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Top-selling Christian-based Finance & Debt Program Offering Industry Secrets From 40-year Banking And Credit Industry Veteran. Get Out Of Debt Forever & Unlock The Secrets To Financial Freedom. 4% Conversion Rates. Now Paying 70%!

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Robert M. Smith, CFP(R), Reveals

The Financial Facelift

"If Being Thousands of Dollars In Debt,
Having A Marriage Hang By a Thread,
Teetering on The Brink of Foreclosure or Bankruptcy,
Fearing Another Collection Call,
Suffering Unrelenting and Overwhelming Stress,
or Sleepless Nights,
Are Concerns You Can Relate To..."
Then read on. A complete transformation is within your grasp.

You're about to hold the key to the truth,
the whole truth, and nothing but the truth
about getting out of debt once and for all.
This key is your passport to an amazing journey
where you'll leave behind a debt-ridden lifestyle and
discover living filled with abundance and prosperity.
Take this key and unlock the secrets to financial freedom!

THE DEBT CLOCK IS TICKING...

TIME IS NOT ON YOUR SIDE
DEAR FRIEND,

If you owe $20,000 in high-interest debt today and do nothing,
you'll owe $14 more tomorrow-$96 in a week-$411 next month-and $5,000
more in a year. Tick Tock. Tick Tock. The only way to stop the debt
clock is to pay off your debts forever.

But where do you turn for help? Many who promise "debt relief" want
to cash in on your financial problems. Better Business Bureau
complaints against some of them are on the rise. Hundreds of
get-out-of-debt schemes are under investigation by the Federal Trade
Commission and the Attorneys General of several states.

If you're tired of working just to pay your bills, and have nothing
to show for your hard work at the end of the month...if you're
reluctant to answer the phone because another creditor or bill
collector is after you...if you are embarrassed by your financial
situation, then...

I have good news-no, make that great news for you! You are _not
_alone. You can stop the debt clock, and you can start living your
life without bill collectors, money worries, and financial
embarrassment.

And better yet, you can start building a healthy financial future
RIGHT NOW without getting ripped off or overcharged by the companies
who have turned financial problems like yours into big business.

BELIEVE ME, THERE IS HELP. THERE IS HOPE.

My name is Robert M. Smith. I'm a CERTIFIED FINANCIAL PLANNER(tm)
professional (CFP) and author of The Financial Facelift, an
extraordinary personal money-management book I've developed for people
just like you-people struggling to get out of debt; people who crave
financial freedom; people who are sick and tired of just shuffling
their debt around.

Before I tell you more about The Financial Facelift , you should
know where I'm coming from. I've been helping people with their money
for over two decades, and I've learned that personal finance is more
about behavior than it is about math.

How do I know? Well, quite a few years ago, my wife and I were in
the same boat as many of you. As I was helping others through my
consulting work with credit unions, I was getting deeper into debt
myself. We were in debt because of credit cards, our home mortgage,
and a struggling family business venture.

We fell into the debt trap for a while, taking comfort in the fact
that we were using debt just like your average American. Then I
realized there had to be a better way to live.

So, my wife and I created our own FINANCIAL PLAN, and we became debt
free in just a few years. After enjoying the peace and freedom of
debt-free living for many years now, I felt it was time to help others
get out of the hole they've dug for themselves. I formed a company,
Debt Mentors, LLC, developed an extensive website devoted to financial
education and created a unique ebook, The Financial Facelift-Life's
Amazing Road Map To Abundance and Prosperity. My ebook is what I want
to focus on in this letter.

Now I know what you're probably thinking, "Oh boy, here we go with
another ebook on personal finance." There's a good chance that you've
purchased a book or two hoping to discover a solution to your debt
problem only to find your financial situation unchanged, or possibly
getting worse.

I need to make something perfectly clear. I'm confident that I can
give you the right tools to get out of debt for life! That's a bold
statement but if you're sincere about changing your financial
condition for the better, the tools I've provided in The Financial
Facelift will give you the direction you're looking for.

HERE'S A SHOVEL. STOP DIGGING DEEPER
AND START BACK-FILLING TODAY

If you follow the step-by-step process outlined in The Financial
Facelift, then I guarantee that you will start winning with money just
like my family did. Let's put an end to those hounding phone calls.
Let's stop the debt clock from ticking away all your hard-earned
money. TAKE HOLD OF THAT SHOVEL AND LET'S GET STARTED!

HERE'S HOW IT WORKS

I've packed this ebook with powerful, insider information I've
gained from working within the banking, insurance, and investment
industries. It's my gift to you. I have the heart of a teacher, and
I'm sharing this knowledge with you so you can have the best
information available to get out of debt for yourself.

ONCE YOU UNDERSTAND AND APPLY THESE PRINCIPLES
YOU'LL NEVER BE POOR AGAIN!

Want proof? Here's a glimpse of the valuable information you'll
discover inside The Financial Facelift: 10 critical steps needed to
get out of debt permanently
The simple life formula for achieving personal financial success
Secrets the credit card companies and credit counselors don't tell
you
The key component for reducing stress and balancing mind, body and
spirit
How to avoid the number one cause of divorce
How to join the 4% of Americans who don't worry about money
Discover a human characteristic everyone has that can change your
life forever
How to drive a debt-free car and still put money in the bank
Learn life's greatest mystery
Understand the types of insurance critical for financial survival
Accelerate a mortgage payoff with the money you currently earn
Know the secrets of the "10-10-80" formula

...and much more

Do you know THERE ARE AT LEAST 6 DIFFERENT WAYS TO GET OUT OF DEBT?

Bankruptcy

Consolidation

Debt Management

Settlement

Do It Yourself

Contact a Financial Advisor

Which way is the right way for you? Here's an inside tip: Few
companies offering "free credit counseling" are willing to show you
the pros and cons of all the different options because they typically
want to sell you just one or two of those options.

While there are many sincere credit counselors out there, few of
them can advise you without some built-in conflict-of-interest. What's
good for their companies may not be the best thing for you. In fact,
some "free" credit counseling agencies are set up by the same credit
card companies that helped you get into trouble in the first place.

_"When my husband passed away, I didn't know where to turn for help.
The guidance I got from The Financial Facelift _gave me the direction
I needed. _What a Godsend!" _ -- L. G., Duluth, MN

READY TO TAME YOUR DEBT TROUBLES?

You may be ready to get started. If so, go ahead and

CLICK HERE TO DOWNLOAD THE FINANCIAL FACELIFT

If you need more information, please read on. I want you to make an
informed decision.
Most debtors never even take the first step out of debt because
they are too confused about where to start. With The Financial
Facelift, you'll finally have a clear, easy-to-understand, written
road map.

Getting out of debt isn't easy, but it doesn't have to be
complicated. And it's not as far away as you may be thinking right
now. I can help you help yourself to the debt-free life you want.

YOU CAN ALMOST TASTE THE FREEDOM

When you are debt free, your car will feel like it drives better.
Your vacations will be more relaxing. And that buttery lobster or
juicy fillet mignon that you pay for with money you actually have will
taste better. Just imagine how your world will change when you're out
of debt for good.

Many couples discover that once they begin working on their
financial problems together, their whole relationship gets better.
Money fights are a major cause of divorce today. But what would you
have to fight about if you no longer had serious financial problems?

And if you're single, imagine how much you could enjoy a Caribbean
vacation that you had already paid for. Instead of worrying about how
you were going to pay for it when you got back, you could spend your
time and energy keeping in touch with that good-looking guy or lady
you met on the beach.

The joys of debt-free living can be as simple as having the cash to
take a friend to dinner or as deep as the security of knowing that you
have an emergency fund that can support you for up to six months in
case of job loss or a serious health problem.

Whether you make $25,000 a year or $125,000, there is a freedom that
comes with debt-free living. It's total peace of mind because you're
no longer a slave to the lender.

PAY YOURSELF INSTEAD OF YOUR CREDITORS

The most powerful reason to get out of debt isn't about lobster or
vacations. It's the ability to turn all that money you're shelling out
for payments into real savings; into the kind of money that you can
count on when you're ready to retire.

Try this quick exercise. Add up all the monthly fixed and minimum
payments you are making right now. I'm not even talking about the
regular monthly bills like electricity and cable, just the payments
you are making on car loans, credit card balances, or student loans.

Is it $500, $1,000, $2,000, or more? Now imagine what you could do
if you didn't have any payments to make. INVEST $500 a month at age 35
for 30 years at a 10% return on investment, and you'll have $1,039,646
by the time you retire. Sock away $2,000 a month, and you could have
$4,158,585 at age 65.

We both understand that it's no secret that I've got something of
value to offer.

I only have one simple goal...

To pull you away from previous financial mistakes, take you by the
hand and reveal to you how to systematically eliminate debt and build
a solid foundation for the future.
Right now, it may be difficult to see past the pile of late bills,
the sleepless nights spent worrying about money, and the arguments
with family about who spent what. I'm not saying the road to debt-free
living is an easy one to take, but I know for a fact that it's not too
late for most of you to get started.

It is my sincere desire that you will find the information you need
to get yourself out of debt without spending a ton of money. The
Financial Facelift is the solution you've been searching for to get
out of debt permanently. After all, getting out of debt doesn't
require a lot of dollars and cents. It requires common sense.

At this point you may be asking yourself...

HOW MUCH IS THIS GOING TO SET ME BACK?

The big question you should be asking yourself is how much is it
worth to be debt free and on the road to financial security?

The answer should be quite simple...PRICELESS

Honestly, I battled with the pricing decision for weeks. After
talking with several colleagues they felt that $97 would be a fair
price to ask. After all, I'm sharing a proven process that has allowed
people to shave thousands of dollars of debt and begin to save, a
practice foreign to most individuals until now.

The truth is, even if I were to charge $97 for this amazing ebook,
you would still be receiving information that's capable of catapulting
you from the stranglehold of debt to financial heights that are tough
to imagine at this moment.

Recovering the cost of this ebook is a no-brainer once this plan is
put into action. Let me be direct. Would you exchange $97 for $3,000
or more? The answer should be quite evident. I'm not guaranteeing that
you will save thousands but based on the experiences of others who
pulled themselves from debt quicksand, the odds are stacked in your
favor.

However, you won't have to pay anything close to that amount.

Listen, I got to thinking and recalled the times many years ago when
I was in a similar situation struggling to make ends meet. It's not a
pleasant experience and I know how you feel.

So, here is what I've decided. I'm going sell a limited number of
copies at a heavily discounted price of $37.

HERE'S THE BAD NEWS...

Even though this ebook is being released for $37 initially, I'm
allowing a limited number of copies to be sold at this price. In order
for you to get your hands on The Financial Facelift at the low cost of
$37, you'll need to act quickly. This price will go up. If you come
back to this page tomorrow or another time and the price is $57,
please don't write to me.

If you've decided to buy, do it now.

CLICK HERE TO DOWNLOAD THE FINANCIAL FACELIFT

_"The Financial Facelift __includes everything you need to know
about personal finances. Had I bought this book years ago I would have
saved myself a lot of money and frustration."_
- J. Y., Albuquerque, NM

The most important question you're probably asking now is, "Can it
really work for me?"

Absolutely! This ebook isn't stuffed with "fluff". It's packed with
practical information that includes a step-by-step process to
eliminate debt and build wealth. From the testimonials I've witnessed
there is absolutely no reason why it can't work for you. If you make a
commitment to a better lifestyle and apply the principles, the plan
will work; if you don't apply them, the plan won't work.

I'm so confident of the results, that I challenge you to read The
Financial Facelift, follow the easy step-by-step recommendations, and
take action. If at the end of 60 days you're not completely satisfied,
just write to me for a prompt and courteous refund. Clickbank allows
me to offer this for only 60 days. If I had my way, it would be for an
additional four months.

Ultimately it's your decision. The Financial Facelift will be taken
quickly and whether it's you or someone else who is the fortunate
recipient won't affect me. The smart individuals will see the benefit
and take advantage of this opportunity while everyone else continues
to sink in debt quicksand.

THE FINANCIAL FACELIFT IS MORE THAN JUST A BOOK. IT'S THE ONE
PROVEN STEP-BY-STEP 124-PAGE GUIDE DESIGNED TO CATAPULT YOU TO NEW
FINANCIAL HEIGHTS BY DESTROYING YOUR DEBT LOAD

SPECIAL BONUS REPORT

Listen, The Financial Facelift, alone, contains a treasure of
information that can lead to financial freedom. But, I've decided to
include a one-of-a-kind report, "The Seven Secrets To Debt Relief".
You won't find anything like this on the worldwide web. This report
illustrates, in a comparison format, the pros and cons, including
costs, of the main options available to you if you're strapped with
debt. Most of these options are detrimental to your financial health
and could make matters even worse. I'll show you the landmines to
avoid and point out the true and legitimate solutions.

By accepting The Financial Facelift offer right now this bonus
report is yours FREE. A $27 value!

Act now so you don't lose out on a great price or the valuable bonus
gift.

If you're ready for positive change, nothing or nobody can keep you
from the success and prosperity you deserve.

PS: Please disregard this letter if you have more money than you can
possibly handle and you're in a position to not want any more.

Invest In Your Future-Invest In Yourself

YES, I want the passport out of debt and the key to unlock the
secrets to financial freedom. Included with my ebook order, I'll also
receive, as an instant download, the special bonus report, _\"THE
SEVEN SECRETS TO DEBT RELIEF\". _My satisfaction is backed by a 100%
guarantee. If I'm not pleased with _THE FINANCIAL FACELIFT_. I can
return it within 60 days and receive a full refund. The bonus report
is mine to keep as a gift.

Order Processing Information
As soon as your order completes you will be directed to a download
page containing download links and instructions. Download speed will
vary depending on your computer equipment and internet connection.
Clickbank sells our products. They are a trusted online retailer
specializing in digitally-delivered products. Their shopping cart is
quick easy, and most importantly SAFE AND SECURE. Clickbank does not
store card information nor does Debt Mentors, LLC see it. We receive
notice to fulfill the order but not direct payment.

What is an ebook?
An ebook is an electronic book rather than a physical paper book.
This is what you will receive. In order to view this ebook in pdf
format on a computer screen it is necessary to have Adobe Acrobat
Reader installed on your computer. If you don't have this reader or
you are not sure, it is free and easy to install. Just go to to safely
download the software and follow the easy instructions.

NOTE TO WEBTV USERS: WebTV does not support pdf files.

ORDER WITH ABSOLUTE CONFIDENCE 24 HOURS PER DAY

For just $37 (Soon to be $57)
Your order is guaranteed safe and secure

ORDER NOW BEFORE YOU MISS OUT ON THIS LOW LOW PRICE

To your financial success,

Robert M. Smith, CFP(R)
President, Debt Mentors, LLC
1325 Hawkridge Rd
Eaton, CO 80615

Note: The Financial Facelift ebook is an instant digital download.
You will not be mailed an actual physical product.

Clickbank is a registered trademark of Keynetics Inc., a Delaware
corporation.
www.financialfacelift.com is not affiliated with Keynetics Inc. in
any way, nor does Keynetics Inc. sponsor or approve
of any www.financialfacelift.com products. Keynetics Inc. expresses
no opinion as to the correctness of any of the
statements made by www.financialfacelift.com in the materials of
this webpage.

Copyright 2008 Debt Mentors, LLC, All Rights Reserved

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In database since 2008-10-22 and last updated on 2012-05-24
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