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Get the Emergency Foreclosure Relief Kit Now!
Save Your Home Today
Industry experts agree the EFR Kit is the absolute best way to modify your loan Created by our team of industry insiders including: Experienced attorneys Mortgage experts Lending executives Step-by-step easy-to-follow instructions will get you started right now to modify your mortgage
The EFR Kit has helped thousands of homeowners just like you successfully negotiate Take control with the EFR Kit and save your home Time is your enemy. Act today – Don’t wait any longer. [Download all the information you need](http://2.click7144.pay.clickbank.net)
[](http://2.click7144.pay.clickbank.net)
Instantly Delivered
From Our Experts
to your Desktop for $59.97
You Will Learn:
Why lenders must work with you Who to call What to say – What not to say What forms to use (every type of form included) How to negotiate the best deal for yourself
With This Program You Can
Save Your Home Even If:
You Have Missed Mortgage Payments and Owe Money You Received Any Type Of Notice From Your Lender Your Home Has Lost It’s Value You Had No Success By Yourself Or Using A Company
[](http://2.click7144.pay.clickbank.net)
Change the terms on your loan Why pay a company or attorney $1500 - $5000? Get the same plan companies and lawyers use And do it yourself with a simple proven method All for less than 95% of their outrageous prices
[]What You Get
In the Emergency Foreclosure Relief Kit
Terms You Need to Know before you contact your bank to negotiate the loan Different Modification Programs: Find out which program is right for you What To Do First: How to get the process started How To Prepare Your Materials, and how to fill out the necessary forms How To write a hardship Letter: Which format to use Who To Call, and how to find the right person at the bank to negotiate with How To Make The Best Case, and how to explain your situation to your bank How To Overcome Obstacles with your lender and more How To Negotiate the best rate and reduce your monthly payment All of the necessary forms Alternatives If You Hit the Wall: How to find alternative solutions to your situation
[](http://2.click7144.pay.clickbank.net)
Don’t pay lawyers $1,500 to $5,000 to fix your mortgage.
[Do It Yourself Now](http://2.click7144.pay.clickbank.net)[](http://2.click7144.pay.clickbank.net)
[]Listen to what our customers say about the kit!
"For the first time in a long time, I don’t feel like I am going nuts. I thought my family was going to be put on the street. We did not know what to do when the bank said they were going to foreclose the house. Some people called and wanted to charge us $3,000 to help us. I didn’t have the money. I found the Relief Kit. It made sense to me. I followed the information and now my bank is working with me. I know my family is going to be ok. Thank you."
M. Rodriguez... Chicago, IL
"Our family was 7 payments behind and we had just about given up on figuring out how to stay in our house. By a lucky miracle, I found your site and got the Emergency Kit. I was able to contact the right people at my mortgage department and get my loan changed to less interest. Then, they put the payments back into the loan so I could pay it over many years. This really worked for me."
T.C. Hewlitt... Denver, CO
"I was about $18,000 back in payments and I was just about to hire a company when I got your information. Boy, was that smart. I finally understand what people are talking about. The people at the company didn’t even know some of the stuff you taught to me. I am going to give this a try by myself. No matter what, now I know what to ask and what to do. Thanks for the good help."
C. Washington... Baltimore, DE
"My husband died and we were really having a hard time. Then my job cut me back because of this economy. My sister showed me your website and I took a chance and got your information. I did take some time for me to get it done but it worked, big time. The company lowered my mortgage from 9.5 adjusted to 5.85 fixed mortgage. Now me and the kids will be able to keep our home. I can’t tell you how much that means to us.”
K. Rafiki... Beaumont, TX
"We have been in this home for over 20 years. And yes we did some things that weren’t so smart. We kept taking money out to fix up the house and buy some things. I broke my leg and lost my job. It took me 7 months to find a new one. We were pretty far behind and I was pretty depressed but my wife bought your program and I finally read it. I can’t believe it, but I called the lender and they cut my interest and gave me 7 years to pay back the additional that I owe them."
We have a second chance thanks to you.”
B. Clound... Orlando, FL
Order Now and
Get your Kit in less than 5 Minutes
[Click Here!](http://2.click7144.pay.clickbank.net)
[
](http://2.click7144.pay.clickbank.net)
[]Frequently Asked Questions
I hear terms like Loan Modification, Loss Mitigation, and Loan Work Out.
What does it mean?
What it means for you is – For years the government has been encouraging and even demanding that lenders offer opportunities for homeowners to change the terms and conditions of their loans so they can afford payments. Now that home prices are falling and banks are failing, lenders have much less reason to foreclose and more reason to work with you.
What will the lender do for me?
Depending on your individual situation, the lender may reduce your interest rate. They may reduce your monthly payments. They may take the amount you owe and put it back into the loan. They may change your adjustable loan to a fixed loan. They may increase the term of your loan and in some cases they may even reduce your principal balance. But one thing is for sure, your lender will not do anything unless you make the first move and get the process started.
Is this like a refinance, do I need a broker or an appraisal?
No, this is not a new loan. It is very unlikely you will qualify for a new loan, if you are in a situation that brought you to our site. This process is renegotiating your existing agreement with your current lender. You don’t not need to employ a broker. You do not need an appraisal.
Is this the same as credit card debt consolidation?
No, it is completely different ? Credit card debt is unsecured. There is no mortgage or trust deed behind it. It is a different process with very different outcomes. In most cases, your home is not at risk with credit card debt.
Will the Lenders really work with me?
Yes they will, almost every class of lender is being told by their owners and managers to negotiate with borrowers. It is worth repeating, now that home prices are falling and banks are failing, lenders have much less reason to foreclose and more reason to work with you Any lender that fails to engage in Loss Mitigation when they write a loan under US Department of Housing and Urban Development (HUD) guidelines is subject to severe government penalties.
Can I make this work?
Yes you can. You need the information in the Emergency Relief Kit, the desire to help yourself, and the willingness to take advantage of programs that the lender has available for you.
When should I get started?
Right now… If you are behind on your payments… If you anticipate you will you may fall behind or you think your payments are too high for you to handle…Get the kit, read the material and contact your lender.. Get in front of this situation… Don’t let it get in front of you!
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