Robert M. Smith, CFP(R), Reveals
The Financial Facelift
"If Being Thousands of Dollars In Debt,
Having A Marriage Hang By a Thread,
Teetering on The Brink of Foreclosure or Bankruptcy,
Fearing Another Collection Call,
Suffering Unrelenting and Overwhelming Stress,
or Sleepless Nights,
Are Concerns You Can Relate To..."
Then read on. A complete transformation is within your grasp.
You're about to hold the key to the truth,
the whole truth, and nothing but the truth
about getting out of debt once and for all.
This key is your passport to an amazing journey
where you'll leave behind a debt-ridden lifestyle and
discover living filled with abundance and prosperity.
Take this key and unlock the secrets to financial freedom!
THE DEBT CLOCK IS TICKING...
TIME IS NOT ON YOUR SIDE
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Dear Friend,
If you owe $20,000 in high-interest debt today and do nothing, you'll owe $14 more tomorrow-$96 in a week-$411 next month-and $5,000 more in a year. Tick Tock. Tick Tock. The only way to stop the debt clock is to pay off your debts forever.
But where do you turn for help? Many who promise "debt relief" want to cash in on your financial problems. Better Business Bureau complaints against some of them are on the rise. Hundreds of get-out-of-debt schemes are under investigation by the Federal Trade Commission and the Attorneys General of several states.
If you're tired of working just to pay your bills, and have nothing to show for your hard work at the end of the month...if you're reluctant to answer the phone because another creditor or bill collector is after you...if you are embarrassed by your financial situation, then...
I have good news-no, make that great news for you! You are not alone. You can stop the debt clock, and you can start living your life without bill collectors, money worries, and financial embarrassment.
And better yet, you can start building a healthy financial future RIGHT NOW without getting ripped off or overcharged by the companies who have turned financial problems like yours into big business.
BELIEVE ME, THERE IS HELP. THERE IS HOPE.
My name is Robert M. Smith. I'm a CERTIFIED FINANCIAL PLANNER™ professional (CFP) and author of The Financial Facelift, an extraordinary personal money-management book I've developed for people just like you-people struggling to get out of debt; people who crave financial freedom; people who are sick and tired of just shuffling their debt around.
Before I tell you more about The Financial Facelift , you should know where I'm coming from. I've been helping people with their money for over two decades, and I've learned that personal finance is more about behavior than it is about math.
[](file:///store/1594177/page/1269027) [CLICK HERE To download The Financial Facelift](http://1.debtman.pay.clickbank.net/)
How do I know? Well, quite a few years ago, my wife and I were in the same boat as many of you. As I was helping others through my consulting work with credit unions, I was getting deeper into debt myself. We were in debt because of credit cards, our home mortgage, and a struggling family business venture.
We fell into the debt trap for a while, taking comfort in the fact that we were using debt just like your average American. Then I realized there had to be a better way to live.
So, my wife and I created our own financial plan, and we became debt free in just a few years. After enjoying the peace and freedom of debt-free living for many years now, I felt it was time to help others get out of the hole they've dug for themselves. I formed a company, Debt Mentors, LLC, developed an extensive website devoted to financial education and created a unique ebook, The Financial Facelift-Life's Amazing Road Map To Abundance and Prosperity. My ebook is what I want to focus on in this letter.
Now I know what you're probably thinking, "Oh boy, here we go with another ebook on personal finance." There's a good chance that you've purchased a book or two hoping to discover a solution to your debt problem only to find your financial situation unchanged, or possibly getting worse.
I need to make something perfectly clear. I'm confident that I can give you the right tools to get out of debt for life! That's a bold statement but if you're sincere about changing your financial condition for the better, the tools I've provided in The Financial Facelift will give you the direction you're looking for.
HERE'S A SHOVEL. STOP DIGGING DEEPER
AND START BACK-FILLING TODAY
If you follow the step-by-step process outlined in The Financial Facelift, then I guarantee that you will start winning with money just like my family did. Let's put an end to those hounding phone calls. Let's stop the debt clock from ticking away all your hard-earned money. Take hold of that shovel and let's get started!
HERE'S HOW IT WORKS
I've packed this ebook with powerful, insider information I've gained from working within the banking, insurance, and investment industries. It's my gift to you. I have the heart of a teacher, and I'm sharing this knowledge with you so you can have the best information available to get out of debt for yourself.
ONCE YOU UNDERSTAND AND APPLY THESE PRINCIPLES
YOU'LL NEVER BE POOR AGAIN!
Want proof? Here's a glimpse of the valuable information you'll discover inside The Financial Facelift:
10 critical steps needed to get out of debt permanently
The simple life formula for achieving personal financial success
Secrets the credit card companies and credit counselors don't tell you
The key component for reducing stress and balancing mind, body and spirit
How to avoid the number one cause of divorce
How to join the 4% of Americans who don't worry about money
Discover a human characteristic everyone has that can change your life forever
How to drive a debt-free car and still put money in the bank
Learn life's greatest mystery
Understand the types of insurance critical for financial survival
Accelerate a mortgage payoff with the money you currently earn
Know the secrets of the "10-10-80" formula
...and much more
Do you know THERE ARE AT LEAST 6 DIFFERENT WAYS TO GET OUT OF DEBT?
Bankruptcy
Consolidation
Debt Management
Settlement
Do It Yourself
Contact a Financial Advisor
Which way is the right way for you? Here's an inside tip: Few companies offering "free credit counseling" are willing to show you the pros and cons of all the different options because they typically want to sell you just one or two of those options.
While there are many sincere credit counselors out there, few of them can advise you without some built-in conflict-of-interest. What's good for their companies may not be the best thing for you. In fact, some "free" credit counseling agencies are set up by the same credit card companies that helped you get into trouble in the first place.
"When my husband passed away, I didn't know where to turn for help. The guidance I got from The Financial Facelift gave me the direction I needed. What a Godsend!" -- L. G., Duluth, MN
READY TO TAME YOUR DEBT TROUBLES?
You may be ready to get started. If so, go ahead and
[](file:///store/1594177/page/1269027)[CLICK HERE To Download The Financial Facelift](http://1.debtman.pay.clickbank.net/)
If you need more information, please read on. I want you to make an informed decision.
Most debtors never even take the first step out of debt because they are too confused about where to start. With The Financial Facelift, you'll finally have a clear, easy-to-understand, written road map.
Getting out of debt isn't easy, but it doesn't have to be complicated. And it's not as far away as you may be thinking right now. I can help you help yourself to the debt-free life you want.
YOU CAN ALMOST TASTE THE FREEDOM
When you are debt free, your car will feel like it drives better. Your vacations will be more relaxing. And that buttery lobster or juicy fillet mignon that you pay for with money you actually have will taste better. Just imagine how your world will change when you're out of debt for good.
Many couples discover that once they begin working on their financial problems together, their whole relationship gets better. Money fights are a major cause of divorce today. But what would you have to fight about if you no longer had serious financial problems?
And if you're single, imagine how much you could enjoy a Caribbean vacation that you had already paid for. Instead of worrying about how you were going to pay for it when you got back, you could spend your time and energy keeping in touch with that good-looking guy or lady you met on the beach.
The joys of debt-free living can be as simple as having the cash to take a friend to dinner or as deep as the security of knowing that you have an emergency fund that can support you for up to six months in case of job loss or a serious health problem.
Whether you make $25,000 a year or $125,000, there is a freedom that comes with debt-free living. It's total peace of mind because you're no longer a slave to the lender.
PAY YOURSELF INSTEAD OF YOUR CREDITORS
The most powerful reason to get out of debt isn't about lobster or vacations. It's the ability to turn all that money you're shelling out for payments into real savings; into the kind of money that you can count on when you're ready to retire.
Try this quick exercise. Add up all the monthly fixed and minimum payments you are making right now. I'm not even talking about the regular monthly bills like electricity and cable, just the payments you are making on car loans, credit card balances, or student loans.
Is it $500, $1,000, $2,000, or more? Now imagine what you could do if you didn't have any payments to make. Invest $500 a month at age 35 for 30 years at a 10% return on investment, and you'll have $1,039,646 by the time you retire. Sock away $2,000 a month, and you could have $4,158,585 at age 65.
We both understand that it's no secret that I've got something of value to offer.
I only have one simple goal...
To pull you away from previous financial mistakes, take you by the hand and reveal to you how to systematically eliminate debt and build a solid foundation for the future.
Right now, it may be difficult to see past the pile of late bills, the sleepless nights spent worrying about money, and the arguments with family about who spent what. I'm not saying the road to debt-free living is an easy one to take, but I know for a fact that it's not too late for most of you to get started.
It is my sincere desire that you will find the information you need to get yourself out of debt without spending a ton of money. The Financial Facelift is the solution you've been searching for to get out of debt permanently. After all, getting out of debt doesn't require a lot of dollars and cents. It requires common sense.
At this point you may be asking yourself...
HOW MUCH IS THIS GOING TO SET ME BACK?
The big question you should be asking yourself is how much is it worth to be debt free and on the road to financial security?
The answer should be quite simple...PRICELESS
Honestly, I battled with the pricing decision for weeks. After talking with several colleagues they felt that $97 would be a fair price to ask. After all, I'm sharing a proven process that has allowed people to shave thousands of dollars of debt and begin to save, a practice foreign to most individuals until now.
The truth is, even if I were to charge $97 for this amazing ebook, you would still be receiving information that's capable of catapulting you from the stranglehold of debt to financial heights that are tough to imagine at this moment.
Recovering the cost of this ebook is a no-brainer once this plan is put into action. Let me be direct. Would you exchange $97 for $3,000 or more? The answer should be quite evident. I'm not guaranteeing that you will save thousands but based on the experiences of others who pulled themselves from debt quicksand, the odds are stacked in your favor.
However, you won't have to pay anything close to that amount.
Listen, I got to thinking and recalled the times many years ago when I was in a similar situation struggling to make ends meet. It's not a pleasant experience and I know how you feel.
So, here is what I've decided. I'm going sell a limited number of copies at a heavily discounted price of $37.
HERE'S THE BAD NEWS...
Even though this ebook is being released for $37 initially, I'm allowing a limited number of copies to be sold at this price. In order for you to get your hands on The Financial Facelift at the low cost of $37, you'll need to act quickly. This price will go up. If you come back to this page tomorrow or another time and the price is $57, please don't write to me.
If you've decided to buy, do it now.
[](file:///store/1594177/page/1269027)
[CLICK HERE To Download The Financial Facelift](http://1.debtman.pay.clickbank.net/)
"The Financial Facelift includes everything you need to know about personal finances. Had I bought this book years ago I would have saved myself a lot of money and frustration."
- J. Y., Albuquerque, NM
The most important question you're probably asking now is, "Can it really work for me?"
Absolutely! This ebook isn't stuffed with "fluff". It's packed with practical information that includes a step-by-step process to eliminate debt and build wealth. From the testimonials I've witnessed there is absolutely no reason why it can't work for you. If you make a commitment to a better lifestyle and apply the principles, the plan will work; if you don't apply them, the plan won't work.
I'm so confident of the results, that I challenge you to read The Financial Facelift, follow the easy step-by-step recommendations, and take action. If at the end of 60 days you're not completely satisfied, just write to me for a prompt and courteous refund. Clickbank allows me to offer this for only 60 days. If I had my way, it would be for an additional four months.
Ultimately it's your decision. The Financial Facelift will be taken quickly and whether it's you or someone else who is the fortunate recipient won't affect me. The smart individuals will see the benefit and take advantage of this opportunity while everyone else continues to sink in debt quicksand.
THE FINANCIAL FACELIFT IS MORE THAN JUST A BOOK. IT'S THE ONE PROVEN STEP-BY-STEP 124-PAGE GUIDE DESIGNED TO CATAPULT YOU TO NEW FINANCIAL HEIGHTS BY DESTROYING YOUR DEBT LOAD
SPECIAL BONUS REPORT
Listen, The Financial Facelift, alone, contains a treasure of information that can lead to financial freedom. But, I've decided to include a one-of-a-kind report, "The Seven Secrets To Debt Relief". You won't find anything like this on the worldwide web. This report illustrates, in a comparison format, the pros and cons, including costs, of the main options available to you if you're strapped with debt. Most of these options are detrimental to your financial health and could make matters even worse. I'll show you the landmines to avoid and point out the true and legitimate solutions.
By accepting The Financial Facelift offer right now this bonus report is yours FREE. A $27 value!
Act now so you don't lose out on a great price or the valuable bonus gift.
If you're ready for positive change, nothing or nobody can keep you from the success and prosperity you deserve.
PS: Please disregard this letter if you have more money than you can possibly handle and you're in a position to not want any more.
Invest In Your Future-Invest In Yourself
Yes, I want the passport out of debt and the key to unlock the secrets to financial freedom. Included with my ebook order, I'll also receive, as an instant download, the special bonus report, "The Seven Secrets To Debt Relief". My satisfaction is backed by a 100% guarantee. If I'm not pleased with The Financial Facelift. I can return it within 60 days and receive a full refund. The bonus report is mine to keep as a gift.
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To your financial success,
Robert M. Smith, CFP(R)
President, Debt Mentors, LLC
1325 Hawkridge Rd
Eaton, CO 80615
Note: The Financial Facelift ebook is an instant digital download. You will not be mailed an actual physical product.
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