Credit Report Repair
Attention: To Anyone Dealing With Bad Credit... Now's your chance
to gain an unfair advantage over the credit bureaus!
"ARE YOU FINALLY FED UP WITH BEING REJECTED FOR LOANS AND CREDIT
CARDS?... ARE YOU READY TO DO SOMETHING ABOUT YOUR CREDIT? DO YOU WANT
FAST RESULTS?!... THEN FOLLOW MY PROVEN STEP-BY-STEP CREDIT REPAIR
SYSTEM AND LEARN HOW TO RESTORE YOUR CREDIT REPORT IN RECORD-TIME...
GUARANTEED!" By Alex Moriarty [1] Credit Repair Expert
DEAR FRIEND,
Let me ask you a question. Have you ever been REJECTED for a loan
or credit card because of BAD CREDIT? Do you remember how the
experience made you feel?
Are you TIRED of paying for your past? Would you like to finally
TAKE CONTROL of your credit and your finances -- once and for all? If
so, this will be the most important article you read all year.
HERE'S WHY.
In the next 5 minutes, as you READ EVERY WORD OF THIS ARTICLE you
are going to discover STEP-BY-STEP how to repair your credit report
and settle your debts for pennies on the dollar.
You'll learn about the _FAIR CREDIT REPORTING ACT_ (F.C.R.A) and
other laws that help you, by protecting your rights.
Plus, I'll expose the _5 MOST COMMON MYTHS_ about bad credit --
information the credit bureaus are hoping you'll never find out -- and
then I'll fill you in on the truth. I guarantee by the time you FINISH
READING THIS ARTICLE, you'll _never_ be a victim of bad credit again.
But first I want you to name the TOP 3 REASONS WHY YOU NEED GOOD
CREDIT -- examples: To buy your dream house, to buy a new car (name
the specific car you want), credit cards, an exotic vacation, new
furniture, a new apartment, etc.
(Type the 3 things you want in the box below)
Okay, are you done typing the 3 things you want?
What if I told you there was a fast and easy way for you to repair
your credit report -- so that you can get those 3 things -- and
_anything else you want_.
All that's required on your part is using your computer for 15
minutes a month. Would this be something you'd be interested in?
If you answered yes, then I urge you to READ EVERY WORD of this
article, because the _secrets_ that can transform your credit reports
into a goldmine of opportunity is HIDDEN inside this web page -- and I
don't want you to miss it. The Problem With Credit Is That...
very few people understand how it works -- or how important it is
-- until they need to make a major purchase or have a serious
emergency. This _especially_ true in the case of an emergency.
ASK YOURSELF THIS: What would you do if disaster struck today and
you or even worse your son, daughter, or parent had a serious
emergency --and they needed cash... today? Would you have the money
available to handle the situation? If not -- what then?
This is just one aspect of having good credit that most people
never consider. With good credit, if worse comes to worse, credit
cards are the next best alternative to cash. Good credit can literally
be a life saver.
UNFORTUNATELY CREDIT MANAGEMENT SKILLS...
are not taught in high school -- and you can't register for GOOD
CREDIT 101 in college, because the class doesn't exist.
This lack of information keeps most people "IN THE DARK" about
their credit, with the end result being major hassles to say the
least. But now you can REPAIR YOUR CREDIT REPORT JUST LIKE A
PROFESSIONAL. Good people just like you are repairing their credit
reports everyday. I know this for a fact, because I've personally
helped thousands of people restore their credit history. But don't
take my word for it. Take a look at the story of Robin M.
Alex, I can't thank you enough. As you know, I was laid off from my
job as a flight attendant last year. Unemployment compensation wasn't
enough to manage my bills and as a result I soon became past due on
all of them.
After getting a new job and getting back on my feet, I still had the
bad credit to deal with. I went to a credit repair company, but they
wanted $500 per negative item deleted, which was out of the question.
Then I followed your advice and in just one month I started seeing
the bad credit go away. After only 4 months of doing what you said, my
FICO (credit) score improved enough to qualify me for a new apartment.
Thank you so much for all your help!
Sincerely, ROBIN M. MINNESOTA
UNLOCKING THE HIDDEN SECRETS OF CREDIT REPAIR
My name is Alex Moriarty. Back in 1995 I was a real estate agent
for one of the largest realty companies in the United States. During
that time I met hundreds of people who _would _ have qualified for
mortgages, except for one thing... bad credit.
While other agents in my office looked at credit problems as
obstacles, I viewed them as opportunities. I thought, "What if I could
help my clients restore their credit reports... not in years but in
ONLY A MONTH or a few months at most. Clearly, I'd be able to help
more people buy homes."
I became obsessed with the idea. When I wasn't selling houses I was
studying credit repair. I called dozens of credit repair attorneys and
credit repair companies and paid for consultations with them.
I'm sure I _DROVE THEM INSANE_ with my questions, but I didn't care!
I wanted answers. My goal was to become an _EXPERT_ in credit repair!
THE REAL SHOCKER ABOUT BAD CREDIT
Remember earlier when I mentioned the _FAIR CREDIT REPORTING ACT_.
According to the F.C.R.A any information contained in your credit
report must be 100% accurate and verifiable or it must be deleted.
For example, if you dispute negative information on your credit
report, the credit bureaus (_TRANS UNION, EQUIFAX AND EXPERIAN_) have
exactly 30 days to verify that the information on your credit report
is correct.
If they fail to do so, they're required by the F.C.R.A to delete
the negative account(s) from your credit report.
The BEST PART is that every time negative information is removed
from your credit report your credit (FICO) score gains TONS OF POINTS!
BUT THE "SECRET" TO CREDIT REPAIR IS...
knowing exactly how to DISPUTE NEGATIVE INFORMATION on your credit
report. The letters you mail to the credit bureaus must be written in
_very specific way_. One that will to put the credit bureaus on notice
and FORCE THEM to remove the negative information being reported.
However, if you've _never_ written credit repair dispute letters
before, or your letters convey the WRONG MESSAGE -- all of your
efforts will be in vain. More than likely your letters will end up in
the credit bureau's 'DUMPSTER' -- or worse yet, they'll be labeled as
frivolous.
If the latter happens, the process comes to a SCREECHING HALT --
and you can kiss cleaning up your credit goodbye!
Obviously, trying to repair your credit without knowing how, is
UNTHINKABLE. Why risk something so important? So what are your
options? The Most Expensive Way To Repair Your Credit
You could hire a credit repair company or a credit repair attorney
to repair your credit -- and if they do a good job it's worth the
investment -- but here's a STRONG WARNING: Expect to spend AT LEAST A
$1,000 for their help.
LET ME ASK YOU THIS: Do you really want to pay a $1,000 for
something you can do for yourself? Something that only takes 15
minutes a month -- which you can do from the privacy of your own home
-- without letting anyone see the intimate details of your finances!
KEEP READING and you'll discover exactly how to repair your credit
and the money these professionals charge and do it yourself. It's easy
when you know how.
Pay Close Attention... This Is It!
Using the information I'd obtained from the credit repair companies
and the attorneys, I created an all-inclusive PORTFOLIO OF CREDIT
CORRECTION LETTERS. These letters were designed to do ONE THING:
REMOVE BAD CREDIT!
After weeks of _fine-tuning_ the letters, I felt they were complete.
Then came the moment of truth... using them to help my clients. I
offered my credit repair service for free to anyone with bad credit --
who wanted to buy a house.
THE RESULTS THAT FOLLOWED WERE INCREDIBLE!
About 35 days after I'd mailed the letters off for my clients, my
phone started ringing and ringing. People were calling to tell how my
credit repair letters had dramatically improved their credit reports.
Overall, more than 90% of the negative accounts I'd disputed were
deleted from my client's credit reports.
But I didn't stop there! I continued TWEAKING the letters for a
total of 27 months. I tested them on:
*
Slow pays
*
Judgments
*
Foreclosures
*
Liens
*
Collection Accounts
*
Repossessions
*
Student Loans
*
Bankruptcy
and they DID THE TRICK EVERY TIME! As a result of my testing, I'd
come to know EXACTLY WHAT WORKS and what doesn't work to repair bad
credit.
In fact, the owner of a well known credit repair company recently
called ME for advice, after hearing an interview I did with a local
L.A. radio station about credit repair. My Clients Report A
Phenomenal 97% Success Rate
Since 1996 I've helped THOUSANDS OF PEOPLE clean up their credit,
through my consultations and seminars. Plus, 97% of my clients with
credit problems are able to get loans after I show them how to repair
their credit.
Recently a successful real estate broker and friend of mine offered
to endorse my credit repair service to over 200 of his clients, and I
said, "Gee, thanks -- but no thanks! I've got too many clients as it
is. In fact, I have enough clients waiting in line to last a
lifetime."
That's when it hit me, and I said, "Wow! That's a great problem to
have!" It was then that I started thinking about the idea of teaching
my credit repair strategies (which I've trademarked _30 DAYS TO A
BETTER CREDIT REPORT_
