Live telephone support line, at no cost, to discuss your own situation. How credit card companies work with the credit reference agencies. What does and does not affect your credit rating. What happens if you cannot make regular payments. How each bank's approach differs to late payments. How to deal with each individual bank. Covers Barclays, HSBC, Lloyds TSB, MBNA, Capital One, Natwest, Royal Bank of Scotland, Cooperative Bank, Halifax, Egg, Abbey, Mint, Beneficial and Virgin. How to negotiate with each company. Debt consolidation companies, are they worth a look? Debt Management, IVA, Bankruptcy? Free impartial advice.
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