Excerpt from product page

Attention New Home Buyers - Are you in the market for a new
mortgage but you worry about getting SCREWED with bad rates, high fees
or a bad loan? It's time you discover the untold secrets mortgage brokers
everywhere DO NOT WANT YOU TO KNOW! You can quickly and easily
learn...

The Ultimate Mortgage Guru’s 10 Laws to
Acquiring the Ideal Loan for Your Purchase:
How to Beat the Broker at Their Own Game Getting the
Interest Rate You Want and Deserve!

Within a matter of hours, not days, you will learn proven techniques to saving you
literally thousands of dollars on your mortgage!

The principles of the law and techniques you will learn are very REAL - not a bunch
of fluff you can find from any old blog. Within the last year alone, people who have
followed and applied the laws described in the book saved a cumulative total over
                                   $2 million dollars!
                                 (Your mortgage is your BIGGEST investment...)









              
                                        How about joining the lucky few?

The Ultimate Mortgage Guru's 10 Laws to Acquiring
the Ideal Loan for Your Purchase is an easy to follow step by step guide
to helping you get the deal you want.

In this book you will learn:

How to save yourself thousands in realtor's commission. You will not
only learn how they make their money but you will learn how to put money
back into yours.
We waste thousands of dollars on commissions each day!

How to spot your diamond in the rough. These are tried and true
techniques used to purchase properties well below market value using free
resources at your fingertips.
Your personal jewel will cost you much less than you think!

How to win buying a For Sale By Owner property. These sellers offer
unique opportunities to save you money but they usually do not know any
more about the market than you. Learn to exploit their lack of knowledge to
your advantage.
For Sale By Owner sales can be quick turn around home runs!

How to identify 'HOT' or 'Emerging' Markets and Rack up on the Cash.
New markets are springing up all over the country (and indeed around the
world) with new opportunity for HUGE financial windfalls.
 Hot markets are only hot for so long, get in while you can!

How to make the best offer for your wallet and get your seller to
accept. These techniques are strategically designed approaches for getting
the deal you want while servicing the seller's need.
 Your wallet or checkbook will determine what you can afford, be wise...listen.

How to protect yourself against losing your deposit with unforeseen
circumstances. It happens all the time, your circumstances change for
whatever the reason and you lose your hard earned money because you
did not prepare for it in your offer.
 Protecting yourself from losing money IS saving money!

How Mortgage Brokers and Banks MAKE THEIR MONEY. This is
'insider information' at it's best! No one should pass up the chance to learn
the BIG SCOOP on what brokers and banks really do behind the scenes
and how you can stop them from making big commissions on you!
 These are INSIDER TRADE SECRETS that everyone should know!

How to negotiate the best rate possible without getting screwed in the
process. A great interest rate does not mean anything if you paid through
the nose for it! Learn defensive and offensive strategies that will put you in
charge and control of what rate you obtain and how little it costs you.  
Great rates and low closing costs don't go hand in hand, learn to beat them!

How to negotiate the best rate and fees with your bank or credit union.
Banks and credit unions are notorious for playing on the comfort zones of
their customers. Learn to turn their loyalty tactics back on them for the best
deal.
Get the rate you want from your bank without their ridiculous fees!

How to navigate around the 'bait and switch' tricks. Banks and Brokers
playbooks are filled with sleazy tricks to swindle money out of your pockets
every chance they get. Learn to defend yourself against their tricks and last
minute interest rate hikes.
Flip their tricks back on them, make them eat your dust!

How to secure a good loan and fair rate with BAD CREDIT. Predatory
lenders prey on the weak and ill-advised. Learn how to read and understand
your credit profile. Learn how to identify your strengths and weaknesses to
put together a plan of action that will get you away from predators into a
safe, secure and reasonable loan.
Bad credit with no plan is a recipe for disaster, a better rate awaits you!

How to identify and read critical closing documents that you would
otherwise skim over. Everyday a new sucker is born, trusting that his loan
officer has his best interest at heart. Learn how to read crucial documents
for yourself eliminating the need to depend on your commissioned broker.
Documents you sign at your closing put you on the hook, be sure you know your stuff.



Dear Mortgage Seeker,


The Ultimate Mortgage Guru's 10 Laws to Acquiring the Ideal Loan for
Your Purchase is a compilation of strategies, principles, techniques and rules
you must follow if you want the absolute BEST deal in the market! The information
gathered in this book represents over 30 years of experience from myself, people
who trained me and the contributors of this book. I was a money making machine
who could sell sand to a Jamaican! I left the industry just before it collapsed. And
now more than ever people are getting caught in the deceptive snares of brokers
and banks struggling to survive.

Understand, I have nothing to lose by telling you the truth! My income is no longer
driven by the mortgage industry. My goal is to SELL BOOKS and the best way I
know to do that is to offer you a product that you will use saving you literally
thousands of dollars! Not only that, you will run to ALL of your friends about this
amazing product that changed your life!


Check out what others have to say about the laws of the book:


"My wife and I were looking to buy our second home. We sold our first home for
a profit but were reluctant to jump back into market because of all the negative
news about the 'mortgage meltdown.' We applied the techniques of Ultimate
Mortgage Guru's book to our situation and came out winners! Thank you Mr.
Smith for saving the day."
- T. Richards, Boston, Massachusetts

"A couple of years ago I got a divorce after 7 years of marriage. My wife cleaned
me out and my credit was shot. I had to move into an apartment community
again (at 42 years old) until I could get myself back together. The apartments were
loud and filled with college kids. I had to get back to a place where I could afford
a house on my own - I was losing my sanity! I came across techniques of The
Ultimate Mortgage Guru's 10 Laws through a friend. I applied them to my life and
by the time my renewal came up with my apartment complex I was on my way to
closing on a place of my own! Thanks Mr. Smith for giving me peace of mind
again."
-D. Johnson, Atlanta, Georgia

"I am a recent graduate of the University of Southern Cal Pharmacy School. I have
just landed my first job with "real" pay - hooray! I have heard about all the deals
out there where I live. I wanted to buy a condo but had no idea of what to do.
My credit is pretty good and I am making good money. I came across the
Ultimate Mortgage Guru book and within no time I closed on my very first place -
Thank you Guru, you are amazing..."
-S. Davidson Jr., Santa Ana, CA

"Until now I only thought we could afford to rent for the rest of our lives.
Housing costs here are sky high. I thought my situation would not allow me the
opportunity to invest in a property of my own. But after discovering this book it
changed my way of thinking totally. I was not only able to buy a house but I also
got a great deal with a great rate to boot! Thanks to Mr. Smith - my wife and I
owe you our lives, you have a friend for life..."
-A. Charles, Long Island, NY

"I am not big on e-books, most of what I have read is a waste of time and money.
But I must say this book is THE exception - I have never read a book so
professionally written and thorough that wasn't published by a major publisher. I
am shopping for a condo in Seattle right now and I can honestly say this book was
one of the best recommendations I have received in the past 10 years. The
information it provides is practical and easy to digest. It was truly money well
spent. Kudo's to you Mr. Smith for putting out such an excellent product! I expect
before long you will have the industry buzzing about the book that 'pulls back the
covers' on the mortgage industry. You have earned my continued support."
-J. Neale, Tacoma, WA

"To the point, The Ultimate Mortgage Guru's 10 Laws is the best product I have
purchased on the web to date! It is a must have if you want to save yourself
serious bucks!"
-H. Hughes, Lexington, KY

"About the book? Two words...ABSOLUTELY INCREDIBLE...do yourself a favor
and get it..."
-R. Garcias, San Antonio, TX


Are you sick of not knowing what others know SAVING them thousands upon
thousands of $$$$$?

Are you concerned with being taken advantage of by GREEDY mortgage
brokers or bankers? Sick of the big commissions costing YOU $$$$?

Are you stressed over your financial circumstances and even more over the
thought of getting a mortgage?









Are you ready for your BIG FINANCIAL BREAKTHROUGH?

Do something putting YOU in the driver's seat for once!

           TAKE ACTION NOW!!

                             Purchase your copy of....
The Ultimate Mortgage Guru’s 10 Laws to          
Acquiring the Ideal Loan for Your Purchase:
How to Beat the Broker at Their Own Game Getting the
Interest Rate You Want and Deserve!

Don't ENVY us, JOIN us!
You DESERVE a better rate!
       There are enough SAVINGS to go around...

The information contained within this book is absolutely priceless..
Many have valued it at over $5000...
          Save yourself $2, $3 or even $4 thousand in fees

Act now and receive our introductory purchase price and special
bonuses like:
                      Free downloads of a sample 1003 (application)

                      Free downloads of sample RESPA documents (GFE and TIL)

                      Free Glossary of "insider" industry terms and phrases.


Also you will receive FREE eBooks as an additional BONUS:

             The Credit Secrets Minibook - learn the ins and outs of getting
             your credit in great shape and what lenders know that you don't!

             Buying Your First Home - helpful tips from a well known lender on how
             to work with their programs.

             The Credit Restoration eBook - concentrates on people with poor
             status and gives great information on how to restore your credit.

             No Money Down Real Estate - teaches you new and modern
             techniques to buying property without coming out of pocket (or as little
             as possible).

             Magic Bullets Kill Sacred Cows - this is a great resource for working
             with Realtors and getting the most out of your experience.

             Sell It Myself - this is the true resource guide to any soul brave
             enough to sell their property on their own.

             Trump Strategies for Real Estate - perhaps this is one of the best
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Act now and take advantage our limited time offer...

                     PLUS you will receive the sample docs for your review
                             
                                                 and SEVEN free eBooks!


       The retail price is $99.00 but if you act now...

                     You can purchase your copy
                               TODAY for only $49.95...



                                         (file will download immediately as a pdf file)

Do not wait, get your copy now...demand drives the price...take
action before we raise the price back!

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P.O. Box 725394 Atlanta,  GA 31139
Phone 678-760-6664  Support: administrator@ultimatemortgageguru.com

   You can't lose with my





                            100%  money-back guarantee

By the way, these bonuses are yours to keep even in the unlikely event you decide to take advantage of our
money-back guarantee:

Your satisfaction is assured through our no risk, you-can't-lose, 100%, no-questions-asked, money-back
guarantee.  

If for any reason, you aren't satisfied with your purchase, just contact us within 60 days and we'll refund 100%
of your purchase price.  

What we're saying is don't decide now if The Ultimate Mortgage Guru’s 10 Laws to Acquiring the Ideal Loan for
Your Purchase: How to Beat the Broker at Their Own Game Getting the Interest Rate You Want and Deserve!
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You have nothing to lose (and a successful, money-making, prestige and self esteem building ebook to gain)
because regardless, the FREE bonuses are yours to keep just for giving us a try.

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Click here for an instant download of the ebook. Once your credit card is approved, you will be taken to a
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Note: Clickbank sells our products - they are a trusted online retailer specializing in digitally delivered products.
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Also please check out the following sites I highly recommend which can provide additional
resources for you in your quest for knowledge and REAL savings:

[Click Here!](http://dlsmith73.hhfreport.hop.clickbank.net/?tid=1001)">mortgage cycling revealed

[Click Here!](http://dlsmith73.mainview.hop.clickbank.net/?tid=1001)">Mortgage Savings Without Refinancing

[Click Here!](http://dlsmith73.homeref.hop.clickbank.net/?tid=1002)">Home Refinancing Industry Exposed

[Click Here!](http://dlsmith73.bkmtgbook.hop.clickbank.net/?tid=1003)">Bankruptcy Mortgage Book

[Click Here!](http://dlsmith73.askscot.hop.clickbank.net/?tid=1003)">The Practical Guide to Making Yourself Rent and Mortgage Free

[Click Here!](http://dlsmith73.jjentrinc.hop.clickbank.net/?tid=1004)">Guide to Preventing Mortgage Foreclosure

[Click Here!](http://dlsmith73.mortfree.hop.clickbank.net/?tid=1005)">Live Mortgage Free

[Click Here!](http://dlsmith73.soldin21.hop.clickbank.net/?tid=1006)">How to Sell Your in 21 Days or Less With or Without a Realtor

[Click Here!](http://dlsmith73.lassiterom.hop.clickbank.net/?tid=1007)">Mortgage Secrets for Investors

[Click Here!](http://dlsmith73.mmhabits.hop.clickbank.net/?tid=1008)">FICO Formula - Brand New Fix Bad Credit Repair eBook

[Click Here!](http://dlsmith73.niesong.hop.clickbank.net/?tid=1009)">Credit Secrets Bible

[Click Here!](http://dlsmith73.37days.hop.clickbank.net/?tid=1010)">Credit Repair Secrets Revealed

Success to you...

D.L. Smith



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