Excerpt from product page

Carol Yip's Secrets to Changing Your Bad Spending Behaviour
*

Want to know how to solve your overspending of _Money_ because you
cannot pay your debts?

This is A Special Kit with Simple Step-by-Step of How-To-Do-It
once and for all.

* Are you having debt problem lately?
* Are you having sleepless nights worrying how to pay your credit
card debts?
* Are you stressed up because you have just received a legal letter
from the bank requesting you to pay up your debt?
* Just had argument with your spouse because of your debts?

In short, you are broke!

Here is a Special Kit with simple step-by-step to help you solve
your financial problem.
Secrets to Changing Your Bad Spending Behaviour
A Special Kit with Simple Step by Step of
How-To-Do-It to solve your debt problem once and for all.

WHY YOU NEED THIS SPECIAL KIT?

This special kit is specially designed to help you solve your
financial woes and it is written with easy-to-follow steps that will
help you:

* Deal with your money behaviour and habits.
* Manage your relationship with money according to your lifestyle.
* Apply the money skills and financial tools to resolve your money
issues.
* Create an effective Money Action Plan to achieve your money
goals.
* Learn to be money-savvy for a promising future.

WHAT ARE THE OUTCOMES YOU WILL ACHIEVE FROM THIS PRACTICAL MONEY
BOOK?

You will learn:

* How your brain influences you and your behaviour towards money.
* How to break away from your habit cycles to create good money
habits.
* How to manage your emotions so as to create a good relationship
with your money.
* What your financial self-worth is made of.
* How to cultivate good money principles and be disciplined in
managing your actions to create good money practices.
* What your money skills and knowledge are in setting your money
goals.
* How to assess your money skills.
* The power of interest rates over savings and investments.
* How to manage your spending habits to avoid debts.
* How to make your Money Action Plan work for you.
* How to create your own panel of advisors to help you achieve your
personal money goals.
* How to calculate your retirement fund in 7 steps.
* How to make use of the 5 Principles of Success to achieve your
success in life.
* How to use your time effectively for a well-balanced life and to
walk the Financial Freedom Path.

HOW DO YOU USE THIS SPECIAL KIT?

Let us face it - you cannot live without money and you cannot
ignore it either! When it comes to man and his money, most would say,

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