Excerpt from product page

Avoid The Credit Crunch

WARNING: READ THIS CAREFULLY AND DILIGENTLY, AND I PROMISE YOU'LL BE
ABOUT TO EMBARK ON A JOURNEY WHICH WILL BEAT THE CREDIT CRUNCH INTO
SUBMISSION AND GIVE YOU MORE MONEY IN YOUR POCKET EVERY WEEK...

\"FINALLY, A WAY TO SMASH YOUR WAY OUT OF DEBT, LEARN HOW TO BUDGET
YOUR INCOME AND PUT MONEY IN YOUR POCKET – AVOIDING THE CREDIT
CRUNCH!\"

-------------------------

FROM: ROLAND PAYN

DATE:

Dear Credit Crunch Sufferer,

Here it is – the step-by-step program and information you’ve
been looking for – the proven techniques and steps to take that will
help you shred your debt while finally learning how to manage – and
save - your money!

Are you drowning in debt? Has the economic meltdown finally hit you
where it hurts – in a way you never expected? Have you _hit the
wall_ with nowhere to go – and nowhere to turn?

STOP! IT’S TIME TO CHANGE THINGS AROUND – AND I’M GOING TO
SHOW YOU HOW!

Avoiding The Credit Crunch can change your life - for the better. It
can help you and your family turn around the constant struggle to meet
your credit card debts – and finally start living the way you want
to live – the way you always dreamed of living!

It can help you deal with the credit card companies, the banks, the
department stores – and take your life back! Stop the harassment!
Stop the annoying phone calls! Stop living paycheck to paycheck –
with no money left over for savings! IT’S TIME TO TAKE CHARGE OF
THAT CREDIT MONSTER – and Avoiding The Credit Crunch can help you do
it!

You’ll find page after page of valuable information that will
explain why bankruptcy may not be the right answer for you – despite
what you may think. After all, you’ll be stuck with a big “B”
branded on your credit report for the next 10 years – a “brand”
that will force you to pay higher interest rates, prevent you from
getting credit or borrowing – even prevent you from purchasing a
home or a new car.

While bankruptcy may _seem _like a good idea to erase your debt,
it’s certainly not an ideal situation. Plus, the laws have changed
significantly – and it’s harder than ever to use bankruptcy as a
“way out!” Remember – bankruptcy is your last resort.

AVOIDING THE CREDIT CRUNCH WILL SHOW YOU ALTERNATIVE WAYS TO DEAL
WITH YOUR DEBT – from contacting credit card companies to working on
ways to pay down your existing debt. But the key is to help you get on
track by understanding how you got into this situation in the first
place – and learning to manage your money so you won’t repeat the
mistakes again!

With Avoiding The Credit Crunch you’ll learn not just how to
manage the debt and credit crunch you’re in now – but more
importantly, YOU’LL LEARN HOW TO BUDGET YOUR MONEY – how to save
your money for a better life. Can you just _imagine_ what that will be
worth to you weeks, months – even years from now? Of course you can!
And only the Avoiding The Credit Crunch can help you turn this around
– for good.

Sign up to the newsletter today to kill the credit crunch and
INSTANTLY RECEIVE FIVE INSIDER SECRETS that have helped 2432 people
slay the credit crunch...

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EVERY TECHNIQUE IN THIS PROGRAM IS PROVEN TO WORK! Every secret
we’ll share with you has helped others. Every tip, suggestion and
recommendation you’ll find in Avoiding The Credit Crunch works –
period! No second-guessing!

No wondering if you should – or shouldn’t – try what you’ll
find in our program! Because everything works to help you beat that
credit crunch!

NO GIMMICKS! NO WORTHLESS TOOLS OR TECHNIQUES! Absolutely no
information that can’t help you turn things around - 180 degrees!
These are all proven techniques - and you can make them work for you
now. Normally, the first thing people do is panic. But you won’t
have to – because you’ll have viable, real options to work with
that can help you – NOW. So great ready for a fresh start!

From the very first chapter Avoiding The Credit Crunch shows you
your guide to financial freedom – by helping you develop a budget
that you can live with. In fact, you’ll find a sample budget
prepared for you – all you’ll need to do is copy it, fill in your
expenses – line by line, category by category – to see where your
money is going every month – and how much money you’ll have left
over. If you’ve never worked with a budget before – this is the
place to start.

BELIEVE OR NOT – IT’S THAT SIMPLE! By putting together a budget
you’ll be able to manage your money in ways you’ve never dreamed
possible!
You’ll see on paper – step-by-step – where the cash goes. You
may want to do this once a month, every two weeks – or every time
you get paid. You decide. But we give you the tools to work with!
Listen, we didn’t say it was going to be _easy_ – because
budgeting means using willpower and making sacrifices that you
probably haven’t had to make before.

BUT THE GOOD NEWS IS THAT WE’RE GOING TO PUT YOU ON THE ROAD TO
FINANCIAL FREEDOM. And Avoiding The Credit Crunch is your roadmap –
a roadmap to success. Page after page, chapter after chapter will show
you all the techniques, secrets and reasons why you CAN get out from
under your debt.

You’ll learn things like,

WHY USING CASH OR AN ATM IS MUCH BETTER FOR YOU AND YOUR FUTURE
THAN SWIPING THAT PLASTIC CREDIT CARD WHEN MAKING A PURCHASE

Why you should avoid getting another loan – to pay off the ones
you already have

WHY YOU SHOULD AVOID – AT ALL COSTS – THOSE “PAYDAY” LOANS
YOU SEE ON ALMOST EVERY STREET CORNER

Why setting up a budget is crucial – if you’re going to be
successful in managing your money

WHY YOU MIGHT CONSIDER CONSOLIDATING ALL OF YOUR DEBTS INTO ONE
LOAN – AND WHEN TO DO IT

Avoiding The Credit Crunch will show you why it’s _important_ to
pay down your credit cards the right way – so it doesn’t adversely
affect your credit report. Your credit report is critical in how much
interest you pay on loans, including your mortgage, whether you’ll
even get a loan, and you must work diligently to ensure that your
credit report isn’t affected by the moves you make.

And if you can’t make _heads or tails_ out of your credit report,
AVOIDING THE CREDIT CRUNCH CAN HELP – because we’ll show you what
those numbers mean, what score to shoot for and when to forget about
looking to borrow money.

The fact is your credit report score can actually reward you with a
lower interest rate – or it can hurt you because you’ll be sure to
get higher rates. It all depends on your score – and we’ll show
you what to look for. We’ll show you how they arrive at their score
– and what steps you can take to boost your score.
FACE IT; YOU CAN’T _HIDE_ FROM YOUR FINANCIAL “REPORT CARD.”
So pay attention to the information in Avoiding The Credit Crunch
about your credit report!

Here are just some of the tips inside Avoiding The Credit Crunch:

1. Create a budget!

2. Don’t spend more than the amount you have to pay off that bill
– or spend more than you can afford to pay!

3. Don’t use credit cards and credit debt to “keep up with the
Joneses!

4. Leave your credit cards at home when you shop!

5. Learn to be a thrifty shopper – instead of an impulsive one!

6. If it’s not in your budget – FORGET IT!

7. Check your credit report on a regular basis – to make sure the
information contained in it is correct!

There are more – they all make sense - and they’re all designed
to help you on that road to financial freedom. Once you read Avoiding
The Credit Crunch, and start applying the information and techniques
– _you’ll feel good about yourself_ – you’ll know you’re
doing what’s right for you and your family – and you won’t
revert back to those old ways of spending.

There’s absolutely no reason to wait one more day – one more
hour! IF YOU TAKE ACTION NOW, YOU’LL BE ON YOUR WAY TO A DEBT FREE
LIFE! Aren’t you tired of being embarrassed by the harassing phone
calls? Aren’t you tired of going to the mailbox only to find “Past
Due” notices on every envelope? Aren’t you tired of making payment
after payment – only to learn you haven’t made a dent in your
debt? Of course you are!

That’s why I urge to not let one more minute go by without taking
the SIMPLE STEPS TO CHANGE YOUR LIFE – for the better – the steps
that you’ll find in Avoiding The Credit Crunch!

Do it now – because _every second_ that passes is costing you
money.

\"OKAY, HOW MUCH WILL THIS SET ME BACK?\"

See? I knew what you were thinking. Now for the good news.

YOU'D PAY THOUSANDS OF EXTRA MONEY EVERY YEAR WITHOUT THIS
INFORMATION. JUST THINK HOW MUCH MONEY YOU ARE LOSING BY NOT USING
THESE STRATEGIES. I personally value this course at $997, given the
fact that the overwhelming majority of credit crunch sufferers who put
my ideas into use save well over $997 a year.

But I don't want to charge you that much, I know you are suffering
from this global recession and I want to help you out. I'm going to
give you financial freedom in a digital package, and you won't even
pay me $197.

Instead, I'm going to ask you for just $50 as a one-time payment,
and you'll gladly pay it. Know why? Because YOU KNOW WHAT I'VE SAID
ABOUT MANAGING YOUR FINANCES PROPERLY IS TRUE. You've probably seen
what poor money management has done to your finances... and you're
sick and tired of it.

When you add together to education I'm giving you in the Avoiding
The Credit Crunch, you know what I'm charging is pennies on the
dollar. Just think...

IF AVOIDING THE CREDIT CRUNCH GIVES YOU JUST ONE IDEA THAT WORKS
(AND BELIEVE ME IT WILL BE A LOT MORE THAN THAT) YOU CAN EASILY MAKE
BACK WHAT YOU PAID ME. And believe me, you'll see more than one
successful idea turn into savings.

Don't believe me? Fine. Let me make this even easier by giving you
this...

My Avoiding The Credit Crunch
Money Back Guarantee

Claim your guide while you still can (the doors WILL close), and try
TRY AVOIDING THE CREDIT CRUNCH STRATEGIES WITH ZERO RISK FOR A FULL 60
DAYS.

That's sixty full days to try the methods by putting the Avoiding
The Credit Crunch to work for you (you can start saving money today,
remember).

At any point during that 60 days, IF YOU'RE NOT HAPPY FOR ANY REASON
AT ALL, LET ME KNOW and I'll refund every penny you paid me, no
questions asked.

Click Here To Add 'Avoiding The Credit Crunch
To Your Cart For Only $50

Avoiding The Credit Crunch is what you've been looking for... so
don't dawdle and miss it. I'm not going to keep this on the market
forever. You need to act now while you have the chance. You could be
saving money with this today, and see your pockets fatten within days
or weeks. Or you can do nothing and wish you had.

WHAT IF YOU HAD THE TOOL TO BEAT THE CREDIT CRUNCH?

Sooner or later, everybody gets stuck in financial crisis. Some
never get out. If you're there and can't seem to escape, put Avoiding
The Credit Crunch to work for you and start seeing consistent savings
in record time.

YOU CAN TRY THIS OUT AND SEE IT WORK WITH YOUR REAL MONEY WITHIN 60
DAYS. There's absolutely no reason not to try and see whether it will
work for you.

Avoiding The Credit Crunch could be that "missing link" you've been
looking for.

You know you want the life you've dreamed about, where you kick your
day job to the curb and have all the spare time you want. Isn't it
time you went out and got it instead of dreaming about it and letting
life pass you by?

There's only one step left to take...

YOUR CHANCE TO BEAT THE CREDIT CRUNCH!

Download your Avoiding The Credit Crunch guide at the low
introductory price of ONLY $100 $50, IF YOU CAN GET IN WHILE THE DOORS
ARE STILL OPEN.

Avoiding The Credit Crunch gives you the opportunity to make a
difference with your finances, and stack up the money in your bank
account to ensure you never suffer again.

Beat the Credit Crunch while the doors are still open.

Start saving money today...

Click Here To Add 'Avoiding The Credit Crunch'
To Your Cart For Only $50

Wishing you success as you beat the credit crunch,

Roland Payn

PRIVACY | AFFILIATES - MAKE MONEY | CONTACT US

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