Money charset=iso-8859-1">
if you are in the middle of a divorce, near the end of the process,
or you think you may be heading toward one, I encourage you to read
_MONEY & DIVORCE _to learn how to protect your future financial
security...
[1]
"Money & Divorce: The 7 Most Important Money Questions to Ask and
Answer Before You Sign Your Final Papers "
Patricia Stallworth, CFP doesn't just write about divorce, she has
studied this subject in detail, worked with divorcing clients,
attorneys, divorce support groups, taught her methods to other
financial planners, and she has gone through the divorce process
herself. She understands the traps and pitfalls that divorcing people
face especially when it comes money issues and she has compiled a
wealth of information in _Money & Divorce_.
_Money & Divorce_ provides you with a step-by-step process to
follow to protect your financial future and get off to a good start in
your new life. It's practical information, written in plain English,
that you can use immediately to get a fair settlement based on your
needs.
"If you don't mind your money someone else will, and this is
especially true when it comes to divorce." -- Patricia Stallworth, CFP
[2]
From: Patricia Stallworth, CFP
Dear Friend:
I'm not going to kid you -- divorce is tough. For most people it's
not only scary but it is intimidating because you don't know what to
expect. Then there are all of the details to take care of and it's
just plain emotionally draining. By the time you finish dealing with
all of the hassles, the legal stuff, and the emotional stuff it's hard
to think about anything else. But not minding your money during your
divorce only compounds your future problems and makes it tougher for
you to get off to a good start in your new life. THE MONEY DECISIONS
YOU MAKE DURING YOUR DIVORCE CAN HAVE LONG TERM EFFECTS. In fact, they
can mean the difference between living your dreams in the future and
putting them on hold indefinitely.
It's so easy to overlook the money part of your divorce because no
one really emphasizes it and in many cases, you may not even realize
the financial impact on your life until sometime after your divorce,
and then it's too late to do anything about it.
"IN THE CASE OF DIVORCE, WHAT YOU DON'T KNOW CAN NOT ONLY HURT YOU
NOW, BUT IT CAN HURT YOU FOR A VERY LONG TIME!"
I've heard horror stories from people I talk to who went through a
divorce and made some bad money decisions or worse yet, they left the
decisions up to someone else -- _shockingly_ in some cases, their
ex-spouses. Some of them were able to bounce back after years of
struggling, and sadly, some are still treading water. BUT IT DOESN'T
HAVE TO BE THAT WAY. _MONEY & DIVORCE_ provides you the tools to take
control and ask the right questions to maximize your chances of
leaving your marriage with the resources you need to get your new life
off to a good start.
The Money & Divorce ebook will show you how to:
FOCUS ON THE MONEY SIDE OF YOUR DIVORCE AND WHY THAT IS SO
IMPORTANT. Many people get so bogged down in the legal and emotional
hassles of divorce that they forget to focus on their bottom line.
Patricia says that at it's core, divorce is a business and a money
transaction and she teaches you how to take a business approach to the
money side of your divorce during each step of the process.
ORGANIZE YOUR FINANCES AND PLAN TO GET YOUR FAIR SHARE. In order
to get your fair share, you have to know what what the 'whole' looks
like. Patricia walks you through a step-by-step process of first
identifying marital versus separate assets and debts, organizing your
finances (what you own and what you owe) and then valuing them so that
you know what you have to work with. Then she shows you how to choose
your best options are based on your future plans.
STRENGTHEN YOUR POSITION FOR DIVORCE NEGOTIATIONS . If you know
what you have and what it's worth, you'll be in a great position to
negotiate for what you want and need to get off to a good start in
your new life. It's like having the keys to the safe where all of the
treasures are hidden, and the maps to the keys are included in _Money
& Divorce_.
MAXIMIZE YOUR SHARE OF MARITAL ASSETS. Sometimes things are not
necessarily what they appear to be. Patricia points out times when you
need to look beneath the surface to uncover hidden costs or tax
consequences that can easily eat up a large portion of what you get in
your divorce settlement. And, most importantly, she shows you how to
do this before you sign the final papers so you don't get caught
short.
HANDLE CREDIT AND DEBT ISSUES DURING YOUR DIVORCE AND WHY THIS IS
SO IMPORTANT. Most couples have some type debt that they have
accumulated during the marriage. _Money & Divorce_ includes tips and
strategies to deal with different types of debt issues during the
divorce so you don't get stuck with your ex-spouse's debt after the
divorce.
SAFEGUARD YOUR ALIMONY AND CHILD SUPPORT INCOME. Stuff happens,
and in the blink of an eye, a large chunk of the payments you were
expecting, depending on could disappear. Money & Divorce includes
strategies to put in place before your divorce is final to safeguard
or protect your future income.
WALK AWAY WITH A PLAN FOR YOUR FUTURE. So often in divorce cases,
planning for the future is the last thing you do. But Patricia urges
you to do it a lot sooner. Understanding where you want to go and what
you want to do allows you to make better settlement choices during
your divorce. Money & Divorce includes strategies and templates to
plan your future so that you can hit the ground running during and
after your divorce.
OKAY, NOW I HEAR YOU GRUMBLING:
"I'm not good with finances or even math. How can this possibly work
for me? "
_ MONEY font-family: Georgia; color: black; font-weight: normal">
MAYBE. But it's been my experience that attorney's work to get you as
much stuff as they can, and it's not always what you want or need.
Also, they rarely take taxes and other cost consequences into
consideration when splitting assets which can actually cost you money
in the future. While you might end up with a lot of stuff, it may not
be what you need to get your new life off to a good start. You're
actually the best judge of that when you have good information to work
with. Now, guess who has to live with the results in either case?
YOU!!! So, why not take an active roll in your divorce. Start by
understanding what you have, what it's worth, and what you need. Then
develop a plan and go after it with your attorney!
_MONEY & DIVORCE_ walks you through the process of determining the
value of your assets_ (what you own)_ and liabilities _(what you
owe),_ planning for your future -- determining what's next and what it
will take to get or stay there. Imagine how easy it will be to make
decisions when you understand where you want to go and what it will
take to get there. There'll be no more guessing about whether you
should keep the house and other assets, sell them, or split them,
you'll have the information available to make informed decision.
[3]
_Money & Divorce_ gives you _'special' _advantages
ADVANTAGE #1 - _MONEY & DIVORCE _GIVES YOU THE TOOLS WHICH IN TURN
GIVES YOU THE CONFIDENCE TO TAKE CONTROL. And, that's true whether you
decide on a 'do-it-yourself' divorce or you work with an attorney.
Studies have shown that people who take an active role in their
divorce save money, reduce the amount of conflict, and feel better
faster.
ADVANTAGE #2 - YOU GET 'INSIDER' SECRETS AT A FRACTION OF THE COST.
I'm sharing information in _Money & Divorce_ that is usually reserved
for my private clients that pay me a lot of money.
ADVANTAGE #3 - EVERYTHING'S INCLUDED. _Money & Divorce_ includes the
worksheets and instructions so that you can answer the questions on
your own or you can use them to work with your attorney or other
professionals.
ADVANTAGE #4 - YOU'LL HAVE A LIST OF WAYS TO KEEP THE COSTS DOWN.
Forbes.com estimates that the average cost of a divorce is roughly
between $15,000 and $30,000 -- but you can get a divorce for a lot
less and _Money & Divorce _prepares you to do just that.
ADVANTAGE #5 - YOU'LL HAVE THE INFORMATION TO DEVELOP A REAL GAME
PLAN -- A ROADMAP TO FOLLOW TO MAKE THE PROCESS GO SMOOTHER. Compiling
your answers to the seven questions in _Money & Divorce_ allows you to
develop a roadmap or plan for your divorce and your future.
[4]
Patricia is the Dr. Phil of Money & Divorce Coaching. More than
someone who's just writes about it Patricia is a gifted teacher who
can show ANY divorcing client how to take control and create a divorce
that works for them, and she spells it all out in _Money & Divorce_.
She has worked with financial planning clients for over 13 years and
she knows how important the decisions you make during your divorce can
be. She has seen the good, the bad, and the ugly when it comes to
divorces, and she knows how bad it can get when you don't understand
what's going on and you have to rely on the kindness of others to look
out for you. Sometimes it works, but many times it doesn't. Don't let
this happen to you. Get _Money & Divorce_ now [5] and get started
planning a better divorce and a better future!
HERE'S WHAT PEOPLE ARE SAYING ABOUT PATRICIA STALLWORTH AND MONEY &
DIVORCE:
THE INFORMATION IS SO PRACTICAL AND EASY TO USE. "I was in shock
when my husband asked for a divorce and I didn't know what to do. As a
stay-at-home mom, I didn't know what to expect or what would happen to
me and my kids. A friend recommended Money & Divorce. After reading
it, I started organizing my finances. Then following the steps in the
book, I found a lawyer who would work for me and together we developed
a settlement plan that allowed me to get off to a good start. Without
Money & Divorce, I'm not sure what would have happened because my
husband always managed the money and I didn't know much about what we
had and I had no idea about what it was worth, but you made it easy
for me to learn what I needed to know quickly and to get the help I
needed. Thanks Patricia. Everyone going through a divorce should
definitely read this!" JOY IN OREGON
WORTH EVERY PENNY AND MORE! "Patricia's style is easy to follow.
Even though I'm just in the planning stages, I have a lot of great
information and ideas to work with, and some that I can even use today
to manage my money better before my divorce." Anonymous in GA
Here's what you'll get with _Money & Divorce _
I'm going to arm you with everything you need in _Money & Divorce_.
Here are just some of the things you'll receive:
* A 56 page ebook that is a combination textbook, workbook, and
reference book
* A glossary of common divorce terms
* A list of resources you can use to research topics or get help
during your divorce
* A sample copy of a Financial Affidavit so you can prepare in
advance
* Worksheets, exercises, checklists, and more!
With _Money & Divorce_, you'll also learn
* The one thing you should never, never do during your divorce
* Six different options you can use to get a divorce
* How to tell when you absolutely need a lawyer
* Steps to choose a lawyer to represent you
* Methods to determine the value of different types of assets
_(things you own)_
* Strategies to divide your stuff
* The one strategy I used to find a $15,000 annual pension for one
of my clients
* Strategies to manage credit and debt during your divorce
* What 'career assets' are and why they may be important in your
case
* How to plan for your future during your divorce so you can get on
course faster
* Strategies you can use to divide 'big assets' like your home and
business
* What you need to know about dividing retirement plans and what
you need to do before the divorce is final to protect your interests
* Why you might need life insurance on your ex (no it's not what
you think)
* What you need to know about taxes during and after your divorce
* How to compile the information for a Financial Affidavit
* 10 things to do immediately after your divorce to follow up on
your settlement
* ***The one exception to the law that can save you a ton of
money!***
* And much more!
[6]
So, what's the cost for this incredible resource?
Well, realize that the information contained in _Money & Divorce_
could easily sell for thousands of dollars. In fact if you asked a
divorce analyst, like myself, to work with you, you'd be charged in
the neighborhood of $3,000 to $20,000.00.
(I currently charge a minimum of $2,000.00 per case -- and that's
for really straightforward cases). So at a bare bones minimum you're
getting thousands of dollars worth of information at your disposal.
But I'm not going to charge you anywhere near that amount or even my
minimum case retainer. IN FACT, YOUR TOTAL INVESTMENT FOR THE _MONEY &
DIVORCE_ REPORT IS JUST $39.
Yes, it's very "affordable," isn't it?
And, consider this, with just one idea or one strategy from _Money &
Divorce_, you could easily recoup your money and end up with a much
better settlement than you might otherwise have had. For example,
using just one strategy that I included in this report, I found one
client an additional income of $15,000 per year for the rest of his
life. While that may not seem like a lot of money, it will add up to a
tidy sum over the years, and it's extra money in his pocket that could
still just be sitting there unclaimed.
Also realize that _Money & Divorce_ will do a lot more for you than
just teach you how to answer the money questions related to your
divorce. Once you have a good picture of what you have, what it's
worth, and where you want to go, it'll literally transform you into a
more confident, more focused, and more determined person. What's that
worth to you? Click here to buy Money & Divorce now! [7]
And, You'll also get bonuses including software so that you can
complete the major forms and exercises on your computer!
As you go through _MONEY & DIVORCE_ there are lots of exercises
designed to help you ask and answer the right questions for your
specific situation. To make the process easier, I have computerized
the main worksheets -- this means that you enter the data and I'll do
the math. You'll receive all of the following:
Money & Divorce Software Workbook
$14.95 Value
BONUS #1: THE DIVORCE SOFTWARE WORKBOOK. The Money & Divorce
Software Workbook contains computerized versions (Excel spreadsheets)
of the exercises in the _Money how you can determine if you're
eligible for your Social Security benefits based on ex-spouse's
benefits; and things you can do now to be better prepared for a future
divorce.
Patricia Stallworth
