Excerpt from product page

Apartment Building Riches
*
*

IMPORTANT NOTE: If you've been struggling to start or grow a real
estate business, this may be the most important letter you ever
read...

THINK ABOUT IT...

"HOW RICH IN REAL ESTATE DO YOU THINK YOU CAN GET IF YOU HAD
_UNLIMITED _AMOUNTS OF _DOWN PAYMENT CASH_ AT YOUR FINGERTIPS.

_JUST FOR THE ASKING?_"

AND EVEN MORE EXCITING: WHAT IF I TOLD YOU THAT, NOT ONLY CAN YOU
GET UNLIMITED AMOUNTS OF DOWN PAYMENT MONEY, BUT ALSO UNLIMITED
AMOUNTS OF MORTGAGE LOANS FOR ANY PROPERTY FROM $50,000 TO $50,000,000
NO MATTER HOW BAD YOUR CREDIT? I HAVE THE SECRET SOURCES!

YES, YOU CAN GET RICH IN REAL ESTATE...

* WITHOUT GOOD CREDIT,
* WITHOUT ANY MONEY DOWN, AND
* WITHOUT ANY REAL ESTATE EXPERIENCE!

ALL NEW NEVER-BEFORE-REVEALED REAL ESTATE CASH FLOW SYSTEM FOR 2008
- GET RICH NOW!

_**__SPECIAL 2008 UPDATE!!!**_

YOU\'VE ARRIVED AT THIS WEB PAGE JUST IN TIME TO TAKE ADVANTAGE OF A
VERY SPECIAL LIMITED-TIME OFFER...

I'm giving THE NEXT 100 PEOPLE WHO DOWNLOAD THIS NEW 2008 APARTMENT
BUILDING CASH FLOW SYSTEM the opportunity to discover how to make tens
of thousands per month by following an EXACT step-by-step success
system. And I want you to try it RISK-FREE for the next 30 days!

_HOWEVER, PLEASE BE WARNED..._

The TWO *FREE* Super Bonus Reports and Audio Interviews are ONLY
available to the next 80 people who take advantage of this deal.

I expect them to go QUICKLY since no step-by-step apartment building
guide of this caliber has been released publicly like this, ever
before!

FOR THE COMPLETE DETAILS, SEE BELOW...

YES, YOU CAN BECOME A REAL ESTATE MILLIONAIRE! GIVE ME A FEW MINUTES
OF YOUR TIME AND I\'LL SHOW YOU EXACTLY HOW!

From Monica Main
Real Estate Wealth Expert
Thursday -- 3:48 p.m.

Dear Future Real Estate Tycoon,

How are you? My name is Monica Main and I'm a self-confessed
business opportunity junkie. If you've seen it on late night TV, I
have it! Any "system" - from Ron Legrand, John Beck, Carleton Sheets,
John T. Reed, Russ Whitney, Robert Allen - I HAVE! I even bought
Carleton Sheets' course TWICE! (I couldn't go without the "new and
improved" version.) I even have Dave del Dotto's and Tommy Woo's
courses from way back when. (Do you remember those two?)

Did any of these get-rich-quick "systems" really work? Yes and no.
Some gave me good ideas but NONE were "complete" from start to finish.
I had to "cut and paste" from each system to get 70% of what I needed
to become successful in real estate. Unfortunately, the other 30% was
missing! Then, even worse, I had to "throw out" the 70% I learned and
start over from scratch.

Yes, I wanted more than anything to make tons of money with real
estate. I knew that owning real estate was the most PROFITABLE way to
make money because REAL ESTATE WILL NEVER GO AWAY AND IT WILL ALWAYS
KEEP GOING UP IN VALUE. I don't care how "soft" the market is now.
Fifteen years from now property will be AT LEAST DOUBLE what it is
now. Also, every multi-millionaire, no matter how they made their
millions (or billions), owns LOTS OF REAL ESTATE!

Check out these latest deals done in the past 90 days with NO CASH
and NO CREDIT needed:

28-Unit Building in Canoga Park, CA
$6,830 PER MONTH!

6-Unit Building in Newhall, CA
$1,465 PER MONTH!

36-Unit Building in Van Nuys, CA
$12,455 PER MONTH!

16-Unit Building in Castaic, CA
$2,450 PER MONTH!

60-Unit Building in Oxnard, CA
$21,340 PER MONTH!

THAT\'S A MONTHLY CASH FLOW OF $44,540 FROM ONLY 90 DAYS WORTH OF
WORK USING NO CASH AND NO CREDIT! AND ANYONE CAN DO THIS! I\'M TALKING
ABOUT "REGULAR PEOPLE" -- FOLKS JUST LIKE YOU -- WHO ARE GETTING
FILTHY RICH BUYING REAL ESTATE WITH NO MONEY DOWN AND NO CREDIT
NEEDED!

WARNING: CARLETON SHEETS, RON LEGRAND, ROBERT ALLEN ARE NOT TELLING
YOU EVERYTHING!

Do you think I'm being too bold? You tell me. Is it considered a LIE
if someone OMITS THE ESSENTIAL ELEMENTS OF THE TRUTH?

Yes, you can become successful in real estate._if_ you have good
credit, money down, property owners who will sell BELOW market value,
living in a city/state where good deals are abundant (and NOT in
California or New York), and a best friend heading up the loan
department at a local bank. Right?

AND THEY ARE LEAVING OUT THE FACT THAT THEY DON\'T INVEST IN REAL
ESTATE THEMSELVES (BUT JUST MAKE MONEY SELLING STUFF TO YOU, OR SHALL
I SAY, _RIPPING YOU OFF_?).

But MOST IMPORTANTLY, they are NOT TELLING YOU EVERYTHING about the
"how" and "what" of buying real estate.Yes, you have to know HOW to
invest and in WHAT TYPE OF PROPERTIES to invest in. Here's a hint: The
money is NOT in "residential" real estate (which is why I had to
"throw out" that 70% of "guru" real estate knowledge I acquired -
because it's ALL about _residential_ real estate investing).

THE "NO MONEY DOWN" DEAL IS A SCAM!

Am I contradicting myself? After all, didn't I just promise that you
can get real estate with "no cash and no credit"? Yes, I did. _AND I
MEAN IT!_ When I say "no money down" I'm referring to none of _your
own money_ (and using other people's money or OPM, and I'll show you
where to get it!)

Yes, you CAN do traditional no money down deals. You can negotiate
with an owner to do owner financing and actually get a property with
NO MONEY of your own or borrowed from others or get a 100% loan. One
of my most successful real estate courses called the_ Real Estate Cash
Flow System_ taught people how to get properties with NO MONEY through
lease-option owner financing. My course created a lot of very
successful real estate investors.

One of the main elements of that course had to be changed because of
the new market. It was the "no money down" aspect. What changed? _THE
MARKET CHANGED!_ It became impossible to do lease-options or getting
100% mortgage financing without being "upside down" on the mortgage
vs. rent. What do I mean by this? If you purchase a home with no money
down, your mortgage payments will be higher than what you can
reasonably charge for monthly rent.

I was watching some DVDs by a real estate "guru" about two months
ago (to see what my competition is up to). His course sales materials
boast that you can get into real estate with NO MONEY DOWN. In his
videos, he proceeds to explain that you can get the owner to "take
back" some or the entire mortgage. That's great!

Then he says that you should get a lease-option for a year or more.
You have to entice the seller by offering a $10,000+ lease option fee
(called _earnest money_). Tell me if I'm wrong but, isn't that "money
down"? How is that a "no money down" deal when you have to pay for the
lease option contract? And where do you get that kind of money if you
don't have it?

WHAT I\'M ABOUT TO SHARE WITH YOU IN THIS REPORT IS MORE THAN MOST
"GURUS" WILL SHARE IN THEIR ENTIRE SYSTEM!

NOTE: IF YOU\'RE TIRED OF THE SAME REHASHED, FLUFFED OUT, WATERED
DOWN LIES ABOUT REAL ESTATE WRITTEN OVER AND OVER AGAIN, KEEP READING.
THE STUFF I\'M ABOUT TO SHARE WITH YOU WILL BLOW YOU AWAY!

YOU WILL BE SO SHOCKED, AMAZED, AND EXCITED AND YOU DEFINITELY
WON\'T BE GETTING ANY SLEEP TONIGHT.OR FOR THE REST OF THE WEEK FOR
THAT MATTER.

REAL ESTATE IS THE ONLY WAY TO GO FROM $0 TO RICH IN THE SHORTEST
AMOUNT OF TIME!

Real estate is _still_ the BEST way to go to make quick money,
create a long-term cash flow, and to build a strong and stable
foundation of financial security to last a lifetime. I've always known
that it is the best way to make money starting from nothing.

I have recently seen two people in my life go from NOTHING (and I
mean FLAT BROKE, living in their car) to multi-millioinaires many
times over with real estate. And within only 12 to 18 months! AND YOU
CAN TOO! Anyone can!

I didn't want to just have merely enough money above and beyond my
bills. _I wanted to be obscenely, extremely, outrageously RICH! I
wanted money POURING out of my pockets and diamonds DRIPPING off my
body. _I wanted the _best of the best_ and I was convinced, beyond a
shadow of a doubt, that real estate was one of the ONLY vehicles that
could take someone with NO MONEY, NO CREDIT, and NO EXPERIENCE to VERY
WEALTHY within the SHORTEST amount of time.

Yes, there are other ways to make money like starting a huge company
(takes start-up capital and time) or hitting it big in stocks (takes
start-up capital and a learning curve to know what you are doing, and
it's VERY stressful to trade). With real estate, you can get started
with NOTHING. No experience, no licenses, no money, no skill, no
mover-and-shaker attitude, no business acumen but only a drive to
succeed.

The nice part about real estate is that it will ALWAYS be around.
People will always need food, clothing, and _shelter_. Even if the
whole world falls apart, people will always need a place to live. Even
cavemen lived in.well, caves. That was the first form of real estate.

IT\'S NOT JUST _ANY_ KIND OF REAL ESTATE INVESTING THAT CAN MAKE YOU
FILTHY RICH!

What's amazing is that after the amount of years that I've been
studying, investing, acquiring, and selling properties, I discovered
two things:

(1) THE BIG MONEY IS NOT IN SINGLE-FAMILY RESIDENTIAL PROPERTIES.
FLIPPING PROPERTIES CAN MAKE YOU SOME MONEY BUT THERE\'S TOO MUCH
COMPETITION IN THAT FIELD RIGHT NOW AND IN CERTAIN STATES IT\'S
ILLEGAL.

(2) YOU MAKE MONEY BUYING AND KEEPING PROPERTIES, NOT BUYING AND
SELLING PROPERTIES. IT\'S THE _MONTHLY CASH FLOW_ THAT MAKES YOU RICH!


And how did I come to this conclusion? After too many years of trial
and error, trying to work with the_ bogus_ information I was given (by
"gurus"), a light bulb finally went on in my brain. I would love to
take 100% of the credit of finally "discovering" this revolutionary
real estate investing secret but I can't.

I met this guy, Dr. Raj, through a business deal and we somehow got
around to the subject of real estate. He told me that he had several
apartment buildings that were making a huge monthly cash flow. _And
that he was about to retire! _He was so excited about his real estate
that he ended up sitting me down in his office for hours and telling
me everything he knew to help me get started. He also said that he
wished he didn't start so late with real estate because he could have
been retired by then.and that's why he wanted to pass on his secrets
of real estate, _so I could retire young!_

My _only_ problem was that all my money was tied up in my business
so I had NO MONEY to put down on a property. The other problem is that
I had the world's WORST credit because of a bankruptcy I had from
debts incurred in my previous marriage. Dr. Raj _insisted_ that I
could get several properties with NO CASH and NO CREDIT.

_And he told me exactly how. _But first he told me about...

THE REAL ESTATE GURUS\' DIRTY LITTLE SECRET. YOU CAN\'T MAKE MONEY
"FLIPPING" WHEN HOUSING PRICES ARE SO HIGH AND YOU CAN\'T MAKE MONEY
RENTING HOUSES BECAUSE THE MORTGAGES ARE TOO HIGH!

__

WARNING: THE "GURUS" WON\'T TELL YOU THE REAL DEAL IN HOW TO MAKE
BIG MONEY IN REAL ESTATE BECAUSE, IN REALITY, THEIR "SYSTEMS" DON\'T
WORK. THOSE COURSES THAT THEY ARE SELLING ARE FOR THEM TO MAKE MONEY
AND NOT TO MAKE YOU RICH!

THESE "GURUS" MAY OR MAY NOT KNOW THE SECRETS TO MAKING MONEY IN
REAL ESTATE BUT, _EVEN IF THEY DO_, THEY\'LL NEVER TELL YOU THE REAL
SYSTEM TO REAL ESTATE INVESTING!

WHY WOULD THEY TELL YOU THE REAL SECRETS WHEN TELLING YOU WON\'T
HELP THEM GET ANY RICHER IN REAL ESTATE? THEY\'RE TOO BUSY GETTING
RICH SELLING _YOU_ A PILE OF BOOKS AND VIDEOS AND $5,000 SEMINARS.
THAT\'S HOW _THEY\'RE_ GETTING RICH! NOT IN REAL ESTATE!

SINGLE-FAMILY VS. MULTI-TENANT COMMERCIAL REAL ESTATE: GETTING
"RESIDENTIAL" MULTI-UNIT PROPERTIES!

All the real estate gurus out there sell courses on single-family
homes. _None of them talk about investing in residential commercial
properties (apartment buildings of 5 or more units)._ So, all of their
gung-ho students run out to buy single-family homes after their last
rah-rah real estate seminar. DROVES of these people are trying to
latch onto single-family properties. That makes the competition
IMPOSSIBLE.

There is NO competition in buying multi-residential properties
(except with me) and this leaves the field WIDE OPEN for you. I just
don't understand why no one has discovered this secret! (I think it's
because people think it's too hard or expensive to get multi-unit
properties.) There's MORE MONEY in apartment buildings, PLUS.

You're not dealing with _Paycheck Charlie_ and _Sally Housewife _as
you would with residential properties. Residential home owners are
inexperienced, picky, flaky, and sometimes difficult to deal with.
They usually want much more than their home is worth and don't
understand the basic concept of economics called "supply and demand."

It's much easier to deal with multi-unit property owners because
they are business people and know that your numbers have to work as
much as theirs do. They know business. They know real estate. And they
know what their goal is long-term whether it's to buy, sell, or hang
onto their property. When they want to sell, you don't have to worry
about dealing with a flake (most of the time) who changes his mind
about the deal every five minutes.

HOW IS A MULTI-UNIT RESIDENTIAL PROPERTY DIFFERENT THAN A MULTI-UNIT
COMMERCIAL PROPERTY? AREN\'T THEY THE SAME?

Properties of 4 units and under are considered "residential" in
terms of acquiring a mortgage. However, even though they are
classified as "residential," they still hold "multiple" units for
multiple tenants, thus making it a "multi-unit residential" property.

A multi-unit residential _commercial_ property is an apartment
building of 5 or more units. It's much more difficult to get started
with apartment buildings because of the commercial loan needed to
close the deal. Although, I even have a secret method of getting
apartment buildings with NO CASH and NO CREDIT!

With a building of 4 units or less, you get a regular residential
loan making it easy to close a deal within 30 days! Plus, you can
EASILY do no-money-down deals with regular mortgage lenders without a
second thought.

The other upside is that you can cover your mortgage, charge a
monthly rent to cover your mortgage and costs, AND pocket a nice
profit each month! All starting with NO MONEY and NO CREDIT of your
own!

SINCE THERE ARE SO MANY FORECLOSURES, PEOPLE WHO ARE GETTING
KICKED OUT OF THEIR HOMES NEED A PLACE TO LIVE. THIS HAS CAUSED THE
RENTAL MARKET, ESPECIALLY THE DEMAND FOR APARTMENTS, EXPLODE IN THE
PAST 18 MONTHS!

NOW IS THE BEST TIME TO GET STARTED IN REAL ESTATE INVESTING. ALL
OF THE REAL ESTATE MULTI-MILLIONAIRES HAVE GOTTEN STARTED IN THE "BAD
TIMES" WHEN THEY GOT DEALS GALORE. ALL OF THE REAL ESTATE INVESTORS
WHO LOST THEIR SHIRTS GOT STARTED IN THE "GOOD TIMES" WHEN THE PRICES
WERE TOO HIGH!

SINCE THE MARKET ISN\'T SO GREAT, YOU DON\'T NEED ANY MONEY DOWN
AND NO CREDIT TO GET STARTED. PEOPLE ARE SO DESPERATE TO GET RID OF
PROPERTIES BECAUSE OF THE "MASS HYSTERIA" THAT THEY WILL LITERALLY
HAND OVER THE KEYS IF YOU PRESENT THEM A FAIR DEAL!

THINK ABOUT IT: YOU\'LL BE GETTING PROPERTIES AT THE LOWEST
BASEMENT-BOTTOM PRICE SO WHEN THE ECONOMY TURNS AROUND (AS IT ALWAYS
DOES) THEN YOU WILL HAVE A NET WORTH OF SEVERAL MILLION DOLLARS.
ANYONE CAN DO THIS AND EASILY RETIRE IN THE NEXT 36 MONTHS A
MULTI-MILLIONAIRE!!

HOW TO GET MILLION-DOLLAR APARTMENT BUILDINGS WITH NO CASH AND NO
CREDIT!

There's a secret to getting ANY property with NO CASH and NO CREDIT.
There are three methods to pull this off. (1) Lease option: You can
lease the property from the owner while collecting all of the rent,
or; (2) Seller financing: You offer to buy the property from the
seller while he finances it, and you collect all of the rent, or; (3)
Get bank financing. (Yes, this is possible with no money and bad
credit.I'll show you how!)

But who the hell is going to do something like that? (I have a
special way to get these properties...in a minute!)

The single-family residential market is DEAD right now which means
seller-owner financing doesn't work UNLESS you can make a deal where
the mortgage is LESS than the going rental rate (which is RARE since
so many people are up to their eyeballs in debt on their properties).

You can ALWAYS make money with apartment buildings and the MORE
UNITS you buy in one building the MORE MONEY you will make. Apartment
buildings are difficult to sell in ANY MARKET, especially this one
right now! So, that makes the opportunity for deals even better than
before!

And why would an apartment building owner want to sell a
money-making property? They get sick of the hassle, the mismanagement,
or maybe they just want to get rid of it for the money. Many times
apartment building owners don't manage their property right (and lose
money) or try to manage the property themselves (without using a
property management service so they can save a few pennies) or are
just too stupid to figure out how to knock off expenses while raising
rents.

This is a VERY LUCRATIVE way to get started with NO CASH and NO
CREDIT! It's very easy to get an apartment building owner to seller
finance for a short time until you qualify for a loan. In the
meantime, YOU are receiving the cash flow on the property! Think about
it: What apartment building owner wouldn't trade the hassle of him
managing his apartment building for a STRESS-FREE MONTHLY CASH FLOW
for doing NOTHING?

A SECRET LETTER THAT IS GUARANTEED TO GET YOU A DEAL A WEEK!

I don't like calling people or manipulating listed sellers into some
seller-finance/lease-option deal against their will when there's a
better way.I created a letter that I use to get property owners to
_CALL ME_ for the deal. And this letter works like you wouldn't
believe. Out of 100 apartment building owners, I usually get 8 to 10
owners_ calling me_. That's an 8 - 10% response!

And what would you say if I told you that I would give you this
exact letter for you to use to get deals? _Too good to be true?_

__

AND THERE\'S ONE MORE MIND-BLOWING SECRET.

HOW TO GET THE LIST OF APARTMENT BUILDING OWNERS WITH THEIR
ADDRESSESS!

Most people getting started have NO IDEA where to get a listing of
apartment building owners or how to contact them. I actually have TWO
new secrets of getting this information and you'll have MORE contact
information and MORE deals than you could ever want at any given time.


I've found that when most people are getting started in real estate
for the first time, they have no idea how to contact people in order
to get the ball rolling. I've just filled in that gap by providing a
step-by-step plan on how to get these people's addresses with the
click of your mouse.and by using ONE OTHER METHOD that NO OTHER
INVESTORS (except me) are using right now!

I'll be sharing both of these phenomenal secret techniques with you
so you can start getting your deals on track the moment you get my
course.

_BUT WHY JUST DO SELLER FINANCING? WHY NOT GET A "REAL" MORTGAGE
RIGHT AWAY? WHAT? YOU NEED A DOWN PAYMENT? _

__

_READ THIS._

HAVE THE GOVERNMENT PAY FOR YOUR DOWN PAYMENT!

No one - AND I MEAN NO ONE - will show you how to get the government
to pay for your down payments. Is this really possible? Yes, it is.
I've personally used the power of grants - NOT LOANS - but grants that
you NEVER pay back. Yes, you can get grants and it's MUCH EASIER than
you think!

The government can give you more than $200,000 to get your first
commercial property. There are other grants for real estate that can
give you a total of SEVERAL MILLION DOLLARS for your property. Why
pass up free money? You would have to be a lunatic to pass up the
government handing you hundreds of thousands, even millions, of
dollars on a silver platter.

WHAT\'S THE CATCH? You HAVE to use the money as the grant was
originally intended. If you get a real estate grant, YOU BETTER USE IT
FOR REAL ESTATE and not a new car or something else. If you don't use
the grant money for what you're supposed to use it for then you could
be in big trouble. Plus you'll never get another grant again.

Here's the deal: Use the government for a hefty down payment on your
apartment building which will INCREASE your monthly cash flow since
your mortgage will be LOWER. Plus, our broker can get you a
multi-residential loan in a SNAP with your government grant as a down
payment. You can close on your building in as little as 30 days _or
less_.

Think about what I said before. You need to get your first property.
That's it. That's the whole battle (and it's not nearly as hard as you
think). Once you get your first property, you can keep borrowing off
the equity to get _additional _properties. Or get more grants. _Or
both!_ It's up to you! Let the government finance your real estate
business. It's about time Uncle Sam did something for you after all
the taxes you've paid all of your life, right?

In my complete course, I'll send you all of the grant sources, how
to contact them, secrets to applying, and the forms you need to apply.
You'll get your real estate grant much faster and easier than you
think. And become a real estate millionaire (and maybe a billionaire)
within a few months by using Uncle Sam's money.

HOW I MADE MORE THAN $394,000 IN 25 MONTHS.

That's right. _IT\'S ALL DOCUMENTED AND ON PAPER._ Using this EXACT
real estate system that I'm going to give to you, I made more than
$390,000 in my first 25 months.using only 15 hours a week!

That means I was making about $15,760 per month! More than any JOB I
ever had! (What about you?)

Here's why this opportunity is so incredible:

YOU NEED NO MONEY, NO CREDIT, NO LICENSES, AND NO EXPERIENCE!

The government will give you FREE MONEY for your properties. Someone
else will finance you, no matter how bad your credit. You can start
setting up deals and making money within 30 days. Getting deals is as
easy as sending out a "special" letter and have people CALLING YOU!
You only need about 15 hours or less per week to do this. And this is
the easiest, most workable real estate investing plan I've ever seen!


GUARANTEED, NO ONE ELSE WILL TEACH YOU THESE SECRETS!

THE SYSTEM THAT CAN MAKE YOU EXTREMELY WEALTHY: THE ULTIMATE REAL
ESTATE CASH FLOW SECRET!

There are two ways you can begin your wealth-building processes:

(1) Start with multi-unit apartment buildings (5 units or more)
right off the bat and do owner financing for 1 year or more until you
qualify for your own mortgage and while waiting to get grant money.
This will allow you to get properties RIGHT AWAY, like the day you get
my complete course!

Or, (2) Start with residential multi-unit buildings (4 units or
less) and use grant money for a down payment while getting a regular
residential loan to close the deal quickly. Remember, residential
loans close quicker and have lower interest rates. Plus, the credit
criterion is much more lax.

Depending on which method you choose, you KEEP GETTING MORE
PROPERTIES. The key is getting and KEEPING the properties versus
buying and selling. That's the whole secret to incredible cash flow
wealth!

JUST GET THAT FIRST PROPERTY. AND YOU\'LL HAVE IT MADE!

Unlike other real estate "guru" systems - where have you bust your
ass getting "no down" deal after deal _forever _-- with my system you
just have to concentrate on getting that _very first apartment
building_, doing a seller-finance or lease-option, and getting a
"real" mortgage (with the simple and proven techniques that I give
you), then you borrow off the equity, get the next property, borrow
off that property's equity, get the next property.and on and on and
on.

Once you mortgage that first property, banks will be throwing money
at your feet for all the properties you want to finance from there on
out. OR, you can keep taking seller-financing and lease-option deals
forever. It's up to you! So, how is this done? Does this seem
overwhelming? Keep reading.

MY BROKER CAN MAKE YOU FILTHY RICH!

THIS IS ANOTHER SECRET NO ONE WILL EVER TELL YOU (EXCEPT ME). NO
MATTER HOW BAD YOUR CREDIT, YOU CAN GET FINANCING ON AN APARTMENT
BUILDING.

THIS IS NOT INFORMATION THAT YOU WILL FIND IN ANY OTHER REAL ESTATE
"SYSTEM." AND I CAN GUARANTEE THAT THIS SYSTEM HAS MORE "INSIDER"
INFORMATION AND SECRETS THAT _MOST INVESTORS DON\'T EVEN KNOW ABOUT._


CERTAINLY I\'M NOT GOING TO WASTE GIVING IT TO SOMEONE WHO ISN\'T
SERIOUS, WHO JUST WANTS TO COPY IT AND THEN ASK FOR A REFUND. IT
WOULDN\'T BE FAIR TO THE HONEST PEOPLE WHO ARE WILLING TO PAY FOR IT.
IF THAT\'S YOUR PLAN, DON\'T EVEN THINK ABOUT IT. IF I DO GET A REFUND
REQUEST (WHICH IS VERY RARE), I SEND THE BROKER YOUR NAME AND HE
WON\'T DO BUSINESS WITH YOU OR ANYONE ELSE WHO IS NOT ON THE LIST.
FURTHERMORE, IF YOU TRY TO HAVE ANOTHER PERSON USE HIS INFO, HE WON\'T
DO BUSINESS WITH THEM BECAUSE THEY WON\'T BE ON THE "LIST" THAT I SEND
HIM ON A WEEKLY BASIS.

I\'M GIVING YOU MY SECRET FINANCING SOURCE\'S CONTACT INFORMATION.
AFTER ALL, HE CAN HELP GET FINANCING FOR ANYBODY WITH NO CREDIT AND NO
MONEY. THAT INFORMATION ALONE IS WORTH _THOUSANDS OF DOLLARS_!

I CREATED A NEW MILLION-DOLLAR APARTMENT BUILDING REAL ESTATE CASH
FLOW SYSTEM!

I created a system so you can automatically attract droves of these
hot deals with minimal effort. In fact, if you're anything like me,
you hate to talk to strangers on the phone, hate to "discuss" owner
financing, and feel insecure about setting up a real estate deal.

AND YOU DON'T HAVE TO DO ANY OF THAT!

So I had to come up with another plan for the meek (like me) to do
these deals. I had to create a better letter that would do most of the
talking for me. I had to write a better ad to get people to call me. I
had to look for other areas that people were overlooking to find these
deals.

_And I did! This will blow you away._

__

__Remember, people will be calling YOU, not the other way around.
You'll have apartment building owners beating a path to your door!
This means that they are interested and they want what you have! No
arm twisting, manipulating, embarrassing yourself with "low-ball"
deals, getting laughed at, or wasting your time on any real estate
deal.

My magic letter has already told the property owner everything they
need to know, how they benefit from the deal, and what the potential
is for them in doing this. So when they call you, they're ready to
sign on the dotted line. It's really that simple.

With the combination of this incredible one-of-a-kind real estate
investing strategy and utilizing the rare opportunity to let me
partner and help you with your deals, there's absolutely no reason why
you can't be making tens of thousands of dollars a month.

Think about the value in that alone. You basically have all of the
most successful cash flow elements to "clone" with my exact letter and
real estate strategies to help you become as successful as possible.

I want you to become _massively successful_ and therefore ALL of the
most effective, pre-tested, and proven real estate investing tools
will be given to you. I hold NOTHING back.

HERE\'S ALL YOU HAVE TO DO TO BECOME A REAL ESTATE
MULTI-MILLIONAIRE:

STEP 1:

TARGET MULTI-FAMILY PROPERTIES!

I know it's quite obvious but it amazes me how many people end up
putting ads in some freebie paper or among the employment
opportunities on Sunday. People who look at the freebie papers and the
employment ads are not people who own properties for hot deals. Same
goes for "homes for sale" ads; these are NOT your target properties.
Forget using the newspaper. Use the secret letter!

STEP 2:

Follow a Simple Step-by-Step Plan

I have a system that is so ridiculously SIMPLE that ANYONE can do
it. Just follow the step-by-step plan and you could be doing HUGE real
estate deals within just a few days!

__

_Many of our students who actually APPLY the knowledge they are
given find it very easy to purchase an apartment building within 30
days. As long as you are willing to APPLY to knowledge and secrets you
are given, you WILL be successful._

STEP 3:

Real Estate Millionaire

Like I said, get your first property financed by a lender (through
my broker) OR get a government grant (FREE MONEY!) and then borrow the
equity from your first property (or get another grant) to finance the
down payment of your second commercial property.then do the same for
your third, fourth, fifth...etc. Pretty soon you'll have a $100
million dollars in apartment buildings, and be set for life with a
huge cash flow. Just focus on getting that FIRST property. _The rest
is a piece of cake!_

MY SYSTEM IS BRAND NEW AND LIKE NOTHING ELSE YOU\'VE EVER SEEN
BEFORE!

You may have already purchased our regular _Real Estate Cash Flow
System _that had been offered since 2001 or our _Commercial Real
Estate Cash Flow System _that had been offered since 2005. This is
NOTHING like either one.

This course, the _Apartment Building Cash Flow System_, is BRAND NEW
and HOT OFF THE PRESS! It's much more thorough, comprehensive, and
step-by-step, and offers many more tools than my previous courses
COMBINED!

When I first got started in apartment building properties, there was
NO COURSE to show me what to do. There were only residential courses
including the same rehashed, remanufactured crap sold on late night
TV. It took me FOREVER, and years of trial and error, in order to
discover what I know today.

Instead of re-inventing the wheel, take my experience and use it for
your FAST-TRACK to cash flow success. Don't try to use your old
residential "guru" real estate courses to apply to apartment buildings
or commercial properties because those strategies WON'T WORK!
Apartment buildings and other commercial properties are a WHOLE
DIFFERENT ANIMAL altogether.

Learn from someone who has already worked out all the bugs and can
show you the fastest, easiest, and most profitable way to invest.
Learn from someone who is DOING IT and not just selling a course on
how to do it! And learn from someone who can show you how to actually
get properties with NO CASH and NO CREDIT of your own!

DISCOVER THE SECRETS OF THE APARTMENT BUILDING CASH FLOW SYSTEM!

_DISCOVER HOW TO USE THE POWER OF A LETTER TO MAKE MILLIONS IN
APARTMENT BUILDINGS!_

_HOW TO GET YOUR FIRST PROPERTY IN 21 DAYS!_

_How to get started with NO MONEY, NO CREDIT, NO LICENSES, and NO
EXPERIENCE!_

_Use the power of government grants to get your down payment!_

_USE MY BROKER FOR MORTGAGE LOANS, EVEN IF YOU HAVE THE WORLD\'S
WORST CREDIT!!_

_WORK FOR ONLY 36 MONTHS AND HAVE ENOUGH RESIDUAL INCOME TO RETIRE
FOREVER!_

_THE SECRETS TO GETTING TO FIVE- TO SIX-FIGURES PER MONTH IN PASSIVE
INCOME IN 6 MONTHS, GUARANTEED!_

_START YOUR ENTIRE CASH FLOW BUSINESS WITH LESS THAN $500 AND MAKE
MONEY QUICKLY._

_Use tested and proven techniques and strategies to get super hot
real estate deals!_

_ALL THE SECRETS THAT REAL ESTATE MILLIONAIRES KNOW BUT WILL NEVER
TELL YOU!_

_SECRETS THAT "GURUS" DON\'T EVEN KNOW THEMSELVES!_

BUT THAT\'S NOT ALL...EVEN MORE HOT SECRETS JUST ADDED!

_THE REAL STRATEGIES AND "SECRETS" BEHIND THE MOST SUCCESSFUL REAL
ESTATE INVESTORS AND HOW TO FIND DEALS THAT ARE "SLEEPERS."_

_HOW TO USE LISTS TO MAKE A FORTUNE VIRTUALLY OVERNIGHT AND WHICH
LISTS TO USE._

_HOW TO WORK 15 HOURS A WEEK OR LESS AND STILL MAKE A FORTUNE IN
REAL ESTATE._

_HOW TO PUT YOUR BUSINESS ON "AUTOPILOT," GETTING RESIDUAL INCOME
WHILE YOU SLEEP!_

_HOW YOU WILL NEVER HAVE TO "HARD SELL" A DEAL. THE SALES LETTER
GETS PEOPLE BEATING A PATH TO YOUR DOOR!_

_HOW YOU CAN GET STARTED CASHING IN NOW!_

"YOU CAN TEACH AN \'OLD DOG\' NEW TRICKS!"

"When we retired we knew we wouldn't have enough to support even a
halfway decent lifestyle.

I had always been interested in investing in real estate but, after
buying so many different programs, I gave up.

We found Monica in the spring. Since we started we've been able to
acquire 6 buildings and our monthly cash flow is $17,500.

We are blessed that we finally discovered the real keys to becoming
successful in real estate investing. If this is something you are
serious about doing, we strongly recommend that you get started right
away.

THANK YOU, MONICA, FOR ALL OF YOUR HELP."

-- WINSTON FONT-FAMILY: \'ARIAL NARROW\',\'SANS-SERIF\'"> HERE\'S
HOW YOU CAN START CASHING IN NOW!

I created a TESTED and PROVED step-by-step _Apartment Building Cash
Flow System_ that I'm offering for a LIMITED TIME ONLY. Because of the
secret financial sources I reveal to you, I _cannot_ overwhelm them
with too many new students. We can only sell a certain number of these
systems and then we will have to REMOVE the financial resource
information.

DO NOT MISS OUT!

Remember, we are providing you with a SPECIAL BROKER. He can only
handle so many new investors at once. Right now he agreed to take
another 80 investors. After that I'll have to put a hold on selling
any more systems with his contact information until he can take some
more. Usually I have to put a hold on selling a course for about 12
weeks, sometimes up to 6 months, so DON'T MISS OUT!

So what will you get in the system? CHECK THIS OUT:

* APARTMENT BUILDING CASH FLOW MANUAL - This heavy manual will give
you the EXACT details on how to invest like a millionaire pro...and
eventually you will become a real estate millionaire if you follow the
simple step-by-step system. This includes complete instructions,
contracts, ads, and the EXACT how-to info you need! There is NOTHING
else like this anywhere else on the market. Guaranteed!
* 2 AUDIO SEGMENTS (each 1/2 hour long) - Giving you the exact
step-by-step information on how you can get started right away, what
to do first, and how to make the most money in the fastest amount of
time!
* MILLION-DOLLAR RESOURCE DIRECTORY - Discover my personal sources
to real estate finance, where to locate foreclosures in seconds
online, have my secret financing lenders' personal numbers so they can
finance your properties too, no matter how bad your credit and with NO
MONEY DOWN! THERE IS ALSO A LISTING OF HARD-MONEY LENDERS AND
INTERNATIONAL LENDERS, INCLUDING ONE COMPANY THAT SPECIALIZES IN
CANADIAN PROPERTIES. THIS RESOURCE DIRECTORY ALSO INCLUDES YOUR
RESOURCES FOR STATE AND FEDERAL GRANTS.
* QUICK-START GUIDE - What to do today, tomorrow, and for the next
few weeks. How to start building your real estate business quickly and
grow it as fast as possible!
* CASH FLOW EVALUATOR SOFTWARE - Do thy numbers! This software
(Excel required) will help you figure out all of your numbers to make
sure your deal is profitable. Most people have a hard time figuring
out if a deal is going to make money. This easy software makes it
dummy-proof to get your accurate monthly cash flow, CAP rate, etc.
* BONUS REPORTS - You'll get two (2) bonus reports about getting
cash back at closing and how to never get a deadbeat tenant. These
reports are super valuable and are alone worth $35. Can you imagine
getting $200,000 at the closing table? In one report you'll discover
exactly how!!

WE SOLD THE PHYSICAL COPY OF THIS ENTIRE COURSE FOR $398.00 JUST A
COUPLE OF MONTHS AGO. NOW, YOU\'LL BE GETTING A SUPER BARGAIN AND
YOU\'LL BE GETTING THE NEWEST 2008 VERSION THAT\'S NEVER BEFORE BEEN
RELEASED!

GET THIS COMPLETE COURSE FOR A ONE-TIME CHARGE OF ONLY $197! $97

THIS IS A LIMITED TIME OFFER! HURRY!

CLICK ON THE LINK BELOW TO ORDER! CLICK HERE TO PURCHASE [1]

ALL OF THESE FILES ARE INSTANTLY DOWNLOADED! YOU WILL NOT BE SHIPPED
ANYTHING VIA MAIL! YOU WILL GET THIS COMPLETE COURSE IMMEDIATELY!

NOTE: YOU WILL NEED MICROSOFT WORD AND ADOBE ACROBAT READER TO VIEW
THESE FILES. YOU WILL ALSO NEED AN AUDIO PLAYER SOFTWARE TO HEAR THE
TWO AUDIO FILES. YOU WILL NEED MICROSOFT EXCEL TO USE THE CASH FLOW
EVALUATOR SPREADSHEET SOFTWARE. APPROXIMATE DOWNLOAD TIME: 5 MINUTES.
THANK YOU.

"The Monica-Main-Has-Lost-Her-Mind Impenetrable Guarantee."

If you haven't banked at least THREE TIMES your investment within 8
weeks of the "Apartment Building Cash Flow System" System being
downloaded into your computer, I INSIST THAT YOU GET A 100% REFUND, NO
QUESTIONS ASKED.

That's right! I've just made this offer RISK FREE! You have NOTHING
to lose and EVERYTHING to gain!

NOTE: THOSE WHO REQUEST A REFUND WILL NO LONGER HAVE ACCESS TO MY
PRIVATE LENDING SOURCES. THESE SPECIAL FUNDING SOURCES ARE SENT A NEW
LISTING OF PEOPLE WHO ARE ADDED AND DELETED FROM BEING ABLE TO GET
COMMERCIAL LOANS EACH DAY. THANK YOU.

SERIOUS NOTE: MAKE SURE YOU LEARN HOW TO INVEST FROM SOMEONE WHO IS
ACTUALLY MAKING MONEY IN REAL ESTATE!

Did you know that more people are selling the "concept" of making
money in real estate than those actually making money in real estate?
It's like the Internet riddle: How do you make money on the Internet?
By selling books called "How to Make Money on the Internet," of
course.

Most of the real estate "gurus" out there are just selling the
information and not making money in real estate themselves. And it
pisses me off! It makes people like me - _legitimate people who want
to help you learn how to really make money in real estate based upon
our real life experience and knowledge_ - look like a scam along with
the rest of them!

How can you distinguish from the scams vs. the real deal? Sometimes
you can't. Sometimes people's sales copy can be so compelling that it
makes you salivate for their stuff to the point where you feel like
you can't live life anymore unless you get their
course/system/whatever. Good copy doesn't necessarily mean a good
system. Sometimes you can do more damage learning things the WRONG WAY
then not learning them at all.

My advice? Listen to your intuition. I've had students of mine call
me on the phone and tell me that they'd prayed for a miracle then got
a mailer from me or ran across my website the following day or week.
And it turned out to be the best investment in their life. I have
volumes of testimonials from happy students who have been able to put
my real estate systems to good use and rake in huge sums of money
because of what I taught.

The best thing about my newest course is that it's the BEST one yet.
It has the MOST information, is the MOST comprehensive, and offers the
BIGGEST financial possibilities for you. And that's why I'm so excited
about this course. I've mastered both real estate investing AND
teaching to give you the BEST POSSIBLE!

THINK ABOUT THIS: Most people will invest $50,000 to $100,000 or
more on a college education and won't know nearly as much about making
money in real estate as this course will teach you.

It's amazing how you can learn everything you need to know with a
couple hundred dollars when this education cost me tens of thousands!
Can you really afford to balk at spending a couple hundred dollars
when a "formal" education costs _much more_? What is it worth to you?

THE BOTTOM LINE: You have to learn from someone who is DOING IT and
not someone who is selling information about it. You can't start a
business based on theories and general information about investing,
like they have in colleges and even other courses. There are so many
nooks and crannies in real estate that you need to know about in order
to become massively successful while avoiding the pitfalls that can
make you go bankrupt. This information is worth millions!

HAVE YOU EVER HEARD THE SAYING, "IF IT SOUNDS TOO GOOD TO BE TRUE,
IT PROBABLY IS"?

The problem in our society is that most of us have given up our
dreams for "reality." When an opportunity passes by you for unlimited
wealth, you automatically assume that it's too good to be true.

Why?

Because most of us have let life kick us in the gut for so long and
we've come to accept a life that's not so great! True entrepreneurs
know something good when they see it and they JUMP ON IT without a
second thought.

THIS IS YOUR CROSSROAD. This moment will determine what kind of
person you truly are. Do you want to become financially free with real
estate? Or do you want to be in the same position in 10 years, kicking
yourself in the ass for not buying property in TODAY'S market with
TODAY'S interest rates?

Everyday I come across deals that most "Average Joes" out there
would think are "too good to be true." Why are these phenomenal deals
out there? People who don't like real estate want to get rid of it
quickly, even if they take a huge loss. I've dealt with cases of
divorce, inherited properties, buildings from sick owners, reversals
of fortune, and many other instances that have presented really good
deals for the taking. But you have to be out there TAKING THE DEALS
and not sitting on the couch watching TV!

NO MATTER WHAT HAPPENS, WHICH TRENDS COME AND GO, WHICH HOT
MONEY-MAKING OPPORTUNITIES MAY CROSS YOUR PATH, REAL ESTATE WILL
ALWAYS BE KING! Real estate made people rich 100 years ago. Real
estate made people rich 25 years ago. Real estate makes people rich
today.And it will 5, 10, 20, and 50 years from now. It is the ONLY
business that will keep making people rich.

Why?

Because, no matter what happens in our world, people will ALWAYS
need clothes, food, and _shelter_. Always, without a doubt. That will
never change under ANY circumstances.__

Stop selling yourself short. Stop telling yourself that you'll do it
later or maybe _someday_ you'll invest. Someday is NOW! And with my
system, investing in real estate couldn't be easier. I'm looking
forward to being your coach and partner in helping you build your
million-dollar real estate business.

Your Friend and Mentor,

MONICA MAIN

CLICK HERE TO PURCHASE [2]

"MORE MONEY THAN I EVER THOUGHT POSSIBLE!"

"I had a great job so I wasn't really looking for a way to make
money outside of the office. Then last year there were a lot of
lay-offs and it scared me.

I started looking through opportunities and couldn't believe how
much sh** is out there. Those 'opportunity magazines' are just a joke.
After a lot of endless research I discovered that real estate
investing was probably the most solid opportunity out there.

The next challenge was to find legitimate information on real estate
investing. I searched high and low. I got the junk from the
infomercials and wasted a lot of money that way.

I came across your advertisement and the whole thing about investing
in commercial real estate and apartment buildings just made sense to
me. Without hesitation I got your system and have never looked back.

Within a short time I was able to purchase 3 buildings in one deal
with NO CASH and NO CREDIT, just like you teach. WITH THAT ONE DEAL
I\'M MAKING THREE TIMES MORE THAN I MAKE WITH MY JOB. I'm going to do
another 3 deals then quit forever."

-- STEVEN HOBBS OF SEATTLE, WA

"FROM $250,000 IN DEBT TO A $3,000,000 NET WORTH!"

"My wife has a rare medical condition that tapped us out
financially. We had hundreds of thousands of dollars in medical debt
and I truthfully didn't see any way out but bankruptcy.

I was already investing in property. I had 4 single family homes but
the monthly cash flow was pitiful. It was only $320. I believed in
real estate but knew there had to be another way!

AFTER FINDING YOUR SECRET SYSTEM I WAS ABLE TO CONVERT THOSE 4 HOMES
INTO 1 APARTMENT BUILDING WITH 56 UNITS THAT ALLOWED US TO GO FROM A
PITIFUL $320 PER MONTH IN CASH FLOW TO $14,580 PER MONTH IN CASH FLOW.


I ended up doing another 3 deals. One of the buildings I used to
flip for cash and paid off all of the medical bills PLUS had $65,000
left over. All I did with the building was paint it and put on a new
roof and I was able to resell it for more than $300,000 in profit
within a couple of months!

AND THIS IS JUST THE BEGINNING!

Thank you for everything and God bless!"

-- Virginia "Ginny" and Ted McNeill of Lake Mary, FL

"I NEVER KNEW LIFE COULD BE SO GOOD!"

"My name is Jerome and I purchased your apartment system. I wanted
to thank you for the huge difference you have made in my life.

I tried every kind of opportunity out there. I gave up for a few
years and thought that I would never find anything profitable out
there. I was tired of the scams out there taking my money instead of
showing me how to make money!

When I found your system I was very skeptical at first. I didn't
have much to lose so I took the bite. Your system made me realize that
as long as I follow the steps I can be successful investing in real
estate.

I went from a skeptic to a true believer the moment I got your
materials. I just knew your stuff was different than anything else
I've ever seen out there.

AS SOMEONE WHO IS \'SLOW\' TO UNDERSTAND THINGS, I WAS STILL ABLE TO
PURCHASE AN APARTMENT BUILDING IN 90 DAYS WITH NONE OF MY OWN MONEY OR
CREDIT.

You are right. The first deal is the hardest. Once I closed on my
first deal I bought another building shortly thereafter. I quit my job
and make more money a month than I did all year!"

-- JEROME HUTCHINSON OF FLAGSTAFF, AZ

TO CONTACT US: LITTLEMAGICMONEYWIZARD@YAHOO.COM [3]

DISCLAIMER: MAGIC MONEY WIZARD IS A CALIFORNIA COMPANY. WE HAVE
PURCHASED THE EXCLUSIVE RESALE RIGHTS TO THE APARTMENT BUILDING CASH
FLOW SYSTEM IN BOTH PHYSICAL AND ELECTRONIC FORMATS. WE ARE NOT
AFFILIATED WITH MONICA MAIN OR HER COMPANY, INOM, INC. WE ARE SIMPLY
RESELLING HER PHENOMENAL PRODUCT AS PER HER WRITTEN PERMISSION. WE
ALSO UNDERSTAND THAT THE TEXT PROVIDED IN THE ABOVE SALES MESSAGE IS
100% TRUE AND CORRECT AS PROVIDED BY MONICA MAIN. THANK YOU.

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