Excerpt from product page

Loan Modification E-book

"DISCOVER HOW TO SAVE YOUR HOUSE FROM FORECLOSURE AND REDUCE YOUR
MONTHLY MORTGAGE IN LESS TIME THAN IT TAKES TO MAKE A CUP OF COFFEE"

PAY ATTENTION, THIS IS YOUR ONLY CHANCE... RIGHT NOW!

FROM: Loan Modification Toolbox
RE: Do-It-Yourself Loan Modifications

Dear Friend,

Let's get right to the point...

YOU FOUND YOURSELF BEHIND ON YOUR MORTGAGE PAYMENTS. You are now a
few months away from being foreclosed on and all you want to do is
save your home and create stability for your family.

Right now... I'm going to give you access to the concepts, tools,
and tactics that can and will make that happen for you.

My name is TROY FULLWOOD, and I have over 11 years experience in
this industry and have successfully succeeded in helping individuals
like yourself save not only their homes, but their credit and the
stability of their family.

What this means to you...

THIS HAS A DIRECT IMPACT ON YOU...

As the owner of the Loan Modification Toolbox , I've put together a
system that will help you MODIFY YOUR LOAN IN LESS THAN 7 (YESI said
seven) DAYS.

I know this business like the back of my hand - I know what the
lenders will ask you, and the financial information they will be
seeking

I have some important information about Loan Modifications that you
won't hear from banks, lenders, or even the government. While this
information is regarded as "CONFIDENTIAL" in the banking industry, it
is part of public records and you deserve to know the truth about YOUR
RIGHTS AS A HOMEOWNER and the VARIOUS TECHNIQUES to modifying your
home loan. In fact, this information is downright AMAZING!

Back when I was starting out 11 years ago, I WOULD HAVE KILLED TO
KNOW THIS INFORMATION!

And that's why I'M INVITING YOU TO PULL UP A CHAIR AND JOIN ME.

I WILL BE REALLY HONEST WITH YOUThis information is constantly on my
mind. I am always thinking of various ways to help people like
yourself get out from foreclosure. THIS IS MY PASSION - helping those
around me with the knowledge and wisdom that has been bestowed upon me
throughout the years.

SOMETHING BRAND NEW I WANT TO SHOW YOU

All of the information I will be sharing with you is FRESH. I WILL
NOT AND I WILL NEVER give you POST-DATED INFORMATION. Where's the
value in thatI don't see the value in Post-Dated Information and I am
sure you don't either.

I want you to have this current "CONFIDENTIAL" information as well
as the necessary tools and techniques you need to modify your loan for
your very own use.

Why? It's very simple when you look at it...

The information and techniques I will be sharing with you will make
you THINK, ACT, and CONTROL YOUR FINANCES DIFFERENTLY!

ISN'T THIS WHAT YOU NEED?

This is not about me. It's not even about your lenders.

It's about YOU and what you can learn... what you can do to save
your homeyour familyand who you can become... by learning directly me
and more specifically HOW you can do it yourself WITHOUT PAYING
THOUSANDS OF DOLLARS.

So that one day, when someone comes up to you frantic - telling you
that they are about to be foreclosed onyou'll be able to tell them
about your PAST situation and help them out by walking them through
the process. You will have been theredone thatand you too WILL KNOW
THE LOAN MODIFICATION SYSTEM LIKE THE BACK OF YOUR HAND!

See What Others Have To Say

"I was skeptical at first, but I left understanding and believing. I
am excited for whats ahead. "

- Sharon R.

"This was the icing on the cake of learining how to do this properly
."

- Lydia W .

"One of the only products I've bought that I thought you could wake
up the next day and start doing this. I am absolutely convinced I'll
have all of the support I need to succeed. "

- _CRAIG N._

"If Donald Trump knew this information, he would own the whole
world!"

_- BOB D_.

"This was the best information I have ever gotten in 23 years of
investing. "

_- GLEN G_.

"This is the best product I haveever bought - and I have spent over
$50,000 on products like this in the last 4 years."

_- BRENDA B_.

I'M PROUD TO INTRODUCE TO YOU MY BRAND NEW...

-------------------------

AS SEEN ON...

IT'S YOUR BACKSTAGE ACCESS PASS TO QUICKLY AND SUCCESSFULLY MODIFYING
YOUR HOME LOAN!

Loan modifications represent a permanent change in one or more of
the terms of a mortgage. The modification allows the loan to be
reinstated and CREATES PAYMENTS YOU CAN AFFORD.

Your interest rate may change with a loan modification, but a good
modification should take your current circumstances and ability to pay
into account. For this reason, a clear picture of your CURRENT
FINANCIAL SITUATION IS VITAL to creating your plan.

When done correctly, a loan modification makes everybody happy. YOU
GET TO KEEP YOUR HOME WITH REDUCED PAYMENTS YOU CAN HANDLE. Your
lender or bank gets to make money on your home loan rather than losing
money through foreclosure.

Most people can't navigate the loan modification process alone. LOAN
MODIFICATION SPECIALISTS CAN COST TOO MUCH for people already facing
foreclosure.

The Loan Modification Toolbox E-book Offers The Concrete Techniques
And Roadmap

Without A Huge Bill Attached!

For just $37.

How can I do that?

SIMPLE: I understand that you are in foreclosure (or maybe facing
foreclosure) and I know that you don't have $2,000 - $5,000 to give to
a company that "might" be able to help you.

So, I have decided to gather all the information that you will need
in order to SUCCESSFULLY modify your loan by YOURSELF.

_BELIEVE ME WHEN I TELL YOU: _ This really is as easy as brewing a
cup of coffee!

It is not hard at all to doand I will prove that to you in this
e-book.

The reason I can make this available to you for such a small amount
is I don't have the expenses of scheduling appointments, chasing down
the lenders and forth trying to get the necessary information... I
already have access to all the information you need.

NOT JUST THEORIES... ROCK-SOLID SPECIFICS

As I said earlier, you'll be getting the FRESHEST and Most
UP-TO-DATE informationto prove it here are a few recent statistics
that were put out by RealtyTrac.com:

* 2,000,000 Repossessions of homes by lenders are expected by 2009
as a result of the credit crunch. RealtyTrac.com said that 851,000
homes have been repossessed by lenders since August 2007.

* U.S. foreclosure filings jumped 81 percent last year as falling
house prices, tighter mortgage lending and the longest recession in a
quarter century battered property owners

* One child in every classroom in America is at risk of losing
his/her home because their parents are unable to pay their mortgage

* More than 2.3 million properties got a default or auction notice,
or were seized by lenders

* December foreclosure filings rose 17 percent from November,
RealtyTrac said. The total for the year reached 3.2 million, which
includes multiple filings against some of the 2.3 million properties
affected.

* Banks don't want to go through foreclosure because it costs them
on average more than $30,000 PER HOUSE after you account for attorney
fees, holding costs, taxes, insurance, etc.

GRAB YOUR E-BOOK RIGHT NOW

SEE WHAT ELSE THEY ARE SAYING

_ _

"It's better than that book for dummies. Troy breaks things down to
the smallest atom."

_- CLARK B_.

"I learned a lot of specifics and why things need to be done in a
certain order."

- Sara K.

"The quality of the material along with the experience of Troy is a
wining combination."

- _ROSE ANNE M._

"Do you want to take total control of your life? Be able to do what
you want, when you want? Be able to achieve financial freedom? Then
this ocean full of knowledge that Troy presents is for you."

-_HAROLD K._

ENOUGH OF THE NEGATIVE

The system that I have created will walk you systematically through
the process of identifying where you stand financially, and how to
evaluate your situation through our predatory and PATENTED process.

Once that is done, I will show you how to design a solution for
GETTING YOUR LOAN BACK ON TRACK- in ways that the lender will accept.
We do this through a series of questions that are provided to the
borrower.

Then I will show you how to present this request to the lender so
that the lender will accept new loan modification terms. THIS IS THE
BIGGEST PART. Once a borrower gets to this point then the lender will
take over and draft the modification forms needed to make the changes
to the loan.

The BIGGEST QUESTION for every homeowner is, "WHAT DO I DO AND HOW
DO I DO IT", and both of these questions are fully answered in our
Loan Modification Toolbox system.

The OTHER QUESTION is, "HOW DO I COMMINUTE WITH THE LENDER?" These
are large companies with many people working for them - what do I say
and how do I say it with out messing up my deal?"

NO PROBLEM, we have scripted out the entire relationship. No matter
whom the lender is. You will have them eating out of your hand,
wanting to get the deal done ASAP.

Keep in mind there are 11+ YEARS OF EXPERIENCE GOING INTO THIS
PRODUCT; this is not my first go around with lenders. I know what they
want and how they want to see it so they can make a very quick and
informed decision about any one loan modification request.

Let's Clear The Air

Let me be clear about what this e-book is not

* It's NOT a bunch of fluffy "feel-good" information and data that
just talk a lot of theory (I will give you EVERYTHING you need and I
will share THE GOOD, THE BAD, AND THE UGLY about loan modifications
and the current state of the economy).

* It's also not the same stuff you've heard rehashed a hundred times
before. Yes, you MAY HAVE heard about some of the information but I
promise you, you will be hearing about things that even the MEDIA
won't tell you.

I get BEYOND the standard information and get to the deeper level -
This is stuff you will want to know as a homeownerThe banks, lenders,
and the government like to try and keep it confidential. I am going to
REVEAL IT ALL!

* It's not a bunch of "SOFTBALL" information I will give you
details and websites (I hate buying a product where the "GURU" doesn't
give me the stuff I really want to know the answer to don't you?)

My goal for you with this product is that you can QUICKLY and
SUCCESSFULLY save your home from foreclosure and have a monthly
PAYMENT YOU CAN AFFORD.

I HAVE ANOTHER GOAL FOR YOUand that is that this program will help
not only turn your credit around, but that it will help you create a
financial forecast and a budget you can live with. TO TELL YOU THE
TRUTH, as I was writing up the outline for this e-book, I stumbled
upon the "Financial Plan" and since then my spending habits have
decreased enormously and I now find myself sticking to a budget (you
only have so much space for everything you accumulate over the
years!).

WHAT'S IN IT FOR ME?

Well, you will find out how to:

* Lower your monthly payment as much as 50%

* Reduce your debt by as much as 25% - 40%

* You will be able to make sure that your needs and well being are
met.

* You will be properly prepared to truly help your Lender help you.


* You will avoid hidden financial traps that will cause you to fall
deeper into problems.

* You will be able to provide the very best answers to your
Lender's questions.

The contents of this e-book can CHANGE YOUR LIFE FOREVER. Does this
all sound a little to hard to believe?

Well guess whatIt's still true, even if it is hard to believe.

HOW WILL YOU USE YOUR NEW FREEDOM?

I have no idea what you'll do with the ability to do what you want
and not have to worry anymore.

I know what I would do. You'll have your own list.

But won't it be great to have the freedom to do those things and not
have to worry about where you and your family are going to live next
month?

THE BEST PART ABOUT THIS E-BOOK IS:

* If you can read, you can do it.

* If you can apply yourself, you can do it.

* You don't need to know anything about computers (okay, you should
probably know how to turn one on, and that the little tray that slides
out is not a drink holder)

* It only takes one thing to make it work

YOU NEED THE ABILITY TO FOLLOW THE STEPS...

If you can welcome just the possibility that what I'm telling you is
true that you can listen to the additional information in the e-book
that I tell you and then just follow the EASY steps are you starting
to see the big picture:

* You will no longer have to face foreclosure

* YOUR MONTHLY PAYMENTS WILL BE AT A PRICE YOU CAN AFFORD

* RECLAIM THE FREEDOM and joy you felt as a homeowner and live the
life you deserve without the worry!

* And all it takes to GET STARTED DOWN THAT ROAD is just $37.

The Testimonials Go On And On

"Informative, motivational, and phenominal explainations. I now know
I have all the tools I need to make it to the top."

_- _Bill R.

"There is no comparision of any other program out there. Troy will
share the good, the bad, and the ugly."

- Robert L.

"If you need to know anything about Real Estate related issues call
Troy...For everything else there's Master Card!"

_- _WILLIAM H.

"Straightforward down to earth teaching style. It was exceptionally
FUN learning through Troy."

_- _PRISCELLA O.

"Troy Fullwood gives 'Meat and Potatoes' others only give
appetizers."

_- _JOE P.

HERE'S EXACTLY WHAT YOU'LL RECEIVE TODAY...

When you order the LOAN MODIFICATION TOOLBOX E-BOOK, you'll receive:


LOAN MODIFICATION E-BOOK - THE STEP-BY-STEP GUIDE TO SAVING YOUR
HOME FROM FORECLOSURE

This is not some crappy transcript This is a step-by-step guide that
will take you from the beginning of the Loan Modification process to
the end.

YOU WANT TO SIGN UP RIGHT NOW

WHEN YOU CLAIM YOUR E-BOOK TODAY...YOU ALSO RECEIVE THESE FREE BONUS
GIFTS

FREE BONUS #1:

"10 TIPS TO AVOIDING FORECLOSURE"

This report has some great preventative tips to getting out of this
Sub-prime Mortgage disaster. Like any knowledgeable individual would
tell you...Don't wait to use this information until the accrued
arrearage is so large that there's really no way out. Try these tips
to avoid foreclosure as soon as you realize that the new, higher
monthly payments have you in financial trouble.

FREE BONUS #2:

"MAINTAINING A POSITIVE ATTITUDE IN THE FACE OF FORECLOSURE"

This report has some great tips on maintaining a positive mindset.
With a positive mind set, you will be able to think a lot clearer,
find viable solutions, evaluate sound options and reduce stress
considerably.

FREE BONUS #3:

"AVOIDING FORECLOSURE HELL"

There are a number of different events and situations that lead
homeowners to the brink of foreclosure, including an unexpected job
loss, or even a severe medical emergency.

FREE BONUS #4:

"BORROWER BASICS"

Some people cannot understand why a lending institution refused to
lend them money. Others have no trouble getting funds, but they are
surprised to find strings attached to their loans.

FREE BONUS #5:

"97 EASY WAYS TO SAVE MONEY"

People are always trying to save money, especially in today's
economy. No matter what your reason for saving, Through this e-book,
you will discover ways never considered.

FREE BONUS #6:

"HOW TO SET UP A FAMILY BUDGET"

"THE AVERAGE FAMILY EXISTS ONLY ON PAPER AND ITS AVERAGE BUDGET IS A
FICTION, INVENTED BY STATISTICIANS FOR THE CONVENIENCE OF
STATISTICIANS."
-SYLVIA PORTER

Unlike the quote provided above, seemingly reflective of general
opinion on family budgets today, we will attempt to take a much more
positive approach to budgeting, as a family oriented, user-friendly,
financial management and planning tool and life-enabler.

FREE BONUS #7:

"TOTALLY DEBT FREE LIFESTYLE"

Debt can make your life better or/and can tear your life apart. Most
people always take the positive part of having debts without taking in
consideration how debts can ruin our life and also how easy we can get
rid of our debts by following simple steps.

CLICK HERE TO CLAIM YOUR FREE BONUSES NOW!

"OKAY TROY - HOW MUCH, ALREADY!"

By now I know you can't wait to get access to the LOAN MODIFICATION
E-BOOK and start down your road to success

If you haven't already scrolled down and found the price, I'll tell
you how much it is remember, you're getting:

Here's What You'll Receive Today

Total Value

THE LOAN MODIFICATION E-BOOK

$157.00

FREE BONUS: "10 TIPS TO AVOIDING FORECLOSURE"

$97.99

FREE BONUS: "MAINTAINING A POSITIVE ATTITUDE IN THE FACE OF
FORECLOSURE"

$47.99

FREE BONUS: "AVOIDING FORECLOSURE HELL"

$57.00

FREE BONUS: "BORROWER BASICS"

$37.99

FREE BONUS: "97 EASY WAYS TO SAVE MONEY"

$49.00

FREE BONUS: "HOW TO SET UP A FAMILY BUDGET"

$59.99

FREE BONUS: "TOTALLY DEBT FREE LIFESTYLE"

$79.99

TOTAL VALUE $586.95

GET EVERYTHING TODAY FOR JUST $37!

THIS IS YOUR CHANCE... SIGN-UP IMMEDIATELY

Click the Buy Now button below and proceed with the Payment. $37 is
a small price to pay the kind of "insider information" you're getting
with this e-book.

YES! I want ACCESS to Troy's Loan Modification E-book and I want
to read about his ideas, insights, and tactics that will help get me
back on track... starting RIGHT NOW WITHOUT ANY DELAY.

* I understand I will immediately gain access to the Loan
Modification E-book
* I also understand by completing my purchase today, there will a
60 day Money Back Guarantee.

(CLICK THE LINK BELOW TO ORDER OVER OUR SECURE SERVERS)

Best of Success,

TROY FULLWOOD

P.S. - Remember, it's "in your moments of decision your destiny is
created". I have some disturbing news... it's in your moments of
INDECISION your destiny is lost.

Will you let a $37 decision keep you from the Destiny you deserve? I
hope not.

(c) 2009 Pinnacle Investments LLC. All rights reserved.ve

575 W. Chandler Blvd., Ste 220, Chandler AZ 85225

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