My Debt Consolidation Answers
Why You Must Know about Debt Consolidation _Today_ if You Want to
Find Financial Freedom _Tomorrow _
IF YOU'RE SICK AND TIRED OF HEARING "FACTS" FROM PEOPLE AND
ORGANIZATIONS THAT ARE REALLY JUST TRYING TO SELL YOU THEIR FINACIAL
PLAN, YOU ARE READY TO LEARN THE TRUTH! MANY PEOPLE IN YOUR POSITION
QUALIFY FOR DEBT CONSOLIDATION, WHICH CAN BE AN EXCELLENT WAY TO
MANAGE AND OVERCOME OVERWHELMING DEBT. IT'S NOT FOR EVERYBODY. BUT IF
YOU'RE EVER GOING TO FIND FINANCIAL FREEDOM, YOU NEED TO KNOW WHAT
DEBT CONSOLIDATION CAN AND CANNOT DO!
FROM JO ANN LEQUANG
Dear Friend,
If you're facing a lot of debt, you know how frustrating it can be
to hear about programs or plans or agencies that claim to help ... but
they wind up just going for your wallet in a blatant sales pitch or
they frighten you with a bunch of "facts" that sound more like
threats.
Debt is a frightening subject, but it's mostly scary because you are
probably in a very unusual situation (for you) and don't know where to
turn.
Maybe you've heard about debt consolidation. You've probably also
heard about debt management and debt settlement and bankruptcy. Maybe
it's all just a big blur in your mind. But here's the fact: they're
not the same thing. They're very, very different things and the one
you pick to help you out can impact your financial future for years to
come!
Without wanting to frighten you more, I must tell you that the
decisions you make now to manage a large debt can come back to help
you ... or haunt you ... for years and even decades to come. People in
your position (and you're not alone, not by any stretch of the
imagination) can make wise decisions or serious mistakes.
Here's why. You need to get your debt under control (that means you
need a plan) and then you need to get your debt paid off (that means
you need to execute your plan). But there are programs and agencies
and people out there who will offer you exactly the wrong plan. You
can wind up with a bad credit report. You can wind up deeper in debt.
You can even wind up in court!
It's not about being a bad person. It's not about being smart or
dumb. It's about doing your homework.
That's why you need to look at DEBT CONSOLIDATION ANSWERS. Unlike
many other reports or information about debt consolidation available
on the market today, DEBT CONSOLIDATION ANSWERS was written by a
publishing company--not a company that's trying to sell you on some
financial program. In fact, DEBT CONSOLIDATION ANSWERS is published by
a company that has no financial or other interest in any financial
programs, counseling services, or debt management programs.
DEBT CONSOLIDATION ANSWERS is just that: answers and information to
the questions you're probably already asking and the questions you
ought to be asking.
You see, just like there's not just one way to get into debt,
there's not just one way to get out of debt. Debt consolidation is one
approach--and it's a very good one, I might add--but it is not right
for everybody. Furthermore, not everyone can qualify for it! And even
of those who might qualify for it, not everyone can figure out how to
make it work in his or her individual case.
So why even bother with it, if not everyone can use it? Because when
used properly by the right people, debt consolidation can:
* Pay off your debt ... that's right, pay it off!
* Not hurt your credit report (in fact, debt consolidation may
actually increase your credit score! This book will tell you how...)
* Preserve your integrity and keep your conscience clear
* Maintain your privacy and keep you out of bankruptcy court
Best of all, debt consolidation is the sort of thing that can be
done privately or through a service or with a counselor, so you can
tailor the program to exactly fit your need.
There are a lot of misconceptions about how to handle debt. Let me
share some more of the little-known truth about debt consolidation:
* Debt consolidation is actually a tactic used by the super-wealthy
and big businesses to help manage their money
* Debt consolidation is perfectly legal, ethical, and honest. In
fact, if your bank finds out what you're doing, they'll think you're
smart
* Debt consolidation can help you better understand your financial
big picture and give you important skills in money management
* Debt consolidation is not the same as debt management or debt
settlement, which can do a number on your credit report
If debt consolidation is so great, then, why doesn't everybody use
it? Well, for one thing, it really isn't useful in all financial
situations. Second, you have to be willing to do some legwork and
exercise some financial discipline and self control. And last but not
least, not everybody even qualifies for debt consolidation.
So how can you find out if debt consolidation is right for you? You
need information, not a sales pitch.
Many companies offering debt solutions are actually trying to sell
you services that cost you money. You can get help from an agency or
counselor to get your debt "settled" or discounted, but that sort of
thing will hit your credit report--hard. You may have even talked to
some friends about filing bankruptcy. True, bankruptcy can get some
debts written off, but it is a legal proceeding that gives a judge a
lot of authority in terms of how you manage your money. Bankruptcy
will stay on your credit report for at least seven years. And with
everyone from potential lenders to mortgage brokers to prospective
future employers eager to peruse your credit report, a bankruptcy on
your record can come back to haunt you in ways you never imagined.
That's why you need information. Not pie-in-the-sky feel-good stuff,
not a sales pitch, and not a bunch of hype repackaged as hope. You
need to know what debt consolidation is, how it works, and then you
can make an informed decision as to whether or not this kind of thing
will work for you.
DEBT CONSOLIDATION ANSWERS will tell you the truth about:
* How debt consolidation differs from debt settlement (this
distinction alone can save you thousands and years of high-interest
rates)
* Seven things debt consolidation can and cannot do for you
* How homeowners can unlock the power of refinancing to help
consolidate debt
* Why so many people get seduced into refinancing options, only to
find these two unexpected drawbacks!
* Smart (and dumb) ways to use a line of credit to consolidate your
debt
* Sources of excellent, professional--and free--financial advice at
your disposal right now that you might never have thought of
* How your credit score is determined, why it affects your
financial (and even employment) future, and ways to manage it
* When a zero-interest credit card deal is no good to you
* The most important financial formulas you'll ever need to know
(and you don't even need math!)
* Why bankruptcy is the most drastic approach and one you should
avoid if at all possible
* Ways to sniff out possible fraudulent debt companies
* Why debt settlement can end up costing you more long-term than
debt consolidation
* How to find a great, certified, local credit counselor
* How to end the debt cycle ... forever
DEBT CONSOLIDATION ANSWERS offers you a friendly, easy-to-understand
guide to all that financial mumbo-jumbo you've probably been hearing
lately.
Let's be honest. Debt consolidation is not for everyone. It may not
be right for you. But you owe it to yourself to get the facts ... the
real facts, not just some company's "spin" on the subject.
Done correctly, debt consolidation can wipe out your debt, preserve
your reputation, boost your credit score, and help you master your
finances once and for all. Now isn't that something worth checking
into?
[1]
You can get your copy of DEBT CONSOLIDATION ANSWERS instantly in
digital format. It doesn't matter if it's 3 a.m. (debt and insomnia
kind of go together) or if you're at home or on the road. We'll
deliver the digital report to you instantly in electronic form. Print
it out, keep it on your computer, read it and refer to it. It's yours
to keep.
This digital report is over 100 pages packed with
easy-to-understand, real-world information about debt consolidation.
You'll find out what debt consolidation is, how it works, and how you
might be able to make it work for you. Even if you wind up not opting
for debt consolidation to solve your financial situation, you will at
least have the tools and information to make a serious-minded
decision.
This digital report is available to you online for $29.95, which
nowadays is probably less than the price of the gasoline you'd need to
drive out to seek professional financial advice--and you'd probably
have to pay for your financial advice, too! You get an unbiased,
unvarnished look at debt consolidation.
Now let's talk about what this book is not. It's not a
paint-by-numbers get-out-of-debt free card. Debt is a complicated
subject and we cannot provide generic one-size-fits-all "methods" to
get you out of debt. This report will not give you a way to walk away
from your debt scot-free. It does not describe anything like an easy,
quick-fix approach to debt.
It's information. It's the truth. Remember tha told movie where Jack
Nicholson shouts, "You can't handle the truth!"
Can you handle the truth? Your financial future may depend on it.
If you do not find that this report provides you with an
easy-to-follow, engaging, user-friendly description of debt
consolidation with practical tips and insights in terms of figuring
out if it's right for you and, if so, the next steps to take ... we'll
refund your money. We'll even give you 60 (sixty) days to check it
out. Read it, look it over, and then decide if you can handle the
truth. That\'s a 100% guarantee. [2]
There's no doubt about it. Getting a financial education is expense.
But you should see the price of financial ignorance! Consider this an
investment in your financial future and your sanity!
Just $29.95 and you can be on your way to financial recovery by
taking the important first step: education. It's all about knowing the
facts!
Debt consolidation is not a subject that a lot of debt management
companies or debt solution programs really discuss. You know why?
First of all, if you really undertand debt consolidation and get your
arms around it, you can do it by yourself. Yes, it's the original
financial do-it-yourself program!
Second, it's tough. It's a program that requires some
self-education, study, determination, discipline, drive, and action.
If you are one of those types who wants to watch TV and whine and wish
your debt goes away ... well, there's a whole industry out there that
wants to meet you. Debt consolidation is for action-takers who are
sick and tired of being sick and tired. If you have the gumption and
some drive to get out of debt ... debt consolidation may be the
financial plan you've been waiting for (and one very few debt
management companies even want to tell you about!)
INSTANT ACCESS [3]
Purchase Online [4] with Credit Card by Secure Server
Click Here NOW to download _your_ copy!
It doesn't matter if it's 3:00 a.m. in the morning! Our servers
never sleep!
[5]
But if you want to change your financial life, you need some more
tools. That's why I am so excited to offer to people ordering right
now a special bonus absolutely free.
Bonus #1: Special Report: Debt Tools
This is a mini-report packed with the key facts about the main
approaches to debt out there. If you get confused about all the
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dollar," "debt relief," "debt management program" and so on), use this
fast, easy reference guide to get a grasp on what is being talked
about. Of course, it's a slippery subject. Lots of debt companies and
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We've been there. You've been there. You need to hustle up a few
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This audio CD is a compelling, hard-hitting and _different _report
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We will send you that CD right now for free. That's right, a real
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Why are we doing this? Quite frankly, we want to have some
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All you have to do is download Bonus #3. It's a coupon. Print it
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"The Millionaire's Club" could be one of our biggest blockbuster
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Join us today! Access DEBT CONSOLIDATION ANSWERS, pick up your
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[6] [7]
Sincerely,
Jo Ann LeQuang
P.S. Poor people have big TV sets and rich people have big
libraries! Understanding debt and debt solutions is the most important
step you can take in getting yourself back on track. You owe it to
yourself and your family to find financial freedom as quickly as you
can!
How your debt occurred is no longer the point. What you're going to
do about it, is. Hurry! The faster you get your debt under control,
the better the next phase of your life is going to be!
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