Credit Counseling For Credit Reports And Credit Repair WORKBOOK.
*
EASY STEPS ANYONE CAN TAKE TO
IMPROVE AND PROTECT THEIR CREDIT
-------------------------
FIVE MAIN CATEGORIES OF INFORMATION, KNOWN IN THE INDUSTRY AS
“WEIGHT FACTORS”, ARE EVALUATED TO ARRIVE AT YOUR CREDIT SCORE.
WOULDN'T IT BE HELPFUL TO KNOW WHICH IS GIVEN THE MOST WEIGHT
AND THE STEPS NEEDED TO FIND AND MAINTAIN THE FAVORABLE BALANCE?
You can print this workbook and use it repeatedly as a reference. You
will be able to see your progress, and be reminded to follow up on
problem aspects of your credit.
It is suggested you obtain and print out a free credit report and put
it in a three ring binder along with this e-book. Instructions and
DETAILS ON HOW TO OBTAIN A FREE CREDIT REPORT are included in this
publication. Here are examples of just SOME of the INCREDIBLE
KNOWLEDGE and how ANYONE can use it to IMPROVE their credit status!
Among other things, you will learn:
* The FIVE areas the credit score generators EVALUATE to reach YOUR
SCORE!
* Approximately how much VALUE as a PERCENTAGE is assigned to each
area
* What TYPES of monthly PAYMENTS are NOT considered by the credit
score generators
* Why an OPEN account that has NOT been used recently HURTS your
score
* When opening A NEW ACCOUNT can HELP (or may actually hurt) your
score
* When you should NEVER do either of the last two!
AND THERE IS MUCH MORE!
> What mortgage underwriters HATE that may be on your credit report,
but DOES NOT reflect on your score
> Where the ERRORS on your report are most commonly found
> What you can ADD to your credit file after a mortgage loan
originator pulls it that MAY HELP you qualify for a home loan
> What BALANCE to hight credit ratio MAXIMIZES your good standing with
the credit generators
> Who can PULL your credit report WITHOUT it affecting your credit
score at all
> How MUCH and how LONG is YOUR SCORE generally impacted when someone
pulls YOUR CREDIT
-------------------------
ACT NOW! EVERY DAY COSTS YOU MORE MONEY!
Did you know your CREDIT CARD INTEREST RATES
and credit limits ARE DICTATED BY YOUR CREDIT SCORE?
Also, in this time of uncertain employment, more and more EMPLOYERS
ARE USING CREDIT
as a screening tool for potential new hires.
Your neglected credit could COST YOU THE OPPORTUNITY you've waited for
years to
materialize! Prepare NOW with this nominal, yet POWERFUL investment!
About The Author
Herbert K. Smith
A lifetime in the Real Estate industry… the past 10 as a
Mortgage Loan Originator. My hands on experience in helping borrowers
overcome challenges, making observations on credit reports that come
across my desk, and the many hours of continuing education required in
my profession have provided me with the valuable insight provided in
these publications.
Kenny Smith
Sr. Mortgage Loan Originator
NMLS# 113196
kennykaty@gmail.com
www.oconeemortgage.com
www.kennykaty.com
www.twitter.com/hkennethsmith
www.linkedin.com/in/herberksmith
www.facebook.com/kennykaty
-------------------------
THREE EXCLUSIVE BONUS GIFTS WITH THE PURCHASE OF THIS USEFUL AND
INFORMATIVE PUBLICATION... FOR A LIMITED TIME ONLY!
Everyone wants better credit for different reasons. It may be in
order to save on credit card interest, obtain financing for a home
purchase or refinance, send a child to college... or maybe to simply
lower debt and get your financial house in order. SO... I put together
this BONUS TRIO to supplement the POWERFUL information in the main
report.
Here are the AMAZING LIMITED TIME BONUS offerings: This valuable tool
contains information on what to expect as well as how to navigate the
home buying experience from the mortgage side of things. Handy facts,
pitfalls to avoid, planning worksheets and even letter templates to
clear up any unforeseen problems that may arise. Take positive action
now!
Image: Danilo Rizzuti / FreeDigitalPhotos.net
MORTGAGE READY PLANNER
Take The Steps Necessary To Prepare For Home Ownership! Did you know
FHA allows you to increase chances of home ownership by allowing
prospective buyers to augment their payment history? This useful
report details the types of accounts, shows the FHA code, and includes
a mini worksheet to get you started! Take advantage before the rules
change! Image: Francesco Marino / FreeDigitalPhotos.net
GIVE YOURSELF CREDIT
Don't Give Up On Your Dream Of Home Ownership! A straightforward, no
nonsense Debt Reduction / Home Budget worksheet. There are no bells
and whistles here... just you, your information and a pencil applied
to this guide will reveal things you didn't realize about your monthly
expenditures. Get your financial house in order today!
Image: Salvatore Vuono / FreeDigitalPhotos.net
DEBT / HOME BUDGET MANAGEMENT WORKSHEET
Begin Lowering Your Debt And Elevating Your Credit!
TAKE ADVANTAGE OF THIS GREAT OFFER TODAY! THE CREDIT COUNSELING FOR
CREDIT REPORTS AND CREDIT REPAIR WORKBOOK! PLUS 3 BONUS PUBLICATIONS!
ONLY $29.97
Because I have chosen to use a secure point of sale system, your
credit card or bank statement will show a charge from ClickBank or
CLKBANK*COM, rather than a reference to this specific product.
Thank you for your purchase!
ClickBank is a registered trademark of Keynetics Inc., a Delaware
corporation. www.kennykatylimited.com is not affiliated with Keynetics
Inc. in any way, nor does Keynetics Inc. sponsor or approve any
www.kennykatylimited.com product. Keynetics Inc. expresses no opinion
as to the correctness of any of the statements made by
www.kennykatylimited.com in the materials on this Web page. If you
need any help, please contact us at kennykaty@gmail.com
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©2009 Herbert Kenneth Smith. 866-384-2142 | kennykaty@gmail.com
