Real Estate Foreclosures - Foreclosure Short Sales - Short Sale
Investing.
*
THE ULTIMATE FORECLOSURE SECRET
HAS BEEN REVEALED!
SHORT SALE INVESTORS ARE GOBBLING UP PROPERTIES AT HUGE DISCOUNTS ALL
ACROSS THE NATION. BANKS ARE PRACTICALLY GIVING AWAY HOUSES TO ANYONE
WHO ASKS.
IMAGINE ACQUIRING REAL ESTATE WITH NO CREDIT CHECKS, OR INCOME
VERIFICATIONS, AND IT\'S VIRTUALLY RISK FREE.
$25,000 Profit In Just A Few Weeks
The content described almost exactly the procedures used here in
Hawaii, and allowed me to apply them almost directly without a lot of
additional research and study. Also described were procedures that I
know to be used in at least four other states that I have researched,
so I can guess that they are fairly universal and could be applied
anywhere. I also liked the estimate sheets and other forms included.
After reading your Foreclosures and Flippers e-book and looking at the
procedures here in Hawaii, I felt it was written just for me. WITHIN A
FEW WEEKS TIME, I WALKED AWAY WITH A $25,000 PROFIT.
_- H Kapolei, HI_
FREE SHORT SALE AUDIO PLUS A LIST OF HARD MONEY LENDERS AND
INVESTMENT GROUPS IN YOUR AREA!
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valuable information on how to invest in foreclosures and short sales.
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Dear Friend,
In the next few minutes, I will be sharing with you one of the most
exciting and rewarding ways to discount real estate and teach you how
to generate huge returns using little to no money of your own
GUARANTEED!
You will LEARN....
* A NEW SECRET TO DISCOUNT REAL ESTATE 30%, 40% EVEN 50% UNDER
MARKET VALUE
* HOW TO CREATE INSTANT EQUITY IN A PROPERTY THAT IS UPSIDE-DOWN
* HOW TO INCREASE YOUR PROFIT MARGINS
* WHY BANKS ARE SO WILLING TO DISCOUNT LOANS
* HOW TO GET STARTED IMMEDIATELY.
And this is just the beginning...
Why am I sharing this with you?
Because it's time someone STEPS UP TO THE PLATE and really gives
you the education you need to begin investing. I don't know about you,
but quite frankly I'm sick and tried of those so called foreclosure
"experts" taking advantage of people. I can't believe some of the
things I've seen out there. It makes me wonder how they can even sleep
at night. You probably know what I mean.
I know a few of you may not be ready to believe this yet, but
foreclosure investing is actually quite simple, given the right mentor
and system to follow. In fact, ANYONE CAN DO THIS regardless of their
previous experience, knowledge or location. You don't even need a
degree or money saved up to be successful in this business. All you
need is DESIRE, PERSISTENCE, and a great ATTITUDE combined with these
foreclosure strategies and you could be living your dreams.
A Profit Of $40,000 - Not Bad!!
Two months ago...if someone told me that I would have a deal going
in real estate I would have told them they were crazy. I read the
Foreclosure and Flippers books and started sending letters as a
consultant to people whose homes were up for sheriff's auction...I
brought in an investor to buy the house and give my client some money
to help him start over. THE PROFIT ON THIS PROPERTY WILL BE ABOUT 40K.
Not too bad for sending out a few letters.
_- N. Donahue, OH_
HOW I FOUND THE "GOLD MINE"
It wasn't too long ago that I was working at a job, making $10/HR.
barely having enough to cover my monthly bills. I was finishing up my
Bachelor's degree at the time, and I was thinking to myself, there
must be a better way, when it finally hit me. If I wanted my income to
change, I HAD TO CHANGE MY HABITS. I did not want to be stuck at a
dead end job all day, living paycheck to paycheck. I wanted the DREAM!
I wanted the freedom to do those things that I wanted to do, and live
the lifestyle that was fit for me.
So I did what most of us would do, I went to the bookstore and
began reading books on how to make money. Those books eventually lead
to seminars, boot-camps and intensive workshops. I attended every
seminar possible. I was what they called a seminar junkie, however, I
also knew the EDUCATION WAS PRICELESS and would return _ten fold_. At
one of the boot camps I attended, I listed to a gentleman talk about a
unique strategy called a Short Sale. I knew right then, this was for
me. So I paid the $495.00 and received a little booklet on how to do a
short sale. You won't believe what happened next!
I MADE $12,632 ON MY FIRST DEAL!
I began to send out letters and made $12,632 on my first deal
without ever verifying income. I was so excited I even took a picture
of it. I began to realize that for the amount of time I put into it,
the returns were very profitable. Plus, I was my own boss so my income
potential was unlimited, and I was helping people. In fact, that's
another reason why I'm sharing this with you. Everyone deserves an
opportunity like this, to live the dream we are all capable of living.
AND $21,960 ON MY SECOND DEAL!
Thank You For Your Excellent Materials!
I've purchased other short sales courses in the past, and paid much
more for information that was incomplete and lacked detail. After
reading "SHORT SALE SECRETS OF THE WEALTHY", I was amazed by the
easy-to-read, detailed information the materials contained at such a
low price. In addition, the procedural explanations, checklists, and
forms help the reader understand how it all works in the "real world".
FINALLY, I UNDERSTAND SHORT SALES and have the materials and
information I need to move forward in my real estate investing career.
THANK YOU FOR YOUR EXCELLENT MATERIALS!"
_- Tim H. from Columbus Ohio _
THIS NEW SECRET COULD MAKE YOU A FORTUNE!
I'm so excited to share with you one of the BEST-KEPT SECRETS IN
THE FORECLOSURE INDUSTRY. This one technique alone can generate
returns of $20,000, $30,000, up to $100,000 AND MORE. Plus, there is
virtually no risk whatsoever, and there is no qualifying for loans. It
almost sounds to good to be true.
Here's how it works...
A homeowner has a 1st and a 2nd mortgage on his property. Then
something disastrous occurs and the homeowner is unable to pay both
mortgage payments. The property is "over-leveraged" or "upside down"
meaning that the loans on the property are more than what the house is
worth. There is no way someone will offer enough for this house to
satisfy the loan balances. Most people will not pay more for a house
than it's market value because they can't qualify for a loan. This
cuts out all realtors, because the homeowner would have to come out of
pocket to pay the agents commission. This is where you come in.
You will begin negotiating with the LENDER(s), not the seller, to
accept a discount as full payment for the loans. So, if there is a 2nd
loan for $50,000, you will approach them and negotiate a payoff for
the loan amount. Let's say you offer $5,000 to satisfy the loan which
the bank accepts as full payment and now you have created equity.
Do you see what just happened! You have the option to purchase this
property for $45,000 under market value. Imagine if you came across a
property with a $200,000 2nd mortgage you discounted down to $40,000?
Instant $160,000 equity. Can you say CHA-CHING!!
AND IT EVEN GETS BETTER.
You can negotiate with the 1st mortgage holder and ask them to take
a discount on the 1st mortgage. This will _INCREASE YOUR PROFIT
MARGINS EVEN MORE_. It doesn't matter how many loans are on the
property and what position they are in. All loans can be discounted.
It doesn't get any better than this.
I Have $50,000 In Equity
"First let me just say Thank You! I was in the market to buy a house
for myself and was intrigued by what you said about lenders taking
discounts on loans. It was a new concept I had never heard of. Without
wasting any time, I found a foreclosure worth $180,000. The first
mortgage took a $10,000 discount. And get this. The 2nd took a $40,000
discount on the loan. I was amazed. INSTANTLY, I HAVE $50,000 IN
EQUITY. I can't thank you enough."
_-J Simpson, UT_
BANKS ARE YOUR BEST FRIEND.
I know what you are saying... Why would a bank accept such a
discount? It does not make any sense. At first I thought that same
thing, until I understood the lending industry. Banks do not like
excess inventory and non-performing or bad loans on their books. They
are in the lending business not the buying and selling business. So if
they see an opportunity to give the property to someone else who wants
it, they will do it for the right price.
By doing this, they are also saving money in the long run. Lenders
know they could lose a lot more money if the property goes to auction.
There are so many fees involved if the property goes to auction, that
they would be better off taking a discount now and be finished with
the headache of it all.
Lenders who are in 2nd and 3rd position are most willing to discount
because they know more than likely they won't get any money anyway. If
the property goes to auction and no ones bids, they don't get a dime.
So they would like to receive some money rather than no money.
TOTAL PROFIT:
$60,000
This house I negotiated with both the 1st and 2nd. Both accepted
discounts. I discounted this property down to $145,000, pulled out
$40,000 in equity, and then sold it for $210,000 one year later and
was also collecting rent the whole time.
TOTAL PROFIT:
$24,000
This was a house that needed minor repairs and had a 1st and 2nd. The
2nd mortgage wasn't very big, however both lenders accepted discounts.
I discounted this property down to $110,000 and sold it 2 weeks later
for $140,000.
TOTAL PROFIT:
$94,000
This was a nice house in excellent condition. There was one loan on
the property and the lender did not accept my discounted offer because
the property had so much equity in it to begin with. Needless to say,
I wasn't upset they didn't take a discount.
TOTAL PROFIT:
$33,000
Don't laugh at this Cabin. Although it needed some major repair work,
I purchased this cabin in pre-foreclosure for $45,000. The lot alone
was worth $65,000. I didn't spend any money fixing it up and I sold it
3 weeks later for $79,000.
This just goes to show you there are a wide range of properties out
there. Some are really nice, others look like they are about to fall
down or in need of major repairs. It doesn't matter the condition of
the property or what it looks like, all mortgages can be discounted.
As long as you can build a strong case and it makes sense to the
lender, they will discount the loan(s).
Here are just a few things you can expect to learn...
* Learn how to negotiate with homeowners in distress.
* Learn how to fill out the paperwork.
* Learn how to find properties in pre-foreclosure.
* Learn how to negotiate with banks.
* Learn how to build a good, strong case.
* Learn how to creatively finance these properties.
* Learn how to sell the property quickly to make a profit.
All this information is _critical for your success_ and gives you
an advantage over your competition. I will be showing you exactly,
step-by-step how to do this. I'M HOLDING NOTHING BACK...
Everything Is There!
To my surprise, the "Short Sale Secrets of the Wealthy" was all I
needed to really understand this process of buying real estate.
EVERYTHING IS THERE!
_- X. Williams, FL_
THE COMPLETE STEP-BY-STEP SHORT SALE GUIDE
How would you like the Complete Guide to Short Sales? This short
sale guide has everything you need to make money with short sales. I
walk you step by step through the process of talking with the
homeowner, getting the deed, negotiating with the bank, ordering the
packet, filling out the paperwork, sending it back and making a
profit. Yes, it's all there 75 pages worth. Even the forms. All you
have to do is move your feet.
This ebook was written with the "KISS" approach. Keep It Super
Simple. It's all straight forward and to the point. No Fluffy stuff. I
also try to answer all the questions you may have while going through
the whole short sale process. Here are just some of the things you can
expect to learn...
* You will learn exactly how the short sales process works.
* You will learn the proper way of negotiating a short sale. Time
is very valuable to you, and you must not waste it here.
* You will learn how to avoid the biggest mistake all rookie
investors make. This mistake alone can end up costing you thousands.
* You will learn how to set up a land trust so you can take control
of the property without actually owning it. When set up correctly, you
will receive all benefits that come with the property.
* The Authorization to Release Form. This gives you authorization
to view the homeowners' loan. You must have this!
* The Escrow Letter so you can pull out any excess money in escrow.
* Purchase Agreements. This is one of the hardest parts of the
whole process. You must learn how to fill these out correctly. We
provide examples of one's already filled out so you can just copy
them.
* Hardship Letters. These letters explain to the lenders why they
should accept a discount. There are certain things you need to say so
odds are in your favor.
* Calling the bank. This is a critical piece. If you don't do this
right, many banks will not work with you because they know you are a
rookie. There are certain things you say and things you do not say.
* You will learn how to fill out the HUD-1 settlement statement.
* You will learn about BPO's. This stands for Brokers Price
Opinion. Before the lender accepts your offer, they send out a
"broker" to evaluate the property and see what it's worth.
"Short Sale Secrets Of The Wealthy" Is Absolutely Fabulous!!!!
As for real estate technique specific books, I bought a complete
foreclosures and short sale course on the internet. I'm getting ready
to do my first short sale and was having trouble determining EXACTLY
what paperwork needed to be completed and why. The course (4 books)
that I bought was from foreclosureuniversity.com and by a guy named
Jared Severe (I had never heard of him before). It was four e-books...
HIS "SHORT SALE SECRETS OF THE WEALTHY" IS ABSOLUTELY FABULOUS!!!! It
contains no motivational materials and no ads for bootcamps, seminars,
tutoring, or anything else he sells (I don't think he has anything
else for sale). It is just a straight forward, step-by-step guide to
doing a short sale and includes every form that you need in the order
you need them. It also explains how to fill the forms out and why you
are doing it!!!!!! EXCELLENT! This is exactly what I have found to be
lacking in so many other books. Now, if I could just find a similar
course on subject to!
Posted by Mike-OH on January 23, 2005 at 05:35:19:
Source:
http://www.real-estate-online.com/wwwboard/messages/60760.html
Each Line Makes Sense
"I have previously purchased many other books regarding realestate
investments. (0 down, purchase property with a bad credit, forclosures
etc.) I have learned a lot but all of them were somewhat incomplete, I
could't pull it through. Finally, I read the book written by Mr. Jarad
it opened my eyes, EACH LINE MAKES SENSE. The way this explains, I'm
clearly understood that how I can purchase the property below market
value and I can do whatever I wish to do. Other books give examples of
how to avoid negative cash flow by hypothetical figures but it doesn't
teach how to buy the actual properties below market value!!!'
_- L. Nguyen, CA_
The Information Is Straightforward
I like the ease of use of the foreclosure books. THE INFORMATION IS
PRESENTED IN STRAIGHTFORWARD language, particularly the text
explaining how to acquire a property "subject to" an existing
mortgage. The ebook explains WHAT TO DO AND NOT DO. With this
information I've completed my first foreclosure transaction, learned a
lot and earned a nice profit as well.
_- K. Caruso, IL_
AND I'M JUST GETTING STARTED. WAIT UNTIL YOU SEE WHAT ELSE I'VE PUT
TOGETHER FOR YOU IN WHAT MY STUDENTS ARE CALLING THE BEST FORECLOSURE
TRAINING PACKAGE OUT THERE.
No doubt when you begin your short sale investing career, you don't
want to just limit yourself to short sales. This is just one technique
in the foreclosure world. There are several ways to profit from
foreclosures. Therefore, you need to get your hands on all the
resources you can that will assist you in the process.
THE ULTIMATE HOW-TO GUIDE FOR INVESTING IN FORECLOSURES
This is without question the "Ultimate How-To Guide" for Investing
in Foreclosures. I tell you specifically what to do and how to do it.
I have created a solid, easy to read, step-by-step foreclosure
training manual that gives detailed instruction on how to invest in
foreclosures. Over 160 Pages of Information, no fluff or sales ads,
just pure foreclosure investing strategies!
In this manual I cover each of the phases of foreclosure and how to
profit from them. Pre-Foreclosure, At the Auction, and Post
Foreclosure (REO). Each phase can be very profitable, so I have
included step by step instruction on each one of them. Here's what you
can expect to learn from this exclusive training manual...
* How to find those one-of-a-kind properties.
* How to negotiate with the sellers and earn their trust.
* How to research properties to find their true value.
* How to research properties before the auction.
* How to creatively finance properties in foreclosure.
* How to calculate fix up costs and repairs.
* How to eliminate your risk.
* How to protect yourself as a buyer.
* How to find FREE REO listings of properties all over your area.
* How to research properties online.
* How to look up names, addresses and phone numbers of homeowners
in distress.
* How to research REO properties
* How to estimate your profits on each deal.
* How to tell immediately if the property is a good deal.
* How to write your letters to homeowners in distress so they
respond to you.
* How to write winning ads in the newspaper to get your phone to
ring.
* How to sell your property quickly.
* How to receive pre-foreclosure listings in your email box on a
daily/weekly basis.
* How to tie up a property without ever owning it.
Pulled Out $75,000 CASH
Jarad, not only did you manage to help us save $20,000 from the
purchase price of our home, we purchased our home nothing down and
later PULLED OUT $75,000 CASH. Thank you so much for the information
and insight you have shared with us.
_- K. Mortensen_
$40,000 Profit In Less Than 1 Month!
Jarad, I am writting to you two weeks after I purchased your e-book
and one week three days after I bought a property based on your
negotiation skills. I know it was not sheer luck. I just wanted to
drop a message and let you know that three days after the purchase, I
SOLD THE PROPERTY (STILL IN ESCROW) FOR A $40,000 PROFIT. I must thank
you for your e-book.
Your excited student
_- M. Ondieki_
OK, TELL ME, WHAT'S THE BOTTOM LINE?
Foreclosure Guru's and experts charge $500.00 and up _just for this
short sale information_. Trust me, I know! And to be honest, it's
worth every penny. However, I'm not like my competitors. I want to
impact your life in a positive way and get you the best education
there is to offer. I also don't want money to stand in the way of your
dreams coming true which is why I'm NOT going to charge you $500, even
though just one short sale deal easily out-weighs this small
investment.
I would like to give you a really good deal on this. I'm giving you
this extremely unique, immediately available, step-by-step information
for only $47 which will allow you to begin discounting real estate for
pennies on the dollar.
I KNOW MY PRICE IS VERY LOW. ALL MY FRIENDS ARE TELLING ME I'M
CRAZY FOR OFFERING IT SO LOW. BUT I FEEL EVERYONE DESERVES AND NEEDS
THIS VALUABLE INFORMATION. I WANT TO KEEP MY PRICE LOW ENOUGH THAT
EVERYONE CAN TAKE ADVANTAGE OF THIS OPPORTUNITY.
THIS IS REALLY THE ONLY MANUAL YOU WILL EVER NEED.
The sequence of presentation is excellent. It is so easy to follow
and you also give such great ideas for creativity and how important
timing can be. I am in the mortgage business but I never had any idea
on how to purchase a foreclosure. THIS IS REALLY THE ONLY MANUAL YOU
WILL EVER NEED.
_- J. Bekolay, MI_
URGENT: You must take action now, I cannot promise this price
forever. This special discount is only being offered for a short time
and is closely monitored on a daily basis. We may change it at any
time. So I can only guarantee the price that is shown when you order
today.
TAKE ACTION NOW AND RECEIVE OVER $700 IN BONUSES!
BONUS #1
- STATE-BY-STATE FORECLOSURE HANDBOOK -
This Foreclosure Handbook contains the laws, regulations, and
procedures in every state. Each state has detailed information on what
happens during the foreclosure process, the time allotted for that
process, and what happens after that time. This handbook will also
show you which loan system is preferred in your state.
BONUS #2
- NATIONAL FORECLOSURE DIRECTORY -
This is the Complete Resource for the Foreclosure Investor. It
Features valuable time saving information. Quickly find Phone Numbers,
Addresses, and Research Tools. This is undoubtedly the most
Comprehensive Foreclosure Directory on the planet! You will be able to
quickly locate your county auction, know where to go when you begin
researching the records, plus get direct access to the county clerk
who handles foreclosures. This book has it all!! 275 pages of
information on all 3000 counties in the U.S.
BONUS #3
- REAL ESTATE FORMS -
You will also receive as a special bonus all the contracts and forms
I use for every foreclosure deal. Yes, I even include sample contracts
and forms that are filled out so you're not left trying to figure them
out on your own. The Purchase and Sales Agreement, HUD-1, Warranty
Deed, Agreement Letter, Authorization to Release, Hardship Letter,
Land Trust Agreement, Assignment of Beneficial Interest, and More.
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