Excerpt from product page

Mortgage Financing Secrets
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WHETHER YOU'RE BUYING A HOME
OR REFINANCING YOUR MORTGAGE

ANY ONE OF THIS INDUSTRY INSIDER'S TIPS
CAN SAVE YOU $100'S...GUARANTEED!

IT'S YOUR HARD-EARNED MONEY!
WHY THROW IT AWAY?
GET THE FACTS LENDERS DON'T WANT YOU TO KNOW!

Whether you're buying your home, or refinancing your mortgage to
take advantage of today's historically low interest rates, you'll find
valuable time- and money-saving tips in Mortgage Financing Secrets. It
doesn't matter whether you're a first-time home buyer or have had a
mortgage before. My wife and I have been through the process a half
dozen times in the 20 years we've owned our home and we didn't know
half of what's in this jam packed e-book!

THE RULES HAVE CHANGED...

The financial industry has recently been turned on its ear by
greed, bad judgment and poor regulation. Banks and other lenders are
desperately trying to recover from the unprecedented mess they're in.


Hi, my name is John Sawyer. I sat down with Steve Stelzman, a
mortgage industry insider with over 22 years experience, to get the
facts on how the average home buyer can get the best deal on a
mortgage in these turbulent times. Steve is the owner of The Mortgage
Company, a mortgage brokerage in Allentown, PA. He has been in the
industry since 1986 working his way up from a summer intern at a
mortgage company to regional mortgage manager for a large bank to
forming his own company in 2000.

This guy knows his stuff!

MORTGAGES ARE MORE COMPLEX THAN EVER

As I said, I've been through the mortgage process several times. My
wife and I bought our first home in 1989. Things were fairly
conservative then in banking
terms. That was good in that the rules were fairly straightforward,
and not so good in that it was more difficult to qualify for a loan.

Needless to say, we were thrilled when we got the go-ahead to build
our house! We watched it take shape over the summer and moved in late
in 1989.

Over the years as interest rates have changed (they were sky-high
in 1989!) and situations have warranted it, we have refinanced several
times. Each time the rules were different! Not only that, there were
more and more choices of loans and options, each more complicated than
the last one.

We've dealt with banks and loan companies both local and on line
and done mortgage refinances and equity loans and lines of credit.
We've made most of the common mistakes and cost ourselves thousands of
dollars in interest charges and closing costs because we didn't know
how the whole mortgage game works!

THIS DOESN'T HAVE TO HAPPEN TO YOU!

THAT'S WHY WE CREATED THIS GUIDE

I told Steve I wanted to "bottle" his expertise and industry
know-how to help home buyers and home owners avoid the traps and
pitfalls my wife and I had fallen into. Not only that, I wanted to let
everyone inside the mortgage game and show them how it works and how
to use that knowledge to get the best possible deal.

I think we've succeeded!

The rules will continue to change as lenders react to market
conditions, but understanding the mortgage game gives you, the
consumer, the know-how to make the right decisions for your unique
situation. Knowledge is power, and this in-depth guide gives you
knowledge only the powerful insiders had...until now!

THERE'S MORE TO MORTGAGES THAN INTEREST RATES

The first thing most people do when they start looking for a
mortgage is to shop for interest rates. They assume that because one
mortgage lender advertises a lower interest rate than another, that it
must be a better deal.

Nothing could be further from the truth!

Interest rates are NOT the whole story! The REAL difference in
interest rates is a lot smaller than what you'll see advertised. If
you see one lender advertising 5.5 percent and another one advertising
4.5 percent, you might think there's a difference between them of 1
percentage point.

The truth? The REAL difference is much smaller than you think!

That said, the interest rate is only one of several factors to be
considered. Not only that, that interest rate you saw in the ad can
change based on several important criteria that YOU control. What you
really want to know is what will it cost you now and in the
future...and WHY!

DISCOVER THE WELL-KEPT SECRETS OF THE MORTGAGE BUSINESS

Get the inside facts that lenders don't want you to know! Benefit
from over twenty years of professional know-how. These are the insider
tips and tricks you need to save yourself literally thousands of
dollars!

HERE'S WHAT YOU GET...

* THE TRUTH ABOUT INTEREST RATES - WHY THAT \"GREAT RATE\" LISTED
IN THE ADS MAY NOT BE THE ONE YOU GET!
* How to know your closing costs BEFORE the closing - no nasty
surprises at the last minute!
* THE INSIDE STORY ON CREDIT SCORES AND HOW THEY AFFECT YOUR
MORTGAGE!
* How to save $300 or more if your loan falls through!
* MORTGAGE LENDER? MORTGAGE BROKER? ONLINE MORTGAGE COMPANY? HOW TO
CHOOSE WHICH IS BEST FOR YOU!
* How to easily pay off your mortgage years early and save
THOUSANDS!
* SIMPLE WORKSHEETS THAT HELP YOU \"DO THE MATH\", SO YOU CAN KNOW
FOR SURE WHICH MORTGAGE DEAL IS BEST FOR YOU!
* Links to online resources the financial pros use
* AND MUCH, MUCH MORE!

I COULD EASILY CHARGE $100 OR MORE FOR THIS INFORMATION...

...and it would still be a bargain! The secrets in this e-book can
effortlessly save you 10, 15, or even 20 times what you pay for it
even at a price of $100, but you won't pay that much.

In fact, you won't pay even half that. I want this information to be
affordable so that everyone can get the knowledge they need in these
tough financial times!

Frankly, if you can't afford to buy this e-book at the regular price
you can't afford a house either, but to make this offer a complete
no-brainer, I've put the price down to where you can't afford NOT to
grab it!

BONUSES THAT MAKE THIS TOO IRRESISTIBLE TO PASS UP!

You get a SPREADSHEET FILE you can use on your computer to calculate
loan amortizations for any interest rate, loan period and loan amount.
Want to know the difference in interest that you'll pay for a 30-year
5% loan vs. a 15-year 5.25% loan? Key in three numbers and you'll have
your answer instantly! Microsoft Excel format works in Excel, Open
Office and other standard spreadsheet programs.

FREE UPDATES FOR LIFE! As the mortgage industry works through the
current crisis things will continue to be unsettled. We will keep
updating \"MORTGAGE FINANCING SECRETS\" periodically to reflect those
changes. As each new edition of \"MORTGAGE FINANCING SECRETS\" is
released, you'll get the updated version at no charge!

DON'T FORGET MY SPECIAL GUARANTEE!

YOU RISK NOTHING!

If \"MORTGAGE FINANCING SECRETS\" isn't all I've said it is and
more, it costs you nothing. If it doesn't save you AT LEAST 10 to 15
times the price you paid for it just email a copy of your receipt
within 60 days of your purchase and request your full
no-questions-asked refund.

You have a FULL 60 DAYS from the date of purchase to read and
implement the strategies. If at the end of that time you're not
thrilled with the results, you get a 100% no-hassle refund. And, you
keep the e-book and worksheets with my compliments!

It's that simple. If you don't feel you've gotten way more than
your money's worth from \"MORTGAGE FINANCING SECRETS\" after 60 days,
it's yours free!

TAKE ADVANTAGE OF THIS SPECIAL OFFER!

Your home is the single largest investment you are likely to make in
your lifetime. For many people, the equity value in their home is
their life savings. For less than the price of a meal at your friendly
neighborhood family restaurant, you can save yourself literally
thousands of dollars, putting those dollars into your pocket instead
of your mortgage lender's.

Simply click the button below to order your copy of \"MORTGAGE
FINANCING SECRETS\" via instant download!

Get Your Copy of "Mortgage Financing Secrets"
Now For Only $47.00 $37.00

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Chon Resources
10 N Herbein Drive
Topton, PA 19562
support@chonresources.com

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In database since 2009-06-14 and last updated on 2009-08-08
 
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