Real Saving Money Secrets - A Proven, Practical Guide to Saving Money
on Bills and Purchases
Real Saving Money Secrets!
_EASY TO READ, EASY TO DO._
HOW TO STRETCH YOUR PAYCHECK TO GET WHAT YOU NEED AND
GET A BETTER DEAL ON THE THINGS YOU WANT
A PROVEN, PRACTICAL GUIDE TO LOWERING YOUR BILLS AND
SAVING MONEY ON PRODUCTS AND SERVICES ALL YEAR LONG
-------------------------
GET YOUR PIECE OF THE PIE! LET ME SHOW YOU HOW.
Are you tired of seeing others succeed and always seem to get great
deals on things you'd like to have but can't afford? Does it always
seem like you missed out on the last "big thing?" It doesn't matter
whether the economy is good or bad; you can take advantage of
opportunities to make better deals and save money. The major premise
of this guide is that, with the proper attitude, thinking, and a
little planning, _you_ can find opportunities where others see
problems. They're everywhere, all the time! This e-book provides
dozens of techniques anyone can use to save money on monthly bills and
purchases, big or small. Click here to purchase now [1].
FRUSTRATED BECAUSE IT SEEMS YOU NEED TO HAVE LOTS OF MONEY TO MAKE
MONEY? LEARN HOW TO STRETCH YOUR CURRENT INCOME INSTEAD.
Too many books and "systems" out there in the market showing people
how to save money and make money are aimed at people who already have
plenty of money! You've seen them advertised on TV infomercials, on
the Internet, and elsewhere. Complicated books, computer software, and
courses that cost hundreds of dollars to buy and are difficult if not
impossible for the average person to learn and use successfully.
* Investing in stocks? That takes money!
* Investing in real estate? That takes time and money!
* Starting a business? That's a risky, time-consuming venture that
may never make money!
* "Get rich quick" schemes? They're usually scams that almost
certainly result in you losing money!
But would you invest less than the cost of pizza and a movie if it
was guaranteed to help you keep more of your hard-earned money every
month? Read on to learn about a risk-free way to end up with hundreds
of dollars more every year.
THIS BOOK SHOWS YOU HOW TO HAVE MORE MONEY EVERY MONTH - GUARANTEED
It's about saving money on things you need to buy anyhow and getting
a better deal on things you'd like to have. This easy-to-read, 62-page
guide contains dozens of unknown, overlooked, and secret-but-proven
techniques that anyone can use to save money and avoid getting ripped
off in the process. Plus, see below for information about a free
21-page bonus section.
Click here to purchase now [2]
I DON'T BELIEVE IN HYPE, JUST RESULTS
I grew up in a single-parent, middle-class household in suburban New
Jersey, just outside of Philadelphia. My mother was a bank secretary
and my father an insurance salesman. I delivered newspapers and mowed
lawns as a teenager, and worked my share of minimum wage jobs and
borrowed lots of money to get through college. So I know how hard it
can be to earn a paycheck.
I was the first in my entire family to graduate from college. I
earned degrees in Education from Purdue University and The Ohio State
University and hold a teacher license. Since 1982, I have served as a
professor at two major public universities. I have devoted my career
to helping people gain knowledge and skills to improve their lives: I
have taught courses and workshops and written for all types of
audiences, from grade school students to working adults.
I am skeptical of the proliferation of "junk" information (that's
the nicest word I could think of) posing as facts on the Internet and
offered through "get-rich-quick" schemes and scams. For well over a
decade, I have thoroughly researched reputable sources of information
and carefully perfected nearly all of the techniques included in this
book by using them myself. Not theory just proven practice and
practical information! I am confident you will get the money-saving
results you seek by buying this book and I'm willing to put my money
where my mouth is. If you read on, I'll prove it you.
_THIS BOOK IS:_
* A source of no-nonsense knowledge to help you be a more educated
consumer.
* Full of proven, practical techniques anyone can use to negotiate
better deals and save money on purchases big and small.
_THIS BOOK IS NOT:_
* A "get rich quick" scheme.
* A source of ways to unfairly take advantage of other people.
* A proponent of illegal or unethical methods of saving money.
BRAND-NEW 2007 EDITION UPDATED WITH EVEN MORE IDEAS
Since the time first edition of this book was published in 1991 and
advertised in national publications such as _USA Today_, many new ways
to save money have arisen, from discount "superstores" to online
shopping sites. This revised edition has been expanded and updated to
include Internet-related and other money saving tips that are now
available, as well as help you steer clear of the additional tricks
and scams that have accompanied new opportunities.
Click here to purchase now [3]
"GET RICH QUICK" IS FOR DUMMIES, IDIOTS, AND FOOLS
As I mentioned, this book is NOT about get rich quick schemes; most
of those are scams anyhow. The basic philosophy of this book has never
changed since I wrote the first edition more than 15 years ago: you
can save money in little ways everyday and it can add up to big
savings! You don't have to be rich or famous, although by using many
of the ideas in this book who knows!
-------------------------
HERE ARE SOME OF THE MANY TOPICS YOU CAN FIND IN THIS PRACTICAL BOOK:
SECTION 1 - STRATEGIES FOR GETTING A BETTER DEAL ON ALMOST ANYTHING
* Where and when to buy merchandise to get better prices
* Even in large department stores, there are easy ways to get
savings
* How to ask for a better price anywhere you shop
* How to get extra stuff for free
* Special tips for buying or selling a car and important
differences between buying from or selling to a car dealer instead of
an individual
* Don't fall victim to this scam when selling your car.
* How to find great deals on surplus vehicles.
SECTION 2 - SAVING BIG BUCKS ON BIG DECISIONS AND BIG-TICKET ITEMS
* Tips for buying a home
* Special money-saving mortgage programs you may qualify for
* A simple technique to save thousands over the life of your
mortgage loan.
* How to connect to utilities and get the best prices on
home-related services when you want to switch or move in one simple
step.
* Simple steps to take to avoid foreclosure and keep your home if
you are unable to pay your mortgage.
* How to choose a home contractor
SECTION 3 - SIMPLE WAYS TO SAVE MONEY ON MONTHLY BILLS AND REGULAR
PURCHASES
* How to lower your auto insurance bill, whether you buy from a
traditional agency or a "dot com" company online.
* How you can save money using credit cards
* How to avoid spending too much at the supermarket
* Avoiding the risks of coupon clipping
* Dozens easy ways to save on home energy costs and how to qualify
for federal tax credits for energy efficiency
* How changing one small habit could save you $1,000 a year
* Get your favorite products free for the asking
* How to get paid more without leaving your company (and without
getting another job)
* How to save on costs of driving your car.
* Free sources of information for comparing prices for insurance,
phone bills, travel, etc.
* How to get a truly free credit report with no strings attached
* How to lower your credit card interest rate with a five-minute
phone call
* Learn a 100 percent legal way to receive high-definition
television channels without paying a monthly fee to the cable or
satellite company.
* How to escape getting stuck with a big tax bill if your ex-spouse
cheated on your tax returns.
* How to get your tax refund faster without paying a preparer for a
advance refund loan.
* A simple technique for turning a product or service complaint
into free stuff for the asking
* How to get free computers for your home school or organization.
* Get your employer to pay for your commuting expenses.
* How an overweight pet costs you money and other ways to reduce
pet expenses.
* Tips on reducing the cost of prescription drugs and learning how
not to get ripped off if you buy them online.
* Find an affordable camp for your children that meets their
interests.
* How to save on college costs for yourself or your children.
* Dozens of free or inexpensive services the government provides
that you probably overlooked.
Click here to purchase now [4]
-------------------------
I'M SO CERTAIN YOUR LIFE WILL BE BETTER BY USING THIS BOOK THAT I
LOWERED THE PRICE 20 PERCENT ... AFTER EXPANDING THE CONTENT BY 196
PERCENT!
The 28-page print version of the first edition of this book was
advertised in publications such as _USA Today_ in the early 1990's for
$24.95, plus the additional cost of shipping and handling. The current
version of this book is jam-packed with even more saving money ideas
and resources and is now a whopping 62 pages. (Plus see below for
information about a new 21-page bonus section!) But because this is
now an "e-book," I can save the cost of printing and offer it to you
for just $19.95! (All you need is a computer with a free PDF reader to
view or print the book.) But I reserve the right to raise the price at
any time based on buyer demand.
WHO WILL BENEFIT FROM THIS BOOK?
* Just about anyone wanting to save money on monthly bills and
learn ways to get better deals. Whether you are living from paycheck
to paycheck, a single parent, a recent college graduate, a homeowner,
or retiree.
* If you are a financial expert such as an accountant or investment
banker, you may not get as much from this book. But I bet even you
will easily get your money's worth from buying and using this book. I
have a Ph.D. but I have found I have learned far more practical
knowledge from experience and my own research than from my college
courses.
* All you need is the ability to read English and access to a
computer with a PDF reader (such as the free Adobe Acrobat Reader).
Most computers already have such software installed.
* The book is aimed at U.S. residents but people from Canada or
other western nations will probably still benefit from using many of
the basic ideas and techniques offered in this book that are not
country-specific. (Even the U.S. government resources provided are
generally useful to anyone.)
EASY MATH: INVEST TWENTY BUCKS, SAVE A FORTUNE?
This e-book could save you hundreds of dollars per year. I guarantee
you will agree the money-saving tips and strategies included in this
book will be worth at least 10 times what you paid for it or I'll buy
it back from you for the full purchase price. And I'll give you eight
weeks to make sure!
Click here to purchase now [5]
FREE BONUS
If you order now, I will include a new 21-page bonus section
entitled "Buyer Beware!" that provides a valuable compilation of
numerous warnings and tips on common scams, misleading sales pitches,
and attempts to defraud you of your hard-earned money. Nearly all
information has been obtained or verified from reputable university or
government sources, including the (U.S.) Federal Trade Commission
(FTC), Federal Communications Commission (FCC), etc.
* How to recognize and avoid telephone and online scams
(telemarketing & Internet, ">You'll be able to download the e-book
instantly, as soon as you pay.
P.S. When you buy the book, you'll also have access to our web site
that provides sources of valuable information and useful Web sites to
visit to find great deals.
[6]Click here to purchase now [7]
You can pay with PayPal, your credit card, or online check.
