Closing Secrets - Save thousands on your next home.
*
DON'T MAKE THE COSTLY MISTAKE OF BUYING OR SELLING A HOME AND
THINKING THAT EVERYONE INVOLVED IN THE TRANSACTION IS ON YOUR TEAM.
Do you know that millions of dollars are wasted every year because
new and even experienced home buyers and sellers are getting legally
taken advantage of by real estate agents, lawyers, brokers, closing
agents and everyone else who has their hand out?
How many people do you know who don't have any idea that a lot more
than the price of the property is negotiable during a real estate
transaction? Miss out on this secret information and you end up being
taken advantage of!
LET ME SHOW YOU HOW EASY IT CAN BE TO SAVE POSSIBLY HUNDREDS, EVEN
THOUSANDS, WHETHER YOU ARE BUYING OR SELLING A HOME.
Dear Property Seller or Buyer,
If you're like most people, you may be aggressive when it comes to
negotiating the asking or selling price of a home, but you meekly fall
into line and start paying whatever is asked of you on your trip to
the closing table.
The chances are good that you think all of the fees involved in a
real estate transaction are carved in stone, and you have to pay the
asking price if you want to get the deal closed. But do you know that
even though some of the fees are regulated by law, for the most part,
it's the modern day equivalent of the Wild, Wild West when it comes to
all the rest. Believe it or not, whether you are buying or selling a
home in today’s fickle economy, there are plenty of ways to save
money – lots of money. But you’ll only save IF you know where to
look.
The problem is, there are a lot of hungry mouths to feed in the
average real estate transaction food chain, and all of the insiders
have no intention of giving themselves pay cuts by showing you where
and how you can save money.
THERE ARE ONLY 2 WAYS TO KNOW EXACTLY WHICH FEES ARE NEGOTIABLE AND
HOW LOW YOU CAN GO WITHOUT LEAVING ANY EXTRA MONEY ON THE TABLE...
* You can spend years learning all of the insider secrets of the
real estate industry. Or...
* You can get _luck_y enough to have a real estate insider spill
those secrets to you.
TODAY'S THE DAY YOU GET LUCKY...
Hi,
My name is ANDREW DUBINSKY. I'm the founder and CEO of Encomia [1],
a technology company that provides electronic mortgage processing to
the real estate industry. I am an industry-recognized authority on
eMortgages and eMortgage technology.
When you sit at the end of the mortgage documentation trail like I
do, you see a lot of discrepancies between what borrowers and sellers
are charged for things like real estate agent commissions, closing
costs, legal fees, property insurance and more.
IN FACT, THE MORE REAL ESTATE TRANSACTIONS I REVIEWED, THE MORE I
REALIZED THAT SOMETHING WAS DEFINITELY WRONG. I Discovered The
Possibility That Two People Could Buy Nearly Identical Houses, In The
Same Neighborhood And For The Same Price, And One Of Them Could End Up
Paying Thousands More By The Time They Reached The Closing Table!
I EVEN DISCOVERED THAT THERE WAS A BIG DIFFERENCE IN COSTS DEPENDING
UPON WHAT _DAY OF THE MONTH_ _THE CLOSING WAS HELD! _
After carefully checking and double-checking my theory, I ended up
making a chart detailing all of the different variables that went into
the total cost of buying or selling a home. Then, I painstaking went
through thousands of mortgage transactions and made a list of what
each buyer and seller paid for every item on the chart. In many cases
the differences ranged between several hundred dollars to several
thousand. I even saw transactions where the cost difference was nearly
$10,000!
THAT'S WHEN I DECIDED TO RIP THE LID OFF OF THE REAL ESTATE
INDUSTRY'S DIRTY CAN OF SECRETS AND SPILL THE TRUTH TO THE WORLD.
AND THAT'S WHY TODAY IS YOUR LUCKY DAY.
INTRODUCING:
_CLOSING SECRETS_
The in-depth, step-by-step guide that explains exactly why you are
paying too much in real estate commissions and closing fees and shows
you how to beat the real estate industry at its own game
Designed to be a quick and informative read, it's 38 pages of
just-the-facts information that will take you step-by-step and teach
you how you may be able to save a pocketful of money no matter if you
are buying or selling a home and regardless of how experienced or
inexperienced you are.
_CLOSING SECRETS _ IS FACT-FILLED AND INFORMATIVE.
IT'S DESIGNED FOR ANYONE WHO WANTS TO:
* Learn the insider secrets of the real estate industry.
* Recognize when they are being charged too much in fees and
commissions.
* Save hundreds or even thousands of dollars when buying or
selling a home.
WOULDN'T YOU LOVE TO WALK AWAY FROM THE CLOSING TABLE WITH MORE
MONEY IN YOUR POCKET THAN SOMEONE WHO PAID THE EXACT SAME PRICE FOR AN
IDENTICAL HOME IN THE SAME NEIGHBORHOOD?
GET READY TO DISCOVER HOW TO LOWER YOUR REAL ESTATE TRANSACTION
COSTS WITHOUT BREAKING A SWEAT AND WITHOUT NEEDING A LIFETIME OF
EXPERIENCE IN THE REAL ESTATE INDUSTRY.
It doesn't take long to learn how to beat the real estate fee game.
In fact, if you're an average reader, you can probably finish _CLOSING
SECRETS _in under one day. But what a day that will be.
You will gain the knowledge necessary to possibly reduce the costs
of buying or selling a home by hundreds or even thousands of dollars!
Most people who buy this book [2]do so because they already have a
sneaking suspicion that they have been or are about to be taken
advantage of while participating in the most expensive transaction
they are likely to be involved in. They want to know what's coming and
how to defeat the tactics used by real estate agents, brokers,
lawyers, closing agents and everyone else in the "pay me" food chain.
If that's what you want, get your copy [3] of _CLOSING SECRETS_ right
now.
Up to 70 percent of (real estate) transactions are reported as
overcharged in recording fees and individuals who have been
overcharged on the settlement statement are not refunded monies owed
to them. Nationwide, hundreds of thousands of people every year have
been overcharged. This could add up to millions of dollars in
overcharges...
-- WWW.LAWYERSANDSETTLEMENTS.COM
And it's not just improper recording fees that are ripping millions
of dollars out of unsuspecting people's wallets every year. If you are
serious about keeping more of your money in your pocket whether you
are buying or selling a home, you MUST download Closing Secrets
[4]___ _RIGHT NOW.
HOW WOULD YOU LIKE TO SPEND A DAY OR LESS OF YOUR TIME TO DISCOVER
EXACTLY HOW TO REDUCE THE AMOUNT YOU PAY TO BUY OR SELL YOUR HOME BY
PERHAPS HUNDREDS OR EVEN _THOUSANDS_ OF DOLLARS?
I THINK THAT CLOSING SECRETS is the best course available on the
subject that you'll ever read.
YOU REALLY NEED TO DO THE RIGHT THING FOR YOUR WALLET AND DOWNLOAD A
COPY OF CLOSING SECRETS RIGHT NOW.
YOU'LL DISCOVER THE ANSWERS TO ALL OF THESE QUESTIONS AND MORE...
DO YOU KNOW HOW TO FIND A REAL ESTATE AGENT WHO IS WILLING TO WORK
FOR A REDUCED COMMISSION? ARE YOU AWARE THAT THERE ARE TWO
LITTLE-KNOWN WEB SITES WHERE REDUCED-FEE AGENTS ADVERTISE THEIR
SERVICES?
See Page 4
WHY SHOULD YOU RUN AWAY FROM ANY REAL ESTATE AGENT WHO CAN'T SHOW
YOU SOMETHING WITH THEIR NAME ON IT AND _THESE_ 3 SPECIAL LETTERS?
See Page 5
CAN THE WORDS "IF" AND "MAY" WILL CHANGE THE COMMISSIONS YOU PAY
_IF_ YOU USE THEM AT EXACTLY THE RIGHT MOMENT?
See Page 5
WHAT DO YOU THINK "BEST BUY(R)" AND OTHER RETAIL STORES HAVE TO DO
WITH THE COMMISSION YOU PAY YOUR REALTOR?
See Page 8
HOW DOES "UNBUNDLING" AFFECTS WHAT YOU PAY FOR YOUR HOME? IS IT
EVEN LEGAL IN YOUR STATE?
See Page 9
DO YOU HAVE ANY IDEA ABOUT THE KINDS OF PRICING GAMES REALTORS
PLAY ON FRIDAY AND WHY THEY WON'T PLAY THEM ON SUNDAY?
See Page 13
HAVE YOU HEARD ABOUT THESE OTHER LEGAL BUT LOW-DOWN WAYS THAT
BUYERS AND SELLERS GET TAKEN FOR A RIDE?
See Page 13
DO YOU KNOW THE SECRET OF USING THE MULTIPLE LISTING SERVICE (MLS)
TO YOUR BENEFIT AND AGAINST THE REALTOR'S?
See Page 14
HAVE YOU THOUGHT ABOUT WHY YOU SHOULD BE SEARCHING THE _FOR SALE
BY OWNER _ ADS EVEN IF YOU PLAN TO USE A REALTOR?
See Page 14
DO YOU KNOW WHY THE U.S. GOVERNMENT'S "HPI" REPORT IS A BUYER'S
BEST FRIEND?
See Page 15
CAN YOU DECIPHER THE CODE WORDS THAT REALTORS USE SO YOU CAN
DETERMINE HOW EAGER THE SELLER IS TO GET OUT OF THEIR HOUSE?
See Page 16
HAS _ANYONE_ TOLD YOU ABOUT THE VERY FIRST DEDUCTION THAT _ANY
BUYER _ SHOULD ASK FOR AND HOW TO MAKE A BULLET-PROOF CASE FOR
RECEIVING IT?
See Page 18
DO YOU KNOW THE THREE QUESTIONS TO ASK ANY SETTLEMENT COMPANY
BEFORE ALLOWING THEM TO REPRESENT YOU?
See Page 19
HAS YOUR REALTOR TOLD YOU _THIS _ ABOUT THE SETTLEMENT COMPANY AND
WHY NOT BEING TOLD CAN HURT YOU?
See Page 20
DO YOU KNOW WHY UNDERSTANDING HOW THE SETTLEMENT COMPANY MAKES
MONEY CAN SAVE YOU MONEY?
See Page 22
HAS ANYONE EVER EXPLAINED TO YOU THE SECRETS TO DEMYSTIFYING THE
HUD PAPERWORK AND THE MOST IMPORTANT LINES THAT YOU ABSOLUTELY _MUST_
PAY CLOSE ATTENTION TO?
See Page 23
DO YOU THINK THERE IS ANY CHANCE OF THE TITLE AGENT POINTING OUT
TO YOU THE FEES ON THE HUD DOCUMENT THAT ARE NEGOTIABLE EVEN IF YOU
ARE _ALREADY AT THE CLOSING TABLE WITH A PURCHASE AND SALE AGREEMENT
IN HAND? _
See Page 30
HOW CAN A DAY MAKES A BIG DIFFERENCE WHEN IT COMES TO SCHEDULING
YOUR CLOSING? WHY WILL YOU NED UP PAYING MORE IF YOU PICK THE WRONG
ONE?
See Page 35
WHEN'S THE LAST TIME _ANYONE_ SHARED INSIDER SECRETS ON OTHER WAYS
TO SAVE MONEY ON THINGS YOU'D NEVER IMAGINE POSSIBLE LIKE TAXES AND
UTILITIES?
See Page 37
These are just some of the things you'll discover about how to avoid
being taken advantage of when you download [5] your copy of _CLOSING
SECRETS _for just $20.
_CLOSING SECRETS _is available for immediate download [6] for just
$20. Owning this course just may be the fastest and easiest way to
possibly save hundreds, even thousands or dollars whether you are
buying or selling a home.
Even though I know that _Closing Secrets _ just may be the fastest
and easiest way to possibly save hundreds, even thousands or dollars
whether you are buying or selling a home, maybe you're not convinced.
THAT'S WHY I'M GOING TO REMOVE ALL OF THE RISK SO YOU'LL HAVE NO
PROBLEM MAKING UP YOUR MIND!
MY IRON-CLAD MONEY-BACK GUARANTEE Simply download your copy [7] of
_Closing Secrets right now_ for just $20. Then take a FULL 60 DAYS to
read it and digest all of the information found inside.
Then, if this course isn't everything that I say it is; if it isn't
everything that you HOPE it is, just let me know anytime within 60
FULL DAYS and I'll give you your money back.
That's how convinced I am that this may very well be the best course
on how to possibly save hundreds, even thousands of dollars whether
you are buying or selling a home that you'll ever read.
That's right. You can download _Closing Secrets _right now [8] for
just $20 and take a FULL 60 DAYS read it from start to finish. Then,
if you decide that_ CLOSING SECRETS _ isn't everything I say it is; if
it isn't everything you HOPE it is, simply tell me any time within 60
FULL DAYS and you'll get your money back. We'll part as friends. It
doesn't get any better than this. You have nothing to lose!
"This book is a magician revealing all the tricks."
--Ashley Patten, Closing Agent
HERE'S YOUR OPPORTUNITY TO LEARN EXACTLY HOW TO BEAT THE REAL ESTATE
INDUSTRY AT ITS OWN GAME WITHOUT HAVING TO SPEND YEARS AS AN INDUSTRY
INSIDER.
I want to discover all there is to know about how to possibly save
hundreds, even thousands of dollars buying or selling a home.
I realize you're willing to back up your claim that your course
represents my best chance of beating the real estate industry at its
own game by offering me a FULL 60 DAY NO-QUESTIONS-ASKED -- ABSOLUTELY
NO-RISK MONEY BACK GUARANTEE.
Based on that, please accept my order for one copy of _Closing
Secrets_
[9]
NOW'S THE TIME TO TAKE ADVANTAGE OF THIS VALUABLE NO RISK OFFER AND
DISCOVER ALL THERE IS TO KNOW ABOUT HOW TO POSSIBLY SAVE HUNDREDS, IF
NOT THOUSANDS OF DOLLARS REGARDLESS OF WHETHER YOU ARE BUYING OR
SELLING A HOME.
So, if you really are serious about saving money, you MUST download
[10] _CLOSING SECRETS_ RIGHT NOW.
DO THE RIGHT THING FOR YOUR WALLET AND DOWNLOAD YOUR COPY OF
_CLOSING SECRETS _ RIGHT NOW. YOU'LL WILL BE AMAZED AT HOW MANY WAYS
THE REAL ESTATE INDUSTRY REACHES INTO YOUR POCKET ANY TIME YOU BUY OR
SELL A HOME.
Sincerely,
ANDREW DUBINSKY
info [at] closing-secrets.com
Author & Real Estate Industry Expert
Copyright Andrew Dubinsky, All rights reserved 2008 info [at]
closing-secrets.com
