousands by
converting your home to an energy efficient gadget and so on...

NOT... A get rich quick guide

NOT... A product that requires spending any more money, you can get
started right now, even if your completely broke

NOT... A money making internet scam, there is no magic formula for
erasing your debt or ching… Instant money.

You will find real solutions, designed for great people like
yourself, seeking a real answer to a problem. It will involve
planning, strategy, action, work, dedication, it will even be
exciting. Then it will become easy.
-------------------------

It’s now super easy for me to get things for cheap. Whether I need
something repaired, need new electronic devices, to hire a
professional, obtain a service, buy clothes, any materials, parts or
even home renovations.

I find it quite astonishing how people pay high prices for
everything, it’s almost highway robbery.

I was once employed as a ‘business manager’ for a sales and
service centre for major consumer brand manufacturer. My role was to
devise pricing structures for mark ups on retail items and labour
rates for services provided based on guidelines and profit forecasts.

What shocks me most about the mark-up system that businesses and
corporations use to value their products and services, is the amount
of money they make on top of what the initial costs are. In most cases
it is phenomenally huge.

HOW IT ALL STARTED

I was a slave to my bad habits, I loved to shop and spend money, I
would eat out at every chance that I had and not even think about the
money I was spending.

Swipe goes the credit card whenever I needed to buy clothes, new
shoes or eat out, hair cut, massage, gas and servicing for the car,
and any service that I wanted, massage, gym membership and the list
goes on. I wanted a new LCD TV, a new cell phone I would buy it.

I had to buy a present for someone I would buy it without thinking
about the price. I would even buy things that I would use or wear only
once and never again. I wanted to buy everything and anything that I
felt like. I was addicted to spending money that I didn’t have.

Swipe goes the credit card again and again. I maxed out my credit
card and applied to have the limit increased. It got to a stage where
I had to take out a personal loan to purchase a car and keep my bad
spending habits satisfied.

I had a job that I was earning only $45,000 per year but I still
would spend more money than I was earning. I had no idea where I was
spending my money. All my money would go to paying my credit card debt
and personal loan yet my debt levels were getting worse and worse.

It gets even better, being young and naïve, I thought the solution
to my debts and the fact that I hadn’t saved any money was to make
more money. I called meetings with my boss and asked for pay rises,
complaining that I wasn’t getting paid enough to survive.
It got to a stage where I was earning $65,000.00 per year yet I was
still in serious debt. It seemed like the older I got the more money I
earned the more expenses I had and money I would spend.

I WAS INTRODUCED TO REGULAR EXPENSES, IT WAS TOUGH

One day I decided that I wanted to move out from home. I did not
realise what I was getting myself into. I rented a place and was
introduced to the concept of Regular Expenses, Rent, Electricity,
Phone, Gas and Water Bills and this was on top of my bad spending
habits.

FROM $50,000.00 IN DEBT TO $55,000.00 SAVED IN LESS THAN 2 YEARS, BY
DOING NOTHING DIFFERENT THEN USING MY TECHNIQUES

It got to a stage where I was over $50,000.00 in debts, had saved
no money and had no idea how I was going to get myself out of it. So I
decided to search for solutions.

-------------------------

*

\"DISCOVER 89 QUICK AND EASY STRATEGIES FOR SAVING MONEY IN TODAY'S
ECONOMY!\"

IF YOU'RE TIRED OF FINDING MORE MONTH AT THE END OF THE MONEY, THEN
GET THIS FREE 9 DAY COURSE NOW!

_Here's what you'll discover today, inside..._

* What to avoid like the plague when money is tight
* Why your neighbours could be costing you thousands
* How to give like Santa at Christmas without spending a fortune!
* Where to find name brand clothing for pennies on the dollar!
* How to save hundreds of dollars per year by presenting this one
tiny piece of paper, and it's FREE!
* And Much More....

Simply Mark the "Money Savers" Option and Enter Your Name the reason
why people are in debt and save no money was because we live in a
modern society where;

IT IS TOO EXPENSIVE

To have the things that everyone else have

To obtain the services that you cannot do yourself

To pay for your regular living expenses; rent, electricity, water,
gas, phone, internet and
so on

To eat out and party

To own a home or a car

To have the best of everything or even to have anything

To have what I want

To buy gifts for birthdays and christmas

To have a dependant partner

To even have children... what is this world coming to.

And I know that people are cashing in on this.
That is what business is all about...Making Money

ALL I HAD TO DO WAS DEVELOP A SYSTEM AND TECHNQUES THAT COUNTER
MONEY MAKING

I CRACKED THE CODE

THE REASON FOR BEING IN DEBT

The Reason For Having No Money Saved
And Designed The Solution For It

ONE THAT CAN EITHER, GET YOU OUT OF DEBT AND/OR SAVING A FORTUNE AND
I HAVE TAYLORED IT FOR YOU

All Transactions Are Handled Via Secure ClickBank Servers
You Will Not Have To Wait
INSTANT DOWNLOAD!!

-------------------------

Still Not convinced.

If I was in your shoes I may not be either. Its tough when you are
looking for a solution and I was in your shoes not long ago.

I knew I was not going to make a quick fortune or become a
millionaire, to counter the expensive society, let’s be realistic
here it is not as easy as millionaire guru's try make it out to be. It
is hard work and because I was in debt, I could not afford to quit my
job anyway.

I had skills that I needed to use. I have an Economics and Law
Degree, experience in managing a company and I now had inside
information into just how much money most businesses make on the
things that I need and want.

So I devised cost minimisation and elimination techniques based on
the knowledge that I have. These techniques formed the concrete base
to reduce or eliminate my regular and irregular expenses, or what I
like to call my "NEEDS" and "WANTS"

The techniques are quite simple and easy to follow; it only took a
little action with slight motivation. My motivation was to get out of
debt and start saving money, the action part was easy.

When You Follow the Step By Step Techniques... Saving Money Is
Only The Beginning

I trailed the techniques and systems on numerous businesses and
companies including the company I worked for. By researching, making
dummy phone calls, sending letters, e-mails and visiting companies, I
was able to test whether the techniques actually worked, and to no
surprise they did.

I knew they would as I devised the techniques with full knowledge of
how different money making systems function. I cracked the code.

Over a short period of time my debts started to reduce. Bit by bit I
would see chunks of my debt disappearing.

THE COMMON MISTAKE THAT YOU CAN AVOID

Keeping in mind that most businesses are active to make profits for
the owners, part or every business is to convince you that you are
getting value for money.
This is a very common practice. i.e. offering you over 20%, 30%,
50% even 75% off discounts, redemptions, newsletters and free stuff.
Something like I have done here. Some businesses have no choice but to
do this to attract customers.

To the trained eye and the trained mind you will learn to pick which
is genuine and which is not. You will learn how to make your own
50%-90% off the price.
This should be a sign to you that businesses can afford to give you
discounts for a reason.

It must mean that when they don’t have the discounts someone is
making a lot of money from your transactions.
The common mistake that most make is they think they are getting a
good deal when in fact they are not. I know this one guy that
purchased a brand new office desk for one dollar, that’s right $1.

Not because it was old or nobody wanted this desk, it was quite
attractive and modern, it was worth much more than that, he just knew
how to get it for that price. That’s a good deal.

If you’re looking for something let’s say for arguments sake a
new lounge for their home (almost everyone or thieir partner will make
this purchase at least once in their life).

You enter a place that advertises 50% off lounge sale because you
saw an advertisement or a friend told you about the place. You think
your getting a good deal…

Right?

Wrong… Don’t think you’re getting a good deal just because a
discount is advertised, or something is given away for free.

This is a common mistake that many people make. Trust and faith in
advertising, the salesman on commission that will tell you anything to
make the sale, the friend that thinks they know everything, the friend
that got a good deal and want to boast about it or make you jealous…
Be wise, not because I’m telling you to, because you are.

Simple Calculations For Your Savings

Do you know how much money you can really save to either pay off
your debts or add to your savings pile per month or even year just by
performing simple techniques before you pay?

I’ll give you some examples…

If you save just $100.00 per week by using my techniques on the
things you need regularly, like groceries and maintenance, regular
bills, gym, phone electricity and so on

$100.00 x 52 weeks in the year = $5200.00 just by doing something
simple before you pay.

IT DOESN'T STOP THERE...

Who can forget the larger transactions that you don’t expect, that
somehow manage to pop up at least once a month when you least
expected, and they can cost hundreds if not thousands $$$$.

* Car Broken Down
* Something around your home needs repair
* Need a new home to buy or rent
* Need a new cell phone or plan
* Bills
* Fines
* Things for your Children
* Clothes and shoes
* Illness
* The List goes on and on

If you can save $1000.00 per month on these unexpected transactions
which is very simple and common in many situations.

$1000.00 x 12 months in the year = $12,000.00

Maybe they happen only once to you in a year. That is still a saving
of $1000.00 plus all the other savings that you will make. It all adds
up in the long run and this is what they key is.

We all have at least one large transaction per year. One that costs
over $2000.00. It could even be over $10,000.00 or even $50,000.00 for
some. i.e. a car purchase or a new mobile, expensive jewellery, things
for the home, new LCD TV or entertainment equipment, gifts, even a
house… and so on.

Such purchases can have its strains on your wallet, credit or back
account and it hurts to see the money go just like that.

The money you hand over can be reduced significantly, without a
reduction in quality, by following simple steps and a little of your
time. You can have 50%, 60% even up to 90% off most of the things you
spend your money on and at the time you want it.

You can save thousands on top of the thousands that you are saving
already.

You can go on a holiday, take the family on a trip with just the
money you saved, pay off chunks off your debt, or even save for a
rainy day. It’s simple.

What keeps poor people poor is lack of Action. Make the moves, its
never too late.

YOU CAN DO THIS, I AM LIVING PROOF

YOU CAN EVEN APPLY THESE TECHNIQUES FOR YOUR BUSINESS, SAVING IT A
FORTUNE

As an operations manager I decided to employ the techniques in the
business I managed, to save the company money and make me look good.

Almost instantly I saved the company a small fortune in stock
purchases and other services that we use. As a reward I received a
small pay rise.

The more and more I applied my techniques to my "Needs" and "Wants"
my debt started decreasing rapidly. Within 12 months from my pay rise
I was already in the positive.

I kept practicing my techniques on businesses I dealt with on a
regular basis until it was second nature to me. The techniques were
smart and very few people detected them. They were brilliant as I was
not even perceived as being tight by the businesses and corporations I
dealt with regularly.

WITH MY DEBTS PAID OFF, MY SAVINGS WENT INTO ACCELERATION MODE, YOU
CAN DO THIS TO, BY USING THE SAME TECHNIQUES THAT I DID

Even with my regular expenses and entertainment costs, within 12
months of eliminating my debt I had saved a massive small fortune, an
amount that a lot of people will never have. I purchased a brand new
car and started investing the money I was saving. You can do this to.

My family started noticing the changes, I had a new car, I was happy
and stopped talking about debts and how expensive everything is.

My brother was the first to ask me whether I had won the lottery. I
found it funny but told him about what I had achieved. Unlike me he
had problems saving money as opposed to having debt and asked me if I
could show him how I was doing it.

I drafted a copy for of the techniques for my brother and decided to
give a copy to my sisters also. They were amazed, my brother in law
thought it was brilliant that I was sharing my techniques as 1 month
before that I had saved his business over $10,000.00 in just one
transaction with very little time spent, just by giving him advice and
recommendations based on my techniques.

To date my brother has expanded his business only with the money he
saved in his transactions. One of my sisters has saved my father’s
business hundreds of dollars in stock purchases and has started saving
money herself.

To date I am still saving and investing, watching them grow quicker
and quicker. I am now able to go on holidays at least three times a
year. I would apply my techniques when I purchase my plane ticket and
accommodation, saving myself hundreds.

I can now truly afford the things that I want, knowing that I am not
going to be overcharged for them or furthering myself into debt.

MY FREE PIECE OF INFORMATION TO YOU TO INCREASE YOUR CONFIDENCE

As an incentive I will provide you with My free little bit of
information to increase your confidence in this eBook. You may know
this already or you may not and it is provided for benefit of those
who do not.

In the string of supply more than one company or business makes
money on a good that is provided to the consumer. Before you buy
something everyone wants to make money on you.

First in the chain is the Manufacturer, second is the Government
(Taxes), third is the Distributor, fourth is the Wholesaler and last
is the Retailer.

Each of those in the chain adds a little extra cost to your product.
In some instances there may not be a wholesaler or a distributor but
in most cases there is.

Find a way to purchase direct from the manufacturer and you will cut
out the mark up on products that wholesalers, distributors and
retailers place on the good.

Depending on the manufacturer you may have to place a minimum order.
For example, I purchase my toilet paper from the manufacturer.

Even though I have to buy in bulk, it is something I will use and
purchase all the time and by doing this I get it for cheap.

In the long run I am saving by cutting out the mark-ups that are put
on by distributors and retailers. You can do the same too, and for a
lot of other products beside toilet papers.

THE POWER IS IN YOUR HANDS... WHEN YOU FOLLOW THESE TECHNIQUES,
PROGRESSION IS MUCH EASIER... NO MORE SEEKING TIPS OR TRICKS... YOU
WILL BE THE ONE GIVING THEM

This Money Making System is only one of hundreds that exist. If used
in the right way, my techniques helps you counter most, if all of them
allowing you to take back a little of the profits that businesses
make.

I’LL GIVE YOU A VERY SIMPLIFIED EXAMPLE RELATING TO THE MARK-UP
CHAIN AND HOW YOU CAN SAVE MONEY

Different products may vary slightly; the example I will provide
relates to the situation when your car tyres wear out and you need to
purchase a new set.

Most likely the tyres are made overseas and are imported into your
country. The manufacture places a mark up on the tyres; they obviously
are making them to profit.

Once it is imported into your country most if not all governments
will place some sort of tax on the Tyre. The distributor importing the
tyres (this could be a well known tyre company or even well know brand
that have had the tyres made overseas and branded with their details)
will then place a mark up on the Tyres to make a profit for their
business venture and to cover import tax costs.

After this point this is where my technique is used in this
circumstance. Back to the example, they will then be sold to
wholesalers or to retail outlets such as a mechanic workshop or tyre
outlets who will then make their money by selling the tyre for the
Recommended RetailPrice or a little less, then charge you labour costs
to fit them.

In this example, there are three stages where a mark-up is placed on
the product you purchase. My technique teaches you how to reduce the
three stages to only one. Hence, keeping money in your pocket that is
better spent on paying off debt or saving.

In most cases the true cost price for the product, i.e the price
when it lands in your country plus tax, is a lot less than 50% of the
retail price.
All the mark-ups and additional cost result from businesses wanting
to make money on the product and the cost of getting the product out
there to the consumer (overheads: advertising, staff, rent, and other
miscellaneous expenses).

l will provide you with the following valuable information that will
teach you how to save a fortune as a consumer. There will be tips and
there will be information that will save you a fortune, however this
is not a scam.

I will not provide you with glamorous information that this eBook is
the one stop solution to everything in this world as a consumer.
Don’t expect this eBook to spoon feed you and the next day you are
automatically out of debt and a money saving machine.

You must be active and action either practice the techniques when
you are out there as a consumer, or don’t buy this eBook.
Information is useless unless you use it to your advantage by taking
action.

There are no scams that will save money on things you buy or illegal
loopholes in the system that you can exploit.
When you study my techniques you will find that I am building a
solid deep concrete foundation for you a consumer to to pay off your
debts and save a fortune over your life time.

By Activating The Skills That You Have As A Consumer And Providing
You With Active Techniques That Actually Work, You Will Learn To Pay
Off Your Debts And You Will Learn To Save Money

If you are serious about paying off your debts or saving money, I
will guarantee that after you read this eBook and take the necessary
action

YOU WILL:

Be thinking differently,

Be shocked

Be surprised

Pay off your debts and save money

Be motivated

Change your life as a consumer for the better

Start saving money and protecting every dollar you have

NOT be perceived as a tight person but an intelligent one.

WHAT YOU WILL FIND IN THIS PRODUCT

How to Start Budgeting and Saving Money

The motivation to start protecting your money in your dealings with
businesses

How to temporarily eliminate the things in life you spend your
money on that you don’t need, which will assist in paying off debts
faster and saving money

A very basic lesson in the fundamentals of Economics

The importance of Knowledge and how lack of it can cause you as a
consumer to be over charged for goods and services

How to obtain the best customer service from almost any company
or business without spending a cent

How to save money in your dealings with businesses

Two very powerful and proven effective techniques (RAAPAD and
Options) that will save you a fortune over your lifetime

A comprehensive step by step guide on how to get anything
repaired for as cheap as possible without compromising the quality of
the repair (this will alone will save you a fortune over a life time
and a lot more money than what this book is worth)

How to obtain free quotes and pricing over the phone for almost
any good or service without a consultation

How to decide whether something is worth repairing or whether it
should be replaced

How to obtain documents, parts and materials on your own

How to get a desired outcome from a large company by only
spending 10 minutes writing a letter

Real life detailed scenarios that will detail how you can save a
fortune in real consumer scenarios

How to buy electronic goods for near or below cost price

Recommendations to business owner

HOW MUCH IS THIS WORTH TO YOU?

The Big Questions: How do you price information that is priceless?
Information that can save some people hundreds, some people, thousands
and if you’re dealing in millions some people hundreds of thousands
over their lifetime I have spent years perfecting the techniques. Some
sleepless nights doing research, making sure that the information I
deliver is quality. Testing, making phones calls, meeting with
professionals and researching different industries.

You can spend years wondering whether you have truely perfected the
art of protecting your money, for many the hard earned money that you
have slaved for.

You can go out and pay an expert hundreds to consolidate your debts
and draft you a financial plan, but have they truly solved your
problem. Have they thought to work out why you are in debt first
before they plan for you? This is your opportunity to solve your
problems; the hard work has already been done for you. It is time for
you to take some real action, with a real solution.

If you use my techniques only once and it saves you $1000.00, then
consider this a perfect investment. If it saves you personally $500.00
in one transaction then consider it a perfect investment. Even if it
saves you $100.00 you will be better off. Imagine this multiplied over
thousands of transactions over your lifetime. Imagine the amount of
money you would have saved.

If you’re buying a home and your skills are developed and you save
$50,000.00 or even $100,000.00, or even a buying a car and save
$1000.00, $2000.00 or much much more you are better off.

Any electronic goods you buy, you will save. Something that teaches
you how to pay off your debts and save money, that provides you with
motivation and guidance and skills on top of the techniques, this is
valuable.

If you pay off your debts and save thousands like I did, in
hindsight what would you have paid for information and lessons that
helped you? Information that pieces the puzzle together for you. What
is it worth to you?

I am talking about saving money and paying off debt. It would be
wrong of me not to give you this information at a discount. Is worth
$1999, $999. $549 $299, $199, Not even $150.00! I am offering you this
perfect investment for...

A ONE TIME LOW COST FOR ONLY

$45

THAT'S RIGHT

And As An Added Bonus You Will Receive FREE

Budgeting Software

5 Personal & Family Budgeting Templates

9 Day Money Saving eCourse

There will be a high demand for this product, and this ridiculously
cheap price will not last for long. Don't be left behind, get a head
start and get ahead.

Join The NEW CONSUMER REVOLUTION, And Live The Life That You Have
Always Dreamed Of
Debt Free And Cashed Up

Yes... At Consumer Money Saver Pro We Take Pride In Our Products
And It Is Backed By Our
100% 60 Day Money Back Guarantee

It Is Time To Make The Decision... You Either Want To Get Out of
Debt and/or Save Money Or You Don't

What you have in tough times is a choice to change. You can continue
the way you are and choose not to do anything about it, pay higher
prices, increase your debts, don't save money and receive poor
customer service, or you can make a stand and make a difference.
You no longer need to think about how much money you spent on this
and how much you spent on that or even how much money you have because
you will do what is necessary to have more or to be treated better.

YES! I WANT ACCESS TO CONSUMER MONEY SAVER PRO AND FINALLY RELIEVE
MYSELF FROM DEBT AND/OR SAVE A FORTUNE

* I want the secret system to budgeting

* I want the two easy to follow power packed techniques that you
have developed, that will save me a fortune in my dealings with
business

* I want my bugeting templates and software for free

* I want my money saving tips eCourse for free

* I want my 30 day customer satisfaction and money back guarantee

* I want to control the amount of money I hand over in transactions

* I want to be able to contact whenever I need support

* I want to join the New Consumer Revolution and not be left behind
anymore

* I want this to come from someone that cares and understands the
position that I'm in

ALL TRANSACTIONS ARE HANDLED VIA SECURE CLICKBANK SERVERS

Here's To Your New Found Success!!

Kingjoe Rahe

DISCLAIMER

Although every effort has been made to accurately display
information

The author and publisher of this Course, Ebook, Article or Program
and the accompanying materials have used their best efforts in
preparing this Course, Ebook, Article or Program. The author and
publisher make no representation or warranties with respect to the
accuracy, applicability, fitness, or completeness of the contents of
this Course, Ebook, Article or Program. The information contained in
this Course, Ebook, Article or Program is strictly for educational
purposes. Therefore, if you wish to apply ideas contained in this
Course, Ebook, Article or Program, you are taking full responsibility
for your actions.

EVERY EFFORT HAS BEEN MADE TO ACCURATELY REPRESENT THIS PRODUCT AND
IT'S POTENTIAL. HOWEVER, THERE IS NO GUARANTEE THAT YOU WILL SAVE ANY
MONEY OR GET OUT OF DEBT USING THE TECHNIQUES AND IDEAS IN THESE
MATERIALS. EXAMPLES IN THESE MATERIALS ARE NOT TO BE INTERPRETED AS A
PROMISE OR GUARANTEE OF SAVINGS OR DEBT REDUCTION OR ELIMINATION.
SAVING POTENTIAL AND DEBT REDUCTION OR ELIMINATION IS ENTIRELY
DEPENDENT ON THE PERSON USING OUR PRODUCT, IDEAS AND TECHNIQUES. WE DO
NOT PURPORT THIS AS A "GET OUT OF DEBT QUICK SCHEME."

YOUR LEVEL OF SUCCESS IN ATTAINING THE RESULTS CLAIMED IN OUR
MATERIALS OR ON OUR WEBSITE DEPENDS ON THE TIME YOU ARE PREPARED TO
DEVOTE TO THE PROGRAM, IDEAS AND TECHNIQUES MENTIONED, YOUR FINANCES,
KNOWLEDGE AND VARIOUS SKILLS. SINCE THESE FACTORS DIFFER ACCORDING TO
INDIVIDUALS, WE CANNOT GUARANTEE YOUR SUCCESS. NOR ARE WE RESPONSIBLE
FOR ANY OF YOUR ACTIONS.

MATERIALS IN OUR PRODUCT AND OUR WEBSITE MAY CONTAIN INFORMATION
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