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ATTENTION HOMEOWNERS!
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installed.
ARE YOU ABOUT TO LOSE YOUR HOME TO FORECLOSURE? YOU DON’T HAVE TO
GIVE UP YOUR HOME. YOU HAVE OPTIONS. YOU CAN LOWER YOUR MONTHLY
PAYMENT, REDUCE YOUR PRINCIPAL AND GET A BETTER INTEREST RATE.
DEAR WORRIED HOMEOWNER,
In the past we have worked with a client who we’ll call Ashley.
Ashley lives in Sioux Falls, South Dakota. She is in danger of losing
her house – a house she has lived in for the past 6 years with her
husband, three young children, and two dogs. This house is far more
than a piece of property to her – it is her family’s home. It is
the place where she has raised her children. And it is more than just
memories – it is literally the roof over their heads. Without that
house, Ashley and her family will be homeless.
Maybe this sounds like a familiar story. Perhaps you know an Ashley.
You might even be in Ashley’s position yourself.
HOW DOES THIS HAPPEN?
HOW CAN SO MANY PEOPLE BE SO FAR BEHIND ON THEIR MORTGAGES?
In these tough economic times, many things can contribute to falling
behind on a mortgage. Unemployment rates are soaring. Being laid-off
means that money needs to be prioritized. When you have credit cards
to pay and groceries to buy, your mortgage can seem like something
which can wait a month until things get back to normal. But what
happens if normal doesn’t return that next month?
With layoffs comes lack of medical insurance. An unanticipated
illness without medical insurance can mean thousands of dollars in
out-of-pocket expenses. Prescriptions mean even more of your already
shrinking budget is gone. When your mortgage requires so much of your
monthly budget, it may seem like the payment to skip in order to pay
for those medications.
IT DOESN’T TAKE AN EMERGENCY FOR THE AVERAGE AMERICAN FAMILY TO
FALL BEHIND. RISING GAS PRICES, FOR INSTANCE, CAN BE ENOUGH TO PUSH A
FAMILY OVER THE EDGE. YOU HAVE TO BE ABLE TO GET TO WORK, WHICH MEANS
YOU HAVE TO BUY GAS. BUT, WHEN THE COST RISES PAST THE POINT WHERE YOU
CAN AFFORD EVERYTHING ELSE YOU NEED, SUCH AS FOOD AND CLOTHING, YOU
HAVE TO MAKE A DECISION. THAT MORTGAGE PAYMENT SEEMS LIKE THE LOGICAL
CHOICE.
The facts are, whatever has happened, it isn’t your fault. The
entire country is suffering as a result of this poor economy. But, it
isn’t a lost cause.
YOU CAN SAVE YOUR HOME THROUGH OUR PROVEN MORTGAGE MODIFICATION
SYSTEM!
A few words of caution. If you are approached by a any company that
comes to your door and promises to help you out of your situation,
proceed with extreme care. Let’s consider a story from a man our
Company has worked with personally, who we’ll call Steve.
Steve and his family live in Flagstaff, Arizona. Steve had a good
job. He had a wife, who also worked, and three children. They finally
achieved the dream of owning their own home. Little did they know what
was waiting around the corner. Steve’s wife was in a car accident.
While insurance covered some of the cost, medical bills began to pile
up.
AT THE SAME TIME, THE COMPANY STEVE WORKED FOR WAS FORCED TO LAYOFF
SEVERAL EMPLOYEES. WHILE STEVE WASN’T LAID OFF, HE WAS FORCED TO
TAKE A PAY CUT IN ORDER TO KEEP HIS JOB. SUDDENLY, THE DREAM OF OWNING
THEIR OWN HOME HAD TURNED INTO A NIGHTMARE FOR STEVE AND HIS FAMILY.
THEY WERE FORCED TO SKIP SOME MORTGAGE PAYMENTS IN ORDER TO PAY OTHER
BILLS.
BEFORE THEY KNEW WHAT HAPPENED, THEY RECEIVED A NOTICE OF FORECLOSURE
– THEIR LENDER WAS GOING TO TAKE THEIR HOME.
But, in this dark time, Steve found a ray of hope. Out of the blue,
Steve was contacted by a company promising to help them out of their
dire financial straits. This company was going to buy Steve’s home
from him and pay his mortgage. In return, Steve would repay the money
to this new company – almost like a new mortgage. Fortunately for
Steve, he sought our advice. With a little research, we found the
truth – THIS COMPANY WAS NOTHING MORE THAN A SCAM.
This is a common scenario, designed to take advantage of desperate
people – the company buys the house, promising to help Steve out and
let him repay them instead of his original lender. The truth, though,
is that this company would have done to Steve what they had already
done to thousands of other desperate homeowners – BUY STEVE’S
HOUSE FOR WHAT HE OWED ON THE MORTGAGE AND THEN SELL IT OUT FROM UNDER
HIM.
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In many cases, these types of companies don’t even tell the
homeowner their house has been sold to someone else. They simply let
the buyer deal with the people currently living there – people who
have no idea that their home has just been sold!
With such unscrupulous companies out there waiting to prey on
desperate homeowners, it might seem that your only option is to ignore
the problem and hope it goes away. THIS IS THE WORST POSSIBLE
DECISION! Let me tell you a story about a woman named Linda.
LINDA, A 32 YEAR-OLD MOTHER OF THREE, RAN INTO FINANCIAL TROUBLE WHEN
SHE LOST HER JOB. SHE WAS BARELY MAKING ENDS MEET BEFORE SHE WAS LAID
OFF, BUT WITH NO JOB, HER MONEY WOES INCREASED EXPONENTIALLY. IT
WASN’T LONG BEFORE HER CREDIT CARDS WERE MAXED OUT AND SHE WAS IN
DIRE STRAITS. SHE COULDN’T AFFORD TO CARE FOR HER FAMILY AND PAY THE
MORTGAGE, SO SHE DID WHAT SHE HAD TO DO, USING HER MORTGAGE MONEY TO
BUY GROCERIES AND PRAYING THAT SHE WOULD FIND A NEW JOB AND BE ABLE TO
START DIGGING HERSELF OUT OF HER FINANCIAL HOLE. BY THE TIME SHE DID
FIND STEADY EMPLOYMENT, SHE REALIZED THAT SHE’D DONE MORE THAN DIG A
HOLE – SHE WAS IN A BOTTOMLESS PIT AND SAW NO WAY OUT.
Her bank was calling her day and night, threatening foreclosure if
she didn’t come up with all of the money she owed. She knew there
was no way she could pay off the months of past due mortgage payments,
so she stopped answering the phone, choosing instead to live in fear,
knowing that every time the phone rang, it was one ring closer to
having her home, the very roof over her family’s head, taken away
from her. Fortunately for Linda, she found our company. With the help
of our proven mortgage modification system, Linda was able to
effectively communicate with her lender to renegotiate her mortgage.
Linda was able to keep her home and stop the dreaded phone calls which
were keeping her up at night.
IMAGINE HOW YOU COULD ELIMINATE YOUR SLEEPLESS NIGHTS BY RECEIVING AN
APPROVAL LETTER LIKE ONE OF THESE:
Interest Rate Reduction To 2% Interest Rate Reduction To 3%
-------------------------
IF YOU WANT TO:
* Erase your past due mortgage payments
* Lower your monthly payments
* Reduce your interest rate
* SAVE YOUR HOME!
Then our proven mortgage modification system is EXACTLY what
you’ve been looking for.
BUT WHY SHOULD YOU USE OUR MORTGAGE MODIFICATION SYSTEM?
Because our firm and its principals operate an established company
that has been helping people become homeowners for years. We have been
working with lenders and people just like you to be able to buy the
homes of their dreams. Now, in the face of this financial crisis, we
are using our experience working with lenders to help you keep the
home you have worked so hard to get. Our seasoned professionals have
decades of experience dealing with lenders. We understand how they
operate and we know the options that are available to you. We have put
all of this expertise into a system that is designed to do one thing
- ALLOW YOU TO SAVE YOUR HOME.
"This system was exactly what I needed – gave me the information I
needed to be able to present my case to my lender and modify my loan.
I was able to understand the process. But best of all, I saved my
money by doing it myself!"
Marie M. - Oak Harbor, WA
Our affiliate mortgage company and its professionals have successful
negotiated many loan modifications with many different lenders. DO YOU
KNOW THAT 95% LOAN MODIFICATION COMES DOWN TO TWO STEPS? From grit and
experience, we do. THE FIRST CRITICAL STEP IS HOW WELL THE INFORMATION
IN YOUR PACKET IS ORGANIZED AND PRESENTED TO THE LENDER. SECONDLY, WE
KNOW THAT THE CRITICAL COMPONENT FOR YOU IS HOW TO VERBALLY
COMMUNICATE AND PRESENT YOUR CASE TO THE LENDER. What to say and
equally as important what to not say. Our complete loan modification
system shows you how to create a packet complete with all the items
you’ll need to ensure that your loan modification is successful. THE
KEY IS MAKING IT EASY FOR THE LENDER TO SAY YES.
HERE'S A SAMPLING OF WHAT YOU'LL GET:
* The benefit of our years of experience dealing with lenders.
Understand what they care about and what they don’t. This is key to
modifying your mortgage.
* How to put together your loan modification packet – Critical
Step.
* How to present your loan modification packet to your lender –
Critical Step.
* Insider secrets that your lender won’t tell you about.
* An understanding of all of your options, including lowering your
interest rate and extending the life of your loan.
* Powerful credit repair strategies to improve your credit score if
it has been affected.
* Essential forms needed for your loan modification success!
* 30/60/90 action plan to keep you focused, organized and on track!
* Critical lender scripts that will take you step-by-step through
your initial conversations with your lender.
* Example hardship letters that you will give you the verbiage you
need so you don't have to guess what to write!
* Everything you need to SAVE YOUR HOME in one easy-to-follow
system!
IMAGINE HOW YOUR LIFE WOULD IMPROVE IF YOU RECEIVED AN APPROVAL LETTER
LIKE ONE OF THESE:
Step Rate Reduction Starts At 2% Principal Reduction Modifications
"This system helped me save my house when I had almost given up! I
highly recommend it to anyone who is in danger of foreclosure!" Kay
W. - Chicago, IL
FINALLY, A COMPLETE AND EASY TO UNDERSTAND, COMPREHENSIVE SYSTEM
WHICH PROVIDES ALL OF THE INFORMATION YOU NEED TO LOWER YOUR INTEREST
RATE, LOWER YOUR MONTHLY MORTGAGE PAYMENTS AND KEEP YOUR HOUSE! THIS
IS A SYSTEM THAT YOU CAN FOLLOW WITHOUT SPECIAL TRAINING. WE HAVE
PROVIDED ALL OF THE EXPERTISE SO THAT YOU CAN DO THIS ON YOUR OWN! ALL
YOU NEED TO DO IS DOWNLOAD OUR PROVEN SYSTEM AND YOU’LL BE ON YOUR
WAY TO DOING WHAT YOU MAY NOT HAVE THOUGHT POSSIBLE – STOPPING THE
HARASSING PHONE CALLS AND SETTING YOUR FEET BACK ON THE PATH TO
FINANCIAL WELL-BEING!
-------------------------
SO WHAT IS THIS GOING TO COST ME?
There’s no question that this loan modification system is worth a
lot of money. We have clients for whom we perform the very actions
laid out in our complete system and they end up paying thousands of
dollars. But we are not going to charge you anywhere near that. The
simple fact is, if you find yourself in need of these services, it
means you’re already in trouble financially. Quite frankly, we’re
trying to get you out of that hole, not dig you in deeper.
SO, WE ARE OFFERING THIS COMPLETE, PROVEN SYSTEM FOR MODIFYING YOUR
MORTGAGE FOR A LOW COST OF $250 $49.99 (SAVE OVER 70%)
WHY WOULD WE SELL THIS SO CHEAP?
That’s a good question. We recognize the financial crisis happening
in our country. And we know that everyone cannot afford our loan
modification services. By placing our expertise in this complete
system and offering it in a downloadable format, we don’t need to
have anyone involved in the process on our end. We’ve already done
the work -- we’ve created the system and made it available to you
and thousands of others. So, it’s easy for us to keep the cost quite
low, in addition to making it affordable to every homeowner,
homeowners just like you, because for our company, we feel it is the
right thing to do. It’s a win-win situation.
THINK OF THE MONEY YOU HAVE ALREADY INVESTED IN YOUR HOME.
YOU CAN’T AFFORD NOT TO INVEST AN ADDITIONAL $250 $49.99 (SAVE
OVER 70%) TO PROTECT YOUR LARGEST FINANCIAL ASSET!
-------------------------
AND THAT’S NOT ALL. WE'RE ALSO THROWING IN THREE VERY VALUABLE BONUS
ITEMS:
BONUS #1 – 5 KEY CREDIT REPAIR STRATEGIES.
($26 VALUE!)
These 5 credit repair strategies are CRITICAL to getting your
credit and your family’s piece of mind back on track. SAVE MONTHS
OF FRUSTRATION TRYING TO ACCOMPLISH IT ON YOUR OWN. Leverage this
powerful bonus ">($19 VALUE!)
These comprehensive forms are designed to ensure complete and
accurate information is presented to the lender, SAVING YOU TIME and
positioning you for a successful loan modification.
-------------------------
BONUS #3 – 30/60/90 DAY ACTION PLAN
($10 VALUE!)
While teaching you the SECRETS you need to know in order to modify
your loan is a good start, we take this a step farther (three steps,
actually), including a complete action plan for the next 90
days. THIS ACTION PLAN IS A TIMELINE, SHOWING YOU NOT ONLY WHAT TO
DO, BUT WHEN TO DO IT!
-------------------------
TOGETHER, THESE BONUS ITEMS ARE A $55 VALUE, BUT WE’RE INCLUDING
THEM AT NO COST TO YOU.
Best of all, through the power of the Internet, you’ll have ACCESS
TO ALL OF THIS IMMEDIATELY. You can download the complete, proven loan
modification system as well as all of the bonus items to begin your
loan modification today. Don’t put this off another day. The sooner
you act, the sooner you will be on the road to saving your home!
"I can’t thank you enough! Your loan modification system helped my
wife and I take control of our situation! THANK YOU!"
Dan W. - Los Angeles, CA
ARE YOU READY TO STOP THE HARASSING PHONE CALLS? SICK AND TIRED OF
WORRYING ABOUT WHAT THE FUTURE HOLDS? DON’T WAIT ANOTHER DAY! Order
our COMPLETE proven loan modification system now and be on your way to
a successful loan modification and the security and comfort of knowing
that your home is yours!
Sincerely,
Guide To Loan Mod Team
P.S. HOW MUCH LONGER DO YOU WANT TO WORRY ABOUT WHAT HAPPENS TO
YOUR FAMILY WHEN FORECLOSURE HAPPENS? IT WILL HAPPEN. UNLESS YOU TAKE
ACTION TO STOP IT! LET US SHOW YOU EVERYTHING YOU NEED TO STOP
WORRYING AND START LIVING AGAIN.
P.P.S. REMEMBER, THIS IS A COMPLETE, PROVEN SYSTEM. EVERYDAY, MORE
AND MORE OF OUR CLIENTS ARE USING THE VERY PLANS WE LAY OUT IN OUR
SYSTEM TO PREVENT FORECLOSURE AND STAY IN THEIR HOMES! DON’T MISS
OUT ON THIS OPPORTUNITY TO PROTECT YOUR HOME!
NORMALLY $250!
THIS SPECIAL OFFER IS AVAILABLE ONLINE ONLY $49.99!
ACT NOW, AS THIS INFORMATION IS POWERFUL AND INVALUABLE!
The order links will take you to our guaranteed secure server and
you can instantly download the printable PDF format E-book package and
start reading. Instead of waiting for a typical package in the mail,
you can directly download this digital program immediately and get
started on modifying your loan in just minutes from now! This
powerful program is applicable for clients located in the United
States only.
You can choose to read the program on your computer, or print it out
to read anytime, anywhere!
_PLEASE NOTE: THIS IS A DOWNLOADABLE E-BOOK PROGRAM. YOU WILL NOT
RECEIVE A PHYSICAL PACKAGE SHIPPED TO YOU IN THE MAIL. THE ENTIRE
PACKAGE WILL BE IMMEDIATELY AVAILABLE FOR YOU TO DOWNLOAD AND GET
STARTED RIGHT AWAY AFTER ORDERING. YOU WILL RECEIVE ACCESS TO BONUSES
ON THE THANK YOU PAGE. THIS PROGRAM IS NOT AVAILABLE IN STORES, SO
YOU CAN ONLY ACCESS IT THROUGH THIS WEBSITE. IF YOU HAVE ANY
QUESTIONS ABOUT THIS PRODUCT PLEASE CONTACT US AT
SUPPORT@GUIDETOLOANMODS.COM. _
_Clicking the above order button will take you to a secure page for
the transaction by Clickbank, the most popular online payment
processor of digital products in the world. Upon confirmation of your
order, you will immediately be redirected to a download page to
download the e-book program as well as the free bonuses. If you have a
high speed internet connection, the downloads usually take less than a
minute. The e-book download and free bonuses will be in PDF format,
so you will need Adobe Reader installed on your computer to open the
files. Most computers already have Adobe Reader installed, but if you
don't currently have it, a free download is available once you're on
the download page._
The best part is, you can do all of this without giving up your
home! There are programs and services designed to help you, the
American homeowner, protect your most valuable asset – your house!
We will show you insider secrets that your lender won’t tell you
about! Our system can help you reduce your monthly payments, lower
your interest rate, and SAVE YOUR HOME! Copyright (c)
